Real Genius Reviews 657

TrustScore 5 out of 5

4.9

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, attentiveness, and helpfulness throughout the entire process. Many highlight the exceptional customer service, noting that employees take the time to listen, explain everything clearly, and are readily available to answer questions, making complex processes feel smooth and manageable. The company's responsiveness and efficiency are frequently mentioned, with many appreciating the quick communication and timely handling of their needs. People also felt that the service provided was excellent, with consumers noting the transparency and ease of their overall experience, often leading to a stress-free and enjoyable process.

What people talk about most

Staff

Reviewers consistently report positive feedback about staff. Customers frequently praise the team for being... See more

Service

Customers consistently note positive experiences with service. Reviewers frequently highlight the... See more

Customer service

People report positive experiences with customer service. Customers consistently praise the team's... See more

Response time

Customers consistently report positive experiences with response times. Reviewers highlight the team's... See more

Based on these reviews

Rated 5 out of 5 stars

Rod Davis could not have been more perfect through our refinance process from beginning to end. He was attentive, communicative, and answered a million questions we had. We were able to get the b... See more

Rated 5 out of 5 stars

Working with Pat Moore was an absolute pleasure. From start to finish, he was hardworking, persistent, dedicated, and incredibly patient throughout the entire loan process. He took the time to tr... See more

Rated 5 out of 5 stars

I was able to choose any lender I wanted but chose Real Genius because the professionalism of Dylan Arnold. He answered all my questions and was available anytime I called or texted. Dylan had good... See more

Rated 5 out of 5 stars

Real Genius made my mortgage process seamless. Rod Davis stood out for the time and patience he gave at every step, clearly explaining options and answering all my questions. I truly felt supported an... See more

Rated 5 out of 5 stars

Pat was great to work with and communicated during the entire loan process. He was available and able to answer questions and resolve issues throughout the process. Process was smooth and closing wa... See more

Rated 5 out of 5 stars

We sincerely thank Real Genius Team for demonstrating professionalism, patience & support throughout our home loan process. They took the time to explain every step clearly, answered all our questio... See more

Rated 5 out of 5 stars

Extremely Pleasant Experience! We had a wonderful experience with Rod, our mortgage loan originator at Real Genius! He is professional, friendly, knowledgeable and helpful. From our first interacti... See more

Rated 5 out of 5 stars

Personalized service. Dean was so easy to work with and always available to answer questions. He even checked in on me several times to give updates on the waiting process.

Rated 5 out of 5 stars

Pat at Real Genius is great, we just signed my second deal with him, and there's a reason I kept his number. Keeps me in the loop, but not annoying, and feels like a colleague and consultant, not like... See more

Rated 5 out of 5 stars

Matt Gray did an amazing job and was true to everything he said! I was blessed to find an honest and supportive mortgage banker! Thank you to him and the entire Real Genius team! Trey Estes was also g... See more

Rated 5 out of 5 stars

It was a very pleasant experience working with Matt Gray. He was both very personable and professional, and he helped us navigate the refinance process seamlessly. He got us a very competitive rate an... See more

Rated 5 out of 5 stars

Our refi experience with Rod Davis was amazing. He was extremely communicative and helpful and our process went off painlessly and without a hitch. We will definitely be recommending him to friends an... See more

Rated 5 out of 5 stars

I can’t say enough good things about my experience with Real Genius. I was in the middle of a refinance with another company that had dragged on far too long and was riddled with issues, d... See more

Rated 5 out of 5 stars

Rod Davis with Real Genius Mortgage was an exceptional loan officer throughout my home purchase. He was incredibly knowledgeable and helped me navigate every step of the loan process with clarity and... See more

Rated 5 out of 5 stars

I have FAITH. I was connected to Rod Davis and he set me up with no worries! His commitment to me was spot on. He connected me with all the right people.

Rated 5 out of 5 stars

Very smooth and fast process. Portal is very user-friendly. Staff is friendly and great at communication.

Rated 5 out of 5 stars

Refi’d our home in NC with real genius recently, the team, especially Dylan, were always available to answer questions and helped facilitate a smooth closing!

Rated 5 out of 5 stars

Dean, Nate, and Lori made this happen fast and it was a great experience. Was able to get a great rate, they were always there for a phone call when I had questions. 100% recommended.

Rated 5 out of 5 stars

Eddie and Misty did such an amazing job guiding me through this entire process!! Glad to have been able to use real genius for my first home purchase.

Rated 5 out of 5 stars

Dean Christopoul was very patient with me as I wanted to wait until rates hit a particular value. He wasn’t pushy and simply let me know when it occurred several months later. He explained the entire... See more

Rated 5 out of 5 stars

Matt with RealGenius made this experience actually enjoyable which is not something you normally think of when it comes to refinancing your home. Can’t recommend RealGenius enough. If you are on the f... See more

Rated 5 out of 5 stars

Dylan and the Real Genius team were professional, responsive and processed my loan quickly. And I got the best mortgage rate after shopping virtually every other source. Would definitely recommend.

