Direct Line Reviews 31,684

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 6,518 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent service and competitive pricing, often finding good value for their insurance needs. The staff are consistently praised for being helpful, friendly, and efficient, making interactions pleasant and supportive. Many people appreciate the ease of use, whether setting up a new policy, renewing, or navigating the website and app. However, some customers also noted issues with customer service, particularly concerning renewal quotes that were significantly higher than previous years or new customer offers. A few other people also felt that the online quote service was not always accurate, with prices changing after adding specific details.

What people talk about most

Price

People report positive experiences with price, often noting competitive pricing and good value for the... See more

Service

Reviewers mention positive feedback about service, often describing it as quick, simple, and easy to use,... See more

User experience

Reviewers highlight positive aspects of user experience, with many finding the website and app easy to use... See more

Staff

Customers had positive experiences with staff, frequently describing them as helpful, knowledgeable, and... See more

Customer service

Users describe ambiguous interactions with customer service, with many reviewers reporting positive... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Whilst direct line offered my a great price for the cover that suited my needs you really do need to check that the cover does actually cover what you need. For example the Essentials Online policy DO... See more

Company replied

Rated 4 out of 5 stars

Wasn’t sure my vehicle insurance went through online. After the call the representative assured me all was ok. I received my vehicle insurance and Cover documents within the next few minutes.

Company replied

Rated 5 out of 5 stars

I rang several times over a period of 2/3 weeks whilst looking into House Insurance for current year. The staff never pushed me into accepting the renewal. They were always helpful, friendly and if... See more

Company replied

Rated 5 out of 5 stars

I like dealing with Direct Line. They do give an excellent service, however I will always shop around despite being with DL for a number of years (car & home ins). In the end for car insurance renew... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Pet Insurance Company
  5. Travel Insurance Company

Written by the company

Direct Line has been insuring cars for 40 years. From small beginnings, we’re now one of the UK’s biggest insurers, with more than 10 million customers. We offer a range of products, including home, pet, and business insurance, that you can get online, on our app, or over the phone. For many years, we prided ourselves on only dealing directly with customers, but as insurance has evolved, so have we, and you can now buy some of our policies on Price Comparison Websites. We always put our customers first, that’s why we make it easy to manage your insurance online so you can spend more time on the things that matter.

Direct Line

Written by the company

Direct Line began an insurance revolution. We started from scratch in the UK in April 1985 with a single product – car insurance, and just one way for our customers to buy – over the telephone. It was a revolutionary time as out went the middlemen, the forms and the jargon. In came speed, simplicity and a common‐sense human touch. And today we’re still revolutionising insurance. We have over ten million customers and a broad range of products and services over the phone and on the Internet.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

32K reviews

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Rated 4 out of 5 stars

The website is clear and easy to use

The website is clear and easy to use. This is my first insurance when I will need to call a call centre to solve a problem. I hope that should I need it that experience is of the same quality as my purchse

23 May 2026
Unprompted review
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Reply from Direct Line

We're so glad you found our website clear and easy to use! We're confident our team will provide the same excellent service should you need assistance. Paddy

Rated 1 out of 5 stars

Quote of almost £1,700 for a little old…

Quote of almost £1,700 for a little old fiesta at over 50 years 🤦‍♂️ This company has some serious problems… Arranged now around £200…

21 May 2026
Unprompted review
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Reply from Direct Line

We appreciate you sharing your experience, Glen. We're sorry to see we've not been able to give you a price that you're able to agree on this time, but we hope you'll try us again the next time you need cover. Paddy

Rated 5 out of 5 stars

The ease of it

23 May 2026
Unprompted review
Direct Line logo

Reply from Direct Line

We are so glad you found it easy to use. Thank you for your positive feedback. Paddy

Rated 5 out of 5 stars

Well worth it

A little bit more expensive but well worth it

23 May 2026
Unprompted review
Direct Line logo

Reply from Direct Line

We're glad you found it worthwhile. Thank you for your positive feedback. Paddy

Rated 1 out of 5 stars

I'm sure there's a mistake in their…

I'm sure there's a mistake in their branding.. DIRECT LINE RIP OFF is more appropriate. This Year with still no claims in 10yrs+, an increase in premium of an eye watering 35%.... wont be renewing!!!

23 May 2026
Unprompted review
Direct Line logo

Reply from Direct Line

We appreciate you sharing your concerns regarding your premium increase. We understand your frustration and value your long-standing loyalty. Paddy

Rated 5 out of 5 stars

Great service

Great service, the person I spoke to was absolutely superb , she knew exactly what I needed and made it so easy to deal with her , can't believe aviva are letting people go with so much experience and are absolutely amazing at there job , a real pity and in my opinion a department to there business

19 May 2026
Direct Line logo

Reply from Direct Line

We're so glad to see you received superb service and found our team member made things easy for you. We appreciate your kind words and valuable feedback. Paddy

Rated 5 out of 5 stars

Great service ,I definitely recommend…

Great service ,I definitely recommend to anyone to use this company, you can get exactly what you want for an affordable price .
Thank you

22 May 2026
Unprompted review
Direct Line logo

Reply from Direct Line

We're so happy to see you had a great experience! We appreciate you recommending our company for affordable and tailored service. Paddy

Rated 5 out of 5 stars

Great company, competitive pricing

Great company, with competitive pricing , from a company you can trust to meet all your insurance requirements.
Quick insurance purchase, with documentation available on direct line app.
Not necessarily the cheapest quote, but worth the little extra for the policy I needed.

