National Debtline Reviews 

331
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 248 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the knowledgeable, kind, and empathetic staff who provide clear, practical debt advice completely free of judgment. People feel significantly relieved after speaking with the team, noting that the helpful guidance simplifies complex financial situations and puts everything into a much better perspective for the future. However, some people mentioned experiencing frustrating waiting times on the phone before managing to connect with an advisor. A few reviewers also felt rushed during their conversations, noting that certain handlers seemed impatient or eager to end the call.

What people talk about most

Staff

Users describe positive interactions with staff, consistently highlighting their compassionate,... See more

Customer service

Clients share positive opinions on customer service, highlighting that advisers are patient, understanding,... See more

Service

Reviewers mention positive feedback about service, frequently highlighting compassionate support, helpful... See more

User experience

Reviewers highlight positive aspects of user experience, frequently noting that the website is extremely easy... See more

Customer communications

Customers consistently note ambiguous experiences with customer communications, expressing both deep... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Patience in collecting the relevant info from me, then very clear feedback on the process and next steps I needed to take. Gave me confidence to proceed without spending money on lawyers (at least fo... See more

Company replied

Rated 5 out of 5 stars

I had to deal with an issue that I had never came across and required advice. I was given an advice that wasn't what I expected but it seemed the correct advice which I followed and time will tell if... See more

Company replied

Rated 5 out of 5 stars

Wow, what a life saver! This company is incredible. I spoke with a wonderful lady, that she was knowledgeable, kind, empathetic, effective, clear, professional and reassuring. I was given free resou... See more

Company replied

Rated 5 out of 5 stars

Debtline was there for me when I didn’t know where to turn. It provided confident and useful advice and put me in touch with the correct path for my family personal circumstances. I will use it and am... See more

Company replied


Company details

Written by the company

National Debtline is a charity run by the Money Advice Trust. Working in England, Wales and Scotland, we have helped millions of people deal with their debts. We provide free, independent debt advice over the phone and through our webchat service. We've been helping people in the UK with debt since 1987.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

331 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 83% of negative reviews

Typically replies within 1 week

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4.7

All reviews

(331)

221 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

If you worried or your debts are making…

If you worried or your debts are making your anxiety go into overdrive give these a call , they can help and do it in a clear and calming manner , really helped me

4 February 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear we were able to help you. Kind Regards, National Debtline

Rated 5 out of 5 stars

Very useful advice to deal with my…

Very useful advice to deal with my situation regarding the letters and messages i was receiving from a debt company which i was never aware of

1 February 2026
Unprompted review
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Reply from National Debtline

Thank you for your review. We're glad to hear you found our advice useful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Needed help for a family member

Needed help for a family member. Found this debt-line to be so helpful. Accepted my request to talk on behalf of my sister. I didn’t feel patronised or embarrassed. Such lovely kind people. The help and advise that was given was a great help.

22 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're glad to hear you found us helpful and our advisers were kind. Kind Regards, National Debtline

Rated 1 out of 5 stars

Not a great experience

I received a call back and was placed on hold for approximately 30 minutes before a call handler became available. Throughout the call, the handler gave the impression that she was keen to end the conversation. Whenever I asked a question or was unable to locate the financial information she requested quickly enough, she repeatedly suggested that I should contact other organisations instead. At one point, I even asked whether I was preventing her from finishing work for the day, due to the way the call was being handled.
During the financial assessment, her questions were unclear, and on several occasions she returned to asking about my property and its value, despite the fact that I had already provided this information and that my only debt related to my energy supply. I clearly explained that I did not want to call back, as it had taken me months to reach this point and I was hoping to resolve the matter during this call. Her whole tone sounded judgemental. I also explained that if the call ended, I would likely feel overwhelmed and delay progressing the issue.
Partway through providing my financial details, while I was speaking the call went dead, and I did not receive a call back.

