Specialty Life Insurance Reviews 

2,874
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 450 reviews, reviewers had a great experience with this company. Consumers frequently praise the dedicated staff for being exceptionally friendly, patient, and deeply knowledgeable throughout the entire application journey. People feel truly well-supported because helpful advisors take ample time to explain coverage options clearly and answer all questions thoroughly without making anyone feel rushed. Some reviewers were not happy with the constant unsolicited phone calls and experienced significant difficulties reaching customer support when attempting to call back. A few individuals also noted that certain primary contact numbers frequently fail to connect properly or lead to frustratingly repetitive inquiries during their initial discussions.

What people talk about most

Staff

People report positive experiences with staff, highlighting their knowledge, professionalism, and friendly... See more

Customer service

Clients share positive opinions on customer service, highlighting friendly and knowledgeable representatives... See more

Service

Customers report overall satisfaction and positive experiences with service. Reviewers frequently highlight... See more

User experience

Reviewers mention positive feedback about user_experience, highlighting that everything is explained clearly... See more

Customer communications

Reviewers highlight negative aspects of contact, expressing frustration over relentless and unsolicited phone... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Besides being spammed, which gives big scam vibes - I researched the company to find actual users who had great feedback so I entertained it.. and my rep was actually fantastic. Easy to work with, ve... See more

Company replied

Rated 4 out of 5 stars

I had the pleasure of dealing with Penny Morash, she made me feel very comfortable . Penny is very friendly, pleasant , knowledgeable. very confidant. She helped me with what i needed... I have given... See more

Company replied

Rated 4 out of 5 stars

The person that assisted me was very knowledgeable and answered all my questions. I did find it was a rather long process. I am confident that some questions could be eliminated or merged somehow with... See more

Company replied

Rated 5 out of 5 stars

I’m sixty six years young with type two diabetes. It was very difficult for me to find an insurance company that would cover me. I’m so relieved now that I can have some money to cover my funeral and... See more

Company replied


Company details

  1. Personal Insurance Company

Written by the company

Specialty Life Insurance specializes in guaranteed and simplified issue insurance products in Canada.


Contact info

4.2

Great

TrustScore 4 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.2

All reviews

(2,874)

441 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Totally satisfied

25 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your review. We’re so pleased to hear you were totally satisfied with your experience.

Rated 5 out of 5 stars

Insurance questionaire interpretation

The agent was very helpful as some of the recorded questons asked were not precise enough for clear interpretation.

26 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your review. We’re glad to hear our agent was helpful in guiding you through the process and providing clarity where needed. We also appreciate your feedback about the recorded questions and will take it into consideration.

Rated 1 out of 5 stars

Spam Callers

Daily spam calls despite telling the company I am not interested. They call from different numbers so it's not possible to block them.

3 April 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Mitchell, apologies for the inconvenience, your number has been permanently removed.

Rated 4 out of 5 stars

Affordable…

It was an affordable option and the process was easy. The only thing that would make it better is if the insurance would kick in before 2 years.

2 April 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your review. We’re glad to hear you found the process easy and the coverage affordable. We also appreciate your feedback about the waiting period and understand that this may not be ideal for everyone.

Rated 1 out of 5 stars

SPECIALTY INSURANCE Stay away from this company

Stay away from this company, a life insurance agent reached out, at first I was interested, slept on it sent him a message to hold off a month, no response. Decided to cancel completely,called him, finally after numerous calls he answered, assured me it was canceled, called head office spoke about my experience they reassured me it was a canceled quote, no policy
April,1,2026 3 weeks after 6 emails numerous calls they take the premium out of my bank account. Now with more unanswered calls and emails I'm trying to get reimbursed. Horrible customer service, I would not recommend this company to my worst enemy.

1 April 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hi there, we apologize for the inconvenience. Since we are not able to use the name in this review to find your policy can you please email your details to info@specialtylifeinsurance.ca and we will escalate this complaint immediately.

Rated 1 out of 5 stars

Spam callers…

Spam calling multiple times daily even though they've been told to stop more than once. They now & forever will only get voicemail

1 April 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Apologies for the inconvenience, please email us your phone number at info@specialtylifeinsurance.ca and we will ensure it is permanently removed.

Rated 1 out of 5 stars

I have repeatedly asked this company to…

I have repeatedly asked this company to stop calling me as I decided not to go with them due to thier outrageous amount of phone calls. Even when I blocked thier number they would call on multiple different numbers. They are still calling daily

31 March 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Apologies for the inconvenience, please email us your phone number at info@specialtylifeinsurance.ca and we will ensure it is permanently removed.

Rated 5 out of 5 stars

the sale person was very patient with…

the sale person was very patient with me not being a very good techy guy lol. Hope to here from you soon with my policy .
thx Rick

26 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Rick, thank you for your kind feedback! We're glad to hear our representative was patient and made the process comfortable for you.

Rated 5 out of 5 stars

On the spot approval of policy

On the spot approval of policy. They provide options of amount as per the customer needs and premium is within reach or budget.

29 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

We're glad to hear the approval process was quick and that we were able to offer options that fit your needs and budget. We truly appreciate your support!

Rated 5 out of 5 stars

I was recommended by a friend of mine

I was recommended by a friend of mine. Made the call and after a few questions.I was approved

22 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your feedback! We're glad you were referred to us and that the process was smooth and straightforward. We truly appreciate your trust and support!

Rated 5 out of 5 stars

reasonable rate

reasonable rate for seniorpeople

29 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Noel, thank you for sharing!

Rated 4 out of 5 stars

Was a good experience

Was a good experience

26 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Ralph, we appreciate you sharing your experience!

Rated 5 out of 5 stars

Great Customer Service

Great Customer Service, answered all my questions, prices to fit my needs

25 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your feedback! We're glad to hear that all your questions were answered and that we were able to find options that fit your needs and budget.

Rated 5 out of 5 stars

Good explanation of the plan

Good explanation of the plan. Polite and not pushy. Took her time with me as I am not to computer literate.

16 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your kind feedback! We're glad to hear that everything was explained clearly.

Rated 5 out of 5 stars

The agent explained policy

The agent explained policy, and completed application over the phone. She was very pleasant to deal with. The policy was issued in a timely fashion and mailed to me. Thank you.

3 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Sharon, thank you for your kind feedback! We're glad to hear that the process was smooth and clearly explained, and that your policy was issued and delivered in a timely manner.

Rated 5 out of 5 stars

They explain everything well

They explain everything well, and provided options for my specific needs.

16 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Lance, thank you for your kind feedback!

Rated 5 out of 5 stars

Agent was able to explain everything…

Agent was able to explain everything very well. Questions did not take too long.

14 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your feedback! We're glad to hear that everything was explained clearly and that the process was efficient.

Rated 3 out of 5 stars
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello John, we're sorry to hear your experience didn’t meet expectations. Please feel free to reach out to us at info@specialtylifeinsurance.ca
so we can assist you further.

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