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Startline Motor Finance Reviews 

14,028
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 2,152 reviews, reviewers overwhelmingly had a great experience with this company. Customers warmly praise the staff for being exceptionally helpful and polite, guiding buyers smoothly through the entire vehicle finance process. Consumers frequently note that customer support is fantastic, providing prompt assistance, clear explanations, and making everyday interactions genuinely pleasant and stress-free. Some reviewers were not happy with payment scheduling issues, mentioning that requested account changes took far too long to process. Others also felt frustrated regarding unexpected loan costs, communication barriers, and facing difficulties when trying to resolve ongoing complaints with management. A few people additionally pointed out challenges with slow replies and complicated steps during agreements.

What people talk about most

Service

Reviewers mention positive feedback about service, frequently highlighting a fast, seamless, and efficient... See more

Customer service

Consumers find customer service to be positive, frequently describing representatives as helpful, prompt, and... See more

User experience

Reviewers highlight positive aspects of user experience, consistently praising the quick, smooth, and... See more

Staff

Clients share positive opinions on staff, frequently highlighting the friendly, helpful, and professional... See more

Payment

People report ambiguous experiences with payment, with some customers praising the efficient and professional... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This is the 2nd time I’ve had a vehicle financed through these guys, and it’s always been a seamless process can’t fault them at all first vehicle was an early settlement which was easy enough to... See more

Company replied

Rated 5 out of 5 stars

I was looking for a new car for my birthday and StartLine Motor Finance made my birthday wish to become real . Anthony Ryan based in Linwood, Scotland did all the hard work for me and make me happy,... See more

Company replied

Rated 5 out of 5 stars

I would just like to say a massive thank you to Paul in the complaints team for the help today regarding my vehicle I am currently trying to rejecting my vehicle from a dealership due to on goin... See more

Company replied

Rated 5 out of 5 stars

Very straightforward process , no nagging phone calls , all done on computer , fit for purpose . Exactly what was needed and this company takes the stress out searching around . Excellent company .

Company replied


Company details

  1. Car Finance and Loan Company
  2. also in
  3. Financial Institution
  4. Leasing Service
  5. Non-Bank Financial Service

About Startline Motor Finance

Written by the company

Startline is a leading provider of specialist finance solutions to the UK motor finance market, working with prominent franchised and independent dealers and specialist intermediaries.

We challenge the traditional approach taken in this sector by providing a uniquely flexible and agile offering that aims to meet the rapidly changing needs of used car buyers and retailers during the 2020s.

Visit Our Website

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

14K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.7

All reviews

(14,028)

2,029 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Brillant seevice and easy to use

Brillant seevice and easy to use

1 October 2026
Unprompted review
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review, Lee. We’re delighted we could help and appreciate you choosing Startline. John H @ Startline

Rated 5 out of 5 stars

So smooth hassle free

So smooth hassle free

25 September 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review, Pauline. We’re delighted we could help and appreciate you choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Good service

Fast service and allowed me to add a warrenty...

2 October 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review, David. We’re delighted we could help and appreciate you choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Great speedy service

Great speedy service, pleasent staff

28 September 2026
Unprompted review
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review, Eleni. We’re delighted we could help and appreciate you choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Great service

Great service, very efficient and still real good customer service

20 September 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review, Petra. We’re pleased we could help you secure finance for your new vehicle. Thanks for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Fast and easy

Easy, fast, good Apr and big chance of approval.

1 June 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review, Ioan. We’re delighted we could help and appreciate you choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Customer relationship

Their customer relationship was top notch compared to other finance institutes I came across online

22 September 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for the 5-star review, Bello. We really appreciate the feedback and hope you’re enjoying your new vehicle. Thanks for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Excellent service

Excellent service, friendly, quick and easy. Would recommend to others.

22 September 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thanks for your review and recommendation, Claire. Feedback like yours means a lot to us and is greatly appreciated. Thank you for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

It was straight forward

It was straight forward, effectively and your customer service are polite and informative

22 September 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review, Terrance. We’re pleased we could help you secure finance for your new vehicle. Thanks for choosing Startline. John H @ Startline

Rated 2 out of 5 stars

I purchased my vehicle on 11 June 2026

I purchased my vehicle on 11 June 2026. Serious faults arose shortly afterwards and continued after the dealer attempted repairs. I complained to Startline and provided the independent evidence they requested.

Startline has now supported rejection and the unwind is progressing, which I appreciate. However, the wider complaint remains unresolved.

