We note that you have chosen to publish a second negative review concerning the same commercial interaction, following our previous response.
As already explained, YowPay conducted a preliminary assessment of your business and decided not to proceed with your application. This decision was communicated to you on February 27, 2026.
We would like to clarify a few points.
First, assessing a prospective merchant's business model, commercial activity, and publicly available information is a standard part of our preliminary risk assessment process. Such assessments are not limited to declared turnover, and a company's revenue, regardless of its amount, does not automatically qualify it for our services.
Second, YowPay is under no obligation to accept every merchant application or to proceed with a formal onboarding process when a business does not meet our internal acceptance criteria.
We are pleased that you have found a payment partner suitable for your business. However, your subsequent commercial success does not invalidate our initial decision.
Finally, we strongly disagree with the personal remarks directed at our employees and management. Professional disagreements should not result in personal attacks, particularly when the underlying matter concerns a legitimate business decision.
We respect your right to express dissatisfaction, just as we retain the right to determine which business relationships we wish to establish.
Our decision remains unchanged, and we consider this matter closed.
YowPay Compliance Team