Rated 5 out of 5 stars

Dean, Misty and Kimberly were true pros! They responded quickly to questions and were available whenever I needed anything. They closed on time and as promised. I would use them again for a future loa... See more

Rated 5 out of 5 stars

Real genius was able to beat any other lender I had found. Dean, the mortgage officer was very communicative throughout the process. Trey and the closing team kept up the attentiveness for an overall... See more

Rated 5 out of 5 stars

The refinancing experience was incredible and truly top-notch with team - Dean, Nate & Kimberly. The entire process completed in a month, and was clean, quick, and seamless, without a single hur... See more

Rated 5 out of 5 stars

Eddie is super responsive and professional and gave me his best offer up front instead of playing games an wasting time.

Rated 5 out of 5 stars

It was easy working with Real Genius to refinance an investment property. The mortgage banker I worked with Erik Elsasser was helpful and communicative. Thanks!

Rated 5 out of 5 stars

We had a fantastic experience working with this team during our refinance. From start to finish, they were incredibly professional, responsive, and easy to work with. They took the time to clearly... See more

Rated 5 out of 5 stars

Working with Eddie Eusebio was an outstanding experience from start to finish. He called me right away after I submitted my loan application and was incredibly courteous, responsive, and profess... See more

Rated 5 out of 5 stars

Matt Gray was fantastic to work with. Matt answered all my questions as my mortgage broker. Trey, my closer, was very knowledgeable. I've sold a number of homes in my day and he was great. I would re... See more


Company details

  1. Mortgage Lender

Written by the company

We make the loan process easier and more efficient. Our world class team of experts and cutting edge technology has helped more than 50,000 people with their home lending needs


Contact info

4.9

Excellent

TrustScore 5 out of 5

657 reviews

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Rated 5 out of 5 stars

Smooth and easy process

Pat was great to work with and communicated during the entire loan process. He was available and able to answer questions and resolve issues throughout the process. Process was smooth and closing was completed by anticipated date. Would definitely recommend using real genius and their team for any refinance or mortgage loan needs.

16 January 2026
Unprompted review
Rated 5 out of 5 stars

I was able to choose any lender I…

I was able to choose any lender I wanted but chose Real Genius because the professionalism of Dylan Arnold. He answered all my questions and was available anytime I called or texted. Dylan had good personality and his knowledge and most importantly, his transparency was unmatched. I appreciate Dylan and will use him with any future mortgage loans I obtain. Thanks Dylan for making this an enjoyable and expeditious experience.

1 January 2026
Unprompted review
Rated 5 out of 5 stars

Personalized service

Personalized service. Dean was so easy to work with and always available to answer questions. He even checked in on me several times to give updates on the waiting process.

29 December 2025
Unprompted review
Rated 5 out of 5 stars

So easy I thought it was a scam. Closed in 13 days, INCLUDING holidays

I can’t say enough good things about my experience with Real Genius. I was in the middle of a refinance with another company that had dragged on far too long and was riddled with issues, delays, and poor communication. I was frustrated and honestly skeptical that switching lenders so close to the holidays would work.

Then I spoke with Matt. From the very first call, he was calm, confident, and reassuring—despite the fact that I was initiating the process just one week before Christmas. He walked me through everything clearly on the phone, laid out exactly what would be needed, and set expectations around timing that, frankly, sounded almost too good to be true.

And somehow, they exceeded them.

The Real Genius team was incredibly responsive and proactive, even through the holidays. They reached out promptly when they needed information, communicated clearly at every step, and worked seamlessly—even on Christmas Eve and New Year’s Eve. At a couple of points, the process was so smooth and efficient that I actually double-checked to make sure it wasn’t a scam.

We submitted the application on 12/17 and closed on 12/30. Unbelievable.

On top of that, the interest rate was significantly lower than any other quote I had received. The combination of speed, transparency, responsiveness, and value was unmatched.

I would work with Matt and Nate again without hesitation—1000 times over. If you’re looking for a mortgage team that actually does what they say they’ll do (and then some), Real Genius is it.

30 December 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service from start to finish

This application process was very fast, easy, and smooth thanks to my Loan officer Matt Gray. Communication was quick, easy, and smooth and the had the good to close ready a couple weeks before closing.

18 December 2025
Unprompted review
Rated 5 out of 5 stars

It was a very pleasant experience…

It was a very pleasant experience working with Matt Gray. He was both very personable and professional, and he helped us navigate the refinance process seamlessly. He got us a very competitive rate and we closed within 1 month.

31 October 2025
Unprompted review
Rated 5 out of 5 stars

Excellent mortgage experience

Real Genius made my mortgage process seamless. Rod Davis stood out for the time and patience he gave at every step, clearly explaining options and answering all my questions. I truly felt supported and confident throughout the entire process.

22 December 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service will recommend for Home Loan needs

We sincerely thank Real Genius Team for demonstrating professionalism, patience & support throughout our home loan process. They took the time to explain every step clearly, answered all our questions promptly, and made what could have been a stressful experience feel smooth and manageable.

I would highly recommend Rod Davis to anyone looking for a mortgage officer who goes above and beyond for their clients. We felt confident knowing he was guiding us through the entire process with his industry knowledge & expertise.

