Specialty Life Insurance Reviews 

2,874
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 450 reviews, reviewers had a great experience with this company. Consumers frequently praise the dedicated staff for being exceptionally friendly, patient, and deeply knowledgeable throughout the entire application journey. People feel truly well-supported because helpful advisors take ample time to explain coverage options clearly and answer all questions thoroughly without making anyone feel rushed. Some reviewers were not happy with the constant unsolicited phone calls and experienced significant difficulties reaching customer support when attempting to call back. A few individuals also noted that certain primary contact numbers frequently fail to connect properly or lead to frustratingly repetitive inquiries during their initial discussions.

What people talk about most

Staff

People report positive experiences with staff, highlighting their knowledge, professionalism, and friendly... See more

Customer service

Clients share positive opinions on customer service, highlighting friendly and knowledgeable representatives... See more

Service

Customers report overall satisfaction and positive experiences with service. Reviewers frequently highlight... See more

User experience

Reviewers mention positive feedback about user_experience, highlighting that everything is explained clearly... See more

Customer communications

Reviewers highlight negative aspects of contact, expressing frustration over relentless and unsolicited phone... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Besides being spammed, which gives big scam vibes - I researched the company to find actual users who had great feedback so I entertained it.. and my rep was actually fantastic. Easy to work with, ve... See more

Company replied

Rated 4 out of 5 stars

I had the pleasure of dealing with Penny Morash, she made me feel very comfortable . Penny is very friendly, pleasant , knowledgeable. very confidant. She helped me with what i needed... I have given... See more

Company replied

Rated 4 out of 5 stars

The person that assisted me was very knowledgeable and answered all my questions. I did find it was a rather long process. I am confident that some questions could be eliminated or merged somehow with... See more

Company replied

Rated 5 out of 5 stars

I’m sixty six years young with type two diabetes. It was very difficult for me to find an insurance company that would cover me. I’m so relieved now that I can have some money to cover my funeral and... See more

Company replied


Company details

  1. Personal Insurance Company

Written by the company

Specialty Life Insurance specializes in guaranteed and simplified issue insurance products in Canada.


Contact info

4.2

Great

TrustScore 4 out of 5

3K reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.2

All reviews

(2,874)

441 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Approachable and knowledgeable advisor

Approachable and knowledgeable advisor. She answered my questions with simple terms that a lay person like me would understand.

14 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for sharing your positive experience, Rosario.

Rated 5 out of 5 stars

It was an easy

It was an easy, albeit long process to get insurance for final expenses.

18 June 2026
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Reply from Specialty Life Insurance

Thank you for your feedback, Wendy!

Rated 4 out of 5 stars

Service

Good telephone conversation and service

10 June 2026
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Reply from Specialty Life Insurance

Thank you for sharing, Simon!

Rated 1 out of 5 stars

too bad i had to give one star cuz they…

too bad i had to give one star cuz they are worth -10 they took my application fraudulently claimed i agreed to allow them to investoigate with teir own agency for any background issues whiuch i had none.then after waiting almost a month they claimed they can still insure me but not at the price agreed upon this company really horrific..with less tha desireable representatives that probably serve hamburgers in tghe morning then start their harrassing calls STAY AWAY from them

18 June 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

We’re very sorry to hear about your experience and sincerely apologize for the frustration this has caused. We would like to look into this right away and better understand what happened. Please provide your policy number or the email address associated with your application by contacting us at info@specialtylifeinsurance.ca, and our team will review your concerns as soon as possible.

Rated 5 out of 5 stars

Very informative

Very informative. Came up with other ideas. Very friendly.

16 June 2026
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Reply from Specialty Life Insurance

We’re glad to hear that you found the information helpful and appreciated the additional options presented to you. It’s great to know you had a friendly and positive experience with our team.

Rated 2 out of 5 stars

I didn't think I was buying but an…

I didn't think I was buying but an information session. All of a sudden my bank was deducted without me telling her my info of my bank.

10 June 2026
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Reply from Specialty Life Insurance

Thank you for bringing this to our attention. We sincerely apologize for your experience and understand your concern. A member of our Client Support team will be reaching out to you shortly to address your concerns.

Rated 5 out of 5 stars

Great person (Ken)

Great person (Ken). He explained everything clearly. Good sense of humour, friendly. Things were done in a timely manner. I am very pleased.

10 June 2026
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Reply from Specialty Life Insurance

Thank you for sharing your experience. We’re so pleased to hear that Ken made the process clear, enjoyable, and efficient. We truly appreciate your trust in Specialty Life Insurance.

