Santander Reviews 

10,718
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Evaluating 2,218 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the helpfulness and professionalism of the staff, especially in branches, finding them patient, informative, and willing to go above and beyond to assist with banking needs. However, a significant number of customers report dissatisfaction with customer service and response times, often experiencing long waits, dropped calls, and unhelpful interactions. Frustration is common with automated systems and difficulty reaching human agents. Some also encountered payment problems, including declining cards or blocked transfers, alongside excessive identity verification or unexpected refusals for financial products.

What people talk about most

Staff

Users describe ambiguous interactions with staff, with many customers reporting positive experiences,... See more

Customer service

Customers had ambiguous experiences with customer service, with many reviewers reporting positive... See more

Service

Clients share ambiguous opinions on service, with many reviewers expressing satisfaction with the help... See more

Payment

Customers consistently note negative experiences with payment, with many reporting issues with funds or that... See more

Response time

Consumers express significant dissatisfaction with response times, frequently reporting long phone queues,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

After significant issues at the start of a new account. Ie. Because the bank keeps old banking information from a previous account this led to issues setting up a new bank account /switch. At the end... See more

Company replied

Rated 5 out of 5 stars

Met today with Nicola in East Kilbride branch to review our accounts and she was very patient, polite, informative and this was very helpful to us in enabling us to make decisions. Nothing was too m... See more

Company replied

Rated 5 out of 5 stars

Went into this Santander branch for first time the lady Jan was every helpful had to get letter with my address Jan booked me a statement for the next day with all my new info also showed me how to ge... See more

Company replied

Rated 5 out of 5 stars

We were seen without having an appointment. We didn’t even have to wait. We saw Kerry who helped us change our existing current account to the Edge account. She was very clear in explaining the differ... See more

Company replied


Company details

  1. Bank
  2. Investment Service
  3. Mortgage Lender

Written by the company

Our purpose at Santander UK is to help people and businesses prosper. We are a leading financial services provider, offering a wide range of personal and commercial financial products and services, with around 15 million customers across our Retail and Corporate Businesses. We have set ourselves an ambitious target - to become one of the best banks in the UK to work for. We’re transforming our business, creating a Simple, Personal and Fair culture in a dynamic and creative environment. Our customers come from a wide range of backgrounds, and so do our people. We aim to reflect and celebrate diversity in our workplace in order to create an inclusive culture that adds real value to our business.


Contact info

3.1

Average

TrustScore 3 out of 5

11K reviews

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3.1

All reviews

(10,718)

2,210 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The staff member

The staff member, i believe his name was Ark, was extremely helpful and polite.

29 July 2026
Unprompted review
Santander logo

Reply from Santander

It's great that Ark was so helpful and polite.
John

Rated 5 out of 5 stars

Superb Service!

Superb Service!
Igor was the most helpful consultant l have encountered and an asset to your bank
It is unfortunate there are not more like him

31 July 2026
Unprompted review
Santander logo

Reply from Santander

Hey Anne! Compliments of he highest order for Igor :) We're so happy to hear he left a lasting impression.

Rated 1 out of 5 stars

False advertising - Santander refused to honour their offer

I opened an ISA with Santander on 2nd May 2026 after their website prominently advertised an e‑voucher incentive for customers transferring an existing ISA. My wife opened her ISA later the same evening under the same promotion. As electronic transfers were not available for our previous ISA provider, we followed Santander’s instructions to complete a paper transfer form, which - due to the bank holiday weekend and instructions on the form itself - could only be posted on 5th May.

Santander withdrew the promotion on the very day our forms were posted, despite confirming that we had not delayed our transfer and had acted exactly as instructed. They have refused to honour the offer, relying solely on terms stating that promotions may be withdrawn at any time, even though both accounts were opened during the promotional period and we were already completing the required steps.

There was no notice, no grace period, and no goodwill shown to customers who relied on the advertised incentive. This feels unfair and inconsistent with the principle of treating customers fairly. I will now be referring the matter to the Financial Ombudsman.

Complaint reference: 13942555

Update:
Santander continues to refuse to honour the e‑voucher, again citing terms that allow the promotion to be withdrawn at any point. While this may be reasonable for new ISA applications submitted after the offer ends, it is not reasonable for customers who opened accounts during the promotion and were already mid‑process. Santander allowed our ISA transfers to proceed without notifying us that the incentive we had signed up for had been withdrawn. This is extremely disappointing and, frankly, quite shocking!

I would exercise significant caution before signing up for any Santander account incentives or promotions. Their reliance on a broad “may be withdrawn at any time” clause appears to provide a blanket justification for withdrawing offers even after customers have already committed to the process.

15 July 2026
Unprompted review
Santander logo

Reply from Santander

We're sorry to read about your experience and can appreciate why this situation has been frustrating. We understand your concerns, particularly given the timing of the promotion being withdrawn and your efforts to complete the transfer as instructed.
We'd like the opportunity to review this in more detail and fully understand what's happened. Please email us at socialmediacare@santander.co.uk with your details, and we'll investigate the matter further.
John

Rated 5 out of 5 stars

Wendy was brilliantly knowledgeable and…

Wendy was brilliantly knowledgeable and bubbly, answering every question with confidence which she then instilled in us. Superb customer service.

31 July 2026
Unprompted review
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Reply from Santander

What a lovely compliment! Wendy’s enthusiasm and expertise clearly made a real impact. It’s great to hear she answered every question and left you feeling confident.
John

Rated 5 out of 5 stars

I went into my local branch today to…

I went into my local branch today to make a cash withdrawal and was served by Sonya. She was very friendly, extremely helpful and dealt with my request promptly. Overall, an excellent customer service experience today :)

31 July 2026
Unprompted review
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Reply from Santander

This is exactly what we love to hear, Danni. Banking should be simple, straightforward and hassle-free, so we're delighted to know you had such a positive experience.
Thank you for the lovely shout-out and for taking the time to recognise Sonya's excellent service😊
Elisha

Rated 5 out of 5 stars

Love Santander Work Cafe Oxford!

