It was easy to find the correct level & type of car insurance which is the best for me. Also the price of this car insurance is less than my renewal offer from my previous insurers & a lot more was i... See more
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Review summary
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Renewal worked well, albeit 15% higher than previous year. Could have gotten a slightly better prise, but not worth the hassle of changing - this time. I am supposed to advise any changes to additio... See more
We joined RAC last year and i cannot give a review as we did not used their service. Until you call them out then you will know how efficient they are. The only problem was they had me on automatic re... See more
Had a competitive car insurance deal over the phone. All terms and conditions also read out. Both policy and other documents received via email immediately. Superb RAC service.
Company replied
Company details
Written by the company
The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.
Contact info
United Kingdom
- rac.co.uk/insurance
4.4
Excellent
21K reviews
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No telephone customer service and poor automated bot support.
The Website BOT was not useful, I went round in circles multiple times. Then information it gave was only partially correct. The fact that RAC declare that the do not provide a telephone customer service is worrying based on the issues that arose when I was simply changing address. Then the charge was a surprise and seemed excessive compared to my experience of updating address elsewhere
20 October 2026
Reply from RAC Car Insurance
Hi,
Thank you for your feedback. We’re sorry to hear that you found the online chatbot frustrating and that the information provided was not always accurate or helpful when updating your address. We understand how important it is to have clear guidance and a straightforward process, and we apologise for the inconvenience caused.
Regarding the charge for changing your address, this is calculated and applied by the underwriter based on your new postcode and their underwriting criteria. We appreciate that an unexpected charge can be frustrating and understand your concerns about the cost.
We will review the change and associated charges then be in touch.
Vicky
quick and easy
14 October 2026
Reply from RAC Car Insurance
Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Plus, your friend will receive a reward too. Use this link: rac.co.uk/insurance/refer-a-friend
The whole procedure of renewing was…
The whole procedure of renewing was long and tedious, the renewal quote was far less than was actually paid. Quite a dissapointment.
30 September 2026
Reply from RAC Car Insurance
Hi Robert,
Thanks for taking the time to share your feedback with us. I am so sorry to hear that your renewal process felt long and tedious, and that there was a mix-up with the quote compared to what you actually paid. That is really frustrating, and I completely understand your disappointment.
We want things to be as clear and straightforward as possible, so we will look into what went wrong here. We will be in touch with you to see how we can help.
Leanne
Easy to arrange on line and very…
Easy to arrange on line and very thorough management of my application ensuring that all information was correct and accurate.
Would certainly recommend.
18 September 2026
Reply from RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
Quick and easy to purchase and low price
10 October 2026
Reply from RAC Car Insurance
Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, why not refer them? You can earn a £25 e-gift card for each successful referral, and your friend will benefit too: rac.co.uk/insurance/refer-a-friend
Too large an increase in cost since…
Too large an increase in cost since last year. No reason given, no reason existed.
14 October 2026
Reply from RAC Car Insurance
Hi Malcolm,
Thank you for sharing your feedback. We understand your disappointment regarding the increase in your renewal quote, especially when your personal circumstances have remained unchanged.
Renewal premiums are recalculated annually based on a combination of individual policy factors and broader industry changes—such as rising repair, inflation, and market-wide claims costs.
We appreciate your comments and thank you for taking the time to post your review.
Leanne
renewel made simple
21 October 2026
Reply from RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Keeping me updated and informed as to…
Keeping me updated and informed as to renewal etc.
21 October 2026
Reply from RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
Reply from RAC Car Insurance
Hi Ron,
Thank you for renewing with us for another year!
I am really sorry to hear that you found making minor changes to your policy difficult.
I will be in touch to help with this.
Vicky
I have been a road member of the RAC…
I have been a road member of the RAC for many years but this is the first time that I have taken out a motor insurance policy with them. I’m hoping that I will not need their services in any capacity in the coming year. Obtaining and accepting a competitive motor Insurance quote from them was very straightforward.
The only drawback was the limiting 28day availability. I had to resubmit a number of times in order to retain continuity of Cover.
12 September 2026
Reply from RAC Car Insurance
Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Plus, your friend will receive a reward too. Use this link: rac.co.uk/insurance/refer-a-friend
Reply from RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
No personal contact except when I…
No personal contact except when I queried taking off the vehicle rescue cover.
30 September 2026
Reply from RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Reply from RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Simple to Renew
It was simple to renew, I received an email stating my car insurance was due for renewal, and a price quoted. If I was happy with the price quoted, there was nothing to do and payment will be taken from my credit card which they had on record. It was that simple.
24 September 2026
Reply from RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Reply from RAC Car Insurance
Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Plus, your friend will receive a reward too. Use this link: rac.co.uk/insurance/refer-a-friend
Reply from RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
Reply from RAC Car Insurance
Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, why not refer them? You can earn a £25 e-gift card for each successful referral, and your friend will benefit too: rac.co.uk/insurance/refer-a-friend
It was easy to apply
30 September 2026
Reply from RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
I stayed with RAC but they were no the…
I stayed with RAC but they were no the most competitive quote.
It was also difficult to actually talk to a person and as a pensioner I do not like dealing with my personal finances etc online.
When I did speak to a person, she was very good and understanding but was unable to offer a better deal.
1 October 2026
Reply from RAC Car Insurance
Hi Michael,
Thank you for sharing your feedback with us.
We really appreciate you staying with the RAC. We're glad to hear that the agent you spoke with was helpful and understanding.
We will be in touch with you to see how we can help.
Tahara
It was straight forward doing it…
It was straight forward doing it online. Anything I wanted to no no probs also got a small discount very good
21 October 2026
Reply from RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
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