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Central Trust Limited Reviews 327

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being professional, friendly, and exceptionally helpful, often highlighting their ability to explain complex information clearly and patiently. The service provided is frequently described as excellent, straightforward, and efficient, making processes easy to navigate and stress-free for consumers. Many people appreciate the thoroughness and understanding shown by the team, who ensure clear communication and support throughout. Reviewers also commend the outstanding customer service, noting the politeness and responsiveness of the staff. The overall user experience is consistently positive, with many customers feeling well-advised and guided, leading to a high level of satisfaction and a strong recommendation to others.

What people talk about most

Staff

Reviewers highlight positive aspects of staff. Customers consistently praise the staff for being polite,... See more

Service

Consumers find service to be positive. Many reviewers describe the service as excellent, professional, and... See more

Customer service

People report positive experiences with customer service. Customers consistently praise the polite, helpful,... See more

User experience

Clients share positive opinions on user experience, consistently describing the process as easy to navigate,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Your staff particularly Ines who I dealt with who was absolutely brilliant.professional,very pleasant and friendly manner.very non judgemental and easy to talk to.excellent in every way. Also found y... See more

Company replied

Rated 5 out of 5 stars

From initial enquiry to release of funds 7 days. The team could not have made more sure I understood what I was undertaking and met my 2 specific needs in the product. Great service using the com... See more

Company replied

Rated 5 out of 5 stars

Hello everyone was very kind & very helpful. , explained everything very carefully, & was willing to go over things if I hadn’t remembered what they had said , & plenty of time to make decisions as it... See more

Company replied

Rated 5 out of 5 stars

Such a lovely bunch of people to deal with! They took so much time to ensure I understood everything and made all the financial aspects clear to me. At no point did I feel pressured or under any obl... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution

Written by the company

With over 35 years of experience, Central Trust is a trusted name in the UK financial services industry, specialising in Homeowner Loans and Second Charge Mortgages. Established in 1988, we have helped thousands of customers across England, Wales, and Scotland find tailored financial solutions to suit their personal circumstances. As a direct lender, we offer a transparent and straightforward service — there are no hidden fees or broker charges. What sets us apart is our commitment to providing a friendly, advice-based approach. Our team of experienced loan advisers take the time to understand your needs before recommending a suitable product, ensuring you feel informed and confident every step of the way. Whether you're looking to consolidate existing debt, fund home improvements, or manage a major purchase, Central Trust offers flexible loan options designed to fit your budget and goals. We work with customers from a wide range of credit backgrounds, and we pride ourselves on making decisions based on individual circumstances — not just credit scores. With a long-standing reputation for integrity, reliability, and customer care, Central Trust is here to help you unlock the value in your home with a second charge loan that works for you. Authorised and regulated by the Financial Conduct Authority, we uphold the highest standards of compliance and customer protection.


Contact info

4.8

Excellent

TrustScore 5 out of 5

327 reviews

5-star
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1-star

Replied to 100% of negative reviews

Typically replies within 1 month

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Rated 5 out of 5 stars

Staff very helpful and informative

Staff very helpful and informative, regular communication, ensuring we understood as we went along with the process, would recommend the company.

13 March 2026
Central Trust Limited logo

Reply from Central Trust Limited

Amazing feedback, thanks for taking the time to respond to us. We are delighted you had a great experience!

Rated 5 out of 5 stars

It was very quick

It was very quick, easy, smooth and informative. Can't complain in any way at all. Great service.

17 March 2026
Central Trust Limited logo

Reply from Central Trust Limited

Amazing feedback, thanks for taking the time to respond to us. We are delighted you had a great experience!

Rated 5 out of 5 stars

Swift money

Very quick and seamless to get my hands on cash in a hurry, highly recommended.

16 March 2026
Central Trust Limited logo

Reply from Central Trust Limited

Amazing feedback, thanks for taking the time to respond to us. We are delighted you had a great experience!

Rated 1 out of 5 stars

After initial assessment they stoped…

After initial assessment they stoped replying on my emails. I secured loan with different company

2 February 2026
Unprompted review
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Reply from Central Trust Limited

Hello, Thanks for your feedback, i am really sorry you have had a poor experience. I can assure you your experience will be investigated and i apologise for the poor service you received.

Rated 5 out of 5 stars

Helpful and friendly guys on the…

Helpful and friendly guys on the telephone throughout process.

20 February 2026
Central Trust Limited logo

Reply from Central Trust Limited

Hi, Thanks for the great feedback, it is very much appreciated and we are pleased you had a great customer journey.

Rated 5 out of 5 stars

My experience was positive

My experience was positive, efficient, professional and friendly

12 February 2026
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Reply from Central Trust Limited

Hi, Thanks for the great feedback, it is very much appreciated and we are pleased you had a great customer journey.

Rated 5 out of 5 stars

Very helpful

Very helpful

22 January 2026
Central Trust Limited logo

Reply from Central Trust Limited

Hi, Thanks for the great feedback, it is very much appreciated and we are pleased you had a great customer journey.

Rated 5 out of 5 stars

Very helpful and answered all my…

Very helpful and answered all my questions

8 January 2026
Central Trust Limited logo

Reply from Central Trust Limited

Hi, Thanks for the great feedback, it is very much appreciated and we are pleased you had a great customer journey.

Rated 5 out of 5 stars

It was a quick and easy process from…

It was a quick and easy process from start to finish. Staff very helpful

6 January 2026
Central Trust Limited logo

Reply from Central Trust Limited

Hi, Thanks for the great feedback, it is very much appreciated and we are pleased you had a great customer journey.

Rated 5 out of 5 stars

Very satisfied

Very satisfied with the experience and contact throughout - sorting out a few issues before completion. Would recommend.

23 December 2025
Central Trust Limited logo

Reply from Central Trust Limited

Hi, Thanks for the great feedback, it is very much appreciated and we are pleased you had a great customer journey.

Rated 5 out of 5 stars

Excellent service and very supportive…

Excellent service and very supportive especially with a complex case. Highly recommended lender with great personnel.

18 December 2025
Central Trust Limited logo

Reply from Central Trust Limited

Hi, Thanks for the great feedback, it is very much appreciated and we are pleased you had a great customer journey.

Rated 5 out of 5 stars

Very good experience and brilliant…

Very good experience and brilliant service by Jenny .we are very happy with there service

9 May 2025
Central Trust Limited logo

Reply from Central Trust Limited

Hi, Thanks for the great feedback, it is very much appreciated and we are pleased you had a great customer journey.

Rated 5 out of 5 stars

The team at Central Trust were…

The team at Central Trust were fantastic my remortgage was agreed and completed in a week from start to finish the could not be happier.

10 December 2025
Central Trust Limited logo

Reply from Central Trust Limited

Hi, Thanks for the great feedback, it is very much appreciated and we are pleased you had a great customer journey.

Rated 5 out of 5 stars

Professional and Efficient Service

Staff were very friendly, helpful and easy to deal with. They explained everything all the way through and kept us up to date which took the stress out of the process. Very professional.

3 December 2025
Central Trust Limited logo

Reply from Central Trust Limited

Hi, Thanks for the great feedback, it is very much appreciated and we are pleased you had a great customer journey.

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