Utmost International Reviews 841

TrustScore 4 out of 5

3.9

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Review summary

Created with AI, based on recent reviews

Looking at 433 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. The customer service is frequently highlighted as exceptional, with many people appreciating the personalized and understanding approach. Reviewers are particularly impressed with the quick response times and the efficiency of the overall experience. However, some customers also noted issues with the service and contact. A few people experienced significant delays in receiving responses to emails, with some waiting weeks for acknowledgment. There were also mentions of difficulties in getting clear information over the phone and a perception of slow processes, particularly concerning document requests and fund transfers.

What people talk about most

Staff

People report positive experiences with staff, consistently praising their helpfulness, professionalism, and... See more

Customer service

Consumers find customer service to be positive. Many reviewers praise the helpfulness and efficiency of... See more

Response time

Reviewers highlight positive aspects of response time, with many customers praising quick and efficient... See more

Service

Clients share ambiguous opinions on service, with some praising prompt, professional answers and helpful... See more

Customer communications

Reviewers mention ambiguous feedback about contact. While some customers, like those assisted by Alex and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Ringing large companies can be a thankless task but this afternoon I had the good fortune to get through to Zain at Utmost International and as the connection was poor (problem with my landline) he ag... See more

Company replied

Rated 3 out of 5 stars

Whilst I received an automated "we have received your email" reply immediately, it took 11 days before I had an email from your customer support team, which is far too long. By then, I'd long managed... See more

Company replied

Rated 3 out of 5 stars

Had a problrm with modern technology and was locked-out of Account. Added difficulty my only phone contact is mobile and would be premium raye! However Leah Casey was very patient, polite and... See more

Company replied

Rated 5 out of 5 stars

Called out to Utmost late afternoon 13 April to obtain some important bond withdrawal information and Megan Laverty took my call. Megan highlighted the info cannot be provided telephonically due to ca... See more

Company replied


Company details

Written by the company

Utmost is a leading global provider of insurance-based wealth solutions, trusted by over 190,000 global clients and managing more than £100bn in assets across our hubs in Ireland, Isle of Man, Guernsey, and Luxembourg. We specialise in providing secure, flexible and internationally robust unit-linked solutions, that help our clients manage, preserve, and pass on their wealth. We are independently rated A+ by Fitch Ratings*, indicating our ability to protect our clients wealth over time. We are committed to delivering clarity, confidence, and high-quality service at every stage of our customer’s journey. *Insurance Financial Strength rating reaffirmed for our four rated insurance companies in October 2025.


Contact info

3.9

Great

TrustScore 4 out of 5

841 reviews

5-star
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1-star

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Rated 2 out of 5 stars

obtaing access to online account very…

obtaing access to online account very tortuous and not yet achieved

6 February 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Natalie,

Thank you for reaching out - we are sorry you are having trouble accessing online. Please send through the details to relationshipmanagement@utmostgroup.com and we will be happy to support resolution.

Kind Regards, Utmost.

Rated 5 out of 5 stars

The service I have received since…

The service I have received since joining Abbey Wealth Management almost 6 years ago with Simon Baker, was excellent. Since Simon left Spain after a couple of years the service has been nonexistent. However, this past week I have had the pleasure of connecting with Emily Hughes from your
Customer Support Team
Utmost International Isle of Man. Emily had acknowledged my recent complaint about the service, and cooled my frustration in handling my concerns in a very professional and friendly manner. She is a credit to your organisation.

2 February 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Myra,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team. We would be happy to support with any future queries you might have - please do not hesitate to reach out at relationshipmanagement@utmostgroup.com

Kind Regards, Utmost

Rated 5 out of 5 stars

I logged a request with Leah Casey in…

I logged a request with Leah Casey in Client Services who was very helpful and understanding of my needs. I received the information that I had requested on the same day via email. Excellent service!

5 February 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Graham,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 1 out of 5 stars

Customer service is very poor

Customer service is very poor, they never respond within their SLA's. Have been waiting 3 weeks just to acknowledge my emails and still no response after 3 weeks, even the customer complaint email has not responded, which tells you everything.

4 February 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Jason,

Thank you for reaching out; feedback is important to us. The team have located your case and issued a response - we are sorry this has taken longer than expected. If we can support in this or any future queries please reach out at relationshipmanagement@utmostgroup.com

Kind Regards, Utmost.

Rated 5 out of 5 stars

Took the time to assist very clearly

Took the time to assist very clearly and concisely with the completion of application forms. Gave excellent and friendly guidance.

4 February 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Tony,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

A very efficient team

A very efficient team. Extremely helpful.

4 February 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear David,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 1 out of 5 stars

Shockingly poor customer service

Apart from taking 11 days to respond to my very simple query i.e. please supply a pdf link for some charges,
the eventual response did not contain a link but but a cut and paste table of the charges applicable. My solution? , why not add the charges document to the Document Library and save us both a lot of wasted time and effort. A poor company that charges outrageous amounts for dreadful and incomplete service. A very unhappy customer.

31 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Paul,

Thank you for taking the time to leave a review - we are sorry to see that you have experienced an unnecessary delay in this instance. We would be happy to support with any future queries you may have - please reach out at relationshipmanagement@utmostgroup.com

Kind Regards, Utmost.

