Accord Mortgages Reviews 

1,016
•
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 186 reviews, reviewers had a great experience with this company. Many consumers consistently state that the knowledgeable staff and dedicated business development managers provide wonderful guidance and friendly support from the initial application right through to final completion. Reviewers often share that the flexible underwriting approach and quick processing make securing a mortgage both simple and very successful. However, some people mentioned running into major communication gaps and facing frustrating delays with repetitive document requests during their applications. A few other people also felt that certain customer service experiences were completely unhelpful, turning what should have been straightforward into a deeply stressful situation.

What people talk about most

Service

Reviewers mention mixed feedback about service, with many clients praising the fast turnaround, helpful... See more

Customer service

Customers had ambiguous experiences with customer service, with many praising the knowledgeable support team,... See more

Staff

Reviewers highlight positive aspects of staff, noting that representatives and underwriters are exceptionally... See more

User experience

Users describe ambiguous interactions with user experience, ranging from frustration to satisfaction. Some... See more

Response time

People report ambiguous experiences with response time, as some reviewers praise the quick turnaround,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Great help from my BDM Chantelle Wilson on a purchase case. Found the underwriters did not fully understand the employment situation. Other than that all good. Also had help from broker team with... See more

Company replied

Rated 4 out of 5 stars

The overall application was ok but there was a bit of back and forth regarding additional documents required but got there in the end. Love the welcome pack you send to clients from us, its such a wo... See more

Company replied

Rated 5 out of 5 stars

From the outset I spoke with an underwriter huge thank you, his knowledge help and understanding was 5 star plus. Between us we have made our mutual clients Dreams come true. Accord underwriters not... See more

Company replied

Rated 5 out of 5 stars

It is unbelieveble what we was able to achieve for this young first time buyer. At first, we applied with other lender, as JBSP with her dad and monthly payment was so much higher for her because of h... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution

Written by the company

Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. We exist to help brokers look after what matters most - your clients, with both residential and buy to let mortgage solutions. At Accord you can expect a common-sense approach in everything we do, with every case for every broker. Our common-sense flexible underwriting is there to help with complex cases. We also provide direct access to underwriters with a dedicated underwriter managing your case from start to finish. Our knowledgeable and experienced sales team are available by phone and webchat to support you and we have a host of online tools to help you find the information you need quickly and easily.


Contact info

4.2

Great

TrustScore 4 out of 5

1K reviews

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4.2

All reviews

(1,016)

183 reviews in the last 12 months

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Rated 5 out of 5 stars

Ability to understand client scenario…

Ability to understand client scenario and what they are trying to achieve.
Discussed on the phone with the underwriter and it went through.

11 November 2025
Accord Mortgages logo

Reply from Accord Mortgages

Thank you for taking the time to leave us a review. We are please we were able to help you and your client.

Rated 5 out of 5 stars

Great lender

Great lender, supported from beginning to end.

11 November 2025
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Reply from Accord Mortgages

Thank you so much for taking the time to leave us a review. We are pleased to hear you felt so supported during the process.

Rated 5 out of 5 stars

I love dealing with Accord

I love dealing with Accord. Their live underwriting is second to none and as long as they are in the file at the same time as you, you can underwrite the case together to get it agreed in a day. They have a flexible lending policy and their affordability calculator is one of the best. I have no hesitation in recommending Accord Mortgages.

18 November 2025
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Reply from Accord Mortgages

We appreciate you recommending our services! It's great to hear that you value our live underwriting and flexible lending policy. We're happy that our affordability calculator meets your needs and helps you secure agreements quickly.

Rated 5 out of 5 stars

Great service from AIP to completion

Great service from AIP to completion! Thank you

18 November 2025
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Reply from Accord Mortgages

We're glad you had a great experience with our service from beginning to end. Thank you for your positive feedback; we appreciate it!

Rated 5 out of 5 stars

5 Star service

From the outset I spoke with an underwriter
huge thank you, his knowledge help and understanding was 5 star plus. Between us we have made our mutual clients Dreams come true.
Accord underwriters nothing is ever to much trouble excellent service thank you

18 November 2025
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Reply from Accord Mortgages

We're happy to hear that the underwriter's expertise and support helped achieve your clients' goals. We appreciate you acknowledging our team's dedication to providing excellent service and going the extra mile.

Rated 5 out of 5 stars

Excellent service throughout

Excellent service throughout. Special mention to my BDM, Jordan Craven, absolutely superb from start to finish.

Thank you.

18 November 2025
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Reply from Accord Mortgages

We're happy to hear that you had such a positive experience! We appreciate your kind words and are so glad that you were impressed with our service. I have passed on your comments to Jordan. Thank you!

Rated 5 out of 5 stars

Amazing Accord

Accord are a great lender who really listen to the background and offer a flexible approach. Product range for First time buyers and limited deposit is a real benefit. Keep up the amazing work in product innovation, friendly team and professional. Really easy to business and feel confident recommending knowing customer service is high.

