sprive.com Reviews 1,075

TrustScore 4.5 out of 5

4.6

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers praise the app for its ease of use, intuitive design, and the ability to link mortgage and bank accounts quickly. Many appreciate how simple it is to transfer funds to their mortgage, often noting the positive impact on their financial goals without altering spending habits. The value for money is frequently highlighted, with users feeling they are saving significant interest over time through small, consistent overpayments. However, some customers also noted occasional issues with the app's performance, such as lag or slow loading times, particularly at the till. A few people experienced difficulties with payment processing, including failed direct debits or issues with gift card purchases, leading to frustration and, in some cases, unexpected charges. There were also mentions of the app not supporting certain bank accounts or requiring extra steps that complicated the shopping experience.

What people talk about most

Application

Reviewers mention positive feedback about the app, highlighting its intuitive design and ease of use. Many... See more

User experience

Consumers generally find the user experience to be positive, highlighting the app's intuitive design and ease... See more

Payment

Customers consistently note positive experiences with payment, particularly appreciating the ease of making... See more

Value for money

People report positive experiences with value for money. Many consumers find it easy to save money on their... See more

Price

Customers had ambiguous experiences with price. Many reviewers appreciate the concept of saving money,... See more

Retail

Clients share ambiguous opinions on retail. Many reviewers appreciate the wide range of participating... See more

Based on these reviews

Rated 5 out of 5 stars

The app is easy to use & is quick to link your mortgage account & bank account. It's great seeing money coming off your mortgage as you do your shopping. Getting the M&S gift card can be slow to lo... See more

Company replied

Rated 5 out of 5 stars

I really rate this app. Far more intuitive than other cash saving apps and the money goes straight to your mortgage. It’s not just the cash back, but also being able to easily add little pots of money... See more

Company replied

Rated 5 out of 5 stars

Love this app! OK, it's small amounts at a time for me, but it all adds up. Better being paid off my mortgage, than doing nothing. Also, large range of participating retailers and travel companies.

Company replied

Rated 5 out of 5 stars

Absolutely loving sprive - I’ve never used cash back and this really appealed to me because it was paying off my mortgage. It’s so simple to use and it’s making such a difference without changing my s... See more

Company replied


Company details

  1. Mortgage Broker

Written by the company

Sprive is the free app that helps UK homeowners become mortgage-free faster and save thousands in interest. By doing your everyday shopping through the app, you earn money within minutes to pay towards your mortgage in one tap. There are over 95+ brands available such as ASDA, Tesco, Sainsbury’s, M&S, Costa Coffee, ASOS, IKEA and many more. You can choose to turbocharge your savings by using the AI enabled auto-saving feature. The app will automatically set aside spare cash within your set saving limits,so you can pay your lender in one tap, and track your progress toward mortgage freedom


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
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1-star

Replied to 98% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Revolutionary app

I think this is a great idea and I use it all the time. Easy to use. No reason not to.

I would just like to see more shops on the app.

9 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Adam,

We’re really glad to hear you're finding the app helpful and easy to use. Your support means a lot to us! If there’s anything else we can do for you, just reach out at hello@sprive.com.

Best,
Team Sprive

Rated 3 out of 5 stars

Tesco gift cards nightmare-

Tesco gift cards nightmare-

I'm not a robot-NiGHTMARE-When trying to obtain the e-card, you click on, I'm not a robot, and you have to endlessly click on stupid pics, what a joke, sometimes takes 10 attempts

9 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Lee,

The CAPTCHA is a security functionality that brands have put in place for their gift card URLs.

Unfortunately, there's no way of removing it. However, we've forwarded your feedback to them. If there’s anything specific you’d like to raise, don’t hesitate to contact us at hello@sprive.com.

Best,
Team Sprive

Rated 4 out of 5 stars

Think this is a good idea (we love it).. just a few tweaks needed..

