Ucan car credit Reviews 

481
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 119 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally helpful and friendly staff members who go above and beyond to make the entire financing process wonderfully smooth, welcoming, and entirely stress-free. People genuinely appreciate the warm atmosphere, thoughtful refreshments, and exceptionally clear communication provided when purchasing a new vehicle. Some reviewers were not happy with unexpected vehicle mechanical problems or feeling heavily pressured by sales representatives during their visit. Others also mentioned deeply frustrating experiences regarding sudden financing declines after receiving reassuring initial updates from the company. A few individuals felt that certain deposit situations and communication methods lacked the necessary professionalism and fairness.

What people talk about most

Staff

Customers consistently note positive experiences with staff, describing them as friendly, polite, and... See more

Service

Reviewers express great satisfaction with the service, highlighting professional staff and swift finance... See more

Customer service

People report positive experiences with customer service, noting that staff members are friendly, welcoming,... See more

Product

Reviewers highlight positive aspects of product, noting that cars are presented in excellent condition and... See more

User experience

Clients share positive opinions on user experience, highlighting how friendly staff and a relaxing atmosphere... See more

Reviews shaping this summary

Rated 5 out of 5 stars

What excellent service received from Chanice Clark. Walked into the dealership today and left within 2-3 hours (As my chosen vehicle was at another location) with my first car despite having bad... See more

Company replied

Rated 5 out of 5 stars

Went in straight after work without any paperwork due to the time. Managed to get everything sorted just from images I had on my phone. Staff were polite and very helpful the whole time managed t... See more

Company replied

Rated 5 out of 5 stars

Absolutely amazing customer service by Ryan in the Wigan branch. Understood what financial situation I was in and got me an amazing deal and worked together to get me back on the road same day! Couldn... See more

Company replied

Rated 5 out of 5 stars

Umar Ben and Gary really helped me today to get me new car finance, I absolutely love it!! So happy with it, talked me through any questions I had, made me feel comfatable I can’t recommend you guys e... See more

Company replied


Company details

  1. Car Dealer

Written by the company

ucancarcredit, Car Credit, Car Finance, Used Car Finance, apply now for a car loan


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

481 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 46% of negative reviews

Typically replies within 24 hours

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4.6

All reviews

(481)

115 reviews in the last 12 months

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Rated 1 out of 5 stars

Be very careful with this seller.

do not trust these people,they will tell you a pack of mistruths when selling you a vehicle. I recently bought a vehicle from them that was supposedly serviced(it hadn't been touched(needed a new battery from the off as the stop start system wouldn't function as the voltage of battery was too low11.9 volts and so was in a fail safe mode), front pads were seized on 1 side each, there's a lot more to it which I won't put here, but always follow that old adage of "buyer beware", fortunately I have the skill set required to sort the issues that happened. Complaints procedure is a white wash where they tell you to use the supplied warranty, no warranty would ever be honoured for worn out service parts, honestly I will never ever deal with this company again and would recommend everyone has the vehicle they're purchasing independently assessed if you haven't got the skills to put things right.

The one thing I will say for them is that they were helpful in delivering the vehicle I wanted to their dealer closer to where I lived.

Ask yourself this question, if a seller won't even put a battery on a vehicle or have it serviced/checked properly, do you want to do business with them?.

My biggest concern which I pointed out to them was if someone had bought a car from them and knew nothing about cars, they would have taken as gospel that a service had been done as it was fully stamped up in the service history, they wouldn't have known about the brakes(until it was possibly too late), there are reputable dealers out there that will actually do all these things to ensure the car you buy is road worthy, I spent nearly 9.5k on a vehicle with full service history and in good condition.

Please please please heed my warning. Use a reputable dealer or at least have your vehicle checked by an independent company or mechanic. It's not worth the risk. This review hasn't been written to be horrible, just an honest review of my experience. They didn't even bother coming back to me with their response to my formal complaint, I had to contact the director who initially responded to my complaint.

31 March 2025
Unprompted review
Rated 5 out of 5 stars

Big thanks to the Hyde branch

Big thanks to the Hyde branch. Thank you Lewis, Nathan, Alex and Leyton. Great lads and they secured me a nice car. I will use Ucan again for my next car. They can even get certain cars for returning customers.

15 April 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Lewis. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

Umar & Ross have been so helpful today…

Umar & Ross have been so helpful today with helping me getting a new car!

They are amazing here, so respectful and help as much as they can!!

Recommended them 100%

15 April 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Olivia. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

Brilliant service from start to finish

Brilliant service from start to finish. Nathan was such a great help.

5 April 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Layton. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

I was struggling finding a vehicle…

I was struggling finding a vehicle because of my credit score didn't expect to get one the lads were awesome really friendly made me feel welcome I strongly recommend using Ucan brill!!!!!! Nice 1 Alex, Jordan , Lewis

22 March 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Scott. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.


Rated 5 out of 5 stars

Absolute superstars

Jordan has been absolute superstar and explained everything as well as help me complete the paperwork. I cannot write a review as outstanding as this company is. 100% recommend anyone to use them for your car credit. Well done to all the team

18 March 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Anita. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.


Rated 5 out of 5 stars

Amazing

This is our 5th car from u-can , amazing service from Lewis and Nathan,super happy with our new car you went above and beyond thanks so much, we will definitely be back!!!

15 March 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Kurt. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

Amazing experience

Chanice helped me all the way with getting a car on finance and was absolute amazing even after I got turned away.. and was able to drive away in a new car the same day couldn’t fault her at all

7 March 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Jord. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

This is my second car from Ucan

This is my second car from Ucan, couldn't be more grateful for the help I've received from Nathan and the team and I'm ecstatic with my new car. I'd highly recommend UCAN

20 February 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Alan. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

Amazing service Nathan was an amazing…

Amazing service Nathan was an amazing help and give us a lift home after shutting hours would definitely recommend

13 February 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Mia. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

Very pleased with James and Alex at The…

Very pleased with James and Alex at The Hyde site. Sorted my car out despite being refused elsewhere. True meaning of finance specialists. Great service! Would highly recommend. Will be back.

