Swinton Insurance Reviews 

48,395
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 6,482 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that finding a policy is remarkably simple, highlighting clear online processes, easy website navigation, and very reasonable prices compared to other providers. People also deeply appreciate the helpful staff, noting that customer representatives are patient, cheerful, and exceptionally professional when guiding them through various questions. Some reviewers were not happy with customer service, mentioning long automated menus, getting disconnected multiple times, and experiencing difficulties reaching the right department. Others also noted unexpected price increases or extra admin charges when modifying their policies or dealing with renewals.

What people talk about most

Price

People report positive experiences with price, often highlighting great options and very reasonable quotes... See more

Service

Customers consistently note positive experiences with service, highlighting courteous and knowledgeable staff... See more

User experience

Reviewers mention positive feedback about user_experience, highlighting a really simple online process with... See more

Staff

Users describe positive interactions with staff, praising the courteous, professional, and helpful service... See more

Customer service

Consumers find customer service to be ambiguous, reporting a stark mix of very different experiences. While... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Good user interaction and ease on navigation from the site, making it easy to get a quote and proceed to taking insurance. Would be better if you could see all the accounts ( home/ car) from the sa... See more

Company replied

Rated 5 out of 5 stars

I bought my policy online through an insurance comparison site. Swintons quote looked very competitive. I clicked through to their site & was pleased to see just how easy it was to complete their onli... See more

Company replied

Rated 5 out of 5 stars

Great Value & Easy! Really simple online process, no hassle at all. Found them easily on comparison sites—fair price, and I’ve saved £20 compared to my previous insurer! Perfect, straightforward

Company replied

Rated 5 out of 5 stars

I’ve no experience of Swinton so cannot comment yet. But your assistant who’s called Brian has the patience of a saint, I’m not fully experienced with AI and not quite up to date with my phone ( a ne... See more

Company replied


Company details

  1. Insurance Agency

Written by the company

Swinton has been helping people find insurance for 60 years. Back then you would just buy insurance but one man decided to compare lots of prices and pass the savings onto his customers. This honest personal approach is the cornerstone of Swinton today. Going the extra mile for their customers, Swinton offers a wide range of insurance products, taking the time to listen to what their customers need. If you would like to see feedback about our Swinton Pet product, please visit our Trustpilot account https://www.trustpilot.com/review/swinton.co.uk/pet-insurance

Swinton Insurance

Written by the company


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

48K reviews

5-star
4-star
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2-star
1-star

Asks customers to review

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4.3

All reviews

(48,395)

5,990 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Initial contact poor as the bot kept…

Initial contact poor as the bot kept repeating itself. Once I spoke with a person they sorted my query and problem fairly quickly once they understood what I was saying

4 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to share your 5 star review and feedback. We're sorry to hear that your initial experience with our chatbot was frustrating, but we're pleased to know that once you spoke with one of our team members, they were able to understand your query and resolve the issue quickly.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 5 out of 5 stars

Good price

Good price , easy to navigate website

4 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your 5 star review and feedback! We're delighted to hear that you found our website easy to navigate and that you were happy with the price offered. We aim to make arranging insurance as simple and straightforward as possible while providing great value for our customers.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 5 out of 5 stars

Great Experience With Swinton…

Great Experience With Swinton Insurance. Would Definitely Recommend

1 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a review.

We're delighted to hear that you had a great experience with Swinton Insurance and that you would recommend us. Your feedback is greatly appreciated, and we're pleased to know you were happy with the service provided.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out to the team, who will be happy to help.

Kind regards,
Rachel @ Swinton Insurance

Rated 5 out of 5 stars

The lady I spoke to made me…all good.

The lady I spoke to made me comfortable,she was great.

1 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a review.

We're delighted to hear that the adviser you spoke with made you feel comfortable and provided such great service. We'll make sure your lovely feedback is shared with the team.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out to the team, who will be happy to help.

Kind regards,
Rachel @ Swinton Insurance

Rated 5 out of 5 stars

Absolutely brilliant so easy to use the…

Absolutely brilliant so easy to use the site. I had made a small error in my insurance policy and they sorted it out with any extra charge unlike some insurers. Highly recommended.

4 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for your fantastic 5 star review! We're delighted to hear that you found our website easy to use and that our team was able to quickly resolve the error on your policy.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 4 out of 5 stars

I did this insurance on line for home…

I did this insurance on line for home and contents very good price for what i wanted and received all information etc. On line as I requested. Pleased with the outcome.

