HSBC UK Business Banking Reviews 

4,284
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 3,069 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the incredibly helpful staff and exceptional customer service, noting that representatives are always exceptionally professional, friendly, and deeply knowledgeable. People truly appreciate the smooth user experience and remarkably quick response times when opening new accounts or managing various daily requests. Though some reviewers were not happy with communication, mentioning delayed responses and frustrating digital banking issues that disrupted their daily operations. A few other people also felt that resolving certain service problems or obtaining replacement cards took far too long. Consumers noted that getting support during system errors required extensive chasing and patience.

What people talk about most

Staff

Customers report extremely positive experiences with staff, highlighting their professionalism,... See more

Customer service

Clients share positive opinions on customer_service, noting that representatives are helpful, professional,... See more

Service

Customers consistently note positive experiences with service, describing it as efficient, professional, and... See more

User experience

Users describe positive interactions with user_experience, highlighting that the entire process feels... See more

Response time

Consumers find response times to be efficient, professional, and responsive. Reviewers consistently mention... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I was logged out of my Business Banking Account. I want to thank the lady who yesterday and today, with endless patience talked me through many attempts to re-set the details. She was very practical... See more

Company replied

Rated 5 out of 5 stars

I needed to set up a savings account and, living overseas, I had many aborted attempts by telephone. I visited the HSBC branch in Chichester on a recent visit. Sofia couldn't have been more knowledg... See more

Company replied

Rated 5 out of 5 stars

After months of frustration of getting differing answers from branches and not being able to talk to HSBC about changing our mandate because of necessary security steps, we were finally led to Joe f... See more

Company replied

Rated 5 out of 5 stars

I popped into HSBC Worthing as there were a couple of businesses on my login which I no longer worked with. I hadn’t been able to remove them myself and so asked if it was possible the team in the br... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

About HSBC UK Business Banking

Written by the company

Business banking should be simple and straightforward and that's exactly what we aim for at HSBC. Whether you need the app-based HSBC Kinetic Current Account, HSBC Small Business Banking Account to help you manage growth, or HSBC Business Banking Account for established companies, we've got the right tools to help you.

Our digital services include;

  • HSBC Business Banking app
  • HSBC Business Internet Banking
  • HSBC Kinetic app
Already a customer? tell us how we're doing - love the service? fantastic! let us know, have suggestions for improvement? we’re listening! Please mention the specific service you're reviewing whether it's HSBC Kinetic Current Account, HSBC Small Business Banking Account or HSBC Business Banking Account. This helps us to provide the best response.

A quick reminder - please don't include any personal or sensitive details in your review.


Contact info

4.8

Excellent

TrustScore 5 out of 5

4K reviews

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Asks customers to review

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Replied to 98% of negative reviews

Typically replies within 1 week

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4.8

All reviews

(4,284)

3,056 reviews in the last 12 months

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Rated 5 out of 5 stars

Always great service

Always great service. Dealing with Shobha is a pleasure -she is always helpful and nothing is too much trouble.

19 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

I’s wonderful to hear Shobha continues to provide such dependable and helpful service. We’re pleased your experience has been so positive, and we really appreciate you taking the time to let us know. 😊👏✨

Rated 5 out of 5 stars

Amandeep went through a lengthy loan…

Amandeep went through a lengthy loan application process with me today & although I was unfortunately unsuccessful the entire process felt comfortable & person focused. I appreciated her patience & understanding in my current situation & future aspirations. Shame I was unsuccessful but at least it was a pleasant experience. Thankyou for your time & patience with me

19 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Marie,
Thanks for sharing your experience with Amandeep. We’re sorry the loan application wasn’t successful this time, but we’re pleased the process felt supportive, respectful and clearly explained. Your kind feedback is appreciated. 😊🙏✨

Rated 5 out of 5 stars

Excellent HSBC UK Business Banking Support

We’ve been customers of HSBC UK Business Banking for around three years, running a small UK-based technology company, and have been very pleased with our experience.

We recently applied for a commercial card to help manage our everyday business expenses. While part of the application was completed online, we were fortunate to be contacted by a Relationship Manager, Swapnilkumar Macwan, who provided excellent support and helped make the process run very smoothly.

Swapnilkumar clearly explained the requirements, guided us on the necessary paperwork and was professional, responsive and helpful throughout. Everything was handled efficiently and made the overall experience straightforward.

We really appreciated the quality of service we received on this occasion. Swapnilkumar is a real asset to HSBC and deserves recognition for the excellent way he supported our application.

A very positive experience with both Swapnilkumar and HSBC UK Business Banking. Five stars from us!