Regularly come into the Work Cafe in Oxford. Great facilities and the team are brilliant too. Shout out to Donna and Wasim

31 July 2026
Unprompted review
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Reply from Santander

It's great to hear you're making the most of the Oxford Work Café.
John

Rated 5 out of 5 stars

Santander Romford seen advisor Ark

Santander Romford seen advisor Ark, splendid.... Well attended... Proplem solved to my understanding

31 July 2026
Unprompted review
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Reply from Santander

It's great that Ark took the time to help and got everything resolved clearly for you.
John

Rated 5 out of 5 stars

Leighton llanelli branch

Leighton in the Llanelli branch was incredibly helpful and informative in getting us the best accounts to maximise our savings.

31 July 2026
Unprompted review
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Reply from Santander

Fantastic to hear! Leighton clearly made a real difference, helping you find the right accounts to maximise your savings while keeping your banking current.
John

Rated 5 out of 5 stars

We had an appointment with Leighton…

We had an appointment with Leighton Llanelli. He helped us with the best way to save and showed us a high interest account

31 July 2026
Unprompted review
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Reply from Santander

Great to hear Leighton helped you find a savings option that works for you! Keeping your banking current helps us support you with the most suitable products and guidance as your needs change.
John

Rated 5 out of 5 stars

Ash Hussain at Santander Romford Branch…

Ash Hussain at Santander Romford Branch
Explained everything and gave me excellent service
I am very happy

31 July 2026
Unprompted review
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Reply from Santander

So lovely to hear this! Ash took the time to explain everything clearly, and it’s great to know you left the Romford branch feeling happy and well looked after.
John

Rated 1 out of 5 stars

Shame I cannot give zero stars

Shame I cannot give zero stars. Currently into minute 26 of trying to talk to the mis-named ' Customer Service Department' to try and find out why the bank keep declining online transactions. Pathetic.

The issue was competently resolved when I finally got through after 26 minutes. However as I was booking flights I would have lost the flights had I not had another payment method. So a system that needs a quick resolution should not sit at the end of a 26 minutes queue as it does here.

31 July 2026
Unprompted review
Santander logo

Reply from Santander

I'm sorry to hear this. Long wait times and declined online transactions are frustrating. If the issue is still unresolved, please email us at socialmediacare@santander.co.uk with a few details, and we'll look into this for you.
John

Rated 5 out of 5 stars

Sonia was a great help on the counter…

Sonia was a great help on the counter where the cash machine couldnt cater to the service needed. Fast and friendly service!

31 July 2026
Unprompted review
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Reply from Santander

I'm glad Sonia was able to step in and help when the cash machine wasn't suitable. Great to hear you received such friendly, efficient service.
John

Rated 5 out of 5 stars

Proactive and genuinely helpful.

Rhian was proactive, very informative and patient throughout the process of optimising my accounts with Santander.

30 July 2026
Unprompted review
Santander logo

Reply from Santander

Helping our customers make the most of their money and supporting them throughout their financial journey is at the heart of what we do at Santander. It's fantastic to hear that Rhian made such a positive difference and provided the support you needed.
Thank you for your 5* review, Ian.
Elisha

Rated 5 out of 5 stars

The lady named ‘Monika’ was great

The lady named ‘Monika’ was great, really helpful, polite, and easygoing. She helped majorly. Thanks

31 July 2026
Unprompted review
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Reply from Santander

Fantastic to hear Monika made such a positive impact! Helpful, friendly and easy to talk to is exactly what we aim for, while helping keep your banking current.
John

Rated 5 out of 5 stars

Really focused and professional

Really focused and professional, took the time to talk through options that met my needs. Really pleased with the support and service - thank you!

31 July 2026
Unprompted review
Santander logo

Reply from Santander

It's great to hear you felt listened to and supported. Taking the time to explore the right options makes all the difference.
John

Rated 5 out of 5 stars

My customer service assistant was…

My customer service assistant was fantastic a asset to Romford branch very polite and understanding thankyou Sonia

31 July 2026
Unprompted review
Santander logo

Reply from Santander

We're so pleased to hear Sonia took great care of you!
Thank you for the shout-out, Gary and for your 5 star rating too 🌟
Elisha

Rated 5 out of 5 stars

Worcester branch was helped by an…

Worcester branch was helped by an excellent young woman named grace. Effortless and warm, lovley and cool tattoos which is nice to see in a bank. Kenny is always awesome too bravo folks. Muchas gracias

30 July 2026
Unprompted review
Santander logo

Reply from Santander

Lovely to hear Grace made things so easy and welcoming, and that her individuality stood out too!
John

Rated 5 out of 5 stars

Business awareness and acceleration tips

We were invited by the bank business manager Mr Sunil Kunjiraman of Satander work cafe Cheapside he thought that whatever was going to be presented to us would be beneficial to our new business we had set and indeed it was a wonderful idea.

30 May 2026
Unprompted review
Santander logo

Reply from Santander

Hey Abbey. Thank you for your wonderful review. We’re delighted to hear that Sunil Kunjiraman at Santander Work Café Cheapside invited you to the presentation and that you found it valuable for your new business venture. It's great to know that the ideas and support provided were beneficial and helped make a positive impact. We wish you every success with your new business and look forward to supporting you on your journey.

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