Banner for Chetwood Bank

Chetwood Bank Reviews 

687
TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 512 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the extremely helpful, friendly, and polite staff who go out of their way to provide prompt support over the phone and resolve various account inquiries efficiently. People also deeply appreciate the clear, secure online platform, straightforward account management processes, and consistently competitive interest rates offered for their savings. Consumers consistently note that opening accounts and communicating with the bank is generally a smooth, reliable journey. However, some people mentioned frustration with automated chatbots, occasional technical problems, and delays when trying to navigate support channels without speaking directly to a human advisor.

What people talk about most

User experience

Clients share positive opinions on user experience, highlighting how straightforward the application forms... See more

Customer service

Customers had positive experiences with customer service, noting that support agents were polite, responsive,... See more

Staff

Users describe positive interactions with staff, highlighting their helpfulness, patience, and professional... See more

Website

Consumers find website to be positive, highlighting a straightforward and user-friendly experience for... See more

Service

People report positive experiences with service, highlighting the friendly, efficient, and professional... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This afternoon I spoke with a lovely young lady called Grace. She knew the answers to all my questions and helped me achieve my end goal with kindness, efficiency and patience which must have been dif... See more

Company replied

Rated 5 out of 5 stars

I’ve used Smartbank and Chetwood several times over the years for savings and have found them super easy. Simple online process to open an account and manage, good communications and no pushy advertis... See more

Company replied

Rated 5 out of 5 stars

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been... See more

Company replied

Rated 5 out of 5 stars

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed... See more

Company replied


Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

Welcome to banking that makes sense We’re Chetwood Bank. We’re a UK-based digital bank, and our no nonsense approach is designed for real people and their real lives. That means our mortgages and savings are built for today’s world. We get the basics right, so things are easy for you to understand, fast to set up and simple to manage. There are no surprises when you need to get things done, and we can help make your financial life easier. We’ve got a cost-conscious approach too with competitive rates and prices. And we work hard to meet your needs, always trying to be helpful with quick and easy online support. Chetwood Bank. No nonsense banking.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

687 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 85% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(687)

509 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Customer service is great

Customer service is great - polite, responsive, understanding, supportive with speed! Mark J dealt with my request in a timely manner. Much appreciated.

29 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for the 5-star review!

Rated 5 out of 5 stars

Problem efficiently resolved by Lucie at Chetwood Bank

I rang Chetwood Bank with a problem that could not be sorted out online, and a delightful person called Lucie sorted everything out for me over the phone, and promised to confirm it all in an email which duly arrived later the same day. Lucie was friendly, helpful, efficient, and thereby a good ambassador for Chetwood Bank.

26 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for sharing your experience, Peter.

Rated 5 out of 5 stars

I have only just invested with Chetwood…

I have only just invested with Chetwood Bank but as a woman in her 70's and one not having experience of moving from ISAs to bomds, I had a few questions to ask and needed reassurance about time scales. I spoke to Lucie on the phone. I was connected without the usual long wait time of my own bank, and she was so professional, helpful and reassuring, explaining everything very clearly. I felt a whole lot better after the call and confident to go ahead. Myfirst experience of customer servie with this bank and very definitely a positive one!

16 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for the feedback, Jo. It's really appreciated.

Rated 4 out of 5 stars

A delicate matter that was dealt with…

A delicate matter that was dealt with efficiently and professionally. I would highly rate the service given by Chetwood Bank and Charlotte in particular.
The reason I have given a four star rating is because I never give five stars, this is due to the fact that if everything is perfect then there is no room for improvement which might lead to complacency.
That said Charlotte's efficiency and professionalism is a credit to her employer, Chetwood bank.

26 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for your feedback, Richard.

Rated 5 out of 5 stars

Had a fixed saver for a couple of years…

Had a fixed saver for a couple of years and as well as a very competitive interest rate the service and website were really good
Customer service when I wanted assistance with my tax return were really helpful

22 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for the feedback, Rob.

Rated 5 out of 5 stars

Your agent Charlotte

Your agent Charlotte, returned my call and handled my request for transaction summary, very patiently and efficiently. She talked me through procedure, advised me that the info she had given me over the phone would be sent within 48 hrs and that I would receive a text when the info was on its way. It arrived as advised. Very good service, thank you Charlotte

20 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for the feedback, Angela.

Rated 5 out of 5 stars

Enquriy on chat line

My queries were answered accurately, quickly and with clear explanations. Can't really ask for more, thank you.

20 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Brilliant! Thanks, Nick.

Rated 5 out of 5 stars

All went well

All went well. Easy to do. Application was fine and I am sure if I needed support from customer service they would be great to. Just hope you don’t wait ages to answer. 😀

1 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great to hear from you, Linda.

Rated 5 out of 5 stars

My Money In Safe Hands

Sourced bank from a reputable platform; interest rate was competitive; registration process straightforward and, following deposits into account, confirmation /communication from bank was just what I expected.

20 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing, Michael.

Rated 3 out of 5 stars

Lovely Experience

The application process was quite straightforward for me, as I am not particularly adept at navigating websites. The interest rate, however, was the most favorable on the market. Unfortunately, I am unable to provide a comprehensive review as this is my initial experience with Chetwood. I will be content or dissatisfied as the situation unfolds, but in the interim, I will kindly rate them with three out of five.

22 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing your view, William.

Rated 5 out of 5 stars

Easy to apply for account

Easy to apply for account, website clear showing different accounts to choose from.

19 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Brilliant. Thanks, Sue.

Rated 5 out of 5 stars

Chetwood Bank is clear and…

Chetwood Bank is clear and straightforward good customer communication I feel this bank is trustworthy. They have competitive interest on their savings accounts, I will continue with them for the foreseeable future, highly recommended.

19 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Wonderful feedback. Thanks, Ian.

Rated 5 out of 5 stars

Simple and Easy

Easy to open an account and good interest rates paid, would recommend.

19 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks Paul.

Rated 4 out of 5 stars

The application of fixed term savings account

The application process was straightforward and easy to follow. The account was first highlighted on Money Saving Expert web site so I was confident that the bank was reliable. The interest rate was one of the highest available for the account type I needed. The experience so far has been very good.

19 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great to have you with us, Derek.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look