12 February 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review . Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

Great, efficient customer service

I rang ucan on the Monday they asked me which car I wanted. They said we should have 2 cars for you to see, so we went on Saturday instead of 2 there was 3 cars to choose from we were spoilt for choice! But the one we got was a SEAT LEON BLUE really beautiful went for a test drive and credit went through straight away,car was delivered to us on the following Monday! Quick service efficient and good sales people. Omar and Reiss did the paperwork. So do highly recommend them! Were going again for a second car!
THANK YOU BOTH.

20 January 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Sukbinder. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

The sale guy Ben is brilliant help me…

The sale guy Ben is brilliant help me with all my requests. Get a nice car end of the day.

1 February 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

Very satisfied very polite highly…

Very satisfied very polite highly recommend this place be back soons I want another.

31 January 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review James. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

Highly recommend Umar for great service…

Highly recommend Umar for great service has sorted 4 cars for me and my family.

30 January 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

Umar has helped our family finance 5…

Umar has helped our family finance 5 cars over the last 4 years. Very professional, reliable and informative service. Would highly recommend. Thankyou.

30 January 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Jennie. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

Umar was amazing and great help got us…

Umar was amazing and great help got us a car within a day and drove away in two never thought I could be driving a car like what I have now all thanks to umar from ucan

28 January 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Waseem. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

Excellent support

Struggled with many dealerships to get finance due to already owing an existing one. Ben and umar went above and beyond to get me accepted and find me the car I wanted and answered any questions I had. Highly recommend

28 January 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Demi. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 5 out of 5 stars

Umar Great Service nothing was too much…

Umar Great Service nothing was too much trouble as normal I wouldn’t go anywhere else
Outstanding can’t recommend these guys enough above and beyond each and every time

Keep it up guys

27 January 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

Thank you for your lovely review Tiziana. Ucan Car Credit appreciates your feedback as this helps us improve and provide our customers with the best possible service. As a reminder we offer you £100 for every friend or family member that you refer who purchases a car from us. Please ask them to quote your name when they apply. We hope you love your new car and look forward to providing you with a great service in the future.

Rated 1 out of 5 stars

**Please Read**

**Please Read I can save you a lot of stress & outgoing finance**

I purchased a car on finance from UCAN in 2022. First couple of months the car kept cutting out when driving. Had to challenge this matter via both the finance co & UCAN to get this issue resolved.

Then I had the car at approx just over 2 years & the car was well & truly knackered ! Cost me £1,750 for a new oil pump, water coolant & cam belt change. Which I couldn’t drive my car for approx 8/10 weeks.

Then the DPF filter needed a full clean & a regen required - another £450. And to date the car is in the garage as there is an issue with the emissions & is costing me by each “elimination” job to resolve this emission issue.

Please, Please, please, I beg you whoever reads this … please take my advice / experience do not deal with UCAN.

And I’m not being disrespectful posting this towards UCAN I’m just being genuine & honest. From the 2.5 years I’ve had the car I’ve used it for like 2 years in total.

Don’t make the mistake I have, I do not want anyone go through the stress I have ! I’ve been paying & still paying to date each month for a car I couldn’t / can’t use … !!

**I add this explanation 27/01/25 in reply to the recent post by UCAN to my updated post**

UCAN explain i was happy to use their service until December 2024. This is totally incorrect. UCAN actually contacted me (evidence with phone calls etc available), I did not contact them.

After 2 years UCAN will contact you with new deals etc as they want you to carry on making further finance payments after the 2.5 year agreement stage. This basically, enables UCAN staff commission.

And you can clearly see UCAN are putting the blame towards me by explaining “it is your fault you have not maintained your car”? Is this the way to highlight details publicly? How do they know I have or haven’t maintained the car ? & UCAN then further outline personal details about me missing payments & I can’t get further finance etc? Is that necessary to make such untrue details towards a customer publicly ?

However, I do have invoices as evidence for payments regarding work that has been carried out on the car, MOT’s, services etc. Also I have emails as evidence which offers me car finance.

So for UCAN to try & publicly outline that I have not been maintaining the car & I can’t get finance arranged is absurd ! As you can clearly see with their reply to my original post UCAN obviously push any issues back on to the customer.

As you can also see in my original post I have not been directly disrespectful towards UCAN I have just explained my situation & given my opinion on dealing with a car from UCAN & if I’m wrong for being honest then so be it.

However, anyone reading this & possibly purchasing a car from UCAN please seek thorough advice & take a mechanic with you to thoroughly check any car over.

I’m only looking out for customers with the post as I don’t want anyone to experience my experience. This is nothing to do with “my responsibilities” according to UCAN. This is about not being able use something that you are paying out for within the agreement period (5 years). And I do not want any further customers to experience my experience.

24 January 2025
Unprompted review
Ucan car credit logo

Reply from Ucan car credit

We are disappointed by this review Martin. You were happy to still try and use our services as recent as December 2024. However your failure to maintain your car cosmetically and mechanically has left you in a position whereby your car isn’t worth what you owe to the finance company. Your failure to keep up repayments on your existing finance has also compounded this and has made it impossible for us to help you get a new car finance agreement and settle your existing one. It appears this review is inaccurate and misleading to other customers and that your intention is to tarnish our reputation. Your actions have led to your inability to secure any suitable finance agreement and this is your responsibility not ours.

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