18 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi there
Thanks for sharing such positive feedback about Swapnilkumar. We’re pleased the commercial card application felt smooth and well supported, and that his guidance provided made the paperwork and requirements easier to manage. Your kind words are really appreciated and we'll pass them on. 😊👏✨

Rated 5 out of 5 stars

They are very helpful with my requests

19 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Flye,
We’re glad the team has been able to support you with your requests. Thanks for taking the time to leave your feedback; it’s great to know the help you received made a positive difference. 😊👍✨

Rated 5 out of 5 stars

Lorna Madlani at HSBC was so…

Lorna Madlani at HSBC was so professional and helpful in guiding us through the process

19 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi James,
It’s great to hear Lorna guided you through the process with such professionalism and care. We’re pleased the support felt clear and helpful, and we really appreciate you sharing this with us. 😊👏✨

Rated 5 out of 5 stars

Hamza made the whole banking process…

Hamza made the whole banking process clear, straightforward and easy to understand. I was previously with another bank, but Hamza took the time to understand my business and explain how moving to a larger bank could provide greater benefits and support as the business continues to grow.

What I really appreciated was that there was no pressure. Hamza explained everything clearly, answered all my questions and made sure I understood the options available to me. His knowledge, professionalism and approachable manner made the whole experience very positive.

It’s refreshing to deal with someone who genuinely takes the time to understand your business rather than simply trying to sell you an account. I would definitely recommend Hamza to any business owner looking for someone who can make banking simple and provide practical advice.

19 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Kishan,
Thanks for sharing your experience with Hamza. We’re pleased he took the time to understand your business and explain your options clearly, without any pressure. It’s wonderful to know his support made the move feel simple and worthwhile. 😊🌟👏

Rated 1 out of 5 stars

Not time efficient

Not time efficient, I wouldn't recommend a business account with HSBC. I have been a business customer for nearly 17 years. We consistently have trouble with credit cards - they never seem to arrive, or work properly. In 2023 it took x3 attempts of dispatching a new card, waiting x7 business days in between each phone call, driving 30 mins to a branch only for it never to arrive. I was told by customer services;

" I understand that you are unhappy that you have reported your Commercial Credit Card lost and you have not recieved a replacement card after requesting this three times. Having investigated this, I am very sorry due to processing errors the card was not ordered. I can assure you i have provided feedback about this to prevent a reoccurrence of this in the future.".

Now in 2026, there has been fraudulent activity on both me and my colleagues credit cards, so we've ordered new ones but they didn't arrive within the initial x7 days. I just know I am going to have to go through the same process I went through in 2023, after a 30 minute phone call yesterday, assuring me everything is in order when it clearly isn't and after x3 years, they still cannot fix the processing problems they have.

I'm sure that when things are running smoothly, HSBC is a perfectly adequate business banking solution, but when their process/ systems aren't running as they should, they take far too long to resolve, and in the meantime, its extremely disruptive to running a business, particularly now with digital banking - I will have to temporarily use my personal card to make sure there aren't any disruptions to all subscriptions to digital services I need to run my business.

I'm now looking at alternative banking solutions....

7 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi There
We're sorry to hear about the issues you are having with your credit cards. We'd like to help you get this sorted as soon as possible. Could you please reach out to our Customer Support on 03457 60 60 60 and quote the reference number 100035 Thank you.

Rated 5 out of 5 stars

Shobha made the process very simple and…

Shobha made the process very simple and easy.

11 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Manvir,
We’re pleased Shobha made the process feel simple and easy for you. Thanks for taking the time to share your feedback; it’s lovely to hear your experience was so straightforward. 😊👍✨

Rated 5 out of 5 stars

Many thanks to Lorna at HSBC telephone…

Many thanks to Lorna at HSBC telephone Banking Team. Very helpful and resolved the query and put in place the required banking needs.
Hassle free and explained everything correctly and clearly.
Many Thanks Lorna Madlani. Appreciated.
A Ali

18 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi there,
Thanks for your kind words about Lorna. We’re glad she was able to resolve your query, arrange the banking support you needed and explain everything clearly along the way. Your appreciation means a lot. 😊👏✨

Rated 5 out of 5 stars

The feedback to my Funding inquiries have been very positive.

The feedback to my inquiries have been very prompt and informative. The customer service that I have received is both first-class as well as accurate and has resulted in my company receiving enhanced support that can only help grow the business.

17 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Roger,
It’s great to hear your funding enquiries were handled promptly and clearly. We’re pleased the support you received has helped your company access the backing it needs to continue growing. Thanks for sharing this feedback. 😊🙌✨

Rated 5 out of 5 stars

Excellent HSBC Business Banking

Ms Ashwathi Anand was excellent and efficient. She helped me set up my new business account and patiently ensured that every detail was resolved. The staff at the Chelmsford branch are always friendly and helpful. I am very grateful for their excellent service.

