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NOW Finance Reviews 

2,363
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 192 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being super friendly, helpful, and professional, making interactions pleasant and supportive. The service is frequently described as simple, easy, and straightforward, ensuring a smooth and stress-free process for many. People appreciate the excellent customer service, noting prompt communication and quick response times, which contributes to a highly positive user experience and fast turnaround. However, some people found the application process complicated, mentioning extensive information requests that felt intrusive or difficulty checking their own statements. A few customers also reported unhelpful staff interactions or dissatisfaction when their application was denied without clear reasons.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently praising their professionalism, helpfulness,... See more

Service

People report positive experiences with service, highlighting excellent service, quick approval, and a... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting helpful, responsive, and... See more

User experience

Consumers find the user experience to be positive, with many describing the website and application process... See more

Response time

Reviewers highlight positive aspects of response time, with many customers praising the quick and prompt... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Staff are super friendly and extremely helpful. There was a slight system issue as I have a new last name due to marriage and it wouldn't link to my previous profile which a work around was sorted fas... See more

Company replied

Rated 5 out of 5 stars

I learned about the company through my credit score and applied online, but I couldn't finish. I called and was assisted by the most dedicated person I've ever met, her name was Mae. We talked for a... See more

Company replied

Rated 5 out of 5 stars

Second time using NOW Finance. Simple process, hassle free. Approved within one day. Darryl was great with communication and making the process very simple and easy. Money was released instantly to de... See more

Company replied

Rated 5 out of 5 stars

NOW Finance has been both patient and amazing in helping me secure and settle previous loans. The brokers I have dealt with have been super friendly and helpful. Would absolutely recommend their servi... See more

Company replied


Company details

  1. Non-Bank Financial Service

About NOW Finance

Written by the company

Personalised Lending Made Simple

NOW Finance is an Australian-owned non-bank lender helping Australians access simple, transparent finance. We offer competitive personal loans and car loans in Australia with flexible terms to support your goals.

Whether you’re buying a car, consolidating debt, renovating your home, or covering major expenses, our loans are designed to work around your life.

Check your personalised quote online in minutes without impacting your credit score, then complete your application quickly and securely.


Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

Personal & Car Loans made simple

Written by the company

NOW Finance offers flexible personal loans and car loans designed to make borrowing straightforward.
Personal Loans: Enjoy fixed rates, flexible repayments, and no fees ever, so you always know exactly what you're paying.
Car Loans: Finance your next vehicle with clear upfront pricing, flexible loan terms and no ongoing or early repayment fees.
Check your personalised quote online in minutes and easily complete your online application straight from your phone.
Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

A faster way to apply for a loan

Applying for a personal or car loan with NOW Finance is quick and straightforward:


- Check your personalised quote online

- Complete your application in minutes

- Manage everything digitally

From quote to conditional approval, the process is simple and convenient.

Get My Rate

Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142


Contact info

Promotion box for NOW Finance

Award-winning Personal & Car Loans

Get your personalised quote with no impact to your credit score.

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 83% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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4.7

All reviews

(2,363)

191 reviews in the last 12 months

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Rated 5 out of 5 stars

Amazing consistent communication…

Amazing consistent communication throughout the entire process

23 January 2026
NOW Finance logo

Reply from NOW Finance

Hi Dwayne, thank you for your feedback. We're glad to hear you appreciated the amazing consistent communication throughout the entire process. Your 5-star rating means a lot to us.

Rated 5 out of 5 stars

Issa is the best

Issa is the best.

Goes above and beyond, and has excellent customer service.

22 January 2026
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Reply from NOW Finance

Jean-Daniel, thank you for your kind words about Issa. We're glad to hear Issa went above and beyond with excellent customer service. Your positive feedback means a lot to us.

Rated 5 out of 5 stars

Very good customer service with going…

Very good customer service with going through the whole process.

22 January 2026
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Reply from NOW Finance

Hi Brendan, thank you for your 5-star rating and for highlighting the excellent customer service you experienced throughout the whole process.

Rated 4 out of 5 stars

Had extremely great service maria was a…

Had extremely great service maria was a pleasure to deal with ,nothing was a issue

22 January 2026
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Reply from NOW Finance

Hi Patrick, thanks for your review. I'm glad to hear Maria made the process easy and was a pleasure to deal with. We appreciate your 4-star rating.

Rated 4 out of 5 stars

Staff was very helpful the whole…

Staff was very helpful the whole process was very easy, would recommend

22 January 2026
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Reply from NOW Finance

Hi Kenneth, thanks for your review and recommendation. I’m glad to hear our staff was helpful and the process felt easy. We appreciate your 4-star rating,

Rated 5 out of 5 stars

The people I spoke to was so friendly…

The people I spoke to was so friendly and helpful and very prompt to assist me and my needs

20 January 2026
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Reply from NOW Finance

Hi Melanie, thank you for your feedback. We are pleased to hear that the people you spoke with were so friendly and helpful. We appreciate you noting how prompt our team was in assisting with your needs.

