CarMoney Reviews 

4,615
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 2,293 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, professionalism, and attentive approach throughout the process. Many people highlight the excellent customer service, noting everything was explained clearly. Reviewers often mention the quick and efficient service, appreciating consistent communication and updates, making the overall experience easy and stress-free. However, some people were dissatisfied with communication and support after the initial deal. These customers reported being ignored, experiencing a lack of response to inquiries, or finding the company unhelpful when issues arose with a purchase or refund.

What people talk about most

Staff

Customers had positive experiences with staff, consistently describing them as exceptionally helpful,... See more

Service

Reviewers mention positive feedback about service, with many describing it as brilliant, professional, and... See more

Customer service

People report positive experiences with customer service, highlighting helpful, attentive, and quick... See more

User experience

Consumers find the user experience to be positive, with many describing the process as easy, quick, and... See more

Response time

Users describe positive interactions with response times, with many customers reporting quick approvals for... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Brilliant service very professional 👏 👍. I'm very happy customer I was approved for finance in matters of hours . I'm speechless how good this company is. I would recommend anyone who's looking for... See more

Rated 5 out of 5 stars

Diogo is an absolute legend After being let down by more than 1 dealer Diogo kept on looking for the car I wanted and eventually came out with a cracker and a really good finance agreement for me.... See more

Rated 5 out of 5 stars

I have found the company via Google search and from the beginning to the end they're amazing. Very helpful, attentive and quick. The whole process of helping me to get my finance was superb. I highly... See more

Rated 5 out of 5 stars

Process was so simple from start to finish. My ninja was Josh who was friendly and helpful. Was very impressed with the service and communications. Was given various option. Would definately recommen... See more


Company details

  1. Car Finance and Loan Company

Written by the company

You are in good hands with the car finance ninjas! CarMoney are one of the UK's leading car finance brokers, and have been making customers very happy since 2016 and, according to our reviews, we are pretty good at it! If you are looking for great rates and a top-notch service, then you have come to the right place. We tailor rates to you, so you can make an informed decision and drive away happy. We work with a panel of top lenders from across the UK to find you the best possible deal, and do all of the paperwork for you. So all you need to do is decide on your new car! So if you are looking for the best rates, and a clear and transparent service, then look no further. There are no hidden fees, no confusing jargon, just excellent rates and service. Come and see why we are rated so highly by our customers! Representative 17.8% APR. CarMoney is a broker not a lender.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

5K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 53% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

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4.7

All reviews

(4,615)

2,267 reviews in the last 12 months

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Rated 1 out of 5 stars

1 Star - My experience with CarMoney has been extremely disappointing.

1 Star

My experience with CarMoney has been extremely disappointing.

As the finance broker who introduced me to the supplying dealer, I expected a much higher standard of customer service and due diligence. Unfortunately, that has not been my experience.

Last week, CarMoney emailed customers advising that they were switching off their telephone lines because they were unable to cope with the volume of complaints.

This has left email as the only method of communication, making it incredibly difficult to obtain updates or discuss what is already a stressful situation. Responses are slow, and customers are often left wondering what is happening with their case.

My complaint relates to a Fiat 500 that was sold to me in a condition that an independent engineer has since found to be not fit for purpose, with evidence that the vehicle had previously been involved in an accident and had not been repaired correctly. I am still trying to resolve this matter. With no way of now contacting them directly email is my only option and I’m getting no response or updates.

I have also asked CarMoney what due diligence they carried out before approving this dealer onto their panel and what ongoing monitoring they undertake before continuing to introduce customers to them. At the time of writing, I am still waiting for a response.

I appreciate that CarMoney may not have physically sold me the vehicle, but they chose to introduce me to the dealer as they advertised the car, and arranged the finance. Given the seriousness of my experience, I believe it is reasonable to ask what checks were undertaken before recommending that business to customers.

I sincerely hope CarMoney improves its communication, provides greater transparency, and answers the questions customers are entitled to ask. At present, I cannot recommend their service & won’t ever use them again.

I initiated contact with the dealer directly and surprisingly finally received a response, not to me directly but was CC’d into a email sent from CarMoney to the dealer.

Shocking service CarMoney - P.S you respond quicker to a Trust Pilot review than you do a complaint, typical when damage control is needed. 🤦‍♀️🤦‍♀️

13 July 2026
Unprompted review
CarMoney logo

Reply from CarMoney

We are sorry to hear that you feel frustrated with the handling and progress of your complaint, and we understand how stressful and anxiety-inducing it can be when you are waiting for an outcome.

