Central Trust Limited Reviews 

328
TrustScore 5 out of 5

4.8

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See what reviewers are saying

Rated 4 out of 5 stars

OK just tedious with paperwork ,kept wanting the pension predicted by doing Gov .UK but that kept saying zero as too young

Company replied

Rated 5 out of 5 stars

Amazing customer service with everyone I dealt with! The whole team made a daunting experience hassle and stress free! Would definitely recommend them.

Company replied

Rated 5 out of 5 stars

Jenny B is amazing.Very professional ensures you are 100 per cent aware of fees interest charges terms conditions and ensures you go through your credit akin to forensically.Jenny genuinely appears to... See more

Company replied

Rated 5 out of 5 stars

I have to say from start to finish the correspondence was very professional and extremely quick. As soon as information was required we knew straight away, meaning going forward we could move quick al... See more

Company replied

Company details

  1. Mortgage Lender
  2. Financial Institution

Written by the company

With over 35 years of experience, Central Trust is a trusted name in the UK financial services industry, specialising in Homeowner Loans and Second Charge Mortgages. Established in 1988, we have helped thousands of customers across England, Wales, and Scotland find tailored financial solutions to suit their personal circumstances. As a direct lender, we offer a transparent and straightforward service — there are no hidden fees or broker charges. What sets us apart is our commitment to providing a friendly, advice-based approach. Our team of experienced loan advisers take the time to understand your needs before recommending a suitable product, ensuring you feel informed and confident every step of the way. Whether you're looking to consolidate existing debt, fund home improvements, or manage a major purchase, Central Trust offers flexible loan options designed to fit your budget and goals. We work with customers from a wide range of credit backgrounds, and we pride ourselves on making decisions based on individual circumstances — not just credit scores. With a long-standing reputation for integrity, reliability, and customer care, Central Trust is here to help you unlock the value in your home with a second charge loan that works for you. Authorised and regulated by the Financial Conduct Authority, we uphold the highest standards of compliance and customer protection.


Contact info

4.8

Excellent

TrustScore 5 out of 5

328 reviews

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Replied to 100% of negative reviews

Typically replies within 1 month

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4.8

All reviews

(328)

37 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great service

Really pleased with the whole process. Jeff was great and talked us through everything. Friendly call staff too. Thank you.

24 June 2024
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Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received, we appreciate it!

Rated 5 out of 5 stars

Great customer service

Great customer service

18 June 2024
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Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received, we appreciate it!

Rated 5 out of 5 stars

Great service

Great service, highly recommend and super quick. Highly recommend

12 June 2024
Central Trust Limited logo

Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

Rated 5 out of 5 stars

They were able to provide me with a…

They were able to provide me with a mortgage, when other lenders wouldn't because of certain criteria.

30 May 2024
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Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

Rated 1 out of 5 stars

Waste of time

Waste of time, it’s like you can’t produce enough documents for them and just wasting my time, do not use this company,

17 May 2024
Unprompted review
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Reply from Central Trust Limited

Good Morning,

We have no record of you making an application with Central Trust Limited? you may have left a review for the wrong company?

Please let me know if i can help in any way?

Kind Regards
Darren.

Rated 5 out of 5 stars

The company was very professional

The company was very efficient, professional the process was straightforward and with a lot of care for me as a customer. Felt very reassured about them as a company.

14 May 2024
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Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

Rated 5 out of 5 stars

Friendly prompt team

Friendly, prompt and helpful team. Documentation received straight away once initial application made and they phoned to check reasons and affordability and then made their offer. They made sure I understood everything prior to signing and costs and answered any questions. Once proof of identity and consent given funds were transferred.

14 May 2024
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Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

Rated 5 out of 5 stars

Difficult to fault them!

Very difficult to fault them. Always professional but thorough at the same time. Very responsive and process was easy to follow / understand and efficient!

26 April 2024
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Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

Rated 5 out of 5 stars

Excellent service

from first contact to completion all contact was first class, the staff were patient and understanding.

Avery prompt and efficient service everything was clearly explained, they attended to our needs throughout the process.

brilliant

12 March 2024
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Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

Rated 5 out of 5 stars

Great service

Great service very Professional thank you for all your help

9 April 2024
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Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

Rated 5 out of 5 stars

Efficiency at its best

Super easy process, great customer service and so efficient!!

5 April 2024
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Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

Rated 5 out of 5 stars

Professionalism

I have to say from start to finish the correspondence was very professional and extremely quick. As soon as information was required we knew straight away, meaning going forward we could move quick also. It made the process a lot easier. The agents, Lee,Natalie from loan UK and Emily from Central Trust were fantastic during process both via e-mail and telephone. Couldn't praise them enough. Fantastic team.

28 March 2024
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Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

I'll make sure to pass on your kind comments to Emily & the team. Should you need anything in the future don't hesitate to give us a call. We are always happy to help.

Rated 5 out of 5 stars

Quick and Easy Process

Such an easy process and great team, I would undoubtedly use Central Trust as a provider again

26 March 2024
Central Trust Limited logo

Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

I'll make sure to pass on your kind comments to the team. Should you need anything in the future don't hesitate to give us a call. We are always happy to help.

Rated 5 out of 5 stars

Incredible company

Incredible company. Empathetic and supportive staff that know how to offer customers a package that suits them. I was fed up with automated systems from the standard banks.
This company talk to you and help you find something to suit your circumstances. I cant thank them enough for how they helped me

4 March 2024
Unprompted review
Central Trust Limited logo

Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

I'll make sure to pass on your kind comments to the team. Should you need anything in the future don't hesitate to give us a call. We are always happy to help.

Rated 5 out of 5 stars

Efficient and knowledgeable

Jenny Bush, Stephanie and Vicki Vroom were very helpful and efficient. I am grateful that I was taken through a detailed affordability check and I am grateful of the way options and their implications was presented to me. Overall a positive and pleasant experience. Thank you

21 March 2024
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Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received from Vicki, Jenny & Stephanie. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

I'll make sure to pass on your kind comments to the team. Should you need anything in the future don't hesitate to give us a call. We are always happy to help.

Rated 5 out of 5 stars

Feedback

Staff were knowledgeable, helpful and professional. They made the whole experience very easy. I would highly recommend.

5 March 2024
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Reply from Central Trust Limited

Thank you for taking the time to share your feedback on the service you received from Vicki. Its lovely to read such kind words. We are so proud of the team we have here at Central Trust.

I'll make sure to pass on your kind comments to the team. Should you need anything in the future don't hesitate to give us a call. We are always happy to help.

Rated 5 out of 5 stars

After a rather lengthy initial…

After a rather lengthy initial conversation, which does make sure the product was right for you, everything else happened fairly quickly

27 February 2024
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Reply from Central Trust Limited

Thank you for taking the time to leave a review Sandra. The team works really hard to provide the best possible service, so it's great to read that our efforts are recognised.

Should you need anything in the future, don't hesitate to give us a call. We are always happy to help.

Rated 5 out of 5 stars

Fast and easy service to use

Once all paperwork completed service was fast, efficient and staff all polite.

9 February 2024
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Reply from Central Trust Limited

Thank you for taking the time to leave a review Elizabeth. The team works really hard to provide the best possible service, so it's great to read that our efforts are recognised.

Should you need anything in the future, don't hesitate to give us a call. We are always happy to help.

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