Santévet Reviews 

7,652
TrustScore 4 out of 5

4.0

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Rated 3 out of 5 stars

Santevet was a really good choice a few years ago, but now the prices have skyrocketed, and a lot of vet visits are simply not covered. My dog had a check-up procedure to see why her snoring increased... See more

Rated 3 out of 5 stars

We are using Santevet for several years and in general we are satisfied. However, we recently received an email saying that our new contract will be almost 30% more expensive than what are we paying n... See more

Rated 5 out of 5 stars

They have always been very reliable, and made it so much easier for us to be a dog owner. It is the first time that we have a dog, and it is the most wonderful thing that has ever happened to us, but... See more

Rated 5 out of 5 stars

Insurance plan was very well detailed on their website. I only had to check it online and answered some questions and then...got my puppy insured. I also liked that I only have to pay the bills and gi... See more

Company details

  1. Pet Insurance Company

About Santévet

Written by the company

Spécialiste français de l’assurance santé animale, Santévet rembourse de 50 % à 90 % de vos frais vétérinaires en cas de maladies et d’accidents, grâce à ses formules d’assurance pour chien et chat.

💚 LES AVANTAGES DE SANTÉVET :
Des formules complètes qui remboursent les soins vétérinaires aussi bien liés aux accidents qu’aux maladies.
Ses vaccins remboursés, mais aussi les antiparasitaires, les produits d’hygiène... grâce au Budget Prévention inclus.
Des services pratiques et inclus gratuitement : Payvet, le service d’avance de frais et de facilités de paiement ; Santévet Emergency 24/7 : l’assistance téléphonique en cas d'urgence vétérinaire ; une application mobile…

💚 UNE COUVERTURE SANTÉ COMPLÈTE, EN CAS DE PÉPIN DE SANTÉ
Les formules d’assurance chien et chat de Santévet remboursent vos frais vétérinaires en cas d’accident et de maladie, à hauteur de 50 % à 90 % et de 1.800 € à 5.000 €/an selon la formule choisie.

👉 Exemple de frais remboursés en cas de maladie et d’accident :
✔️ Consultations (classique, d'urgence, spécialisée...) ✔️ Médicaments ✔️ Frais de chirurgie, anesthésie… ✔️ Hospitalisations ✔️ Scanners, IRM, échographies ✔️ Frais d'ambulance ✔️ Radiothérapie ✔️ Médecines douces (ostéopathie, phytothérapie, homéopathie, physiothérapie et acupuncture) ✔️ Analyses de laboratoire ✔️ Détartrage (remboursé 1 fois/an, après 2 ans de contrat), etc.

💚 MIEUX VAUT PRÉVENIR QUE GUÉRIR
Toutes les formules d’assurance chien et chat de Santévet incluent également un Budget Prévention qui rembourse de 20 € à 80 €/an de soins préventifs. Ces soins prévisibles et planifiés par votre vétérinaire sont essentiels au maintien de la bonne santé de votre fidèle compagnon.

👉 Soins de prévention remboursés (chien et chat) :
✔️ Vaccins ✔️ Antiparasitaires ✔️ Vermifuges ✔️ Stérilisation ✔️ Frais d'identification ✔️ Produits d'hygiène

Demandez gratuitement votre tarif personnalisé sur notre site ou par téléphone au 02 613 16 48 (lundi-vendredi, 9h-17h).

Vous pouvez également prendre un RDV téléphonique gratuitement avec nos conseillers, en cliquant ici.

À bientôt dans la Santévet Family !

Contact info

4.0

Great

TrustScore 4 out of 5

8K reviews

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4.0

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(7,652)

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Rated 1 out of 5 stars

Unjust Claim Refusal: Seeking Justice and Contract Termination

To Whom It May Concern,

I am writing to formally express my dissatisfaction with the recent handling of my insurance claim by SanteVet. Despite my attempts to resolve this matter through your customer service channels, I find myself compelled to escalate my concerns due to the continued lack of clarity and support.

My primary grievance lies in the unjustified refusal of my claim on the basis that my dog allegedly has a pre-existing condition. This assertion is not supported by any factual evidence. The symptom in question, a minor limp, is non-specific and could be associated with a multitude of conditions. Without a proper diagnosis, which necessitates further medical examinations, it is unreasonable to categorically label this as a pre-existing condition.

Moreover, it has come to my attention that your refusal includes a mischaracterization of the required procedure. Contrary to the claim that a surgery is involved, the actual procedure in question is a CT scan. This discrepancy highlights a concerning lack of understanding of my pet’s medical needs and the nature of the diagnostic processes involved.

I am deeply disappointed that an organization purportedly dedicated to animal welfare and well-being would deny essential diagnostic support. This situation leads me to question the reliability of your service, especially in scenarios where more serious health conditions, such as cancer, might arise. The prospect of facing similar refusals under such circumstances is distressing.

