Little bit over zealous and over-complicated with the security procedures to access the account. Can only pay in from ONE account (tried a £1 TEST PAYMENT but it was refused as was from my wife and I... See more
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About Oxbury Bank Plc
Written by the company
Oxbury Bank was founded to provide the food and farming industries with the funding and support that they need. We are extremely positive about the future of agriculture and the opportunities available for the sector.
Every pound saved with Oxbury goes to help farmers and the wider market produce food, preserve the countryside and deliver a positive impact to the rural economy. We’re a bank that wants to see farming businesses thrive, together we can make that happen.
For most banks, farming is only a small part of their business. At Oxbury, it is what we do.
Contact info
United Kingdom
- www.oxbury.com
Replied to 94% of negative reviews
Typically replies within 1 week
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So Easy
Best experience ever of an online savings portal. Also love the fact they support the farming community, competitive savings rates. App is very easy to use. I made a mistake on my account transfers the other day and they sorted it out quickly no fuss. Brilliant hope it stays that way.
Very Efficient Bank
App works well and quickly interest rates good. Acknowledgement of payments very swift. Support for farmers, hooray!
We were trying to instruct Oxbury to…
We were trying to instruct Oxbury to transfer our funds on maturity. We each have new mobiles and QR codes with photos are beyond us. A lady from Obury kindly 'phoned to resolve the matter quickly and efficently so five stars!
I contacted Oxbury regarding a message…
I contacted Oxbury regarding a message I'd received sorted the same day
Thank you
What is not to like!
Great products. Easy to use website. Helpful support. What is not to like!
Great service
Very helpful and patient on the phone
Excellent Customer Service
It is great to be able to be able to contact the customer service team and speak to someone about my account. The members of the team are so helpful.
Safe ,simple,secure,and helpful
Simple straight forward, very secure system. One account in and only one way to return using the very same account that was used to pay in. Better interest rates than most . No frills service .
Have not signed in for a months and…
Have not signed in for a months and mobile device needs to be re-registered. The email sent ends up with a QR code that has to be viewed by the said mobile device so no way to verify id. Absolute numbskull of a system. No telephone contact. A truly agricultural system. Had to use my wife's phone to verify id which from my passport confused me with some guy in Sydney Australia. AT this point I have no idea how to get back into my account

Reply from Oxbury Bank Plc
Customer service poor
All fine when I don't need anything more than information as to savings account balance, interest and statements. Do it all online (logging in is a challenge but ok). But yikes if there's a question or a problem you have to use the chat function, which I detest. 99% of them are bots (the giveaway is when there are no typing, syntax, spelling or punctuation errors) and there is too long between questions and response. In this way Oxbury wins the war of attrition against those pesky customers who have questions about their own money.
Good interest rate but terrible business and customer service policies
The account set up was reasonably easily and I provided all my bank details which they obviously verified as it's a legal obligation that they have to do, they then opened my account which was a 90 day notice Tracker account and I deposited quite a large amount.
When I wanted to withdraw some of my money I gave the 90 days notice, but they then decided that they now didn't like the online bank that I had used when I opened the account (even though the British Government pay my Pension into it) so they decided to close my account and told me to open an account at another bank that they could pay my money into? I obviously said no and made a complaint which they upheld and gave me a pathetic £50 compensation.
However the real rub is that although they admitted that all the mistakes were at their end, they still made me wait 60 days for me to get my money back!!!
I know people say that banks always want everything their way, but this a rediculous way to treat clients, but also shows that they have no real business brain running the bank, otherwise they would be far more open and accomodating to clients who they want to deposit money with them, instead of trying to tell them which bank to use.

Reply from Oxbury Bank Plc
Appalling Customer Service
I received a request to give maturity instructions for my 6 month deposit. I do not use Apps and as I was unable to provide a PIN could not access my account. Seriously idiotic process which does not allow you merely to use their on line banking portal. When I rang ( they seem to not like customers calling ) was confronted by two really unhelpful team members, the latter of which implied my bank account was fraudulent..... I have sent complaint. If you do not like Banking on your phone I STRONGLY recommend you avoid this bank at all costs.

Reply from Oxbury Bank Plc
I’ve found the chat option very useful
I’ve found the chat option very useful. Staff are courteous, helpful and seem to know policy and products well.
if there's a problem i can speak to a…
if there's a problem i can speak to a human and get it resolved there and then,and if i've made a mistake they will actually phone me to resolve it. quality.
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