Banner for NOW Finance

NOW Finance Reviews 

2,362
TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 188 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being super friendly, helpful, and professional, making the overall process simple and easy. People frequently highlight the excellent customer service, noting that agents are communicative, responsive, and always available to assist. Reviewers appreciate the quick turnaround times, with many experiencing fast approvals and swift settlements, making the entire user experience smooth and stress-free. The service provided is often described as efficient and straightforward, with consumers noting the ease of dealing with the company from start to finish.

What people talk about most

Staff

Customers had positive experiences with staff, consistently praising their professionalism, helpfulness, and... See more

Service

People report positive experiences with service, often highlighting the excellent and professional assistance... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the helpfulness, responsiveness,... See more

User experience

Reviewers highlight positive aspects of user experience, consistently describing it as quick, easy, and... See more

Response time

Customers consistently note positive experiences with response times, highlighting the speed and efficiency... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Staff are super friendly and extremely helpful. There was a slight system issue as I have a new last name due to marriage and it wouldn't link to my previous profile which a work around was sorted fas... See more

Company replied

Rated 5 out of 5 stars

I learned about the company through my credit score and applied online, but I couldn't finish. I called and was assisted by the most dedicated person I've ever met, her name was Mae. We talked for a... See more

Company replied

Rated 5 out of 5 stars

Second time using NOW Finance. Simple process, hassle free. Approved within one day. Darryl was great with communication and making the process very simple and easy. Money was released instantly to de... See more

Company replied

Rated 5 out of 5 stars

NOW Finance has been both patient and amazing in helping me secure and settle previous loans. The brokers I have dealt with have been super friendly and helpful. Would absolutely recommend their servi... See more

Company replied


Company details

  1. Non-Bank Financial Service

About NOW Finance

Written by the company

Personalised Lending Made Simple

NOW Finance is an Australian-owned non-bank lender helping Australians access simple, transparent finance. We offer competitive personal loans and car loans in Australia with flexible terms to support your goals.

Whether you’re buying a car, consolidating debt, renovating your home, or covering major expenses, our loans are designed to work around your life.

Check your personalised quote online in minutes without impacting your credit score, then complete your application quickly and securely.


Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

Personal & Car Loans made simple

Written by the company

NOW Finance offers flexible personal loans and car loans designed to make borrowing straightforward.
Personal Loans: Enjoy fixed rates, flexible repayments, and no fees ever, so you always know exactly what you're paying.
Car Loans: Finance your next vehicle with clear upfront pricing, flexible loan terms and no ongoing or early repayment fees.
Check your personalised quote online in minutes and easily complete your online application straight from your phone.
Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

A faster way to apply for a loan

Applying for a personal or car loan with NOW Finance is quick and straightforward:


- Check your personalised quote online

- Complete your application in minutes

- Manage everything digitally

From quote to conditional approval, the process is simple and convenient.

Get My Rate

Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142


Contact info

Promotion box for NOW Finance

Award-winning Personal & Car Loans

Get your personalised quote with no impact to your credit score.

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 83% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(2,362)

191 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I have had an exceptions experience…

I have had an exceptions experience with now finance, no hassles, easy format to fill out, if ever I needed help , without fail, the experienced now finance staff were very helpful in helping me complete my application, I would highly rate this finance company, great job, very professional

18 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Kylie, thank you for sharing your experience with now finance. We're pleased to hear the easy application format and helpful assistance from our staff made the process smooth for you. We appreciate your five-star rating and your recommendation.

Rated 5 out of 5 stars

EASY PEASY

I had an excellent experience with Now Finance. Quick, easy and with a personal touch. They are a pleasure to deal with not only in the application stage but through the whole loan process. I would highly recommend.

16 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Jonathon Attwood, thank you for your 5-star review. We're glad to hear the loan process was quick and easy, with a personal touch throughout. It’s great to know you found our team a pleasure to deal with from application to payout. We appreciate your recommendation.

Rated 4 out of 5 stars

The Communication between staff excellent

Excellent service

17 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Steven, thank you for your feedback and your 4-star rating. I'm glad to hear the communication between our staff was excellent and you received great service. We will work on making the overall experience even smoother to earn that extra star next time.

Rated 5 out of 5 stars

Customer service

Easy to deal with, excellent customer service

17 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Elizabeth, thank you for your 5-star rating and kind words. We're glad you found the customer service easy to deal with. We appreciate your feedback and look forward to assisting you again.

Rated 5 out of 5 stars

Very helpful and prompt

Our consultant, Adhele, was very helpful and prompt with the whole procedure. Made everything easy and went very smoothly.

11 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Claire Anderson, thank you for your 5-star review. I’m glad Adhele made the process easy and was prompt throughout. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Simple process, loans approved quickly.

Second time using NOW Finance. Simple process, hassle free. Approved within one day. Darryl was great with communication and making the process very simple and easy. Money was released instantly to dealership once all paperwork done. All up a great experience. Bonus $300 Visa card was a nice surprise from using Clearscore.