3 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your wonderful 5 star review! We're delighted to hear that you found a great price for your home and contents insurance and that our online process was straightforward and met your preferences. It's great to know you received all the information you needed and were pleased with the outcome.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 1 out of 5 stars

Swinton Legal Expenses Insurance

Swinton Legal Expenses Insurance, called them about a problem, talked to someone in England about this, I am in Scotland and this person did not have a Scottish Practicing Certificate and was not a Solicitor. I have had this problem before by Insurance Companies using English Solicitors with no Scottish Legal Experience and no Scottish Practicing Certificate giving me Legal Advice and the Ombudsman found in my favour that I did not get proper Legal Advice, So do not waste your money on Swinton Legal Expenses cover if you are in Scotland, and I was told that anything to do with the Government and Local Authoraties and Councils is not covered, so basically Legal Expenses with Swinton is USELESS AND A WASTE OF MONEY. And remember Trustpilot will not allow you comment to be printed

I tried to contact Swinton Issurance on the emails they gave me but they are not recognised, I know that the Legal Expenses if done by another company but it is the job of Swinton to see that the company they use is competent, professional and know the Law in Scotland and England is different,

4 August 2026
Unprompted review
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your feedback regarding your experience with your legal expenses cover. I’m very sorry to hear that you dealt with someone who didn’t hold a Scottish Practicing Certificate and wasn’t a qualified solicitor in Scotland. I completely understand how crucial it is to receive legal advice that’s appropriate to your jurisdiction.

To clarify, Swinton acts as a broker, and certain aspects of your policy are dealt with by third party companies like RAC Insurance Limited. Please be assured that we take this matter seriously.

If you would like to discuss your concerns or log a complaint, please contact us via the link below:

www.swinton.co.uk/contact-us

Kind regards,

Darren @ Swinton Insurance

Rated 5 out of 5 stars

Quote was competitive and registration…

Quote was competitive and registration was easy... 5 star

4 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for taking the time to leave us a 5-star review!

We are thrilled to hear that you found our quote competitive and that setting up your policy was nice and easy. Providing great value along with a smooth, hassle-free registration process is always our goal!

Thank you for choosing us, and please don't hesitate to reach out if you ever need any assistance with your policy in the future.

Kind regards, Tahara @ Swinton Insurance

Rated 5 out of 5 stars

Good on line

Good on line ! But came home from holiday and rang up to renew !!! Needed to change number plate also !!! Was £59 but on phone went up to £134 !!!! Then went on line again and cost £61 !!!!!!

3 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your review and for bringing this to our attention. I understand your concerns regarding the difference in pricing between your online quote and the phone quote. I want to reassure you that with Swinton Insurance, we guarantee that the price offered to our existing renewal customers will not be higher than what we would offer if selling a new policy through the same channel, with exactly the same risk information and level of cover.

Upon looking into your details, I can see you contacted us after the renewal date had passed, & when we re-generated a quote, it was not as competitive as the original premium. I am pleased to hear that you were able to find a suitable quote online.

If you have any questions or need any support, please reach out to the team, who will be happy to help on the below link
https://www.swinton.co.uk/contact-us

Kind regards, Tahara @ Swinton Insurance

Rated 1 out of 5 stars

Extremely underhanded…

Extremely poor and underhanded auto-renewal process.

I received an email at the end of last week telling me that my car insurance was going to auto-renew on Monday. I had not realised that the policy I took out last year had been set to auto-renew.

On Sunday afternoon I logged into my Swinton account specifically to stop the renewal, only to discover that there is no way to disable auto-renewal online. The only option appears to be to contact customer services, which was closed because it was outside normal working hours. For something as important as taking hundreds of pounds from a customer's account, it is astonishing that customers cannot manage this themselves online 24/7.

When I checked the policy details, the new insurance was not actually due to start until 9 August, so I reasonably assumed I still had time to resolve it.

That evening, I received an email thanking me for renewing. Swinton had already charged my card for an insurance policy that would not even begin for another six days.

If a company is going to use auto-renewal, customers should receive clear and prominent notice well in advance and most importantly be able to switch auto-renewal off easily through their online account. Requiring customers to telephone a call centre during working hours in order to prevent a future payment is an unacceptable process.

Taking payment six days before the new policy begins, while providing no online mechanism to stop the renewal, feels deliberately weighted in favour of securing the renewal rather than giving the customer genuine control over their policy.