Due to the unsatisfactory response and the apparent disregard for my pet's health, I have decided to terminate my contract with SanteVet, effective immediately, despite it being set to expire in April 2025. I believe that continuing to pay for a service that fails to provide the promised support is neither practical nor financially sound.

Furthermore, I intend to file a formal complaint with the consumer protection authorities and to utilize social media platforms and influencers to raise awareness about my experience. It is my hope that this will prompt a reconsideration of your current policies and practices to prevent other customers from facing similar issues.

I request that this letter be escalated to your managerial team to ensure that my concerns are addressed appropriately. I understand that this situation may not be the fault of individual customer service representatives, but rather a systemic issue within the company.

Thank you for your attention to this matter. I look forward to a prompt and satisfactory resolution.

Sincerely,

2 July 2024
Unprompted review
Santévet logo

Reply from Santévet

Dear Panagiotis Varelas,

We're sorry to read that you're not completely satisfied with your Santévet insurance.

Reimbursement is always based on the contract you sign, the information given by your vet and the general conditions.

We do not have access to your personal details on this forum, so please contact us on 02 613 16 48 or by e-mail at accueil@santevet.be. Please provide us with your insurance policy number so that we can help you more effectively.

We look forward to hearing from you and thank you for your trust.
Together, let's take care of your pet.
The SantéVet Belgium team

Translated with DeepL.com (free version)

Rated 5 out of 5 stars
Santévet logo

Reply from Santévet

Nous sommes heureux de lire que vous êtes satisfaits de nos différents services et vous remercions de nous faire confiance pour le remboursement de vos soins vétérinaires.

Rated 4 out of 5 stars

too expensive

Too expensive, franchise restarts every year, price should be brought down

7 June 2024
Santévet logo

Reply from Santévet

Dear Ghassan ABDEL NOUR

Thanks voor your revieuw.

Santevet Belgium

Rated 5 out of 5 stars

Parfait!

Remboursement rapide. Feedback rapide en cas de question. Application facile et simple à utiliser.

27 May 2024
Santévet logo

Reply from Santévet

Bonjour Isabelle,

Nous vous remercions pour votre contribution.

Nous sommes heureux que votre animal puisse bénéficier des soins appropriés grâce aux contrats que vous avez conclus avec nous.

Ensemble, prenons soin de votre animal.
L’équipe SantéVet Belgique

Rated 2 out of 5 stars

Je suis déçu de l'intervention en temps…

Je suis déçu de l'intervention en temps normal. Pzd contre ils sont bien intervenus suite à un accident d'un de mes teckels

17 May 2024
Santévet logo

Reply from Santévet

Bonjour Mosie Piha,

De maand mei en de bijbehorende feestdagen hebben een kleine vertraging veroorzaakt in de behandeling van terugbetalingsaanvragen. We betreuren de ongemakken die hierdoor zijn ontstaan.

We doen er alles aan om de achterstand in te halen.

Wij kijken ernaar uit van u te horen en danken u voor uw vertrouwen.
Laten we samen voor uw huisdier zorgen.
Het team van SantéVet België



Rated 5 out of 5 stars

Always speedy and straight forward…

Always speedy and straight forward reimbursement. Easy to manage your account via the platform, easy to set up automatic reimbursement when you're registered with a vet.

9 May 2024
Santévet logo

Reply from Santévet

Dear Stephanie,

Thank you for your review.
We are also pleased that you are satisfied with your SantéVet insurance and our services, and that we have been able to contribute to maintaining your pet's health.
We look forward to hearing from you and thank you for your trust.
Together, let's take care of your pet.
The SantéVet Belgium team

Rated 5 out of 5 stars

Reliable and simple

Reliable and simple to use, even while traveling outside the EU.

18 April 2024
Santévet logo

Reply from Santévet

Dear Priscilla,

Thanks for this message,

Santevet Belgium

Rated 5 out of 5 stars

Bon service

Bon service

11 April 2024
Santévet logo

Reply from Santévet

Bonjour Patrick Lauwereys,

Nous sommes très reconnaissants de votre commentaire et nous avons plaisir à le lire. Nous sommes heureux que vous soyez entièrement satisfait de nos services.

Nous restons à votre écoute et vous remercions pour votre confiance.
Ensemble, prenons soin de votre animal.
L’équipe SantéVet Belgique

Rated 1 out of 5 stars
Santévet logo

Reply from Santévet

Dear Mateusz,

It is with regret that we read that you are not satisfied with your Santévet insurance.
Your file may provide us with more details to help us better understand your situation and find a solution to your dissatisfaction.
We invite you to contact us on 02 613 16 48 or by e-mail at :
accueil@santevet.be. Please provide us with your insurance policy number when we contact you.
this will enable us to help you more effectively.
We look forward to hearing from you and thank you for your trust.
Together, let's take care of your pet.
The SantéVet Belgium team

Translated with DeepL.com (free version)

Rated 4 out of 5 stars

Ok Comfort

Ok. COMFORT CONTRACT.