6 February 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We are sorry to hear you had a negative experience with one of our advisers, we want everyone to feel listened to and never to feel judged. If you would like to file a complaint, please email us at: complaints@moneyadvicetrust.org. Kind Regards, National Debtline

Rated 5 out of 5 stars

Excellent service and advice

Excellent service and advice

15 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our service excellent. Kind Regards, National Debtline

Rated 5 out of 5 stars

The lady who gave me the advice put me…

The lady who gave me the advice put me at ease which made me then look at things in perspective. I felt to see if I could manage things a lot better once I could see clearer. The ad she gave me was informative and clear. I like the fact that I could speak to her on the telephone and she backed everything up with an email. I would definitely recommend this service if you think you are in trouble

23 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear our adviser put you at ease and the advice they gave was clear and informative. Kind Regards, National Debtline

Rated 5 out of 5 stars

A very helpful company in the advice…

A very helpful company in the advice given to me

3 February 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're glad to hear you found our advice helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

The women i talked to was really help…

The women i talked to was really help told her i was really low on gas an she sorted that out straight away got sent to vouchers which as really helped me

28 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our adviser helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Lovely people

Talked to a lovely lady, knowledgeable and empathetic--she sent me sample letters to question the horrible letter I received out of nowhere and reassured me that she/they would be there for me if needed.

28 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our adviser knowledgeable and empathetic. Kind Regards, National Debtline

Rated 5 out of 5 stars

Brilliant staff and outstanding

Brilliant staff and fair. Tailoring advice based on prsonal situation and needs

22 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We are glad to hear you found our advisers fair and brilliant. Kind Regards, National Debtline

Rated 5 out of 5 stars

Impeccable Service

Chat service used
Connected almost immediate
Sarah was helpful and understanding.. would recommend to anyone no matter circumstances.. thank you

22 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We are glad to hear you found our chat service quick to use and Sarah helpful and understanding. Kind Regards, National Debtline

Rated 5 out of 5 stars

It’s save me

It’s save me

5 December 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We are glad to hear we were able to help you. Kind Regards, National Debtline

Rated 5 out of 5 stars

Useful guide

I used the Money Steps to help write a budget and it was really quick easy and simple to follow.
I’d definitely recommend even if you’re not in debt, it’s a really good tool to help organise your finances.

11 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. It's great to hear you found our Money Steps tool helpful and easy to use. Kind Regards, National Debtline

Rated 5 out of 5 stars

Very helpful and understanding

Very helpful and understanding. No judgement, just support.

14 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We are glad to hear you found our advisers helpful and understanding. Kind Regards, National Debtline

Rated 5 out of 5 stars

An absolutely incredible service

An absolutely incredible service, an absolute God send.
This service is simply as good as it gets.

15 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We are glad to hear you found our service incredible and helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Very understanding and patient

Very understanding and patient

13 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We are glad to hear you found our advisers understanding and patient. Kind Regards, National Debtline

Rated 5 out of 5 stars

Helped get me to get my brother where…

Helped get me to get my brother where he needed to be in helping with debts

16 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We are glad to hear we were able to help you and your brother. Kind Regards, National Debtline

Rated 5 out of 5 stars

Great service

They knew how I felt and was very knowledgeable and gave me links to follow at my ledger was very easy process

11 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We are glad to hear you found our advisers knowledgeable. Kind Regards, National Debtline

Rated 1 out of 5 stars

I feel very upset as I just plucked up…

I feel very upset as I just plucked up courage to call and spoke to a ‘more mature lady’ and I had to end up saying not to worry.
It felt rushed and i felt like i was causing her to be inconvenienced!
I’m going through a lot financially and have previously called had had such lovely help and reassurance.
Today was certainly not like that and I will never call again.
It seemed to be ‘you can’t just do this or that’ which I was fully aware of and that’s why I was calling for advice.
Actually cried on ending the call!

13 January 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We are sorry to hear you had a negative experience with one of our advisers, we want everyone to feel listened to and never to feel rushed! If you would like to file a complaint, please email us at: complaints@moneyadvicetrust.org. Kind Regards, National Debtline

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