19 May 2026
Unprompted review
Direct Line logo

Reply from Direct Line

We're delighted you found our company trustworthy with competitive pricing. It's great that purchasing your policy was quick and convenient through our app. Thank you for your five-star review! Paddy

Rated 5 out of 5 stars

Very competitive price and price was…

Very competitive price and price was lower than others on comparison sites and was easy to complete online quote

22 May 2026
Direct Line logo

Reply from Direct Line

We're delighted you found our price competitive and the online quote process easy to complete. Thank you for your positive feedback! Paddy

Rated 4 out of 5 stars

Do it early for best price

Best quote online for price & the cover I needed. Doing research early regarding quotes can give you a ball park figure of potential costs. Always try & do this within 26-21 days of your current policy expiring.
A better price can be given.

15 May 2026
Unprompted review
Direct Line logo

Reply from Direct Line

We appreciate you sharing your positive experience and valuable advice on policy renewal timing. We're glad we could offer a competitive quote. Paddy

Rated 1 out of 5 stars

AVOID DIRECT LINE VAN INSURANCE

UPDATE: IT GETS WORSE!

Have just spoken to Direct Line to cancel the car insurance policy I had with them. TOTALLY UNPROMPTED the agent said he would freeze the 9 years no claims bonus that I have. Talk about left hand doesn't know what the right hand is doing!

DO NOT TOUCH DIRECT LINE VAN INSURANCE

I used Direct line van insurance to cover my Citreon Despatch Van when I was a full-time, self-employed Dog Walker.

In August 2025 I was driving along a quiet, residential, road in Hove, East Sussex. I thought I clipped a wing mirror, so pulled the van over at the first car parking space available, and walked back to examine the scene. NO ONE else was present: in or by parked vehicles, nor outside any of the residences. I couldnt see ANY damage to any if the vehicles. Having found nothing, I returned to my van.

Shortly afterwards I received a notification from Direct Line that someone was claiming £6500 damage to a vehicle. I categorically said this WAS NOT true, and told them the claim must be false.

I heard NOTHING, until I was told that Direct Line were paying out the claim. I told them that under no circumstance had I caused £6500 worth of damage! Surely I would have seen it? I was told that they had visited my home in Hove, and seen my van with dents and markings on the left hand side of my van. YES! What else would you expect from a van used for walking dogs for 14+ years, off road at times, 120,000+ miles on the clock. I knew there were dents. But NONE caused in a crash/collision whatever costing £6500, with no noticeable damage to my vehicle. I repeated this to Direct Line, and heard NOTHING.

Three weeks ago, I purchased a run around multiple-owned Volkswagon Golf car, as a run around and took out fully comprehensive with Swinton who came out the most reasonably priced policy on a comparison site.

Imagine my shock and horror when Swinton contacted me asking for an additional £400 for my insurance, as a result if a claim I was at fault with. I emailed and phoned Direct Line immediately. THAT WAS THREE WEEKS AGO. NOTHING heard for the past three weeks.

Ive emailed, and phoned multiple times not getting through, and caught in Direct Lines telephone answering "Service". I have wasted what must be up to EIGHT HOURS attemting to get them to sort.

Direct Lines' Customer Services department only work Monday-Friday. I left a message last Friday. Today, exactly one week later, I got a message from "Mo" just after 14.00. I picked the message up at 15.15 and phoned the number he left immediately. All I got was a telephone answering service saying that Direct Line would be in contact with me, if needed. Well obviously the call was needed, so why leave this telephone line phone number for me to phone?

Before writing this review I spent a further TWENTY MINUTES being past from pillar to post. I repeated I was returning their call, and how important it was. Well they've had an hour and twenty minutes to return the call. It's now 17.11 on a Friday preceeding a Bank Holiday weekend. They've had plenty of time to return my call.

BUT NO! NOT ONE ATTEMPT. Direct Line are very good at dressing themselves up in lovely, reassuring "Marketing terms".Unfortunately their standards of customer service actually being delivered are abysmal and non existent. IF YOU WANT RELIABLE, PROFESSIONAL insurance service and support, AVOID DIRECT LINE. It's just a name, dressed up in lovely marketing talk: Service levels NON EXISTANT and NOT TO BE TRUSTED.

22 May 2026
Unprompted review

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