Rated 2 out of 5 stars

Slow and inaccurate.

Utmost international are incredibly slow to respond and frequently get key information wrong, costing clients time and money.
Being on the IoM, not in the UK, means the heavily bureaucratic requirements for paper and wet signatures on withdrawals take many weeks. Phone calls to them cost a fortune.
Avoid if you're in the UK and speed or clarity are important to you.

31 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Stretch,

Thank you for taking the time to leave a review - feedback is important to us. We would like to discuss the points raised with you further but have been unable to locate your account with the information provided. Please reach out at relationshipmanagement@utmostgroup.com quoting your policy number and this review and we will be able to assist.

Kind Regards, Utmost.

Rated 5 out of 5 stars

Amazing Dina Stratan

Dina was super helpful and knowledgeable, and provided exactly what i needed in no time at all, allowing us to help the client in what they need to do.

29 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Lee,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Very prompt with clear responses.

Very prompt with clear responses.

Laura is always very professional and helpful.

29 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Sarah,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Good Communication and Efficient Service

From production of initial client facing documentation to the processing of the completed application, and issuance of policy documents, the service was smooth and efficient with excellent communication and service an important factor.

27 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Simon,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 3 out of 5 stars

Pro's & Con's

Quick concise responses to general queries - thank you.
However, the adviser website is poor both through access (I'm still waiting for a response on my login query) and the general lack of information on various Bonds originally with other companies.

29 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Max,

Thank you for reaching out - we are glad to hear of your positive experience with the team. With regards to the online offering, we would be happy to discuss further - please reach out at relationshipmanagement@utmostgroup.com quoting your policy number and this review should you wish to arrange a call.

Kind Regards, Utmost.

Rated 5 out of 5 stars

A fantastic service

A fantastic service , really helpful , always answered the phone , which is unusual these days but utmost were always so helpful

28 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Richard,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Customer Support Adviser

Asked my question to adviser she did not know but phoned me back with the answer to my question very quickly. Thank You

28 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Robert,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Rather than staying on hold for however…

Rather than staying on hold for however long, I requested a call back and received one within 15 minutes from Zain. Zain was able to swiftly help with my request and send through the documents needed, great customer service.

27 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Customer,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 4 out of 5 stars

Great service support from the team

Great service support from the team, but the plan structure is very in-flexible and expensive making it fall way behind many other modern investment locations.

27 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Craig,

Thank you for reaching out - we are glad to hear of your positive experience with the team. With regards to the product offering, we would be happy to discuss further - please reach out at relationshipmanagement@utmostgroup.com quoting your policy number and this review should you wish to arrange a call.

Kind Regards, Utmost.

Rated 1 out of 5 stars

UTMOST hides behind its representatives

UTMOST hides behind its partners to mask the utterly unprofessional and unacceptable way it treats its clients. It also relies on buried fine‑print terms that were NEVER disclosed to customers by its own representatives. Overall, it is a company that no one should ever consider working with.

27 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Customer,

We are sorry to hear of your disappointment with the product. Please be assured that all of our product charges and terms are outlined in the terms and conditions that you would have received at policy set up and would have been outlined by your financial adviser.

Should you wish to discuss this further with us please reach out at relationshipmanagement@utmostgroup.com

Kind Regards, Utmost.

Rated 1 out of 5 stars

Surprisingly inefficient and inattentive

Took me nearly 6 weeks to receive the proceeds of a partial liquidation of investments, from the day - mind you - that the funds had become available for release (that is, after the securities had been sold and the proceeds deposited into my Utmost cash account). After providing the required KYC documents, Utmost sat on it and it was only after a couple of weeks that they notified me that actually the KYC procedures had changed and they now needed to be carried through a web authenticator ID. One wonders why I was not told that on day one. Thereafter, when once again the process fell into complete silence, I began chasing them by phone, only to receive repeated assurances that the request would be "escalated" which however resulted in no tangible progress at all. Evidently their perception of urgency is very different from mine. At some point, after approaching Customer Service, I was assigned a Ticket Reference (890410-T) with a promise of prompt processing of the wire as well as an explanation for the reason for the delay to date. Neither of them happened, and I received zero feedback or any progress update until the funds finally and suddenly showed up in my account. several days later. The inefficiency and neglect was not just frustrating by mindboggling. It felt like I was asking for a favour, while the truth is that in this day and age it can't take 6 weeks to effect a wire that, even with KYC checks involved, it takes most other financial institutions at most a week to handle.

22 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Massimo,

Thank you for taking the time to leave a review - feedback is important to us. We have located and reviewed your case in detail and whilst there are some learnings from our side we also must ensure that we adhere to our obligations from an AML & regulatory perspective.

We would be happy to assist you with any future queries / transactions to ensure a smooth process. You can contact us at relationshipmanagement@utmostgroup.com

Kind Regards, Utmost.

Rated 5 out of 5 stars

Leah Casey was great

Leah Casey was great, really eager to help and provide the correct information to us. Very knowledgeable, so much so that I have requested if I can speak to her every time I call up Utmost!

9 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Cally,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

courtesy and efficiency of the persons…

courtesy and efficiency of the persons dealing with the issue. Thank you Utmost. Patrick

23 January 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Patrick,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

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