I have used Rateswitch for several years now and I have been very impressed with their service. Not only have they secured rates better rates with my mortgage provider than I would have been able to s... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
Rate Switch was recommended to us ahead of our renewal and honestly, it’s one of the smartest tools we’ve used. It allowed us to monitor how rates were moving and set alerts for better deals. It... See more
Company replied
When my mortgage rate was nearing renewal, I set up RateSwitch to notify me when the rate dropped. It was incredibly accurate and timely. I was able to make significant savings in my monthly mortgage... See more
Company replied
We have recently used RateSwitch to manage the remortgage of our property and subsequent life insurance policies. Our case handler was fantastic. Not only did he find us a fantastic rate on our mortg... See more
Company details
Written by the company
RateSwitch is a free mortgage rate alert service for UK homeowners. Register your current mortgage details, tell us the rate you want to monitor, and we'll watch it for you - notifying you by email the moment your lender reduces it. Lenders can reprice their deals at any time, often with no warning. Most homeowners only find out when it's too late. RateSwitch fixes that. The service is built around product transfers - switching to a new deal with your existing lender - which means no credit checks, no affordability assessments, and no paperwork. Just a simple alert, and a better rate when the time is right. It's completely free. No hidden fees of any kind.
Contact info
Sophia House, 28 Cathedral Road, Cardiff, United Kingdom
- rateswitch.uk
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Really pleased with the help from Lee
Really pleased with the help from Lee, it was very quick and easy to switch to a better mortgage deal with a big drop in our monthly rate! I did it all over the phone and email which was brilliant as it’s working full time makes it difficult to have a face to face meeting.
Thank you very much Lee, would definitely recommend RateSwitch to friends
Beth Powell
cost me a couple of hours no problems…
cost me a couple of hours no problems no hassle. Amazing
Absolutely top class from the moment I…
Absolutely top class from the moment I got in contact right up until completion of the property. Chris who handled everything was professional and a pleasure to deal with, no pressure and so fast to act whenever I needed information. I will recommend them to all my friends and I will be using them again. Couldn’t be happier. 😀
From the very first phone call with…
From the very first phone call with Rateswitch I received outstanding service. The information and re-mortgage options they presented were exactly tailored to my circumstances and requirements. The mortgage deal we selected was excellent. Very impressed with the fast and thorough service.
Would definitely recommend for mortgage renewals
Looking to find the right mortgage is like running through a mine field at the best of times (especially when it’s a help to buy mortgage) so using Rateswitch was a huge help... They are friendly, know what they are talking about and they are honest with the results they find, so you can’t really ask for anything more. Would 100% recommend and use again in the future.
Incredible straight forward
Incredible straight forward, having been through the process of remortgaging before, this has been incredibly easy!
No paperwork
A couple of emails and one phone call, and done.
I cannot recommend highly enough!!!!!
Excellent service from start to finish
Massive Savings
I first contacted RateSwitch and Lee over a year ago as I was unhappy with my mortgage. He reviewed our terms in full but at the time was unable to find a solution due our fixed term; however he advised to call back in June.
I called Lee a couple of weeks ago for another review and he listened to exactly what I wanted from a mortgage and what my priorities were. Within a few days we we're signed up to a new package with a £300 per month saving and complete flexibility of term.
Absolutely Amazing!! And all for free!!
Lee is very helpful and the process was…
Lee is very helpful and the process was so easy. Recommended.
Rateswitch were excellent
Rateswitch were excellent from start to finish. We were looking to re-mortgage and they were able to find us a great deal. No hassle with interviews at the bank. A simple document uploading tool enabled us to do everything from home. Great communication throughout the process. Rateswitch explained different options to us, and gave their expert advise.
Remortgaging made simple
We needed to remortgage for the first time, but with limited time to visit a broker we decided to try out RateSwitch' service. The process is extremely straight forward and all done via phone / email and they are happy to work around your availability for the call which was really useful.
Lee was great, really communicative and was able to talk us through the process and answer our queries before sending over the rates available to us. We've ended up on a competitive fixed rate which suits our needs.
Highly Recommend
I have recently used Rate Switch for my mortgage and oh my, they made the process run so smoothly and quickly. The advice and support throughout was second to none. Nothing was ever too much for Lee. (Even with all of my questions) I can't recommend Lee/ Rateswitch highly enough. I know myself and my family will not go anywhere else when it's time to remortgage. Big thanks to Lee and the team.
Definitely recommend
I'm so glad I used RateSwitch to change my mortgage.
I received helpful and honest advice on a subject I know little about.
I would definitely recommend and will be using again.
5 star service
I had to give 5 star as there's no higher option, Chris helped with everything, he made all the options clear and so easy to understand, which made us picking our new mortgage deal easy, the whole process from start to finish was seamless, I would definitely be using them again.
Outstanding service
What a brilliant company, everything was fantastic about the Rate Switch experience, they dropped %1.35 on my mortgage with good attention to detail. Thank you.
Excellent service from start to finish
Excellent service from start to finish. Lee kept me informed during the process. It was so simple and quick and I am very happy with the saving each month. Very impressed.
RateSwitch provided a fantastic…
RateSwitch provided a fantastic service, and I would thoroughly recommend them!
Highly recommended!
Highly recommended Rateswitch! So easy and stress free. Lee and Chris were fantastic when it came to helping me with my mortgage transfer. First time having to do anything like this and didn't take very long at all! I have had no problems in passing their details on to friends and family. Thank you for all of your help!
Excellent service which was hassle free…
Excellent service which was hassle free and extreamly quick turn around, which means I'm able to start saving straight away. Would definitely recommend this company to anyone looking to save money on their mortgage.
Really really good
Really really good. Straight forward, easy to understand, saved us money and a lot of hassle. Didn’t have to fill in too much paperwork either. Big recommendation.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.








