Bupa UK Insurance Reviews 42,264

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 9,603 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent service and the helpful, professional staff. Many people highlight the efficient handling of claims and the quick response times, making the process smooth and reassuring. Reviewers often mention feeling well-cared for and supported throughout their interactions, appreciating the personalized approach. However, some customers also noted issues with claims being rejected or not fully covered, particularly concerning pre-existing conditions or dental treatments. A few other people felt that accessing medical services or getting referrals could be slow, with some experiencing delays in receiving responses or appointments.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting efficiency and quick responses. Many... See more

Staff

Consumers find staff to be positive, highlighting their professionalism, helpfulness, and compassionate care.... See more

Customer service

Customers had positive experiences with customer service. Many reviewers found the agents helpful, clear, and... See more

Claim

Customers consistently note positive experiences with claim. Many reviewers found the claim process to be... See more

Response time

Reviewers mention positive feedback about response times, with many praising quick responses and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My GP referred me to see an ENT (ear, nose and throat) consultant and I received a letter from NHS Lothian saying the average wait time is over 2 years!! Thank goodness I have a BUPA policy as was abl... See more

Company replied

Rated 5 out of 5 stars

Very efficient handling of the calls, one to deal with access to a pre-existing Bupa account, the other with a new claim for which they have organised an ALP the same day. All follow up emails and con... See more

Company replied

Rated 5 out of 5 stars

I had a medical concern and couldn't get an appointment with my GP as quickly as I wished. So I rang BUPA and arranged an appointment for that day with their GP facility. The doctor could not have b... See more

Company replied


Company details

  1. Health Insurance Agency

About Bupa UK Insurance

Written by the company

Bupa are one of the UK’s leading health insurance companies. Created in 1947, we are driven by a passion to provide high quality, affordable healthcare. Our purpose is to help people to live longer, healthier, happier lives and make a better world.

We cover healthcare, wellbeing and mental health support for individuals, couples, families and businesses. Alongside health insurance, we also have clinics, care homes and dental centres all over the UK.

At Bupa, our priority is our customers. We have no shareholders so all profits are reinvested into improving the health of millions worldwide.

We’re developing digital tools and solutions to help us achieve our goal of becoming the world’s most customer-centric healthcare company. Perfect for people with busy lifestyles to make it easier for you to book, manage and attend your appointments. You can also build and track your wellbeing plan and see a doctor 24/7, wherever you are in the UK using your computer or mobile device.

As a business we also have a global talent, innovation and sustainability programme called eco-Disruptive. Our goal is to find and support sustainable, scalable start-ups and innovative solutions that will improve people’s health and the health of the planet.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

42K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 4 out of 5 stars

Let down by the lack of available specialist appointments

The customer service was great at every point. From my initial phone call I felt that I was in good hands. The use of Skin Analytics was really impressive as was using the speed of the results. Then for me the system not so good. The results from Skin Analytics said I should have a face to face with a specialist in one to two weeks. That hasn’t been possible and it will be five weeks between the diagnosis by Skin Analytics and the earliest possible appointment which I made through calling down the list of dermatologists on the BUPA list. Rather worrying for me, hence the four stars.

7 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are glad to hear your initial experience with Skin Analytics was positive. We understand your concern regarding the wait time for a specialist appointment.

Rated 5 out of 5 stars

Superb and faultless five star service…

Superb and faultless five star service from Bupa. I have never used private health insurance before; my experience to date defies expectations. Magnificent medical services supported by an amazing administration and super swift communications. It could not have been improved upon and I highly recommend it.
A mere 7 working days from my initial telephone enquiry to Bupa to an expert, detailed, considered diagnosis and care path!
This included a virtual GP consultation, an initial face to face consultant appointment, an MRI scan, bringing forward the follow-up face to face appointment, and proper pain relief.
Consequently, I feel confident in having been listened to and making a fully informed decision re spinal surgery - but first some rebuilding of my fitness to aid recovery post operation.
After months of pain, visits to my GP surgery, NHS refusing an MRI scan etc. I am so relieved and grateful to those involved at Bupa for enabling and subsequently Spire (Anita), Spire Hospital Norwich, Mr L Lutchman, and Practice Manager Jenny. Thank you everyone.

