ZEN.COM Reviews 6,113

TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the user experience and the convenience of the app, highlighting its ease of use and intuitive design. Many people appreciate the smooth and fast transactions, along with features like instant cashback and currency exchange, which are seen as significant benefits. The overall service is consistently described as reliable and efficient, making financial management straightforward for consumers. However, some customers also noted issues with customer service, mentioning difficulties in reaching human support, slow responses, or receiving generic, unhelpful replies. A few people experienced problems with payments being held or accounts getting locked for security reasons, leading to frustration and limited access to their funds.

What people talk about most

User experience

Reviewers mention positive feedback about user experience. Many customers praise the intuitive and... See more

Application

Customers consistently note positive experiences with the app. Many reviewers praise its functionality,... See more

Customer service

Reviewers highlight ambiguous aspects of customer service. Many customers praise the support team, describing... See more

Payment

Clients share ambiguous opinions on payment. Many reviewers praise the reliability of transactions, quick... See more

Service

Consumers generally find the service to be positive, highlighting fast approvals, low fees, and smooth... See more

Based on these reviews

Rated 5 out of 5 stars

They do care for Your Zen experience. I am using it already some time and despite encountering some shady internet sellers who tried to charge me without my authorization, Zen care team helped success... See more

Company replied

Rated 5 out of 5 stars

It's great that cashback is instant—it's truly one of ZEN's best features! 👍 I've been using the Pro card for several months now: it's convenient to hold currencies, offers favorable exchange rate... See more

Company replied

Rated 5 out of 5 stars

ZEN.com is completly new experience for my. In same way it is revolutionary. I have used mobile banking before and other new tools in that area, but ZEN provides much more then I expected. Cashbacks,... See more

Company replied

Rated 5 out of 5 stars

The AI online help was of no value. Asked for human response. Filled out the required form and the response to delete the Zen App and re-install it resolved the problem. All the verification ste... See more

Company replied


Company details

  1. Alternative Financial Service
  2. Cashback Provider
  3. e-Commerce Solution Provider
  4. Payment Service

About ZEN.COM

Written by the company

Do your wallet a favor and put a ZEN Pro card in it.

Earn on every payment. Extend the warranty on electronics. Get great cashback. Exchange currencies at the best conversion rates.

GET ZEN PRO

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The best!!!

Sara is the best!!!

25 March 2026
ZEN.COM logo

Reply from ZEN.COM

Hello,

thank you for your feedback! We’re happy our Support Desk agent Sara could help you quickly and effectively. We will pass your comment to him to make his day:)

Regards,
Mia, ZEN.COM

Rated 5 out of 5 stars

More than perfect

More than perfect , just like I expected

25 March 2026
ZEN.COM logo

Reply from ZEN.COM

Hello,

thank you so much! We're really happy to hear that it met your expectations!
If there’s ever anything we can do for you, just let us know!

Regards,
Mia, ZEN.COM

Rated 1 out of 5 stars

Would give zero if I could

Would give zero if I could

Dodgiest company I’ve ever come across. Opened the account, the details didn’t even exist when people were trying to send money to me. Then they were rejecting any and every payment that came in an tried to say it was the sending bank.. what 7 different banks are completing the payment to zen, the transaction shows on zen and then gets rejected after 35 minutes.. its zen rejecting the payments, as confirmed by the senders banks

Because I’ve been unable to use the account, I obviously complained to their agents in the live chat. All of a sudden, my account has been restricted.

So I messaged again asking why it’s been restricted. They said due to account activity.. what activity? LOL. I’ve been unable to use the accounttttt!

So I complained again, where I was told not to worry, as these procedures are completely normal and selected randomly / automatically. Within 5 minutes, they’d completely suspended and closed the account.

They are data farming and ive reported them to both the FCA and the ombudsman.

25 March 2026
Unprompted review
ZEN.COM logo

Reply from ZEN.COM

Hello,

thank you for your feedback. Please rest assured that ZEN.COM is a licensed financial institution that takes security very seriously and fully understands how stressful this situation might be for you.

We encourage you to check out our article, where you’ll find helpful information: I've got a message "We have to close your account" – ZEN.COM

If you have any questions, feel free to reach out to us anytime at hello@zen.com.

Best regards,
Anna

Rated 5 out of 5 stars

perfect support

perfect support, easy way for shards and great oportunity to earn while spending

25 March 2026
ZEN.COM logo

Reply from ZEN.COM

Hello,

thanks for the excellent rating! We're thrilled you're enjoying our service and appreciate your support!