On 2 October, Startline told me they still cannot issue a final response because “investigations remain ongoing”. They gave no meaningful explanation of what remains outstanding, whether anything further is required from me, or when they expect to conclude the complaint — only “as soon as possible”. The same letter confirms I can now refer the matter to the Financial Ombudsman Service.

I have also raised consequential losses and redress, but have not been asked to quantify these or told what evidence Startline requires.

After several months, my questions are simple: What is still being investigated? What is preventing a final response? Do you need anything further from me? When will this realistically be concluded?

I am already dealing directly with Startline's Complaint Resolution Team. A generic response apologising for my experience or directing me back to that team will not answer those questions or address the substance of this review.

2 October 2026
Unprompted review
Startline Motor Finance logo

Reply from Startline Motor Finance

Mr Buchan, thank you for your review. I can confirm that the unwind is progressing, and we are currently awaiting confirmation from the dealer regarding the collection date for the vehicle. We do not require anything further from you at this stage. Once the vehicle has been collected, we will issue our final response letter. If you would like to discuss this further, please call us on 0141 220 2958.

Thanks, John H @ Startline

Rated 5 out of 5 stars

Brilliant Service.

This is the 2nd time I’ve had a vehicle financed through these guys, and it’s always been a seamless process can’t fault them at all first vehicle was an early settlement which was easy enough to arrange a quote for and complete.

Customer service has always been pretty decent too whenever I’ve had to call them, key point you can actually call them to discuss your finance.

Would happily use again in the future after this vehicle.

25 September 2026
Unprompted review
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you so much for your kind words, George. It’s wonderful to hear that we were able to provide the service you were looking for. John H @ Startline

Rated 5 out of 5 stars

All of it thanks

All of it thanks

26 September 2026
Unprompted review
Startline Motor Finance logo

Reply from Startline Motor Finance

You’re very welcome, Steven. We’re glad you’re pleased with the service you received and appreciate you taking the time to share your experience. John H @ Startline

Rated 5 out of 5 stars

Complaints department praise

I would just like to say a massive thank you to Paul in the complaints team for the help today regarding my vehicle
I am currently trying to rejecting my vehicle from a dealership due to on going issues and Paul in the complaints team was absolutely amazing on the phone and I appreciate all the helpful feedback and the support on trying to resolve the matter.
What an amazing member of staff you have very polite and understanding.
Every work place needs Paul lol 😂

Thanks again to your whole team on helping me with the issue they are extremely helpful.

2 October 2026
Unprompted review
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you very much for taking the time to such kind feedback, Niamh. We’re delighted to hear about your experience and have shared your comments with Paul. John H @ Startline

Rated 5 out of 5 stars

Perfect

Perfect, very pretty and professional

21 September 2026
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Reply from Startline Motor Finance

Thank you for the 5-star review. We really appreciate the feedback and hope you’re enjoying your new vehicle. Thanks for choosing Startline. John H @ Startline

Rated 4 out of 5 stars

Nice working people

Nice working people

21 September 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review, Stephen. We’re pleased we could help you secure finance for your new vehicle. Thanks for choosing Startline. John H @ Startline

Rated 1 out of 5 stars

Zero communication on regulated complaint (Ref: 18018612) – Dragging past statutory deadline

Unacceptable lack of urgency from Startline Motor Finance regarding an active Hire Purchase dispute (Ref: 18018612). The selling dealership has done their part and agreed to absorb thousands in repair labor to fix severe engine defects. However, Startline has completely gone silent on approving the basic financial refunds owed for months of vehicle non-use.

With the Financial Ombudsman Service deadline expiring in days, Startline is running out the clock instead of issuing sign-off. Requiring immediate escalation from their senior complaints team today before this is formally handed over to the FOS.

2 October 2026
Unprompted review
Startline Motor Finance logo

Reply from Startline Motor Finance

Balraj, we’re sorry to hear that you’ve experienced issues with your vehicle. Our Complaints Resolution team are investigating your concerns and working to resolve the matter as quickly as possible. If you would like to discuss this further, please call us on 0141 220 2958. John H @ Startline

Rated 5 out of 5 stars

Great service

Great service

21 September 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for the 5-star review, Richard. We really appreciate the feedback and hope you’re enjoying your new vehicle. Thanks for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

All the things how is the eficient was…

All the things how is the eficient was solve everything very quickly and in few hours I can enjoy driving my new car

28 September 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review, Gabriel. We’re pleased we could help you secure finance for your new vehicle. Thanks for choosing Startline. John H @ Startline

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