18 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Eileen,
We’re delighted Ashwathi and the Chelmsford branch team made setting up your business account feel efficient and well supported. It’s lovely to hear every detail was handled with patience and care. Thanks for your kind feedback and we look forward to giving you more excellent service in the future. 😊🌟👏

Rated 5 out of 5 stars

HSBC advisor was very thorough

HSBC advisor was very thorough, helpful and managed to solve my issue

17 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi There
Thanks for letting us know your issue was handled thoroughly and helpfully. We’re pleased the advisor was able to get things resolved for you, and we appreciate you taking the time to share your experience. 😊👍✨

Rated 5 out of 5 stars

Excellent HSBC Business Specialist Meeting – Highly Recommended

I had a very positive and insightful meeting on Zoom with Dayo Nduka, HSBC Business Specialist - Ilford Branch. He took the time to understand my business and explained the range of support and services available through HSBC, including business banking solutions, specialist guidance, and resources designed to help entrepreneurs and growing businesses.

I was particularly impressed to learn about two HSBC support programmes available to businesses, as well as the opportunity to join a community of like-minded entrepreneurs where business owners can connect, share experiences, and support one another.

Dayo was professional, knowledgeable, approachable, and genuinely interested in helping businesses succeed. The meeting provided valuable information and highlighted opportunities that I look forward to exploring further.

Highly recommended Dayo and the HSBC Business team for their excellent support and commitment to helping entrepreneurs and SMEs grow.

18 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi There,
Thanks for sharing such thoughtful feedback about your Zoom meeting with Dayo. We’re pleased the discussion gave you useful insight into the support, services and business programmes available. It’s great to hear the session felt informative and valuable. 😊👏✨

Rated 5 out of 5 stars

I went to Hounslow branch to open…

I went to Hounslow branch to open business account and Shobha Gupta helped me to open my account in 2 days. She was very helpful and understanding.

18 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Najeebullah,
We’re glad Shobha was able to help you open your business account quickly and with understanding. Thanks for sharing your experience with the Hounslow branch; we really appreciate your feedback. We look forward to seeing your business thrive with us. 😊👍✨📈📈

Rated 5 out of 5 stars

Ivy lau hsbc

I would like to express my sincere appreciation to Ivy Lau for her outstanding support in helping me open my HSBC business account.

Ivy was extremely professional, patient, efficient, and helpful throughout the entire process. She explained everything clearly, responded promptly to my questions, and made the account-opening process smooth and straightforward.

Her excellent customer service and attention to detail really impressed me. She went above and beyond to make sure everything was handled properly.

I am very grateful for Ivy’s help and would highly recommend her. She is a great representative of HSBC and deserves recognition for her excellent service.

29 July 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Hui,
It’s wonderful to hear Ivy made opening your business account smooth and straightforward. We’re pleased her professionalism, patience and attention to detail stood out throughout the process. Thanks for taking the time to recognise her support. We’re thrilled to have you as a new customer😊🌟👏

Rated 5 out of 5 stars

great team

great team, personal help given when required.

18 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi There
Thanks for your kind feedback about the team. We’re pleased you received personal support when you needed it and that the service left a positive impression. 😊👏✨

Rated 5 out of 5 stars

What I felt could become a complicated…

What I felt could become a complicated matter was dealt with in a professional and timely manner.

18 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Kevin,
We’re pleased to hear the matter was handled professionally and without delay. Thanks for sharing your feedback; it’s great to know the support helped make things feel more manageable. 😊👍✨

Rated 5 out of 5 stars

It was good and helpful- she was nice…

It was good and helpful- she was nice and friendly- explained everything to me the experience was great. Thanks goes bimita very easy to understand

18 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Babajide
Thanks for leaving such positive feedback. We’re glad Binita made everything easy to understand and created a friendly, helpful experience for you. Your comments are really appreciated. 😊👏✨

Rated 5 out of 5 stars

HSBC business

I was in need to sort out some of the details of our account—Roberto was fantastic, he helped us to correct some of the records and also go through the business setup for our banking services. The customer service was great!

17 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Yuan,
It’s great to hear Roberto helped correct your account details and guide you through the business banking setup. He’ll be pleased to hear his service felt useful and supportive. We appreciate you sharing your experience. 😊👍✨

Rated 5 out of 5 stars

I needed to apply for an overdraft

I needed to apply for an overdraft to give some cover in the company and having banked with HSBC for 18 years i wondered how they would deal with my request. I was exceptionally impressed with the service and how professional they have been.

17 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi James,
Thanks for sharing your experience with your overdraft application. We’re pleased the service felt professional, especially after banking with HSBC for so many years. Your feedback and your loyalty is really valued. 😊👏✨

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