Prudential Plc Reviews 395

TrustScore 1 out of 5

1.2

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Review summary

Created with AI, based on recent reviews

Most reviewers were let down by their experience overall. Many people were dissatisfied with the company's payment processes, reporting significant delays and difficulties. Customers frequently encountered issues with customer service, citing unhelpful interactions, conflicting information from different advisors, and a general lack of responsiveness. The time it took for the company to respond to inquiries and complaints was also a major source of frustration, with many experiencing prolonged waits and unfulfilled promises of callbacks. Some people were satisfied with their experience, noting that their financial dealings, such as pension drawdowns, were handled quickly, smoothly, professionally, and efficiently.

What people talk about most

Payment

Users describe negative interactions with payment, frequently reporting significant delays and difficulties... See more

Customer service

Consumers express significant dissatisfaction with customer service, citing indifference and incompetence.... See more

Customer communications

Reviewers express significant dissatisfaction with contact experiences. Many report extremely long wait... See more

Service

Customers consistently express extreme dissatisfaction with the service. Many reviewers describe the company... See more

Response time

Clients express significant dissatisfaction with response times. Many report waiting over a week for email... See more

Reviews shaping this summary

Rated 1 out of 5 stars

If zero stars were an option I would choose that. Prudential wrongly insisted that a payment to beneficiaries of a whole life policy written in trust needed probate. I complained and their Complaints... See more

Rated 1 out of 5 stars

awful to deal with. trying to access MY MONEY held by them in the form of an AVC for 3 months now. communication is non existent. If I'm promised a callback or communication from them. IF I get a... See more

Rated 1 out of 5 stars

Absolutely awful company . Invested a large amount in 2015 split into 4 trusts for my children to access when older. Had nothing but trouble with them since trying to withdraw . They constantly move t... See more

Rated 1 out of 5 stars

We have been arguing back and forth with the pru for the past 18mths. We needed to cash in our parents joint life policy to pay for their care. Pru only communicate by letter so everything takes 3x lo... See more


Company details

Information provided by various external sources

Prudential plc is a British multinational life insurance and financial services company headquartered in London, United Kingdom.


Contact info

1.2

Bad

TrustScore 1 out of 5

395 reviews

5-star
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1-star

Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

On 21st August i spoke on the phone to…

On 21st August i spoke on the phone to ask for a form to transfer my bond to the grandson, after several phone calls later asking where this form had got to, I phoned again today (24 September)and was told, 'sorry we spelt Internet wrong' on my bt Internet.com email.
Incompetent at least.

24 September 2025
Unprompted review
Rated 5 out of 5 stars

I only have financial dealings with…

I only have financial dealings with prudential once a year to arrange my pension drawdown.
I have recently done a drawdown and found prudential very professional and efficient. Everything was carried out quickly and smoothly. So vey happy.

19 August 2025
Unprompted review
Rated 1 out of 5 stars

Pru online is not customer friendly

I am retired and have a small pension with Pru and am yet to get into the account. I have an account manager that I didn't want. I just wanted to be able to access my small pension as needed(which I do with the other company I have 2nd small pension with) (they are so good). I am yet to access my Pru account as I fail something every time, get too stressed to carry on and give up.

27 August 2025
Unprompted review
Rated 1 out of 5 stars

Shambolic Company

Shambolic Company. You should be ashamed of your absolute incompetence! Tried to recover an old pension in my previous married name (20 years ago) - they are unable to locate it even with the original certificate etc. Provided original copies of all name change documents and jumped through numerous hoops to no avail. Last letter was asking for original documents yet again. I wouldnt trust the Pru as far as you could throw them. I regret ever using their services. I guess they hope you just give up in frustration so they can keep your money....
Not ready to give in yet but have just about had enough of this stupidity

19 August 2025
Unprompted review
Rated 1 out of 5 stars

Bad company , avoid .

Well no surprise when reading the reviews .My husband is trying to get his pension, and they are dragging their heels . They keep asking for a letter from his past employer , which thankfully they are still in business, because it’s been nearly 20 years since he left .They don’t answer emails or answer the phone , you are left on hold .I would highly recommend that you move you pension to a better company , if you want your pension , on your retirement.Avoid Avoid .

22 May 2025
Unprompted review
Rated 1 out of 5 stars

Extremely worrying that a company…

Extremely worrying that a company handling large amounts of other people's money can be so incompetent.
Trying to access my mother's money as POA has been an absolute nightmare and it is still going on.
Whatever paperwork you supply at their request is never enough , even sending it signed for they still say they haven't got it.

14 August 2025
Unprompted review
Rated 1 out of 5 stars

A zero star rating would be a good…

A zero star rating would be a good start. Absolutely rubbish customer service. Have been trying for 6 months to transfer a small AVC from one LGPF to another. Have been pushed from pillar to post and still haven't got this money moved. Shameful service. The Pru are happy to take your money but certainly don't want to give it you back. Am now writing to my MP and the F.C.A.

14 August 2025
Unprompted review
Rated 1 out of 5 stars

Pathetic Prudential

What can I say about the Prudential that hasn't been said already. In my case all the company had to do was transfer funds from an endowment policy to my mortgage company, which would pay off my home. For most companies this should have been a very simple task to perform. But for the Prudential, it appeared to be on a par with solving mathematic's Riemann Hypothesis! I contacted their call center many, many times, and was confronted by operators stalling for time and/or what time proved to be blatant lies! Saying things like "We will call you back in a few days and it will all be sorted"! As at time of writing this, I am still waiting for the Prudential to do something about it! They can only be described as incompetent, lackadaisical, uncaring, and unhelpful! I would have given the company no stars, but unfortunately this is not possible. Come on Prudential! If you are reading these comments on Trustpilot, why not 'grow a pair' and act like a proper financial company and sort out all our issues! A word of advice to anyone considering buying a product from the Prudential - DON'T!

