Randall Mendez, is a true professional. Patient, polite person, with a lovely accent. Very understanding, explained things well, funny, clever, and made me feel better. Competent, friendly and ca... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Created with AI, based on recent reviews
Written by the company

As personal circumstances are subject to change at very short notice, it is vital that your protection reflects your personal requirements.
Smarter Cover is here to help you with that.
We are an independent life insurance brokerage, created to help you identify the most suitable policy, from some of the biggest life insurance providers in the UK.
When your life insurance policy is paid out, it would normally go through probate and, if it goes into you legal estate, may be subject to inheritance tax. By putting your life insurance policy into trust, the money will be paid directly to the beneficiaries which usually avoids the probate process and IHT calculation.
We offer to set this up on all our policies, for free.
Just contact us on: 0800 012 4402 to get your free quote.
When you speak to us, you’ll be speaking to a friendly protection specialist based in the UK.

243 Brooklands Road, KT13 0RH, Weybridge, United Kingdom
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Very helpful explained everything I needed to no thanks very much

Reply from Smarter Cover
Daniel was able to explained the benefits of the Policy and how it worked. H also searched a lot of other companies before findig the perfect cover for me

Reply from Smarter Cover
Kai Nolan he is the brilliant guy! Very good customer service!

Reply from Smarter Cover
They was really helpful with getting my life insurance sorted

Reply from Smarter Cover
Damien was very helpful and clear and made sure the policy was of what I needed it to cover.
Easy, precise and stress free thank you.

Reply from Smarter Cover
No doubt the mannie I spoke to was working to/from a script ( at my age, all illusions about 'niceness' were destroyed many years ago)
But it matters not, he was friendly and chatty and my 'experience' was a good one, everything was carried out with aplomb and was done in a friendly voice, no false starts, no errors (on his part), and was carried out quickly and efficiently.🙂.

Reply from Smarter Cover
My advisor, Damian, was pleasant, jovial and knowledgeable. He was professional and took me through all the information I needed to make an informed decision.
He never tried to force a sale; instead he gave me all my options and allowed me to come to a decision independently.
I am very happy with the experience and the decision I made.

Reply from Smarter Cover
Had great conversation with Kai, very friendly and polite, was patient when I kept asking if he could repeat himself because my 4yo was shouting in my ear, (I would have got annoyed after being asked twice 🤣). Great experience.

Reply from Smarter Cover
Excellent Rep-Charlotte Rogers: was so professional going through the policy stuff with me: very helpful & courteous: knowledgeably in her profession: and also in a friendly manner!👌🏿
I was also impressed with the names of the insurers she gave: hence was comfortable with the discussions we were having.
Many thnx Charlotte for the interest you showed in the work you do: wonderful! Will catch up again soon: Thankyou
(Lizzie A-B)

Reply from Smarter Cover
Cameron geddes was very polite ,he had all the knowledge of each plan for me to choose from ,he went through all the question nice and quick making sure I understood them .He didn't pressure me into anything not like some companies, overall really pleased with me setting a plan up very satisfied.

Reply from Smarter Cover
Excellent service and very professional telephone operative he got me a great deal and had a laugh doing it thank you

Reply from Smarter Cover
Damien was perfect with everything. Helped me get the cover I was after and made everything just feel so easy. Thanks again Damien

Reply from Smarter Cover
Excellent advice from a very polite and courteous advisor. No pushy sales chatter just easy going and ready to offer best advice and options .

Reply from Smarter Cover

Reply from Smarter Cover
Was a good experience and i got what i needed for my family. Excellent and good service. The insurance broker was a very considerate young man. Kai who handled my insurance enquiry with Smarter Cover. Very helpful and patient. Good company and staff.

Reply from Smarter Cover
I had a amazing guidance session with jack john while setting out my insurance policy. Thank you for the detailed information.

Reply from Smarter Cover
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.