Think this is a good idea (we love it) and it is almostttttt brilliant.. just not very user friendly with some of the high street gift cards.. need to plan spending ahead of time and then finding out the balance of the card (Morrisons for example) is an absolute nightmare at the till as you have to ring through to Morrisons automated line. I've asked for this to be reviewed but for some other stores this works great. Overall, a brilliant function for us as a family - just a few efficiency tweaks and it'll be awesome.

9 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi there,

Thanks for your honest feedback. We’re always working to improve and have passed your comments to our product team for review. If there’s anything specific you’d like to raise, don’t hesitate to contact us at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

Really great idea and easy to set up…

Really great idea and easy to set up and use. I like the option to purchase an exact amount or to pre-buy larger gift cards and use them bit by bit. The link to my banking apps for purchasing is sometimes a bit flaky, but having GPay as an option is a helpful alternative. I've been using this for about 4 weeks and have already paid an extra £20 off my mortgage, just using it for my usual online shopping. I wish I had known about it earlier!

9 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Caroline,

We’re really glad to hear you're finding the app helpful and easy to use. Your support means a lot to us! If there’s anything else we can do for you, just reach out at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

Once you get used to buying gifts cards…

Once you get used to buying gifts cards to pay for shopping using Sprive it is (literally) really rewarding. You have to get into the habit of checking which retailers are linked to the app but after a while this becomes automatic

8 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Ailsa,

We are pleased to hear that you're enjoying using the app. If you have any suggestions for us to improve or need any assistance, simply contact us at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

This app is brilliant

This app is brilliant, so easy and works really well.
Everyone with a mortgage should use it!

8 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Kevin,

We are pleased to hear that you're enjoying using the app. If you have any suggestions for us to improve or need any assistance, simply contact us at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

This is such a great app

This is such a great app. Fantastic to see my mortgage payments be reduced and the length of term go down. So helpful that you can also over pay .

8 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Renee,

We are pleased to hear that you're enjoying using the app. If you have any suggestions for us to improve or need any assistance, simply contact us at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

Money saving

I’m saving on my mortgage at no cost to me. I have no idea how this works from Sprives end, how they make money as a business, but I’m paying the same and getting money back!

8 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Elizabeth,

We are pleased to hear that you're enjoying using the app. If you have any suggestions for us to improve or need any assistance, simply contact us at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

Love this app

Love this idea, use this every week, only making a small dent in my outstanding mortgage balance but every penny counts, I just wish Aldi and Lidl were on board too.

8 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Alison,

We are pleased to hear that you're enjoying using the app. Thanks for your feedback, we’ve shared this with our product team.

If there’s anything else we can do for you, just reach out at hello@sprive.com.

Best,
Team Sprive

Rated 4 out of 5 stars

Great idea and paying off some of your…

Great idea and paying off some of your mortgage with money you would already be spending is a no-brainer. Just wish some more companies would come onboard. Also wish Amazon would stop being so mean with their vouchers percentage as I would have my mortgage paid off in a year otherwise :) would also be handy to easily be able to see what you have left on your vouchers easily rather than having to login to your accounts all the time and ending up with a long list of vouchers with no details on them. Also preferred the old format showing how many months you have knocked off your mortgage by month and year.

7 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi there,

Thanks for your honest feedback. We’re always working to improve and have passed your comments to our product team for review. If there’s anything specific you’d like to raise, don’t hesitate to contact us at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

I find Sprive excellent to help me save…

I find Sprive excellent to help me save and get cash back on things I would be paying for anyway. Some times it is a bit of a faff having to purchase a gift card but it’s worth it for the returns. I have recommended to people and have already paid a few hundred pounds off my mortgage in less than a year.

7 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi David,

We are pleased to hear that you're enjoying using the app. Thanks for your feedback, we’ve shared this with our product team.

If there’s anything else we can do for you, just reach out at hello@sprive.com.

Best,
Team Sprive

Rated 1 out of 5 stars

Great app... but

Great app... but doing the food shop takes an age in store to get gift cards from bank, captcha and other verification every time. Needs to be much slicker and quicker. Awful experience everytime.

