morethan.com Reviews 16,031

TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Considering 436 reviews, reviewers had a great experience with this company. Many customers found the process of setting up their pet insurance to be very easy and straightforward, often highlighting competitive quotes and good coverage. People frequently praised the staff for being helpful, professional, and excellent, providing clear explanations and swift responses to inquiries. The overall service experience was often described as positive, with many appreciating the ease of finding the right insurance and the helpfulness of the advisors. However, some customers also noted significant issues with claims, reporting long delays, lack of communication, and even rejections without clear explanations. There were also concerns about substantial price increases upon renewal, with existing customers sometimes facing much higher premiums than new customers for the same policy. A few other people also felt that customer service lacked empathy and that the company did not honor competitive pricing for loyal customers.

What people talk about most

Price

People report ambiguous experiences with price, with many finding competitive or reasonable prices for their... See more

Claim

Customers express significant dissatisfaction with the claim process, citing unacceptable delays and a... See more

Service

Reviewers highlight ambiguous aspects of service, with some customers expressing satisfaction, noting easy... See more

Customer service

Reviewers mention ambiguous feedback about customer service, with some customers praising the great customer... See more

Staff

Clients share positive opinions on staff, with many reviewers describing them as excellent, helpful, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Helpful person on the phone. No 5* because the online purchase didn't work, and there was no indication as to why until I spoke to someone on the phone. Other than that, good value. Hopefully, it will... See more

Rated 5 out of 5 stars

Just done my pet insurance for our 2 german shepards and was surprised how easy and how competitive the quote was. It's given us peace of mind knowing both dogs are now covered to a high degree.

Rated 5 out of 5 stars

I have always trusted and appreciated the service and communication from MoreTh>n Pet Insurance and continue to do so....although my renewal offer this year was 12% higher than last year...for no appa... See more

Rated 5 out of 5 stars

It was very easy to follow the online prompts to get my pet insurance quote. It was a reasonable quote with good cover so I bought it. Hopefully I won't need to use it, but if, in the future I do need... See more


Company details

  1. Insurance Agency
  2. Home Insurance Agency
  3. Insurance Company
  4. Pet Insurance Company

Written by the company

Get a Fast Insurance Quote Online from MORE TH>N. Home & Pet Insurance. We Do More, So You Stress Less – Get a Quote!


Contact info

3.8

Great

TrustScore 4 out of 5

16K reviews

5-star
4-star
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1-star

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Rated 5 out of 5 stars

Fantastic

Fantastic! The chap who helped me was excellent! So helpful! Cane/Kane/Caine sorry I can’t remember, but superb service! Thankyou

3 June 2026
Rated 5 out of 5 stars

My experience

Purchased a policy (very good) at the weekend. Great customer support

2 June 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Stephen.
We’re really sorry to hear about your experience, especially after getting off to a good start with your policy. We completely understand how worrying and frustrating it must feel to have payment taken but not receive any follow‑up, and that’s not the service we want you to have.

We’re also sorry to hear about the issues you’ve had with our website and chat service. Your feedback is really important to us, and we’ll make sure this is shared with the relevant teams to review and improve.

So we can look into this properly and get things sorted for you, please could you email us with your full name, date of birth, postcode, and policy number (if you have it) to the email below? Once we have these details, we’ll arrange for the appropriate team to investigate and reach out to you directly.

Thanks again for bringing this to our attention, and we hope we can turn this around for you. - Courtney

reviewfeedbacksupport@pet.morethan.com

Rated 1 out of 5 stars

No loyalty to customers.....

I have been with more than for over 10 years for pet insurance. They have increased the policy over this time to over £100 per month. Even charged an extra £20 per month when we moved house, although it was a much better area. Granted my pet is older now but having looked online to start a policy with them as a new customer, they offered less then half the price I was paying, with the same cover! When I asked about this they would not honor the price for a new customer, and low and behold when my renewal came, it was an extra £15 per month. I wouldn't mind if it was a true lifetime cover but they don't cover pre-existing conditions after 9 years old anyway.

I have since received quotes for around 60% cheaper from other companies with BETTER cover, less excess and a higher yearly cover amount.

There is no loyalty for loyal customers, I have lost £1000s over the years being insured with more than. I should have moved as soon as my dog turned 9 as there was clearly no benefit to being a long standing customer.

Really disappointed 😞

31 May 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hi Stephanie

We appreciate you sharing your feedback. We recognise your disappointment regarding the policy increases and the difference in pricing for new customers compared to your renewal. We also note your concerns about lifetime cover for older pets and pre-existing conditions. We are always reviewing our policies and pricing structures, and your comments are valuable in this process.

Thanks
Jo

Rated 4 out of 5 stars

Good value and helpful staff

Helpful person on the phone. No 5* because the online purchase didn't work, and there was no indication as to why until I spoke to someone on the phone. Other than that, good value. Hopefully, it will pan out if/when I need to use the insurance.

26 May 2026
Rated 1 out of 5 stars

Deceptive and incompetent

We had a policy with more than. Part way through our policy due to relocating we had non option but to cancel the policy. Due to us cancelling the policy they have now advised that they do not honour any claim which was made whilst the policy was open and therefore we need to pay these claims ourselves. I raised a complaint and got told by the person who rang me that they could only read to me the T&Cs and could not explain or discuss it further. The issue would need to be escalated which a response could take upto 8 further weeks. It’s already been over 4 weeks.

I will not have insurance with them again as this is a very deceptive way to con customers. When we took out the policy we didn’t know we would need to cancel part way through the first year. For reference the policy was active for over 6 months and all payments were made.

26 May 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Mick.
Thank you for taking the time to share your experience, I’m really sorry to hear how frustrating and worrying this situation has been for you.

It’s disappointing to hear that you didn’t receive the level of explanation or support you needed when you raised your complaint, and that you’ve been waiting longer than expected for a response.

Please could you email us at reviewfeedbacksupport@pet.morethan.com with your policy number, full name, and postcode? Once we have your details, we’ll pass everything over to the relevant team to investigate further and make sure you receive a clear and thorough response as soon as possible.

We appreciate you bringing this to our attention and giving us the chance to help. - Courtney

Rated 1 out of 5 stars

I made a legitimate claim for my puppy…

I made a legitimate claim for my puppy for vet bills and more than pet insurance made me jump through hoops chasing vets uploading photos and letters finding medical records and after all this still denied paying the claim if i couldn't even get 134 quid off them what chance is anyone got in getting a payment for something major i recommend everyone else find a different company to insure your pet with

7 April 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Lee,

Thank you for taking the time to share your review. I’m truly sorry to hear that your puppy was unwell, and I hope they’re doing better now. I’m also very sorry to hear that you’re unhappy with how your claim was handled and the outcome reached. I appreciate how frustrating this must have been, especially given the time and effort you’ve put into providing the requested information.

Please can you send your full name and claim number to the email address below. Once we have your details, we will arrange to register a formal complaint to ensure your concerns are properly investigated.

Thank you,
Rach

reviewfeedbacksupport@pet.morethan.com

Rated 5 out of 5 stars

Easy to sort out an no more expensive…

Easy to sort out an no more expensive than my mobile bill so that's a bonus, I was recommended to you bye someone who just needed to use his insurance for an operation on his dog otherwise would have been pts so for £40 a month its piece of mind.

12 May 2026

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