1st Central Insurance Reviews 

188,641
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 30,014 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently find the pricing to be very competitive and often the most affordable option available, with many appreciating the value for money. The user experience is frequently described as easy and straightforward, particularly the sign-up process and managing accounts online. People also commend the service for being efficient and providing comprehensive coverage, often exceeding expectations compared to other providers. The website is generally praised for being easy to navigate and informative, making it simple to obtain quotes and purchase policies. However, some customers also noted issues with customer service, citing difficulties getting past chatbots, slow response times, and occasionally unhelpful or rude agents.

What people talk about most

Price

Consumers generally express satisfaction with the pricing, often finding it to be very good, competitive, and... See more

User experience

People report positive experiences with user experience, finding the app and website easy, convenient, and... See more

Service

Clients share positive opinions on service, with many expressing satisfaction with the ease of obtaining... See more

Website

Users describe positive interactions with the website, finding it easy to navigate and use for tasks like... See more

Customer service

Customers had ambiguous experiences with customer service, with some reviewers reporting very helpful and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Had a phone call with them before decided whether to go with them or not and they were helpful and polite. Certainly much cheaper than my existing provider by a considerable amount. The signing up pro... See more

Company replied

Rated 4 out of 5 stars

All the support I needed to renew my policy. And the cost for the coming year was only slightly higher than last year. Only improvement I would suggest is to be given the option of a paper copy of my... See more

Company replied

Rated 4 out of 5 stars

I am 83 and find not having paper copy of my policy not what I want. But the operators made things much easier for me thank you,Martin Turner

Company replied

Rated 4 out of 5 stars

It’s still the cheapest option available, but when they offered a continuation, they offered worse terms than when I applied again using a new email address.

Company replied


Company details

  1. Auto Insurance Agency
  2. Home Insurance Agency
  3. Insurance Agency

Written by the company

Get a car insurance quote from 1st CENTRAL and you won’t be disappointed. As experts in UK motor insurance, 1st CENTRAL provides cheap car insurance for new drivers and experienced drivers, along with a high standard of customer service. Our friendly support teams are on hand to help you with your car insurance quote. We can customize your affordable car insurance policy with optional extras including Legal Cover, Personal Accident Cover, Hire Car, Excess Protect and RAC Breakdown Cover.

Who We Are

Written by the company

We offer Defaqto 5-Star rated car insurance
Our car insurance provides quality cover and includes a comprehensive range of features and benefits including a courtesy car, £1500 of key cover and 90 days driving in Europe, as standard
We’re competitive on price
We’ve got some very smart people in our pricing team (and some clever technology) monitoring the market to make sure we’re always giving the best price possible. We’re pretty hot on fraud too, which helps us keep our premiums lower.
We’re not all talk
If you make a claim, we’ll look after you. You'll be assigned a Personal Claims Advisor, enjoy free collection and delivery of your vehicle, a 5 year warranty on all repairs, mobile repairs and estimates where possible, and like for like vehicle replacement.
We’re nice people
All of this is backed up by support from our friendly call centre. Our call centre is open at sensible times including weekends and our claims line is open 24/7, 365 days a year.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

189K reviews

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4.4

All reviews

(188,641)

28,341 reviews in the last 12 months

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Rated 3 out of 5 stars

Online transaction was relatively…

Online transaction was relatively straight forward,however for some reason the system insured a car with a completely different number plate out of the blue.The make and model were correct,but I have never come across the number plate,which is strange and worrying.Changing it to the correct plate was easy enough,but if I had not noticed the error,I could easily have come up against the law .

10 July 2026
Rated 1 out of 5 stars

My fault but what a con

I insured my car but I forgot to add the 3 points for a named driver. So they recalculated it with the correct info and wanted another £200.
So I had to cancel my insurance at £50 admin and £50 cancel fee because I was 1 day over the cancellation period because you didn’t get back to me with a price untill it had been 15days!!
Worse thing is I’ve re insured a new policy with you at the same price with all the correct info.

10 July 2026
Rated 1 out of 5 stars

I didn't have a good experience with…

I didn't have a good experience with First Central. They showed me one price when I bought the insurance, but later contacted me asking for more money. When I decided to cancel, £35 was deducted from my refund. I felt frustrated and taken advantage of by the whole process. In my opinion, the experience was misleading and did not match what I was originally offered. I would not recommend this company based on my experience.

10 July 2026
Unprompted review

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