This is by far the very worst experience I've ever had with a financial institution. Applied for an SBA (7a) loan and was strung along for 3 months and then was held up at the finish line by questions... See more
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Our experience with this SBA Express Loan lender was outstanding. After applying to multiple lenders, we found that they processed our loan faster than the others. They didn’t request unnecessary docu... See more
Our healthcare business had been growing very quickly over the past 4 years. We had been using short term financing to fill our financial needs during this period, but it was becoming too expensive.... See more
Leslie Snare, Relationship Manager, was phenomenal to work with. She made the process seamless and was extremely easy to work with. Obtaining an SBA Express loan for my business is a long, document he... See more
Company details
About SmartBiz Bank, N.A.
Written by the company
A bank built for small business.
Right-sized loans. Right now.
Apply in minutes.
We support you at every step
Our dedicated teams are here to help you through the loan application process.
We’re your SBA lending partner
Whether you're expanding, refinancing debt, or boosting cash flow, we’re making the process simple.
We keep your information safe
Our bank-level, 256-bit encryption protects your privacy and keeps your data secure.
Apply NowContact info
Chicago, IL | San Francisco, CA | Austin, TX, United States
- (866) 283-8726
- support@smartbizbank.com
- smartbizbank.com
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Seamless
Seamless, easy experience. As it should be. Thank you SmartBiz!
Smart Biz Loan Experience
Tanja Dietel was professional and efficient, while being attentive to all my questions and concerns throughout the entire process. On more than one occasion Tanja went above and beyond to ensure nothing falls between the chairs, as I have seen many times before with other applications and entities.
Thank you Tanja!!!!
Leslie Snare
Leslie Snare, Relationship Manager, was phenomenal to work with. She made the process seamless and was extremely easy to work with. Obtaining an SBA Express loan for my business is a long, document heavy process and she made sure all bases were covered. From first contact through closing, I was well taken care of. Thanks to the SmartBiz team!
Outstanding Service
David L was outstanding - kind, organized, thorough, punctual, and made sure everything was on track and in place. I would highly recommend him, especially for small business owners who are doing this for the first time. I appreciate you, David!! I have already recommended SmartBiz Loans to some of my entrepreneur friends.
Loan process was a breeze!
Soleil made the whole process a breeze. Larry Levinn was there to help guide me as well. Absolutely no issues. Very happy with the end results!
I cannot say enough great things about my experience with Mervé @ SmartBiz
I cannot say enough great things about Mervé, the Relationship Manager that I was paired with. She went above & beyond - she was so patient with me. It truly felt like we were 'in it together'. I can't imagine working with anyone else as we worked through the process of getting a loan for my small business. I would most certainly recommend SmartBiz - they have a true keeper in Mervé; she is a dream to work with.
First rate service at a very reasonable price!
The team that handeled our loan guided us through many daunting challenges. They got us to the finish line with professional communication and hard work. Their pricing structure is a bargain for the first rate service.
Best SBA Express Loan experience
Our experience with this SBA Express Loan lender was outstanding. After applying to multiple lenders, we found that they processed our loan faster than the others. They didn’t request unnecessary documents and approved us for the full pre-approved amount. The final loan documents were standard, with no harsh or excessive terms. Also, throughout the process they were very responsive, friendly, and timely. Highly recommended!
May use AI-assist with repliesRead more
You guys are bothering me a lot
You guys are bothering me a lot. My name is Jorge Moreno and I work for Berkeley Florist Supply and the owner is not looking for loans from you or anyone else. Stop calling 305-638-4141.

Reply from SmartBiz Bank, N.A.
The lender online helped my business…
The lender online helped my business over come financial difficulties

Reply from SmartBiz Bank, N.A.
Smartbizloans.com was extremely…
Smartbizloans.com was extremely helpful! Great communication and they helped streamline my SBA 7a financing. I will recommend to all fellow small business owners.

Reply from SmartBiz Bank, N.A.
Fast easy and smooth process
From day one to the final day of loan funding Christina
Lahi and David Lin were very helpful both of them guiding me thru the whole process of the loan.
I have concerns because i know that it's real hard for a business to meet the criteria for an SBA loan but they meet my expectations going beyond to qualify my business i definitely recommend smartbiz.
Thanks Christina and David

Reply from SmartBiz Bank, N.A.
I was thoroughly impressed and highly…
I was thoroughly impressed and highly satisfied with the expedited processing of my SBA Express Loan through SmartBiz, coordinated by my contact person, Alisha. On May 21st, Alisha requested the necessary documents, which I promptly submitted the following day. By May 24th, I had provided all additional requested documentation. Despite the Memorial Day holiday on May 27th, the underwriting review was completed by May 28th. On May 31st, the documents were forwarded to South State Bank. After the weekend, on Monday, June 3rd, we awaited SBA approval. Impressively, the very next day, I signed the closing documents, South State Bank disbursed the funds same day. The entire processing period took only two weeks, demonstrating SmartBiz's remarkable efficiency and speed. I definitely recommend it !

Reply from SmartBiz Bank, N.A.

Reply from SmartBiz Bank, N.A.
They put your goal in the loop
They are very profesional, helpful, provide guidance, service is most.

Reply from SmartBiz Bank, N.A.
From day one
From day one, Zachary was transparent, knowledgeable, assessed my company quickly regarding being qualified for SBA loan, and provide clear and consistent communication regarding the process. I've already referred him to multiple business partners and I'll be a repeat customer as well.

Reply from SmartBiz Bank, N.A.
Got funndingfor a line of credit in a…
Got funndingfor a line of credit in a week or two time for 116k the interest rate was pretty bad but I had a felony so that accounts for that. The personI worked with was really nice and helpful
I found out about Smartbiz through a…
I found out about Smartbiz through a friend and I was able to secure funding for equipment right away. It was easy to upload the information needed. Staff was helpful and courteous.
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