We can confirm that a formal complaint has been logged and that your case is currently being actively investigated by our team. We are taking the concerns raised seriously and are working to review all of the relevant information thoroughly before reaching a conclusion.

For your privacy and to protect the confidentiality of your personal information, we are unable to discuss the specific details of your complaint or its investigation on a public review platform.

Your dedicated case handler will contact you directly as soon as there is a further update to provide. Please be assured that your complaint has not been overlooked, and we are working as hard as possible to progress the investigation and bring the matter to a resolution.

Kind regards,

Nikki the Ninja

Rated 1 out of 5 stars

Poor experience with Carmoney…

Carmoney were getting me finance for a car I wanted. (Wheelchair access vehicle). However, I changed my mind BEFORE I went to sign up for it & pay deposit. When l rang Carmoney to advise this, I was informed the dealer had already been paid. This can easily be remedied by the broker doing an "Unwind" on the contract to get the funds back. This is where the problems started. I emailed Carmoney 3 times & rang 4 or 5 times (speaking to a different person each time each with a different excuse why the "Unwind"hadn't been done.) They never returned my calls either. Eventually, I had to get a third party to help sort it. In my opinion they are a very unprofessional company. If I could give them no stars - I would.

13 July 2026
CarMoney logo

Reply from CarMoney

Thank you for taking the time to share your feedback. We are sorry to hear that you have been unhappy with your experience and we understand how frustrating it can be when you are waiting for a resolution.

As an FCA-regulated finance broker, we have a duty of care to our customers and must follow a thorough process to ensure that all concerns are reviewed fairly and in line with regulatory requirements. While we appreciate this process can sometimes feel lengthy, it is important that we take the necessary steps to fully investigate matters and reach the right outcome.

We are unable to discuss the specific details of your case in a public forum, however, your concerns are being reviewed and your dedicated Case Handler will be in contact with you directly with a further update.

Thank you again for bringing your concerns to our attention, and we appreciate your patience while we work towards resolving this with you.

Nikki the Ninja

Rated 5 out of 5 stars

Diogo is an absolute legend

Diogo is an absolute legend
After being let down by more than 1 dealer Diogo kept on looking for the car I wanted and eventually came out with a cracker and a really good finance agreement for me.
To say he went above and beyond is an understatement I can’t thank Diogo and the team enough the new car is currently on its way to me.

6 July 2026
Rated 5 out of 5 stars

Excellent customer service

Excellent customer service, marmik was a brilliant guy, who sorted everything out for me. He went above and beyond to accommodate what car I wanted. I would definitely recommend carmoney.

17 July 2026
Unprompted review
Rated 5 out of 5 stars

Fantastic experience with Car Finance

Fantastic experience with Car Finance! The whole process was quick, smooth, and stress-free. The team was friendly, professional, and kept me informed every step of the way. I couldn’t be happier with the service and would definitely recommend them to anyone looking for car finance. Thank you!

17 July 2026
Unprompted review
Rated 1 out of 5 stars

If I could give a zero I would!!!

If I could give a zero I would!!!
After sales is absolutely horrific!
Got a van selected by them finance sorted went through to see van pay deposit other and it was not in very good condition’ bald tyres rust but dent/slash in back door few others things.
Nener took ownership and tried for 3 days to get intouch with car money by text phone email and absolutely nothing no reply left on hold totally ignored
Different story when trying to tie up the deal constant calls from 4 different people in the space of 10 minutes even though they were informed was in work!!!
Them random automated messages asking when was picking up van just constant!!!

16 July 2026
Unprompted review
CarMoney logo

Reply from CarMoney

We are very sorry to hear that the vehicle you received has not been up to the standard you expected. We fully appreciate how frustrating and disappointing this must have been, particularly given the difficulties you have experienced when trying to get in touch with us.

We take feedback of this nature extremely seriously and apologise for the frustration caused by your experience. We have raised a formal complaint so that the concerns you have raised can be fully reviewed and investigated.

A dedicated Case Handler will be in contact with you in due course to discuss your concerns in more detail, assist with your complaint and work towards reaching an appropriate resolution.

Kind regards,

Nikki the Ninja

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