Rated 3 out of 5 stars

Haven’t gotten the policy

Haven’t gotten the policy. No chance to read. As for the telephone call, I am 68 so I have to pay a lot. So I decided to go with an accident policy .CS

17 June 2026
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Reply from Specialty Life Insurance

We apologize that you have not yet received your policy documents. We will follow up with our Administrative Department to look into this and ensure the policy is sent to you as soon as possible.

Rated 5 out of 5 stars

Excellent Client representative

The representative that assisted myself and my husband was considerate and patient with both my husband and myself and as a result we are more at ease with our choice.

9 June 2026
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Reply from Specialty Life Insurance

Thank you for your positive feedback, Grace!

Rated 2 out of 5 stars

I signed up but have not seen my policy…

I signed up but have not seen my policy emailed to me
a payment has come out of my bank so I guess its working and im covered, called twice to my agent who sighed me up with no follow up call

10 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for bringing this to our attention, and we apologize for the delay and lack of follow-up. We understand how important it is to receive your policy documents promptly. We will follow up with our Administrative Department to look into this and ensure your policy information is sent to you as soon as possible.

Rated 3 out of 5 stars

Agent was nice but monthly premium too…

Agent was nice but monthly premium too high for $10K funeral insurance.

8 June 2026
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Reply from Specialty Life Insurance

Thank you for your feedback. We’re glad to hear you had a positive experience with our agent. We understand that pricing is an important factor, and premiums can vary based on several factors including age, health, and coverage type. We appreciate you taking the time to share your thoughts.

Rated 5 out of 5 stars

What was right for me

They help me pick the right one for me and now it’s possible that when I pass, the financial burden will not follow on my child because he will get money to help with that

14 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for sharing your experience. We’re glad we could help you find the right coverage for your needs and provide peace of mind knowing your loved ones will have financial support when they need it most.

Rated 5 out of 5 stars

Great Company and Personal To Work With.

It was a great experience to work with the Specialty Life Insurance Company and there representative that was working with me. Thanks for making it so easy for me. Great Company and Personal To Work With.

14 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your kind feedback. We’re pleased to hear that your experience with Specialty Life Insurance was smooth and easy. It means a lot to know our team was able to make the process simple and provide the support you needed. We truly appreciate your trust in us.

Rated 3 out of 5 stars

The rep was great

The rep was great. The fact that your life insurance plan doesn't get emailed until you've made your first payment, and that since my first payment, I actually haven't received this email explaining my plan, is why I only gave 3 stars.

14 May 2026
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Reply from Specialty Life Insurance

Hello Joanne, thank you for bringing this to our attention. We will follow up with our Administrative Department regarding your policy documents and work to ensure this issue is resolved as quickly as possible.

Rated 5 out of 5 stars

My advisor was amazing

My advisor was amazing! She was able to answer all of my questions with ease and confidence.

3 June 2026
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Reply from Specialty Life Insurance

Thank you for your wonderful feedback. We’re delighted to hear that your advisor was able to answer all of your questions with confidence and make the process a positive experience. We truly appreciate your trust and support.

Rated 5 out of 5 stars

The people I dealt with were very respectful.

The people I dealt with were very helpful and respectful.I spoke with George Shafer and he was most helpful and had a good sense of humour. He went through everything with me explaining everything very clearly.

10 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your kind feedback. We’re pleased to hear that George provided such helpful, respectful, and personable service. We're glad he took the time to explain everything clearly and make the experience a positive one. We truly appreciate your support.

Rated 5 out of 5 stars

Underwriter was very knowledgeable and…

Underwriter was very knowledgeable and efficient. Also very friendly and professional. Everything was explained clearly and I am very satisfied with premium and coverage.

2 June 2026
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Reply from Specialty Life Insurance

Thank you for your kind feedback. We’re delighted to hear that your underwriter provided knowledgeable, efficient, and professional service. We're glad everything was explained clearly and that you are satisfied with your coverage and premium. We truly appreciate your trust in Specialty Life Insurance.

Rated 1 out of 5 stars

They did not give me the insurance I…

They did not give me the insurance I wanted for heart attacks, cancer and strokes. They gave me dismemberment and whatever so it wasn’t even the health insurance I wanted so yeah it was not worth my time. I had a heart attack so now I have no coverage so thank you.

2 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Shawna, we're sorry to hear that your experience did not meet your expectations. We take concerns like this seriously, and a member of our Client Support team will be reaching out to better understand the situation, review your concerns, and see how we can assist.

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