CreditAssociates Reviews 

22,520
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 2,521 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the dedicated staff for being exceptionally helpful, polite, and thorough when explaining the entire debt relief program. People truly appreciate the clear guidance, supportive nature, and professional attitude of the representatives, which consistently help reduce personal financial stress and anxiety. Some reviewers were not happy with follow-up communication after the initial setup, noting unexpected difficulties in reaching agents and receiving timely email responses. A few customers also felt uncertain about specific payment details, communication barriers, and extended program timelines negatively affecting their overall accounts and credit scores.

What people talk about most

Staff

People report positive experiences with staff, highlighting their exceptional knowledge, kindness, and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting helpful and clear explanations from... See more

Service

Clients share positive opinions on service, highlighting top tier representation and very friendly, helpful... See more

User experience

Customers consistently note positive experiences with user experience, highlighting how helpful and efficient... See more

Payment

Users describe ambiguous interactions with payment, showing both satisfaction and anxiety. Reviewers... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Steven are amazing helper. Since my husband passed away I'm going every day very harshly, all on me, and I don't have anyone, only dog, first month from my husband passed away i almost not eat, l... See more

Company replied

Rated 5 out of 5 stars

Ryan Lee was absolutely great at explaining everything.I am suffering from carbon monoxide poisoning and am easily confused and he walked me through my current situation and it worked out well on our... See more

Company replied

Rated 5 out of 5 stars

Yes, my name is Hilda ; Jones credit association I am praying and hoping that this company is truly gonna help me speaking with the representative. He sounds sincere and I’m praying to God truly prayi... See more

Company replied

Rated 5 out of 5 stars

I didn't know that my anxiety and helplessness could be relieved in such a short time! Lillianna was so Thorough and kind. I have never felt such a heavy weight being lifted off me. I finally feel tha... See more

Company replied


Company details

  1. Debt Relief Service
  2. Financial Consultant

About CreditAssociates

Written by the company

At CreditAssociates we have a passion for helping people break the cycle of endless debt, and with over 15 years of experience in the industry, we’re pretty good at it! We’ve resolved over 300,000 accounts totaling over $1 Billion in debt for our clients. Not only do we help them get out of debt for less than what they currently owe, our clients are typically debt-free in 24-36 months. Why spend years, even decades being crushed by crippling credit card debt, when you can be on your journey to financial freedom today?


Contact info

4.8

Excellent

TrustScore 5 out of 5

23K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 96% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.8

All reviews

(22,520)

2,586 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Process

It was a very easy process. The agent knew what they were doing and were sensitive about the topic and their approach. Everything was explained in detail making me comfortable with the decision. Great experience and all around beneficial.

11 August 2026
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Reply from CreditAssociates

Thank you for the amazing feedback, Dsun! We work hard at Credit Associates to meet expectations like yours, and we’re happy to hear we hit the mark for you. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Knowledgeable

Representative has understanding and able to answer questions promptly

11 August 2026
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Reply from CreditAssociates

Thank you for the amazing feedback, Betty! We work hard at Credit Associates to meet expectations like yours, and we’re happy to hear we hit the mark for you. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Easy to understand

Easy to understand

14 August 2026
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Reply from CreditAssociates

Thank you so much for your kind words, Sharon. We're so happy that you found our services helpful. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Jimmy was extremely polite

Jimmy was extremely polite. It was evident from the very beginning of our conversation that he knew his craft thoroughly. He answered all of my questions with great clarity and enthusiasm. I feel completely confident with the information that I received. I am looking forward to a life of debt freedom sooner than I could have achieved it independently. Thank You Jimmy.