19 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so pleased to hear about your exceptional experience with our services. It's wonderful that we could provide such swift and comprehensive care, leading to a confident decision regarding your health. We truly appreciate you sharing your positive feedback and highly recommending us.

Rated 5 out of 5 stars

Excellent

Excellent
Claim authorized immediately

11 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are glad your claim was authorised immediately.

Rated 3 out of 5 stars

Few years ago Bupa just rejected the…

Few years ago Bupa just rejected the claims without explaining anything about why they have done that!
These days they have improved indeed, but still insist to send you paper letters for each claim.
Then we must keep track of each family member's benefit category to know how much left to use.
Also, we have to enter every details about everything each time putting a claim! Why doesn't Bupa make our account visible for us?
Why can't we login and see all our details and the previous claim history?
Well, the more difficult it is, the less claim put in obviously, hence more earnings 🤑

12 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your experience and feedback with us. We recognise your concerns about paper correspondence, tracking benefits, and the claims process. Your input is valuable as we continue to improve.

Rated 5 out of 5 stars

I think that there seem to have been…

I think that there seem to have been recent changes in terms of simplifying and streamlining of organising appropriate consultants, procedures and appointments. This has been a positive experience for me. Staff have been friendly and helpful.

5 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your feedback. We're happy to hear that the changes to our processes have made your experience positive and that our staff were friendly and helpful.

Rated 5 out of 5 stars

Friendly staff member

Friendly staff member, made booking simple and explained appointment well.

8 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and 5-star rating. We are glad our staff made booking simple and explained your appointment well.

Rated 4 out of 5 stars

It is a shame that rates go up so…

It is a shame that rates go up so quickly as you get older. I have had to cut back to the most basic cover to make it affordable despite never having claimed.

14 April 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback regarding the rate increases and your coverage. We recognise your concerns about affordability.

Rated 5 out of 5 stars

BUPA made it possible to get a…

BUPA made it possible to get a diagnosis after 5 months of suffering and subsequently the correct treatment. Thank you BUPA!

19 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so glad we could help you get the diagnosis and treatment you needed. Your well-being is our priority.

Rated 5 out of 5 stars

Excellent service throughout my…

Excellent service throughout my treatment
for prostate cancer.
BUPA hospital has supported all my needs

30 April 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so glad to hear we supported your needs throughout your treatment. Thank you for your kind words.

Rated 5 out of 5 stars

Great service at all times

Everytime I have called, the call handlers are polite, empathetic and professional.
They have helped with my claims, making sure I understood every step of the process. Each time, with different people, I have found it be the same.

14 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're happy to hear that our call handlers have consistently provided polite, empathetic, and professional support with your claims. Thank you for your positive feedback.

Rated 5 out of 5 stars

I was dealt with sympathetically

I was dealt with sympathetically and supportively on the phone. After my operation had been cleared, everything ran very smoothly. No complaints at all.

5 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so glad to hear we provided sympathetic and supportive service. We appreciate you sharing your positive experience!

Rated 3 out of 5 stars

I wouldn’t recommend this consultant.

I had an excellent experience with BUPA staff but I wasn’t very impressed with the consultant Mr Hassan Ahmed. He forgot that he had referred me for two MRI scans after the first appointment and so hadn’t read the results when I turned up for the second appointment. The second appointment lasted just six minutes and he effectively washed his hands of my problems because they originate in the cervical spine and not the hand/arm/shoulder.

7 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

Thank you for sharing your experience. We are sorry to hear about the issues you encountered with your consultant and the brevity of your second appointment.

Rated 5 out of 5 stars

Reliable Service

The process was very easy to navigate and very quick to conclude.

8 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are glad the process was easy and quick.

Rated 5 out of 5 stars

Efficient and easy throughout

Was given call options to speak to a clinician easily through the app and, after that first call was given a referal. When the first few consultants were unavailable for a while, I called Bupa and they immediately recommended others and supported me in booking with them. The experience with the consultant was then also second to none. Very happy.

30 April 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so pleased to hear you easily accessed a clinician through the app and received a referral. We're glad we could help you book with other consultants when needed, and that your experience was excellent.

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