Regards,
Mia, ZEN.COM

Rated 5 out of 5 stars

Super bank!

25 March 2026
ZEN.COM logo

Reply from ZEN.COM

Cześć,

super bank i super Klienci!

Pozdrawiamy i dziękujemy za opinię,
Anna, ZEN.COM

Rated 5 out of 5 stars

Kuba is the best

Kuba did everything in his power to clarify the matter and die so with 5 stars, nothing could have been done better.

24 March 2026
ZEN.COM logo

Reply from ZEN.COM

Hello,

thank you so much for your kind words! Kuba always does his very best to help, so we’re really happy to hear this. All our customers deserve the best service possible. Your 5-star rating means a lot to us.

Regards,
Mia, ZEN.COM

Rated 5 out of 5 stars

Super

Git git super git

24 March 2026
ZEN.COM logo

Reply from ZEN.COM

Hello,

many thank you for your kind comment. If there’s anything we can do to improve our offering, please let us know.

Regards,
Mia, ZEN.COM

Rated 5 out of 5 stars

Great customer support

Great customer support, managed to quickly and easily solve my chargeback application.

24 March 2026
ZEN.COM logo

Reply from ZEN.COM

Hello,

thank you so much for your kind words. We truly appreciate your feedback and are glad to hear that our approach and quick actions made a positive impression. Helping our customers and looking for the best possible solutions is always our priority.

Regards,
Mia, ZEN.COM

Rated 5 out of 5 stars

Great mission

24 March 2026
ZEN.COM logo

Reply from ZEN.COM

Hello,

thank you for your comment. We enjoy the Missions and Reward Zone offers just as much as you do.

Have a grate day,
Anna, ZEN.COM

Rated 1 out of 5 stars

Sent €500 to my wife. Got frozen funds, a blocked account, and a support team that literally cannot help you.

I tried to send €500 to my wife. We both have Zen accounts. Internal transfer within the same household should take 30 seconds.

The transfer froze and was canceled after 24 hours without any explanation. A €1 test transfer froze immediately.

Support from my account: six times I received the same message—"check the recipient number, you may have entered incorrect data." I sent screenshots proving everything was correct. Same response every time. After six identical replies, I asked to escalate to a senior specialist — something that should have happened automatically after the first two failed attempts. The answer was "we cannot help you further."

Support from my wife's account: three rounds of "no incoming transactions found, please have the sender contact us." I showed them screenshots of both chats side by side. The script kept running unchanged.

At some point, my wife's account was blocked "for security reasons." Now she has to wait 3 days to regain access—just because I tried to send her €500.

The technical issue was probably simple. But Zen's support can't escalate, can't review both accounts at once, and can't do anything when their standard script doesn't fit. You end up in endless circles until something breaks—and in this case, it was my wife's access to her account.

I'm not angry at the individual agents. They clearly lack the tools to fix anything. That's a product problem.

Right now, I'm exploring other options for anything more than pocket change.

23 March 2026
Unprompted review
ZEN.COM logo

Reply from ZEN.COM

Hello,

thank you for your comment. We are sorry to hear about your experience.

Please rest assured that we would be happy to review your case in detail. We kindly invite you to contact us through our official channels:
– via chat in the application
– via email at hello@zen.com

Our team will take a closer look and assist you accordingly. If you are already in contact with us, please expect the reply shortly.

Kind regards,

Regards,
Anna

Rated 5 out of 5 stars

Amazing support

Amazing support and very fast in handling issues. Love these guys

23 March 2026
ZEN.COM logo

Reply from ZEN.COM

Hello,

thank you so much for your kind words! We’re really happy to hear that you had a great experience with our support team.

If you ever need anything, we’re always ready to help.

Regards,
Mia, ZEN.COM

Rated 5 out of 5 stars

Good app

Good app, good options, clear rules

22 March 2026
ZEN.COM logo

Reply from ZEN.COM

Hello,

thank you so much for your kind comment.

We’re especially proud that you highlighted ZEN.COM’s transparency in terms of our rules and services. Building trust and being reliable are exactly what we strive for every day.

We truly appreciate your support,
Mia, ZEN.COM

Rated 5 out of 5 stars

Fast help friendly help instant to fix…

Fast help friendly help instant to fix my problem

22 March 2026
ZEN.COM logo

Reply from ZEN.COM

Hello,

thank you so much. It is privilege to work for you. Your positive words has already been passed to the agent to make her day.

Regards,
Anna, ZEN.COM

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look