Whatever Swinton may point to in terms of a tick box or terms agreed to a year earlier, this is not what I consider transparent or customer-friendly treatment. The whole experience felt unnecessarily obstructive and underhanded, and has ensured I will not use Swinton again.

3 August 2026
Unprompted review
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for reaching out and sharing your concerns regarding the auto-renewal process of your car insurance policy.

I completely understand your frustration at not being able to disable the auto-renewal online and discovering this only after receiving the email notification. We strive to make managing policies as straightforward as possible, and I’m sorry that this was not your experience.

Just to clarify we send our renewal invites around 21 days prior to your renewal date to provide customers the time to shop around should they wish to. These are sent via your preferred delivery method. I apologise if this was not your experience.

If you would like to discuss your concerns further or to log a complaint, please use the below link:

www.swinton.co.uk/contact-us

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for taking the time to leave us your review!

We are delighted to hear that you felt the benefit of our team's experience and expertise. Delivering knowledgeable, dependable service to ensure our customers feel fully supported is always our priority.

Thank you for choosing us, and please don't hesitate to reach out if you ever need any assistance with your policy in the future!

Kind regards, Tahara @ Swinton Insurance

Rated 5 out of 5 stars

Home insurance setup

A simple process to set up a new home insurance policy. Explanations were given for all conditions.

31 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your lovely 5 star review! We're pleased to hear that you found the process of setting up your new home insurance policy simple and straightforward. It's great to know that our explanations helped you understand the policy and its conditions.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 5 out of 5 stars

Value and very simple to use

Very reasonable price and easy to find and navigate website. Keeping things simple made my experience great. Also a lot cheaper than my insurance renewal who thought it acceptable to considerably increase my insurance after 4 years of customer with no claims.

2 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your fantastic 5 star review! We're so pleased to hear that you found our website easy to use and that the straightforward process made arranging your insurance a great experience. It's also wonderful to know we were able to offer you a better value alternative to your renewal.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 4 out of 5 stars
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to share your feedback.
We are pleased to hear that arranging your cover with us was a completely clear and hassle-free process.
If you have any questions or need any support, please reach out to the team who will be happy to help.
Kind regards,
Karl @ Swinton Insurance

Rated 5 out of 5 stars

Great Service.

Very helpful, easy to engage with and a full understanding of our needs for insurance also a very sensible price with great care given to get it right thank you very good service indeed.

2 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Many thanks for leaving such a detailed rating of your experience.
We are glad that our team provided such helpful support, fully understood your requirements, and took the time to tailor your cover at a competitive price.
If you have any questions or need any support, please reach out to the team who will be happy to help.
Kind regards,
Karl @ Swinton Insurance

Rated 5 out of 5 stars

Very simple to act on the quote

Very simple to act on the quote. Simple website, all done in minutes. Best price we could get too

2 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for letting us know how you got on.
We are glad to hear that finalizing your quote on our digital platform was entirely hassle-free, and that we could get everything sorted for you in just a matter of minutes at a fantastic price.
If you have any questions or need any support, please reach out to the team who will be happy to help.
Kind regards,
Karl @ Swinton Insurance

Rated 5 out of 5 stars

Price is so much better

Price is so much better

3 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Many thanks for letting us know how you got on.
We are glad to hear that you found our rates to be so much more affordable for your cover.
If you have any questions or need any support, please reach out to the team who will be happy to help.
Kind regards,
Karl @ Swinton Insurance

Rated 5 out of 5 stars

Quick and easy

Quick and easy. Cover is what i need. A good price.

1 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for letting us know how you got on.
We are glad to hear that arranging your insurance was a swift process and that we could provide the exact cover you require at an affordable rate.
If you have any questions or need any support, please reach out to the team who will be happy to help.
Kind regards,
Karl @ Swinton Insurance

Rated 5 out of 5 stars
Swinton Insurance logo

Reply from Swinton Insurance

We really appreciate you taking a moment to rate us.
It is fantastic to hear that you found the entire setup incredibly simple and smooth to navigate from start to finish.
If you have any questions or need any support, please reach out to the team who will be happy to help.
Kind regards,
Karl @ Swinton Insurance

Rated 4 out of 5 stars

Easy to apply

Easy to apply. Communication ok but still prefer to speak to a human without paying extra for it . But policy to suit.

30 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thanks so much for taking the time to leave us a review.

We're glad to hear applying was easy and that you found a policy to suit your needs! We also really appreciate your feedback regarding phone support. We always want to make sure getting in touch is simple for our customers.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

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