13 August 2025
Unprompted review
Rated 1 out of 5 stars

AVC PAYMENT

Deal with Prudential to gain my AVC withdrawal has been distressing and frustrating. Their service lack continuity with different 'advisors' providing conflicting information.
They have made numerous mistakes with my 'simple' request.
1. Argued incorrectly that they have not recieved my last payment
2. Informed me they have sent option packs that did not arrive...
3. Informed me they have sent claims form via email and post...I STILL have not recieved them.
4. Delaying EVERY step to prevent my payment.
I STILL have not recieved my claim form, payment, their complaints procedure is appalling, customer service via phone is inaccessible, their communication for a.large organisation is the poorest I have ever encountered....DO NOT INVEST WITH PRUDENTIAL in any shape or form!

8 August 2025
Unprompted review
Rated 1 out of 5 stars

Wouldn’t even give 1 star

Wouldn’t even give 1 star. Shambles of a company. Contacted me 2.5 years AFTER my mum passed about her pension, delay so they don’t have to pay easier getting blood from a stone. Cause distress and upset and all members of staff incompetent. Avoid at all costs!!!!

31 July 2025
Unprompted review
Rated 1 out of 5 stars

I paid rent i have ledgers proving it…

I paid rent i have ledgers proving it was paid and it was paid directly from odsp to them and they filed a false claim and must have paid the judge as I have all the profe of rent paid but yet they got there ruling in there favor had to pay the judge these people are stealing from the disabled and throwing them to the street that's my situation these people are scum scum lords

30 July 2025
Unprompted review
Rated 1 out of 5 stars

Never Ever Consider This Company

As a trustee on my Mother’s account, I have been attempting to change a bank account where her monies are sent for 6 months. Beyond frustrated. 5 calls so far this month but today yet again the “system is down”. The customer service agent suggested calling again to see if I reached someone whose “system is up”. No such luck it was suggested I call back “later this week” or “next week”. I have filed a complaint already and totally endorse all other reviews. If I could remove the Trust we have with this company, I would.

22 July 2025
Unprompted review
Rated 1 out of 5 stars

Again not able to give this awful…

Again not able to give this awful company 0 stars. Rude staff poor communication,tell you one thing by letter and another over the phone feel like just shredding their correspondence and walking away but my parent probably paid them loads over the years so better try and respond.

21 July 2025
Unprompted review
Rated 1 out of 5 stars

Failure to recognise and underatand HMRC forms

This is an organisation that upon receipt of an IHT423 form - a request that monies be paid from an estate to HMRC to meet an Inheritance tax bill then response with a letter to the wrong address, and with no recognition of the IHT 423 process. Then when you try and call this company you find you end up speaking with individuals who have no understanding of what an IHT423 is never mind how the process works. And 6 working days on still no response to a customer complaint

18 July 2025
Unprompted review
Rated 1 out of 5 stars

In 2021 I got a letter off the…

In 2021 I got a letter off the Prudensial pension plan coming to an end and asking me what I wanted to do I was 66 so I said I would take the money but not as easy as that you can take a quarter tax free or u will pay tax on it all, it was you so obvious the did not want me to draw it all out anyway with covid no staf under trained staff things get lost in the post not listening to a word I said they wanted me to reinvest with them any way after nearly 4years of twoing and frowing nothing so I got in touch with in Ombusman with in 10 days the money was payed in to my bank it Was £16,885 but only got £12.470 after tax my argument is that nearly 4 years wasted I could of had that money in a Isa and got 5.5% £1800 Yet the Ombusman does not seem to agree so I have now gone to the BBC Television so anyone out there come forward if had the same problem the watchdog would take it on if there was enough numbers, The tax is not there fault, - but not letting me getting my money for nearly 4 years. As I said this was from 20/07/21 untill now I got the impresson the Ombusman works for them he seem to take everything personal and its still going on 7 months later the experience is still going on

17 July 2025
Unprompted review
Rated 1 out of 5 stars

Just when I thought the Prudential…

Just when I thought the Prudential couldn't suprise me anymore with their useless service they contact me a full year after my pension started offering me compensation for my complaint.
There had been no contact in-between or any updates.
Avoid this company or move your money somewhere else.

15 July 2025
Unprompted review
Rated 1 out of 5 stars

All the complaints online are true

After the death of my father, my sister and I have been requesting the payout from Prudential of a Whole Life Assurance plan set up in 1974 for my mother. They've used the joint LPA details, Probate (not relevant), and 'missing documents' to avoid paying out for over two months. And they have the legal right to spend 8 weeks internally investigating complaints.

3 July 2025
Unprompted review
Rated 1 out of 5 stars

Telephoned to ask a pension question

Telephoned to ask a pension question. On hold for 30 minutes after answering the inane robotic questions. Someone eventually answered because I could hear the birds tweeting in their garden they were in but didn’t speak and put the phone down after a minute. I suggest someone from company audits their customer service calls to see who is the jokers sitting in their garden and not bothered to work.

30 June 2025
Unprompted review

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