18 November 2025
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Reply from Accord Mortgages

We're happy to hear that you had a positive experience. It's great to know that you value our flexible approach and product range for first-time buyers. We appreciate your kind words regarding our team and customer service. Thank you for the recommendation!

Rated 1 out of 5 stars

I am writing to express my serious…

I am writing to express my serious concern regarding the fact that, despite being a customer for five years, I have never been able to access my online account. I have contacted your customer service team on multiple occasions, yet the issue remains unresolved.

This prolonged lack of access is unacceptable and has now begun to impact my financial planning. Unless this matter is resolved as a priority, I will be compelled to remortgage my property with an alternative finance provider.

I request your immediate attention and a prompt resolution to this ongoing issue.

Quick update...nothing happend. Where is the request?

12 November 2025
Unprompted review
Accord Mortgages logo

Reply from Accord Mortgages

We appreciate you bringing this to our attention. We are very sorry you've been unable to access your account for so long and that previous attempts to resolve this have been unsuccessful. I have sent you a request privately to provide some further details so I can locate your account and try to resolve this promptly for you.

The request was sent on the 17th November, I am sorry if you did not receive this. Please could you send me your details to accordoperations@ybs.co.uk and I will look into this for you. Thank you

Rated 5 out of 5 stars

Fast efficient service

Fast efficient service. Easy to get hold off and underwriters contact you if they need something or if they have any questions which speeds up the mortgage application process.

4 November 2025
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Reply from Accord Mortgages

We're happy to hear that you found our service fast and efficient. We appreciate your feedback regarding our team's proactive communication, which helps to streamline the mortgage application process.

Rated 5 out of 5 stars

swift and always great to deal with…

swift and always great to deal with you and deliver the best customer outcome always for me thank you .

11 November 2025
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Reply from Accord Mortgages

It is wonderful to know we delivered a great customer outcome for you. Thank you for your positive feedback.

Rated 1 out of 5 stars

Shocking, soul destroying and embarrassing!

I The whole process of porting a deal was just awful, I don't think I have encountered anything as bad when trying to port! It was shocking. Not a good experience at all. Shame as some of the underwriters I have delt with in the past have been helpful.

4 November 2025
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Reply from Accord Mortgages

We're very sorry this is not the experience we want you to have. We appreciate your feedback and will look into how we can improve.

Rated 5 out of 5 stars

Great Service from Underwriter

Did a porting application for client- was little complex but I was contacted by an underwriter straight after who was always responsive and really helpful and only one on the case

11 November 2025
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Reply from Accord Mortgages

We appreciate you sharing your porting experience. We're happy to hear that our underwriter was responsive and helpful during the complex application process.

Rated 5 out of 5 stars

Amazing Service and so seamless!

Amazing Service and the home purchase welcome pack was a really nice touch!

4 November 2025
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Reply from Accord Mortgages

We're happy to hear that you found our service amazing. Thank you for taking the time to leave us a review.

Rated 5 out of 5 stars

Recent completion of a FTB mortgage…

Recent completion of a FTB mortgage with the £5k deposit
Appln really easy to do and offered quickly
Lovely touch with the hamper, which I wasnt aware of until I got an email, that is something that no ither lender does to my knowledge

11 November 2025
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Reply from Accord Mortgages

We're happy to hear that your first-time buyer mortgage application was easy and quick. Thank you for your positive feedback!

Rated 1 out of 5 stars

Irresponsible behavior from Accord Mortgages

My broker approached Accord to get a mortgage as I was a first-time buyer. The application was stuck with their underwriters for over 4 weeks, only for them to turn and inform me that Accord had withdrawn my application. Leaving me in a dire situation to reapply with another lender, and thus wasting my time and energy - absolute shambles

11 November 2025
Unprompted review
Accord Mortgages logo

Reply from Accord Mortgages

We're very sorry to hear about the difficulties you experienced with your mortgage application. We appreciate you bringing this to our attention. I have sent you a request privately for more information so I can look into this further for you. Thank you.

Rated 2 out of 5 stars

Existing customer

I have had a mortgage with Accord for four years. I've never needed to call them until today. I wasn't overly impressed with the customer service and have no confidence in the information that was given to me. From the moment the advisor answered the phone they could not get me off the call quick enough. I dont understand why my new mortgage product which starts on 01/12/2025 isn't showing on the account. I was advised it will show after the start date, which isn't very reassuring given the system is showing my deal ends on 30/11/2025 and im going to be charged an interest rate of 6.66% which is the standard rate if you don't have a deal. I also queried about releasing equity/borrowing more for home improvements and was told it will take 6 to 8 weeks. They emthasised how much evidence i will need to provide as if trying to put me off. Well it worked, why would i wait up to 8 weeks when some lenders finalise applications same day. My first experience of customer service was not positive at all unfortunately.

11 November 2025
Unprompted review
Accord Mortgages logo

Reply from Accord Mortgages

We appreciate you taking the time to share your experience. We're sorry to hear that our service didn't meet your expectations, I have sent a request privately for further information so I can investigate this further.

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