Animal Friends Insurance Reviews 

55,137
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 10,188 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the claims process is exceptionally fast and straightforward, especially when veterinary practices submit paperwork directly through the online portal. People also deeply appreciate the supportive customer service and quick payout times during stressful veterinary emergencies. However, some reviewers were not happy with claim payouts, mentioning unexpected deductions, disputes over covered conditions, or difficulties receiving the full expected amounts. A few other people also felt that phone support lacked empathy, noting long reply delays and inconsistent information when trying to reach representatives for help.

What people talk about most

Claim

Reviewers highlight positive aspects of claim procedures, noting that they are generally straightforward and... See more

Service

Customers had positive experiences with service, noting fast reimbursement and helpful communication.... See more

Payment

Customers consistently note positive experiences with payment, highlighting fast payouts and seamless direct... See more

Customer service

Clients share positive opinions on customer_service, noting that advisors are generally pleasant,... See more

Response time

Users describe positive interactions with response_time, highlighting consistently prompt and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Pet insurance gives peace of mind for your beloved pet costs, especially when getting older. You pay a premium for a pets age, but overall reasonably priced. We are very pleased with the customer se... See more

Company replied

Rated 5 out of 5 stars

Can't fault them. They paid for my dogs hydrotherapy treatment for the 10 week sessions without question to treat luxating patella. Hopefully this will strengthen his knees so surgery can be avoided.... See more

Company replied

Rated 5 out of 5 stars

We've been with Animal Friends for a few years with both of our elderly cats. Vet has put numerous claims in on my behalf via Pawtal. All paid within a couple of days of submission with no problems... See more

Company replied

Rated 5 out of 5 stars

Had a referral to an orthopaedic surgeon to fix a ruptured cruciate ligament for my pooch. X-ray confirmed it - procedure complete and doing well. Paid in full at the vet hospital, but they dealt w... See more

Company replied


Company details

  1. Insurance Agency
  2. Pet Insurance Company

About Animal Friends Insurance

Written by the company

Animal Friends, providing trusted insurance to protect the nation’s pets.


  • Multi-award winning pet insurance

  • FREE 24/7 vet video consultations for dogs and cats

  • Fuss-free claims

  • Over 1 million pets insured with us

  • Founded to support animal charities  

Animal Friends was founded in 1998 with the sole aim of creating a better life for every animal. We provide pet insurance that also give back to animal welfare charities and conservancies. Since then, we have donated more than £9 million to over 830 charities, with each policy bought helping us to continue improving the lives of pet and wildlife around the world. We’re proud to be wildly different.

Written by the company


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

55K reviews

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4.6

All reviews

(55,137)

10,091 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent my vets did it all for us

Excellent my bets did it all for us

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Mrs Milne,

Thank you for your positive review.

I am pleased that we were able to deal with your vets directly so you could focus on your pet's recovery.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

quick and efficient

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Shane,

Thank you for your positive review.

If we can be of any further assistance, please do let us know and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Always quick and efficient

Always quick and efficient

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Ms Ingman,

Thank you for your positive review.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

My Dog started to have problems shortly…

My Dog started to have problems shortly after taking out my policy and they have been great.

16 July 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Afternoon Gary,

Thank you for your positive review.

I am pleased that we have been able to support you and your precious dog.

I do hope they are okay.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Making a claim for a scan was super…

Making a claim for a scan was super easy amd dealt with very promptly.

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Afternoon Verena,

Thank you for your positive review.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 1 out of 5 stars

you often don't pay my claims and give…

you often don't pay my claims and give reasons that are all in the small print that I don't know about

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Afternoon Rosemary,

Thank you for your review.

I am sorry that you are unhappy.

I can confirm all claims are assessed in line with the Terms & Conditions of your chosen policy.

Upon looking into your details further, I can see that we received a claim on the 28/07/2026 for the Lipoma that was accepted but fell below your excess.

If you claim for a condition and the treatment amount falls under your excess amount, this doesn’t mean the claim has been declined, it just means it has not met the excess threshold.

If you would like to discuss the outcome of your claim further with the team, please do contact them by phone on 0344 557 0300 or via live chat on our website and they will be happy to help you. They are available Monday-Friday, 9am-5pm.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Dealing with care

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Kenneth,

Thank you for your positive review.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Animal Friends a well established…

Animal Friends a well established company for insurance have looked after my pet many years and kept us from illness with my pet dog by paying the medication each month. A very reputable insurance to use I highly recommend.

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Suz,

Thank you for your positive review.

It is great to see that we have supported you and your beloved dog!