Respectfully Yours
Mary C Ward

13 August 2026
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Reply from CreditAssociates

Hi, Mary. Thank you so much for leaving us a stellar review! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

They were great and fast but I did fail…

They were great and fast but I did fail to mention my son's 50 $ a month band fee and my daughter's 250 gym fee a month

10 August 2026
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Reply from CreditAssociates

Hi, Sherman. Your feedback is highly appreciated. Thank you for the review! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

The process was smooth and very…

The process was smooth and very satisfying. Representative was very nice and patient...thorough.
Thank you for this opportunity. Merry Lewis

10 August 2026
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Reply from CreditAssociates

We're so thrilled that you had a positive experience, David! Thank you so much for sharing. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Ryan Williams was so informative and…

Ryan Williams was so informative and answered all questions in detail.

thank you Ryan,
Linda Morgan

13 August 2026
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Reply from CreditAssociates

Thank you so much for your kind words, Linda. We're so happy that you found our services helpful. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Phenomenal consultant service !

I just signed my documents so i can't really speak on too much with the program just yet but what i can speak on is the consultant who helped me through the whole process! Jerry Jornadal!! He answered any questions i had, no matter how silly they have seemed. He was personable and made me feel 100% comfortable during a pretty nervous time of wondering "Am i doing the right thing and this not some scam?"

He worked with my schedule to find the time for phone calls to discuss my options. He made the experience very easy and reassuring on how everything works. Jerry has phenomenal customer service and honestly if i had spoken with someone not as confident and informative as he was, i probably would of backed out and not gone forward with it all.

12 August 2026
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Reply from CreditAssociates

Thank you for the amazing feedback, Rebecca! We work hard at Credit Associates to meet expectations like yours, and we’re happy to hear we hit the mark for you. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Clear instructions

Very nice helpful and understanding

12 August 2026
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Reply from CreditAssociates

Hi, Jane. Thank you so much for leaving us a stellar review! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Very helpful

Very helpful

12 August 2026
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Reply from CreditAssociates

Thanks for the review, Khinkhin! Your feedback is so much appreciated. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

I spoke with Tam

I spoke with Tam, one of your agents and she was very helpful, and very knowledgeable. She explained the program to me and she went to her manager to try and get me a lower rate because she realized how dire my financial situation is . She was kind and
Professional and walked me through everything helping to eliminate my fears and anxiety about the process.

12 August 2026
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Reply from CreditAssociates

We appreciate the stellar review, Donna! Thank you so much. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

This is absolutely the most encouraging…

This is absolutely the most encouraging thing that has to me in months. They helped my family tremendously! I will always be grateful.

12 August 2026
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Reply from CreditAssociates

Hi, Tammie. Thank you so much for leaving us a stellar review! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Great experience service consultants…

Great experience service consultants helped us with all our needs. We thank you for taking a load off our shoulders.

12 August 2026
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Reply from CreditAssociates

Hi, Richard. Thanks for taking the time to share your positive experience. We truly appreciate it! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Spoke with Mr,Nick Varela and he helped…

Spoke with Mr,Nick Varela and he helped me with my application was very professional helpful explaining every thing so I understood it he is an asset to your company

12 August 2026
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Reply from CreditAssociates

We're so thrilled that you had a positive experience, Michael! Thank you so much for sharing. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Everything was gone over so you could…

Everything was gone over so you could understand exactly how this works. Took time to answer any question that I asked. Very professional and knowledgeable staff, can't thank you enough.

12 August 2026
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Reply from CreditAssociates

Hi, Wayne. We are thrilled to learn that you had a positive experience with us! Sincerely, Your Client Success Team

Rated 3 out of 5 stars

The app will not allow me to input my…

The app will not allow me to input my email password. Please advise.
John Farrow

11 August 2026
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Reply from CreditAssociates

John, we'd love to see if we could work through your concerns together. Can you please contact us at 800-477-1607? Thank you for your time. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Rebecca was very helpful

Rebecca was very helpful. Excellent customer care.

11 August 2026
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Reply from CreditAssociates

Thank you so much for your kind words, Chetandeo. We're so happy that you found our services helpful. Sincerely, Your Client Success Team

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