Raisin UK Reviews 

3,909
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 616 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the platform for its excellent user experience and easy-to-navigate website, making it simple to manage investments and savings. Many highlight the efficiency of the service, noting how straightforward it is to set up accounts and move funds. People frequently commend the customer service, describing staff as helpful, professional, and quick to assist, providing reassurance and a human touch. However, some customers noted occasional difficulties with the payment process, specifically regarding the time it takes to move or withdraw funds. A few also felt customer support response times could be slow, and some encountered issues with online navigation or receiving emails, complicating account management or setup.

What people talk about most

User experience

Consumers report positive experiences with user experience, consistently praising the platform and app for... See more

Customer service

Users describe positive interactions with customer service, often praising helpful, patient, and polite... See more

Payment

Reviewers highlight ambiguous aspects of payment, with some customers reporting straightforward processes for... See more

Website

Reviewers mention positive feedback about the website, with many customers finding it easy to use, navigate,... See more

Service

Customers consistently note positive experiences with service, praising its efficiency and ease of use, with... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I found the process of changing my nominated account difficult online, in large part because I was not receiving messages from Raisin into my email account. I therefore telephoned Raisin. The call w... See more

Company replied

Rated 5 out of 5 stars

Just started with Raisin as need to open multiple accounts due to current FSCS £85k guarantee (before this changes to £120k). Could not have been easier with super clear correspondence at every step.... See more

Company replied

Rated 5 out of 5 stars

I wish I had found Raisin sooner, working with this platform is a no-brainer! Just one lot of screening paperwork (legal/financial/ID etc.) and then moving between funds or setting up new ones is done... See more

Company replied

Rated 5 out of 5 stars

Raisin is such a great platform to compare rates and investment returns from easy access to term deposits. Rates are nearly always much greater than high street banks which makes this such a useful re... See more

Company replied


Company details

  1. Investment Service
  2. Alternative Financial Service
  3. Financial Institution
  4. Non-Bank Financial Service

Written by the company

Raisin.co.uk is the UK marketplace for Raisin, which serves over 220,000 savings customers across Europe. Today, Raisin UK has one aim; to help UK customers save time and make money through our savings marketplace. We provide UK savers with an easy way to apply for and manage savings products from a variety of partner banks which are guaranteed by the Financial Services Compensation Scheme (FSCS) for our UK banks or the European country equivalent for our European banks, through the European Deposit Guarantee Scheme (DGS).


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

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4.3

All reviews

(3,909)

589 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Opening the account was relatively…

Opening the account was relatively striaghtforward. I was asked for identity confirmation (which is good), although I was apparently potentially linked to a politically exposed person (PEP) or friend of a PEP - no information provided as to why this connection was flagged for me - apparently possibly similar names or something - eventually account opened with ease.

13 February 2026
Raisin UK logo

Reply from Raisin UK

Dear David,

Thank you for leaving us a review.

We appreciate you taking the time to provide this positive feedback, we are pleased to hear that you feel satisfied with Raisin UK!

We strive to provide our customers with the best rates, and we are continually adding new rates and products to our online savings marketplace.

Did you know that you can also subscribe to our mailing list to hear about our top rates as soon as they land?
You can sign-up using this link: https://www.raisin.com/en-gb/newsletter-subscription-form/

If you need any assistance, please don't hesitate to contact us on 0161 388 2399 or explore our extensive library of FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

Rated 3 out of 5 stars

not simple

The process is not as simple as some other organisations. Once checks had been done then OK.

12 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Anon,

Thank you for sharing your feedback. We appreciate you letting us know, and we’re always working to make the Raisin UK platform as clear and easy to navigate as possible.

We appreciate that the process may feel less straightforward at first, as certain checks are required for security and regulatory reasons. We’re pleased to hear everything was completed successfully, and we’ll continue working to make the experience as clear and smooth as possible.

If you ever have any questions about how the Raisin UK platform works or need help navigating your account, our Customer Service team will be happy to assist. You can contact us by phone, by secure message from your Raisin UK Account, or by email.

Kind regards,
The Raisin UK Customer Services Team

Rated 5 out of 5 stars

Very easy to navigate website

Very easy to navigate website. Clear information and super simple transfer of funds. Have been a satisfied customer for some years now and have never had any issues whatsoever.

12 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Sarah,

Thank you for taking the time to leave a 5-star rating for us.

Your feedback is highly valued by Raisin UK and it motivates us to continue providing excellent services to our customers.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

If you need assistance, please don't hesitate to contact us.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Great interest rates

Great interest rates, easy-to-use site, good service

11 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Roger,

Thank you for leaving us a review.

We appreciate you taking the time to provide this positive feedback, we are pleased to hear that you feel satisfied with Raisin UK!

We strive to provide our customers with the best rates, and we are continually adding new rates and products to our online savings marketplace.

