The worst company in the UK do not give you true facts and you end up paying more than your initial debt was stay well clear
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See what reviewers are saying
Thankyou so much for all your help and getting me back on track, was really hard coming to terms that I needed help, then making that first move...... am glad I did contact yourselves with all your... See more
We've been trying to sort our financial situation out for a number of years and we've been let down by companies that claimed they would help and then charged us unsustainable payments. Clear debt not... See more
Company replied
If you have had any financial problems in the past this lot, ClearDebt will find you and scam you for PPI using DSRP there in-house collection agency. misrepresentation is there main tool Don't Sign... See more
Company details
Information provided by various external sources
ClearDebt is a leading IVA and debt solution specialist, helping people take control and clear their debts. Start your journey to becoming debt free today!
Contact info
Nelson House, WA14 5BZ, Timperley, Manchester
- 0800 019 2095
- help@cleardebt.co.uk
- www.cleardebt.co.uk
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Reply from ClearDebt
Drowning in debt
From the very first contact with ClearDebt I have received nothing but the most courteous service and clear information from them regarding my IVA, the whole process was explained to me in detail and I am pleased to say that my IVA was accepted by my creditors.
For the first time in a number of years I am able to relax and know exactly how much I need to pay each month, leaving me free to concentrate on the better things in life. No one can appreciate how this feels unless you are drowning in debt like I was and now know their is a clear path for me to become debt free.

Reply from ClearDebt
Welcome Intervention
I was very happy with being introduced to ClearDebt. They were friendly, communicated very well and were responsive to my needs and situation. The company helped me through my challenging financial situation to see a promising way forward without the daily stress I had been previously enduring.

Reply from ClearDebt
Excellent service
We've been trying to sort our financial situation out for a number of years and we've been let down by companies that claimed they would help and then charged us unsustainable payments. Clear debt not only worked out an affordable solution, but everything was done so smoothly and easily. They are not for profit and their advice wad not only spot on, but explained more clearly than even Citizens Advice managed. We feel we now have an ally in our situation. Can't rate them highly enough.

Reply from ClearDebt
excellent
Fantastic from start to finish. I cannot praise these people enough.

Reply from ClearDebt
Highly recommend cleardebt
From start to finish cleardebt have been so fast friendly and helpful.
Everything has been dealt with in a very friendly professional manner I can not fault them.
Salish has always been polite and very professional.
I wouldn't hasitate in recommending cleardebt to anyone, you can actually feel the weight lifting off your shoulders from the first phone call.
Cheers
Mark

Reply from ClearDebt
poor poor service
I am not happy with cleardebt at all and if I could change my IVA provider I would do it in a heartbeat.
First of all when I asked for a copy of my chairmans letter they sent me the details of someone else! can you believe it someone else, so I had the private financial information for someone else added to my documents.
Then I am able to offer a full and final settlement which I submitted 2 months ago and I have called and emailed a so many occasions I can't ever remember how many times and no one bothers to get back in touch with me. I have called in to complain to be told that I can't speak with Supervisors and can only complain by email or letter? I can only gather because their customer service is so poor that supervisors would spend their day speaking with complainants.
Now I am getting told that I have to transfer over all the funds for the full and final settlement before they have ever asked my creditors to meet which doesn't seem right to me at all. I am going to get the ombudsmen involved here as with spending me another persons details along is a breach of regulations. If you are going to choose a IVA company stay clear.

Reply from ClearDebt
have found the staff to be polite, helpful and friendly
The stress and worry was starting to effect my health. Now I feel alot easier and able to cope better.
always happy to help anyway they could
it was a hard to realise how much debt I had I needed help and they were a great help not judgemental I would totally recommend them
Great Service
Clear debt explained all my options when considering how to manage my debt. They were proactive from the outset and took me through my IVA step by step. I felt that I was no longer on my own in managing my debt issues. When it came to completing my IVA, again Cleardebt took me through all the process and I had my notice of completion within six weeks of making my final payment. Thank you.
So Helpful
Clear Debt have been so helpful. They genuinely appear to care and will do their very best to make sure payments are affordable. Always a friendly voice at the end of the phone if advice needed (Pauline Carter !!) I have reached the end of my IVA and cannot fault the service I have received
Very helpful and professional!
I would recommend ClearDebt to anyone who is in a similar situation to myself. They were very helpful and professional, with a caring attitude towards myself and my situation. A small criticism is the amount of time for the IVA to be in place, but overall extremely happy with the service I received and still receive.
Good advice but not what I expected
I've been worrying about my debts for weeks, ever since I missed a payment on my mortgage. I contacted ClearDebt and they went through my situation then told me I didnt need their help and that I should talk to my mortgage lender.
I was nervous about this but Cleardebt helped me pluck up the courage and I've now got an arrangement on the mortgage.
Very supportive company
When entering an IVA, it’s good to be cautious and I was, the last 6 years I have found the staff at Clear Debt supportive and understanding.
When I spoke to my adviser they spoke to me as a person, they understood me and always made me feel comfortable.
I would defiantly recommend them.
My last payment for my IVA was in March 2015, received Notice of Completion in May 2015.
sleep at last
Cleardebt talked me through everything, explained my different options available. After settling on an iva, they sorted out a repayment plan, negotiated with my creditors. I now know where I am financially and can finally sleep at night
Customer Service is a let down.
Been with this company over 3 and half years. They are ok at the start when they hook you up and could not have been more helpful. When you have an emergency then they are not so helpful. My Account Manager left in December and no one at Clear Debt advised me. So i was sending emails with no repsonse from my account manager as I had a few finanical problems. I ask for a payment holiday but told that my IVA could fail. I then at the time said I was struggling as i had not received a payrise for 9 years and everything went up. I sent in my Income and expenditure form and was told they had not received it. I didnt receive any response from clear debt via email for a while until I went on there site and ask for a call back. I was even receiving letters from my account manager even though she had left the company. I had been passed to pillar to post and eventurally someone found my income and expenditure form in January for my review and i had to send in some more stuff which I assume got lost. I think in all I dealt with around 5 people since January.
NOT IMPRESSED AND WOULD NOT RECOMMEND THIS COMPANY TO ANYONE!!

Reply from ClearDebt
Extremely disappointed
I started with clear debt 12 months and have constantly been let down, f Transferring my debt so an Iva i didn't recieve a statement which I thought was strange at the time though I had an idea of my creditors and the balances. In April 14 lloyds notified me that my ppi of £1300 would be paid to clear debt I called clear debt and asked that as soon as this had been paid could I get a statement?yes ahe said... October I hadn't received anything I called and was told that they had not had the money when in fact was that they had paid the money to someone else's account! I wrote a complaint got a apology letter yet still no balance! March I receive a letter saying my 12 month review is up still no balance.. Sent all forms back.. Friday 27th March I opened a letter to say congratulations you have paid off your debts and your Iva is cleared yes I thought this is great!!? But no this is not the end a week later at 1745 I recieve an email which confirms that I am now not cleared I can not believe how I have been treated and I am going to the financial ombudsman!!!

Reply from ClearDebt
excellent 5 star service
My friend recommended this company to me.
When I rang them they were amazing.
so kind friendly helpful understanding and the man who dealt with me on the phone was so funny and very understanding.
They explain all options and take everything into consideration and offer such great service. Will recommend them to anyone.
never met such lovely people in my life.

Reply from ClearDebt
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