1 April 2024
Santévet logo

Reply from Santévet

Bedankt voor uw beoordeling! met vriendelijke groet, het Santévet Team

Rated 1 out of 5 stars
Santévet logo

Reply from Santévet

Nous vous remercions pour l'évaluation que vous nous avez attribuée. Nos différentes formules d'assurance santé offrent des plafonds de remboursement depuis février 2024 2.000€, 3.000€ ou 5.000€, en fonction de celle que vous choisissez en cas d'une maladie ou d'un accident. Si votre animal est en bonne santé, le budget de prévention participera dans ces frais prévisibles. Nous sommes toujours disponibles au 02 613 16 48 (du lundi au vendredi de 9 à 17 heures) ou par mail : accueil@santevet.be pour que l'on puisse vérifier votre dossier ensemble. Nous restons à votre écoute et vous remercions pour votre confiance.
Ensemble, prenons soin de votre animal.
L’équipe Santévet Belgique

Rated 1 out of 5 stars

all claims rejected

I'm paying premium insurance for my maine coon kitten. Over the last weeks I had to go to the vet 4 times. Sterilization, CT on her ear due to an infection, antibiotics, checkup etc. and paid over 1000 EUR to the vet, all claims rejected with no proper explanation. Just like every other insurance company, they like to take your money but when there is an unforeseen issue and it comes to paying back, they don't reimburse. Very disappointed.

22 March 2024
Unprompted review
Santévet logo

Reply from Santévet

Thank you for expression your disappointment. We kindly invite you to contact the customer service desk from monday to friday from 9 till 17 hours with your contractnumber so that we can give you the complementary information. Kind regards, the Santévet Team

Rated 5 out of 5 stars

snel en efficient

21 March 2024
Santévet logo

Reply from Santévet

Beste Chara,

Bedankt voor uw beoordeling.
Wij zijn ook blij dat u tevreden bent over uw SantéVet verzekering en onze diensten, en dat wij hebben kunnen bijdragen aan het behoud van de gezondheid van uw huisdier!
Wij kijken ernaar uit van u te horen en danken u voor uw vertrouwen.
Laten we samen voor uw huisdier zorgen.
Het team van SantéVet België

Rated 5 out of 5 stars

Top onderneming

18 March 2024
Santévet logo

Reply from Santévet

Beste Davy Convents,

We zijn blij dat uw huisdier de juiste zorg kunnen krijgen dankzij de contracten die u bij ons heeft lopen.

Wij kijken ernaar uit van u te horen en danken u voor uw vertrouwen.
Laten we samen voor uw huisdier zorgen.
Het team van SantéVet België

Rated 5 out of 5 stars

Au Top

Top, rapide et simple

15 March 2024
Santévet logo

Reply from Santévet

Bonjour Alain Mollers,

Nous vous remercions pour l'évaluation que vous nous avez attribuée.
Nous sommes aussi ravis que vous soyez satisfait de votre assurance SantéVet et de nos services, et que nous ayons pu contribuer au maintien de la santé de votre animal ! De plus,
nous sommes toujours disponibles pour répondre à vos questions ou si vous avez besoin
d'aide, nous restons à votre disposition.  
Nous restons à votre écoute et vous remercions pour votre confiance.
Ensemble, prenons soin de votre animal.
L’équipe SantéVet Belgique

Rated 5 out of 5 stars

Top service

8 March 2024
Santévet logo

Reply from Santévet

Beste Asia,

We zijn u zeer erkentelijk voor uw beoordeling en lezen die met veel plezier. We zijn blij dat u volledig tevreden bent over onze diensten.

Wij kijken ernaar uit van u te horen en danken u voor uw vertrouwen.
Laten we samen voor uw huisdier zorgen.
Het team van SantéVet België

Rated 1 out of 5 stars

Total mess

Seeing the answer from the company to my review yesterday, I cannot come to another conclusion that it is a total mess. They say there is no guy working at Belgian customerservice...
I live in Spain and posted on the Spanish site of TripAdvisor. And I have nothing to do with Belgium. So instead of helping me out, once again they are trying to make me a fool. This is no service at

21 February 2024
Unprompted review
Santévet logo

Reply from Santévet

Dear Anne Laan,

Actually you're writting your review on the Belgium forum.

The team of SantéVet België

Rated 2 out of 5 stars

Not great

Coverage is not what one could expect.

15 February 2024
Santévet logo

Reply from Santévet

Dear Maria,

We are sorry to read that you are not satisfied with your Santévet insurance.

Reimbursement is always based on the contract you sign and the general conditions, as well as the information provided by the vet.

We invite you to contact us on 02 613 16 48 or by e-mail at :
accueil@santevet.be. Please give us your insurance policy number when you contact us.

We look forward to hearing from you and thank you for your trust.
Together, let's take care of your pet.
The SantéVet Belgium team

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