16 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Heidi, thank you for sharing your experience. I'm glad to hear Darryl made the process simple and that your loan was approved quickly with funds released to the dealership promptly. It's great to know you appreciated the bonus $300 Visa card as well.

Rated 5 out of 5 stars

Easy to talk to and good response over…

Easy to talk to and good response over emails

12 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Michael Collins, thank you for your feedback. I'm glad to hear that you found it easy to talk to us and appreciated the good response times over emails. We aim to make communication simple and timely.

Rated 5 out of 5 stars

Streamlined process would recommend.

Streamlined process would recommend.

11 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Richard, thank you for your positive feedback and 5-star rating. We're glad the streamlined process made everything simple and efficient. We appreciate your recommendation and look forward to assisting you again.

Rated 5 out of 5 stars

Legit fast great customer service

Legit fast great customer service. Helped with debt consolidation, car refinancing and household furniture. Highly recommend.

9 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Vivian, thank you for your 5-star review. I'm glad our fast service helped with your debt consolidation, car refinancing, and household furniture needs. We appreciate your recommendation and support.

Rated 5 out of 5 stars

Great

Service provided

10 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Blake, thanks for your 5-star rating and noting the great service provided. We're glad the process was smooth and met your expectations.

Rated 5 out of 5 stars

Great experience overall!

The process was easy to follow and each step was straightforward. Everything was explained clearly and I felt confident throughout the application. I'd definitely recommend this service to anyone looking for a simple hassle-free loan experience.

29 January 2026
NOW Finance logo

Reply from NOW Finance

Hi Rochelle, thank you for your review. We are glad you found the process easy to follow and the steps straightforward, helping you feel confident throughout your loan application. We appreciate your recommendation and look forward to assisting you again.

Rated 5 out of 5 stars

Great company

Fantastic company great helpful people ezy to navigate ,top job

5 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Anthony, Thank you for your review and feedback on our staff, who always endeavor to make the process as easy as possible.

Rated 5 out of 5 stars

Very easy to deal with

Very easy to deal with and application process very easy to navigate and very helpful staff.

4 February 2026
NOW Finance logo

Reply from NOW Finance

Thank you for your 5-star review. We're glad you found the application process very easy to navigate and our staff helpful throughout.

Rated 5 out of 5 stars

People are nice and everything it just…

People are nice and everything it just nice and simple

4 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Amantta, thank you for your feedback. We're delighted to hear that our team made your experience pleasant and that you found our service straightforward and easy to use.

Rated 5 out of 5 stars

Such a great experience

Such a great experience - easy, fast, fair rates and super friendly customer support. Literally 10/10.

3 February 2026
NOW Finance logo

Reply from NOW Finance

Hi Jonathan, thanks for sharing your experience. We're glad you found the process easy and fast, and our customer support friendly. We appreciate your 5-star rating and your feedback means a lot to us.

Rated 5 out of 5 stars

Very efficient and quick turn around

Very efficient and quick turn around. Also, very reasonable rates. Highly recommend.

28 January 2026
NOW Finance logo

Reply from NOW Finance

Hi Dorian, thanks for your positive review. We're glad the quick turnaround and reasonable rates met your expectations. We appreciate your recommendation and look forward to assisting you again.

Rated 5 out of 5 stars

So easy and quick to deal with.

So easy and quick to deal with.

27 January 2026
NOW Finance logo

Reply from NOW Finance

Hi Nicole, thank you for your review. We’re glad to hear the process was quick and easy for you. Your positive feedback means a lot to us.

Rated 5 out of 5 stars

A company grows when it has employees who are committed to the product it sells.

I learned about the company through my credit score and applied online, but I couldn't finish. I called and was assisted by the most dedicated person I've ever met, her name was Mae.
We talked for a week, and every time I had any difficulty in the process, she was by my side, so I want to say thank you so much because you made all the difference in my entire process. From 0 to 10, you deserve a 10. Thank you so much.

27 January 2026
NOW Finance logo

Reply from NOW Finance

Hi Mariluce, thank you for recognising Mae's support throughout your application process. We're pleased she made a difference and assisted you every step of the way. Your five-star rating is very much appreciated.

Rated 5 out of 5 stars

Fast Freindly Service

Fast, very freindly service.

23 January 2026
NOW Finance logo

Reply from NOW Finance

Thank you for your feedback. We’re glad to hear our fast and friendly service met your expectations. Thank you for taking the time to leave a review.

Rated 5 out of 5 stars

Amazing consistent communication…

Amazing consistent communication throughout the entire process

23 January 2026
NOW Finance logo

Reply from NOW Finance

Hi Dwayne, thank you for your feedback. We're glad to hear you appreciated the amazing consistent communication throughout the entire process. Your 5-star rating means a lot to us.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look