Did you know that you can also subscribe to our mailing list to hear about our top rates as soon as they land?
You can sign-up using this link: https://www.raisin.com/en-gb/newsletter-subscription-form/

If you need any assistance, please don't hesitate to contact us on 0161 388 2399 or explore our extensive library of FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Easy

Easy to use app

9 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Customer,

Thank you so much for sharing your experience with us. It made our day!

We're so pleased to hear that you are enjoying using our app!

If you need any assistance, please don't hesitate to contact us as we’re happy to help.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Happy Man

Using it is intuitively easy

11 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Customer,

Thank you for taking the time to leave a 5-star rating for us.

Your feedback is highly valued by Raisin UK and it motivates us to continue providing excellent services to our customers.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

If you need assistance, please don't hesitate to contact us.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

The site is easy to use.

The site is easy to use with plenty of choice. I renewed my 1yr fixed rate bond with the same amount and asked for the interest off last years to be paid into my bank and it was done immediately. Brilliant service.

7 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Customer,

Thank you for leaving us a review.

We appreciate you taking the time to provide this positive feedback, we are pleased to hear that you feel satisfied with Raisin UK!

We strive to provide our customers with the best rates, and we are continually adding new rates and products to our online savings marketplace.

Did you know that you can also subscribe to our mailing list to hear about our top rates as soon as they land?
You can sign-up using this link: https://www.raisin.com/en-gb/newsletter-subscription-form/

If you need any assistance, please don't hesitate to contact us on 0161 388 2399 or explore our extensive library of FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Was a bit confused at first but after…

Was a bit confused at first but after ringing customer services for help managed to open new account

7 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Gillian,

Thank you for leaving us a review.

We appreciate you taking the time to provide this positive feedback, we are pleased to hear that you feel satisfied with Raisin UK!

We strive to provide our customers with the best rates, and we are continually adding new rates and products to our online savings marketplace.

Did you know that you can also subscribe to our mailing list to hear about our top rates as soon as they land?
You can sign-up using this link: https://www.raisin.com/en-gb/newsletter-subscription-form/

If you need any assistance, please don't hesitate to contact us on 0161 388 2399 or explore our extensive library of FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars
Raisin UK logo

Reply from Raisin UK

Dear Colin,

Thank you for leaving us a review.

We appreciate you taking the time to provide this positive feedback, we are pleased to hear that you feel satisfied with Raisin UK!

We strive to provide our customers with the best rates, and we are continually adding new rates and products to our online savings marketplace.

Did you know that you can also subscribe to our mailing list to hear about our top rates as soon as they land?
You can sign-up using this link: https://www.raisin.com/en-gb/newsletter-subscription-form/

If you need any assistance, please don't hesitate to contact us on 0161 388 2399 or explore our extensive library of FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

It was really so simple.

It was really so simple to close one account and open a further 2 - one fixed and one easy access. It is refreshing when something on the internet works as advertised! And great rates too!!! What is not to like.

6 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Martin,

Thank you for leaving us a review.

We appreciate you taking the time to provide this positive feedback, we are pleased to hear that you feel satisfied with Raisin UK!

We strive to provide our customers with the best rates, and we are continually adding new rates and products to our online savings marketplace.

Did you know that you can also subscribe to our mailing list to hear about our top rates as soon as they land?
You can sign-up using this link: https://www.raisin.com/en-gb/newsletter-subscription-form/

If you need any assistance, please don't hesitate to contact us on 0161 388 2399 or explore our extensive library of FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

For your eyes only

I have been investing through Raisin for a good number of years. Initially I thought the rates they were offering with institutions I had never heard of were too good to be true. But the firm is totally reliable providing market leading investments fully protected by the UK FSCS. The funding arrangements are very straightforward as are those for withdrawal. If you're in the mood to make more of your savings I thoroughly recommend Raisin. *5

6 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Douglas,

Thank you for leaving us a review.

We appreciate you taking the time to provide this positive feedback, we are pleased to hear that you feel satisfied with Raisin UK!

We strive to provide our customers with the best rates, and we are continually adding new rates and products to our online savings marketplace.

Did you know that you can also subscribe to our mailing list to hear about our top rates as soon as they land?
You can sign-up using this link: https://www.raisin.com/en-gb/newsletter-subscription-form/

If you need any assistance, please don't hesitate to contact us on 0161 388 2399 or explore our extensive library of FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Raisin my game

Very easy to use app, helpful people to take phone calls, no automated process

6 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Customer,

Thank you so much for sharing your experience with us. It made our day!

We're so pleased to hear that you are enjoying using our app!

If you need any assistance, please don't hesitate to contact us as we’re happy to help.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Recommendation

I would like to recommend raisin uk for investment. I have been with them for several yrs, i currently have 2 investments with them.