25 November 2025
Unprompted review
Rated 5 out of 5 stars

Great Experience with Refinance

Our refi experience with Rod Davis was amazing. He was extremely communicative and helpful and our process went off painlessly and without a hitch. We will definitely be recommending him to friends and family.

1 October 2025
Unprompted review
Rated 5 out of 5 stars

I have FAITH

I have FAITH. I was connected to Rod Davis and he set me up with no worries! His commitment to me was spot on. He connected me with all the right people.

5 November 2025
Unprompted review
Rated 5 out of 5 stars

Rod Davis was perfect

Rod Davis could not have been more perfect through our refinance process from beginning to end.
He was attentive, communicative, and answered a million questions we had.
We were able to get the best rate with him out of 3 other loan estimates and it cost us the least.
He kept us up to date as things progressed or changed and we could not be any happier with the end result. Highly highly recommend using Rod.

24 October 2025
Unprompted review
Rated 5 out of 5 stars

Outstanding Loan Experience with Rod Davis

Rod Davis with Real Genius Mortgage was an exceptional loan officer throughout my home purchase. He was incredibly knowledgeable and helped me navigate every step of the loan process with clarity and confidence. From the initial application to final closing, Rod was responsive, patient, and proactive—always making sure I understood my options and felt supported. He anticipated potential hurdles before they became issues and worked seamlessly with the VA and closing team to keep everything on track--even when we had to change the loan terms 5 days before closing. I’m grateful for his expertise and would absolutely recommend him to anyone looking for a reliable, thoughtful lending partner.

15 October 2025
Unprompted review
Rated 5 out of 5 stars

Pat Moore - Highly Recommend

Working with Pat Moore was an absolute pleasure. From start to finish, he was hardworking, persistent, dedicated, and incredibly patient throughout the entire loan process.

He took the time to truly listen to my needs and concerns, and he never made me feel rushed or overwhelmed. No matter how many questions I had (and there were a lot!), Pat always took the time to explain everything clearly and thoroughly.

His professionalism and commitment made what could have been a stressful process feel smooth and manageable. I would highly recommend Pat to anyone looking for a knowledgeable and trustworthy loan officer. You’ll be in great hands.

8 September 2025
Unprompted review
Rated 5 out of 5 stars

Extremely Pleasant Experience!

Extremely Pleasant Experience!

We had a wonderful experience with Rod, our mortgage loan originator at Real Genius! He is professional, friendly, knowledgeable and helpful. From our first interaction until our closing (and beyond), Rod provided total accessibility at all hours of the day, even weekends, to answer our many questions, and guide us through every aspect of our home purchasing process. His responsiveness to emails and phone calls is unmatched! When we hit some snags throughout the process, Rod had our backs and worked diligently to provide clarification and to represent our best interests. I have already referred our close family friend to him because he made the process so much easier for us. We have only positive things to say about our many interactions with him! Highly recommend him!!

6 September 2025
Unprompted review
Rated 5 out of 5 stars

We loved real genius

We loved real genius. We had such a great experience! They were always responsive even after hours, professional, timely and explained everything so well!
And saved .5% on interest rates with no points!

16 February 2024
Unprompted review
Rated 5 out of 5 stars

Dean Fiore and Real Genius is great

I have worked with Dean Fiore and Real Genius Team. They have given me honest feedback and the best mortgage plan that suits my requirement. They have different plans for temporary interest buy downs. The process was smooth and team push hard to deliver the loan in time. I will definitely recommend Dean Fiore and Real Genius for the mortgage options

12 September 2023
Unprompted review
Rated 1 out of 5 stars

I had an ok experience applying for the…

I had an ok experience applying for the loan, upon closing I realized the buydown rate was not used to estimate my first payment or subsequent payment of the life of the buydown. I reached out to the rep I dealt with and she informed me everyone has been fired and no amount of calls or voicemails are being returned. This is awful considering money was spent on this buydown. Now I'm stuck with having to either pay without the buydown or risk running into more problems for an error not made by me. This is a shame.

19 November 2023
Unprompted review
Real Genius logo

Reply from Real Genius

Hello, I apologize for any confusion and discomfort you’ve experienced surrounding your first payment. The payment coupon received in your initial closing package is not reflective of the loan being sold and servicing transferred to the end investor. The investor will provide information with the temporary buydown reflected in the payment. Our understanding is your Mortgage Banker has also sent you a copy of the goodbye letter, you should have previously received, that contains all contact information for the investor that is servicing your loan payments. Should you have additional questions or require further assistance please contact me directly at 502-767-2999 or via email at jthornton@realgenius.com. Thank you for the opportunity to earn your business and trusting Real Genius with your mortgage financing. Sincerely, Jamie A. Thornton, CEO/Founder.

Rated 5 out of 5 stars

Elyse Long is our go-to loan officer

We’ve been very pleased working with Elyse Long both for our personal home loan as well as for several real estate clients that we’ve referred to her. She is quick to respond, thorough, quickly grasps needs and offers various solutions. I would not hesitate to work with or recommend her again.

19 October 2023
Unprompted review

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