The app is easy to use & is quick to link your mortgage account & bank account. It's great seeing money coming off your mortgage as you do your shopping. Getting the M&S gift card can be slow to lo... See more
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Sprive is the free app that helps UK homeowners become mortgage-free faster and save thousands in interest. By doing your everyday shopping through the app, you earn money within minutes to pay towards your mortgage in one tap. There are over 95+ brands available such as ASDA, Tesco, Sainsbury’s, M&S, Costa Coffee, ASOS, IKEA and many more. You can choose to turbocharge your savings by using the AI enabled auto-saving feature. The app will automatically set aside spare cash within your set saving limits,so you can pay your lender in one tap, and track your progress toward mortgage freedom
78 Cannon Street, EC4n 6AF, London, United Kingdom
Replied to 98% of negative reviews
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I think this is a great idea and I use it all the time. Easy to use. No reason not to.
I would just like to see more shops on the app.

Reply from sprive.com
Tesco gift cards nightmare-
I'm not a robot-NiGHTMARE-When trying to obtain the e-card, you click on, I'm not a robot, and you have to endlessly click on stupid pics, what a joke, sometimes takes 10 attempts

Reply from sprive.com
Think this is a good idea (we love it) and it is almostttttt brilliant.. just not very user friendly with some of the high street gift cards.. need to plan spending ahead of time and then finding out the balance of the card (Morrisons for example) is an absolute nightmare at the till as you have to ring through to Morrisons automated line. I've asked for this to be reviewed but for some other stores this works great. Overall, a brilliant function for us as a family - just a few efficiency tweaks and it'll be awesome.

Reply from sprive.com
Really great idea and easy to set up and use. I like the option to purchase an exact amount or to pre-buy larger gift cards and use them bit by bit. The link to my banking apps for purchasing is sometimes a bit flaky, but having GPay as an option is a helpful alternative. I've been using this for about 4 weeks and have already paid an extra £20 off my mortgage, just using it for my usual online shopping. I wish I had known about it earlier!

Reply from sprive.com
Once you get used to buying gifts cards to pay for shopping using Sprive it is (literally) really rewarding. You have to get into the habit of checking which retailers are linked to the app but after a while this becomes automatic

Reply from sprive.com
This app is brilliant, so easy and works really well.
Everyone with a mortgage should use it!

Reply from sprive.com
This is such a great app. Fantastic to see my mortgage payments be reduced and the length of term go down. So helpful that you can also over pay .

Reply from sprive.com
I’m saving on my mortgage at no cost to me. I have no idea how this works from Sprives end, how they make money as a business, but I’m paying the same and getting money back!

Reply from sprive.com
Love this idea, use this every week, only making a small dent in my outstanding mortgage balance but every penny counts, I just wish Aldi and Lidl were on board too.

Reply from sprive.com
Great idea and paying off some of your mortgage with money you would already be spending is a no-brainer. Just wish some more companies would come onboard. Also wish Amazon would stop being so mean with their vouchers percentage as I would have my mortgage paid off in a year otherwise :) would also be handy to easily be able to see what you have left on your vouchers easily rather than having to login to your accounts all the time and ending up with a long list of vouchers with no details on them. Also preferred the old format showing how many months you have knocked off your mortgage by month and year.

Reply from sprive.com
I find Sprive excellent to help me save and get cash back on things I would be paying for anyway. Some times it is a bit of a faff having to purchase a gift card but it’s worth it for the returns. I have recommended to people and have already paid a few hundred pounds off my mortgage in less than a year.

Reply from sprive.com
Great app... but doing the food shop takes an age in store to get gift cards from bank, captcha and other verification every time. Needs to be much slicker and quicker. Awful experience everytime.

Reply from sprive.com
Awful!! have used the app a few times now and it makes you look like an idiot! Leaves you stood at the checkout for 5 minutes while you wait for it all to go through. Couldn't even do it today was just buffering, gave up in the end! And apparently it can't find my mortgage. Waste of time.

Reply from sprive.com
Absolutely love this already transferred £100 to my mortgage and am telling anyone who will listen about it. In a perfect world would be able to link to bank card so could be used anywhere and I wish Lidl would get on board! Look forward to seeing more companies in on this and reaping the rewards.

Reply from sprive.com
Only just found out about this and been using for a month so far and now I'm addicted! It's really easy to purchase gift cards for my weekly food shop and also useful as Amazon is on there which I use frequently now it has become second nature to buy gift cards! So amazed at all the free cash on stuff I would have purchased anyway. It is also super easy to link to my mortgage through the banking app yes very happy I would highly recommend!

Reply from sprive.com
Great app, great idea, helping overpay as a young couple with a new house.

Reply from sprive.com
I have only been using sprive for aprox 6 weeks, however I can already see the benefits. It has spurred me on to get control of my finances over all and look at areas in my life that I can save rather than living pay check to pay check.

Reply from sprive.com
Absolutely brilliant 🤩 can’t fault it, customer service is very responsive and savings are fab thank you!

Reply from sprive.com
This is the best idea ever!! I’ve been using this since before Christmas & I honestly think it’s a game changer, I won’t by anything without going through Sprive first. We are all feeling financial pressure with the cost of living being through the roof. Love that I’m paying off a little bit of my mortgage while I shop.

Reply from sprive.com
Wish I got started sooner! What a brilliant idea and a game changer. I've never made an over payment on my mortgage until I got Sprive, mainly because I have other financial priorities.. but now, im over paying every month just by shopping where I normally would do and being rewarded for it. If you have a mortgage, would like to pay less interest and clear your mortgage sooner then its a no brainer.

Reply from sprive.com
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