The company was recommended by my insurance brokers, who gave me a contact number. When I phoned I got a prompt response from a REAL person (!) called Katie, who was very efficient and knowledgeable.... See more
Company replied
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Review summary
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Your agent was knowledgeable and able to apply his knowledge to our specific requirements. Your three product levels for travel insurance is also good and easy to follow. We were very happy to... See more
Excellent service from start to finish. Nathan, who dealt with my enquiry was very patient in guiding me thro the myriad questions associated with existing health issues. I don't think he could have... See more
The lady i spoke to was very helpful, Everything was explained and easily understood, This is the second time I've used free spirit as my travel insurer. I would definitely recommend this company.... See more
Company details
Written by the company
Free Spirit is all about providing travel insurance for people who don't want their health to stop them travelling. Our specially designed policy will give you peace of mind protection. So whatever your age or medical condition, make sure you get the cover you need before you travel. We now also have a cruise specific policy option so you can get cover for the things you need most. It includes missed embarkation, ship-to-shore repatriation and more. We are a part of the travel insurance company P J Hayman who have been offering travel insurance solutions since 1990. That's 35 years of travel insurance experience. Let us help you to travel, with confidence.
Free Spirit Travel Insurance - gives you the freedom to travel
Written by the company
- Free Spirit 'Super Duper' level of cover is rated 5 Star by Defaqto
- This means it provides one of the highest quality offerings on the market
- MOST MEDICAL CONDITIONS AND DISABILITIES COVERED
- Free Spirit was the first scheme of its type specifically dedicated to those being declined cover elsewhere due to their health. We are one of the UK's largest specialist travel insurance providers for people with medical conditions and disabilities.
- NO AGE LIMIT
- Single Trip and Annual Multi-trip cover have no age limit giving you the freedom to travel whatever your age.
- ONLINE MEDICAL SCREENING, INSTANT QUOTES AND IMMEDIATE COVER
- We'll ask you some questions about your medical conditions so that you get the cover that is right for you. For people with more complex medical conditions you may not be able to tick all the boxes as part of the online medical screening, this is where we offer a specialist person to person medical screening service on the telephone.
- PEACE OF MIND INCLUDED
- Should the unexpected happen while travelling abroad, by covering your medical condition(s) with Free Spirit will ensure you have the peace of mind protection you need.
- COVER FOR THE WHOLE TRAVELLING PARTY
- We also cover people without medical conditions at reduced premiums to ensure your friends, family, carers and travelling companions are fully covered as well.
- SPORTS AND ACTIVITIES
- You are automatically covered for over 80 different sports and activities free of charge when participating on an amateur basis.
- UK CUSTOMER SERVICES
- Our experienced and friendly customer services & claims teams are based in Rowlands Castle, Hampshire. They are on hand to help with any query you may have and the offices are open Mon to Fri 9am-5pm and closed Bank Holidays.
- CRUISE SPECIFIC COVER
- We have introduced a cruise specific policy cover option meaning you can get covered for missed embarkation, ship to shore repatriation and more.
Contact info
Stansted House, PO9 6DX, Rowlands Castle, United Kingdom
- 02392 419 080
- contact@freespirittravelinsurance.com
- www.freespirittravelinsurance.com
4.8
Excellent
4K reviews
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Straightforward questions regarding…
Straightforward questions regarding medical conditions.
10 February 2026
May use AI-assist with repliesRead more
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Sorry you didn't get five stars
Sorry you didn't get five stars. Given wrong information when I first called. Second phone call was not a problem . I don't understand why I was asked my weight and my husband wasn't?
2 February 2026
Reply from Free Spirit Travel Insurance
Good afternoon Mrs. Paterson,
Thank you for taking the time to leave us a review. I sincerely apologise for the confusion, I have reviewed your calls to us and the initial phone call was made on our Travel Plus phone line, which was being updated, and we expected it to be ready on Monday. When you called again, we understood that it was our Free Spirit travel insurance policy that you required. I apologise again for the confusion, and for future reference, the best telephone number for Free Spirit is 02392 419080.
As for the medical questions, they are prompted by our medical screening system. One of the medical conditions you declared requires us to ask for further information, such as your height and weight. While your husband's medical conditions didn't prompt these questions. We again apologise for any upset or inconvenience caused by this.
If you have any further questions, please don't hesitate to get in touch with us.
Kind regards,
The Customer Services Team
Surprisingly easy to negotiate
Surprisingly easy to negotiate the form filling. Easy to understand and at a reasonable price.
1 February 2026
Great service
31 January 2026
Very professional service
Very professional service.
I feel I’m in safe hands after taking out insurance with Free Spirit.
2 February 2026
Very helpful staff and very good price…
Very helpful staff and very good price for the insura
.
2 February 2026
An easy and pleasant experience
I spoke with Carla to arrange my travel insurance and she was pleasant, patient and most helpful. It was a good experience and a pleasure to do business with her, thank you.
3 February 2026
Reply from Free Spirit Travel Insurance
Good afternoon,
Thank you for your kind words and for taking the time to leave us a review. We're delighted that you're happy with the experience you've had with us.
We will make sure we pass this message along to Carla so that she gets the praise she deserves.
Kind regards,
The Free Spirit Team
Travel insurance
Phone up a Lovely Lady answered the phone sorry forgot name she was very clear in telling me things about policy
2 February 2026
very thoughtful representative talked…
very thoughtful representative talked through my needs very well
3 February 2026
Travel insurance for disabled son
So good to speak to a company who understood my son’s disability’s. It was effortless and so easy to arrange. Will definitely be using Free Spirit again. The lady I spoke to was a credit to the company.
2 February 2026
Easy website to use
2 February 2025
Good service
Good service, staff are friendly and helpful, taking time to make sure you have the right cover for your trip
29 January 2026
Athens city break
We have used Free Spirit for our holiday insurance over recent years due to a change in medical circumstances. Compared to some other insurers we spoke to Free Spirit was a lot more straight forward to deal with and hopefully we are able to use them again in the future.
22 January 2026
We havefree spirit the choice of the people been using Free spirit for the…
We have been using Free spirit for the past 3 yrs now and we find them to be an excellent insurance company .great service . and the Advisor we had by the name of Ros was An absolute Gem of Person to talk to nothing was too much trouble for her.great telephone manner
28 January 2026
Reply from Free Spirit Travel Insurance
Good morning,
Thank you for your kind words and for taking the time to leave us a review. We're delighted that you're happy with the experience you've had with us.
We will make sure we pass this message along to Ros so she gets the praise she deserves.
Kind regards,
The Free Spirit Team
No pressure …
All my questions were answered and options provided by a competent person without any pressure to decide immediately.
26 January 2026
Easy to get a quote,U had a query so…
Easy to get a quote,U had a query so rang them-the phone was quickly answered & the young lady was very knowledgeable & helpful.
23 January 2026
Excellent service from an extremely…
Excellent service from an extremely helpful Adviser. Answered all my questions clearly.
23 January 2026
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