7 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi there,

We apologise for the inconvenience caused. The CAPTCHA is a security functionality that brands have put in place for their gift card URLs. Unfortunately, there's no way of removing it. However, we've forwarded your feedback to them.

We’re always working to improve and have passed your comments to our product team for review. If there’s anything specific you’d like to raise, don’t hesitate to contact us at hello@sprive.com.

Best,
Team Sprive

Rated 1 out of 5 stars

Awful!

Awful!! have used the app a few times now and it makes you look like an idiot! Leaves you stood at the checkout for 5 minutes while you wait for it all to go through. Couldn't even do it today was just buffering, gave up in the end! And apparently it can't find my mortgage. Waste of time.

5 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Emma,

Please reach out to us at hello@sprive.com, we'd be happy to assist you,

Best,
Team Sprive

Rated 5 out of 5 stars

Absolutely love this already…

Absolutely love this already transferred £100 to my mortgage and am telling anyone who will listen about it. In a perfect world would be able to link to bank card so could be used anywhere and I wish Lidl would get on board! Look forward to seeing more companies in on this and reaping the rewards.

5 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Kelly,

We’re really glad to hear you're finding the app helpful and easy to use. Your support means a lot to us! If there’s anything else we can do for you, just reach out at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

Glad I gave the app a go!

Only just found out about this and been using for a month so far and now I'm addicted! It's really easy to purchase gift cards for my weekly food shop and also useful as Amazon is on there which I use frequently now it has become second nature to buy gift cards! So amazed at all the free cash on stuff I would have purchased anyway. It is also super easy to link to my mortgage through the banking app yes very happy I would highly recommend!

4 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Patricia,

We’re really glad to hear you're finding the app helpful and easy to use. Your support means a lot to us! If there’s anything else we can do for you, just reach out at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

Great app

Great app, great idea, helping overpay as a young couple with a new house.

3 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Kieran,

We are pleased to hear that you're enjoying using the app. If you have any suggestions for us to improve or need any assistance, simply contact us at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

I have only been using sprive for aprox…

I have only been using sprive for aprox 6 weeks, however I can already see the benefits. It has spurred me on to get control of my finances over all and look at areas in my life that I can save rather than living pay check to pay check.

3 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Amber,

We’re really glad to hear you're finding the app helpful and easy to use. Your support means a lot to us! If there’s anything else we can do for you, just reach out at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

Absolutely brilliant 🤩 can’t fault it

Absolutely brilliant 🤩 can’t fault it, customer service is very responsive and savings are fab thank you!

3 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Sam,

Thanks so much for the kind words! We're thrilled you're enjoying the app. If you ever have suggestions or ideas on how we can improve your experience, feel free to drop us a message at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

This is the best idea ever!

This is the best idea ever!! I’ve been using this since before Christmas & I honestly think it’s a game changer, I won’t by anything without going through Sprive first. We are all feeling financial pressure with the cost of living being through the roof. Love that I’m paying off a little bit of my mortgage while I shop.

2 March 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Louise,

We’re really glad to hear you're finding the app helpful and easy to use. Your support means a lot to us! If there’s anything else we can do for you, just reach out at hello@sprive.com.

Best,
Team Sprive

Rated 5 out of 5 stars

Wish I got started sooner

Wish I got started sooner! What a brilliant idea and a game changer. I've never made an over payment on my mortgage until I got Sprive, mainly because I have other financial priorities.. but now, im over paying every month just by shopping where I normally would do and being rewarded for it. If you have a mortgage, would like to pay less interest and clear your mortgage sooner then its a no brainer.

15 January 2026
Unprompted review
sprive.com logo

Reply from sprive.com

Hi Cav,

We’re so happy to hear Sprive is helping you make great progress on your mortgage!
If there’s anything more we can do to support your journey, don’t hesitate to let us know by reaching out to us at hello@sprive.com.

Best,
Team Sprive

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