It is lovely to see that you recommend us.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

My claim was acknowledged

My claim was acknowledged, assessed and paid very quickly. They clearly set out what was covered in my policy and what my excess was. Very good.

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Sue,

Thank you for your positive review.

It is great that your claim was assessed and finalised swiftly.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Always on the ball .when you need to…

Always on the ball .when you need to claim for your pal.

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Alan,

Thank you for your positive review.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Efficient claim processing …

Our vet submitted the claim on our behalf, and despite a few minor teething issues with upload file sizes, the entire process was handled super fast!

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Aneta,

Thank you for your positive review.

It is great to see that we could deal with your vet directly so you could focus on your pets recovery.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Great service

Great service. Fast response for the claim.

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Edyta,

Thank you for your positive review.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Fantastic on every level stress free…

Fantastic on every level stress free takes the upset and stress out of an already stressful time couldn’t recommend enough

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Janette,

Thank you for your positive review.

I am so pleased that we were able to support you when your beloved pet was unwell.

If we can be of any further assistance, please do let us know and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Excellent service

Claim went in & I was paid in a few days, excellent service

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Jan,

Thank you for your positive review.

It is great to see that your claim was finalised quickly.

If we can be of any further assistance, please do let us know and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Brilliant service

Brilliant service

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Lyn,

Thank you for your positive review.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Easy to claim and put in the hands of…

Easy to claim and put in the hands of the vet . Quick settlement no fuss excellent service.

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning,

Thank you for your positive review.

If we can be of any further assistance, please do let us know and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 1 out of 5 stars

Awful - any excuse to decline payment

Found every excuse to prevent payment of a claim. Impossible to discuss or challenge as they consider any change in health to be a pre existing condition. Save your money and dont bother with animal friends. They want your premiums to line their pockets not to help cover the care of well loved pets.

18 August 2026
Unprompted review
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Afternoon,

Thank you for your review.

I am sorry that you are unhappy with the outcome of your claim.

All claims are assessed in line with the Terms & Conditions of your chosen policy.

As no specific details have been left in your review, I have been unable to investigate this further for you at this time.

If you would like to discuss the outcome of your claim further with the team, please do contact them by phone on 0344 557 0300 or via live chat on our website and they will be happy to help you. They are available Monday-Friday, 9am-5pm.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Very quick to pay back for the…

Very quick to pay back for the medication for our cat

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning,

Thank you for your positive review.

It is great to see that we have been able to support you and your beloved cat.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Animal Friends were a hero for my dog 🫶

I recently discovered that my 5 year old cockapoo boy called Bailey had suffered a slipped disc. This all happened very quickly. He slowed to a practical stop the first day and the next day he lost all use of his bag legs, he was in so much pain. I'd been with Animal friends for about a month at this point. My vet said he needed to be sent to a neurological specialist and recommended ChesterGates in Chester. I managed to get Bailey admitted the same day. The vet there was absolutely incredible. Bailey was MRI scanned and operated on the same day to remove the herniated disc from his spine. Two days later Bailey could once again just about support his back legs and over the next 4 weeks he made an astonishing recovery. I would have paid anything, sold a kidney even to fix my dog. The total bill came to over £8,300 and I had £6,000 cover with Animal Friends. They didn't argue about my claim at all and about two weeks later I received a call from them to let me know they had approved my claim in the full amount. I felt so relieved and enormously grateful to them for supporting Bailey. You never know whats going to happen with pet insurance but I can honestly say that Animal Friends did Bailey and me very proud! Thank you so much Animal Friends, I'll be a customer with you going forward because the least I can do is give something back 🫶

Thank you again, so very much.

10/10!!!!

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Peter,

Thank you for your positive review.

It is so lovely to see that Bailey is back to his normal self after what I am sure was a very frightening time for you both!

I am so pleased that we were here for you and Bailey.

Please do let us know if we can be of any further assistance, and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

Rated 5 out of 5 stars

Recent claim for treatment for my cat…

Recent claim for treatment for my cat Benji. Didn’t have to fill in any claim forms as all handled by my Vet directly with Animal Friends. Simplest claim ever and settled within days. Very impressed with the service and non quibble approach. Highly recommended insurer to deal with.

13 August 2026
Animal Friends Insurance logo

Reply from Animal Friends Insurance

Good Morning Bryan,

Thank you for your positive review.

I am pleased that we could deal with your vets directly so you could focus on Benji's recovery.

If we can be of any further assistance, please do let us know and we will be happy to help you.

Kind regards,
Sophie – Animal Friends Insurance

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