6 February 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Customer,

Thank you so much for your great review. We appreciate you taking the time to let us know how great your experience has been so far.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Easy transfer

After funds matured in my old account, the money was quickly transferred to a new account which I had opened. As the new account was with the same company as the old account, it probably made the transfer easier.

3 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Pamela,

Thank you so much for your great review. We appreciate you taking the time to let us know how great your experience has been so far.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

I find it so easy to invest with Raisin…

I find it so easy to invest with Raisin and their website is so simple to view all options available.
Every transaction I have made has been completed immediately, no fuss!

5 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Ian,

Thank you so much for your great review. We appreciate you taking the time to let us know how great your experience has been so far.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Rated 2 out of 5 stars

Raisin works as the middle man to put…

Raisin works as the middle man to put your money in high interest savings accounts. The two things required for this type of service is good suggestions for high interest savings accounts, and a reliable, trustworthy way to deposit your money. The latter had been true for my experience up until a couple of days ago, when the money that was in my holding account (available balance) disappeared. I don’t know whether I have now lost this money, and it was a fairly considerable amount in there. So not great if you want a stress free banking experience.

3 February 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Farah,

Thank you for taking the time to share your feedback. We’re sorry to hear about your experience.

To reassure you, any money held in your Raisin UK Transaction Account (available balance) will only move in one of two ways: either it is transferred to a savings product that you’ve applied for, or it is withdrawn by the account holder to their nominated bank account.

If a savings product application is placed, the funds are moved from the Transaction Account to the selected savings product. During this process, they may no longer show as an available balance and will instead appear under the relevant savings account, usually within one business day (and up to two business days in some cases).

Information on how to view your balances and track where funds are held can be found in the Help & FAQ section of our website. If you’re unsure where your funds are currently located, our Customer Service team will be happy to help you navigate your account and confirm this for you.

You can contact us by phone on 0161 388 2399 (Monday to Friday, 8:30am to 4:30pm, excluding Bank Holidays), or by sending a secure message from your Raisin UK Account. Alternatively, if you’d prefer, you can share further details with us privately via Trustpilot and we can look into this for you.

Kind regards,
The Raisin UK Customer Services Team

Rated 1 out of 5 stars

DO NOT USE. SCAM!

I have given Raisin UK 1 star as I invested 1k with them in September 2025 and this amount made NO INTEREST so it was all withdrawn February 2026. Absolutely rubbish!! I received no interest at all from them but I doubt that they didnt gain any from me!

4 February 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Karen,

Thank you for taking the time to share your feedback. We’re sorry to hear about your experience.

Raisin UK is a savings marketplace. Customers first choose a savings product from the range available on our platform. Once a product is selected, customers then transfer funds into the Raisin UK Transaction Account, after which the funds are forwarded to the chosen savings product. Interest starts accruing only once the savings product has been successfully opened and funded.

From our records, it appears that no savings product was opened during the period you’ve mentioned. As a result, the funds remained in the Transaction Account and were later withdrawn without having accrued interest. Monthly Transaction Account statements are issued, and customers are also notified via email when funds are held without being invested. You can also monitor your savings products at any time by logging into your Raisin UK Account, where all active investments are displayed on your dashboard.

We understand this can be disappointing, and we appreciate the opportunity to clarify. If you’d like us to review your account in more detail or need help opening a savings product in the future, our Customer Service team would be happy to assist.

Kind regards,
The Raisin UK Customer Services Team

Rated 5 out of 5 stars

Good rates regularly updated

Good rates regularly updated. Easy to use app. Depositing and withdrawing funds easy.

3 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Tony,

Thank you so much for sharing your experience with us. It made our day!

We're so pleased to hear that you are enjoying using our app!

If you need any assistance, please don't hesitate to contact us as we’re happy to help.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Great site

I found the website to be well organised and easy to follow. My account was set up quickly and efficiently.

3 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Karen,

Thank you so much for your great review. We appreciate you taking the time to let us know how great your experience has been so far.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Rated 4 out of 5 stars

No Joint Accounts

Very good rates. Good customer service. Easy to use.
Major downside is that you don't offer joint accounts like others (Flagstone). For our joint accounts we have to use other providers.

3 February 2026
Raisin UK logo

Reply from Raisin UK

Dear Cunningham,

Thank you for leaving us a review.

We appreciate you taking the time to provide this positive feedback, we are pleased to hear that you feel satisfied with Raisin UK!

We strive to provide our customers with the best rates, and we are continually adding new rates and products to our online savings marketplace.

Did you know that you can also subscribe to our mailing list to hear about our top rates as soon as they land?
You can sign-up using this link: https://www.raisin.com/en-gb/newsletter-subscription-form/

If you need any assistance, please don't hesitate to contact us on 0161 388 2399 or explore our extensive library of FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

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