Rated 5 out of 5 stars

Lovely people.easy to apply quick…

Lovely people.easy to apply quick response

16 January 2026
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Reply from NOW Finance

Kym, thank you for taking the time to share your positive feedback. We are pleased you found our people easy to deal with and the application process quick.

Rated 5 out of 5 stars

Kept up-to-date

Very helpful customer service. Easy to navigate website when applying for the loan. Kept up-to-date via email, sms and phone calls on every step of the processing

14 January 2026
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Reply from NOW Finance

Hi Alex, thank you for your positive feedback. We are pleased you found our website easy to navigate during the loan application process. We also appreciate you commenting our proactive communications at every step.

Rated 5 out of 5 stars

They were professional and helpful at…

They were professional and helpful at all levels of their service

13 January 2026
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Reply from NOW Finance

Duane, thank you for taking the time to share your experience and for your 5-star rating. We are pleased to hear you found our team professional and helpful.

Rated 5 out of 5 stars

Excellent service and support

Easy to use, fast and efficient.

31 July 2025
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Reply from NOW Finance

Hi Mark, thank you for your feedback on our service. We are pleased you found the process easy to use and efficient. We aim to keep things fast for all our customers.

Rated 5 out of 5 stars

Fast service

Fast. Friendly service. Was very quick from start to settlement. Highly recommend.

8 January 2026
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Reply from NOW Finance

Thank you for your positive feedback Nath, We are pleased you experienced fast service right through to settlement. We appreciate your recommendation.

Rated 5 out of 5 stars

Excellent service easy no issues fuss…

Excellent service easy no issues fuss straight forward.

17 December 2025
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Reply from NOW Finance

Thanks so much, Zachary. We are really pleased you found the service easy and straightforward with no fuss. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Home Improvement Loan

Applied for a home improvement loan over the Christmas and New Year Holidays. Despite being the holiday period, my application was reviewed and approved. Reasonable interest rates.

31 December 2025
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Reply from NOW Finance

Thank you for taking the time to share your positive experience. We are pleased that we managed to review and approve your application promptly despite the festive period. We appreciate you rating us 5 star.

Rated 5 out of 5 stars

Thank you for making the application…

Thank you for making the application process so quick and easy.

29 May 2025
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Reply from NOW Finance

Hi Jo, thank you for taking the time to review your experience. We appreciate you commenting how quick and easy you found the application process.

Rated 5 out of 5 stars

Easy and hassle free

Easy and hassle free, very quick approval and swift settlement. Would definitely recommend.

19 December 2025
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Reply from NOW Finance

Thank you, Kristy, we appreciate your 5-star feedback. We are pleased to hear you found the approval and settlement processes both easy and swift. We value your recommendation.

Rated 5 out of 5 stars

Excellent customer service

The Customer Service representative was extremely helpful and professional, they were friendly and proactive and assisted me to have my loan finalised promptly and the process was smooth and the website made it easy to upload documents and signing.

22 December 2025
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Reply from NOW Finance

Thank you for your excellent 5-star feedback. We appreciate you highlighting how the Customer Service representative made your loan finalisation process smooth and prompt.

Rated 5 out of 5 stars

Do you need a personal loan Look no further you just found the best

I found the process from application to completion of the loan simple and straightforward. I had a few questions which were answered promptly by the customer service person
Would not hesitate to use again and highly recommend to anyone needing a loan to complete that overdue renovation projects like me or whatever the need may be

11 July 2025
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Reply from NOW Finance

Hi Angela, Thank you for your fantastic feedback. We are pleased you found the loan application and completion process simple and straightforward. I will pass on your positive comments about the prompt answers you received from our customer service team. We appreciate your high recommendation.

Rated 5 out of 5 stars

Quick and easy process

I have always had trouble getting loans through normal banks despite having a full time job and a very good credit score. NOW Finance was my last ditch effort to try and upgrade our family car.

The process was smooth from start to finish. I completed the application in my lunch break and had the money the next day.

12 September 2025
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Reply from NOW Finance

Hello Chloe, thank you for sharing your positive experience and your 5-star rating. We are pleased the quick and easy process allowed you to upgrade your family car successfully. We understand how frustrating traditional banking can be, and we aim to keep things straightforward for our customers.

Rated 5 out of 5 stars

5 Stars 🌟

NOW Finance has been both patient and amazing in helping me secure and settle previous loans. The brokers I have dealt with have been super friendly and helpful. Would absolutely recommend their services to anyone looking for financial assistance and/or advice. Thank you NOW Finance 🙏

16 December 2025
NOW Finance logo

Reply from NOW Finance

Thank you for your fantastic 5-star feedback. We are pleased to hear our brokers were patient and friendly in assisting you with your previous loans. We appreciate you recommending our services to others needing financial assistance or advice.

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