Pru UK Reviews 

3,712
TrustScore 4 out of 5

4.0

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Rated 5 out of 5 stars

While it took over 1.5 hours on the phone to complete the outcome was swift and took account of the reason for the withdrawl. As I was asked to complain about the length of time it took, a few days la... See more

Rated 4 out of 5 stars

Well I took my policy out when I was 19 now I'm 65 a lot of things have changed like pudential do not pay out now so it costs you money that you have saved with them to get another firm to pay you whi... See more

Rated 1 out of 5 stars

Utterly disgraceful outfit. Trying to get my own money,(very small amount in pension terms) like pulling teeth. Truly awful people who make it as difficult and lengthy a process as possible. Absolutel... See more

Company replied

Rated 5 out of 5 stars

Very profitable investment and when it came to withdrawing some funds it was completely without fuss or delay

Company replied

Company details

  1. Pension Office
  2. Insurance Company

Written by the company

We’re a leading savings and investments business, caring for customers for over 170 years. Ever since we were founded as a loans and life assurance company in 1848, we’ve sought to bring wealth within reach of as many people as possible by helping them access our products. Today we’re part of M&G plc, a family of brands all aligned behind the same ambition: to manage our customers’ savings and investments so that they can live the life they want, while aiming to make the world a little better along the way.


Contact info

4.0

Great

TrustScore 4 out of 5

4K reviews

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4.0

All reviews

(3,712)

568 reviews in the last 12 months

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Rated 1 out of 5 stars

I really do not know where to start…

I really do not know where to start with this. However, I started the process of trying to access my pension which to start with was fine and understand they have to ensure I have taken advice etc, however, it does not excuse rudeness, being made to feel like a liar when all I want to do is take MY money out of my pension. I have completed the same process with another business and all is now completed. They say contact us through secure messaging so I do and all I get every single time I message is we will be in touch in approx 11 days. This is the third 11 days message I have received.... not anymore I am seeking legal advice as sick of being fobbed off. To say I am cross and unhappy with the way I have been treated is an understatement.

19 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi, we're very sorry to hear about your experience and understand how frustrating this has been, particularly when you're trying to access your own pension savings.

It's clear we haven't met your expectations on this occasion, and we're concerned to hear that you felt unsupported and that our communication has left you feeling ignored.

We'd like the opportunity to investigate your experience in more detail, and to ensure we address your requirements. To allow us to help, please email us at social@prudential.co.uk with your plan number and preferred contact details. Many thanks

Rated 5 out of 5 stars

While it took over 1.5 hours on the…

While it took over 1.5 hours on the phone to complete the outcome was swift and took account of the reason for the withdrawl. As I was asked to complain about the length of time it took, a few days later I received a sorry gift from The Pru, which I did not expector request

26 June 2026
Rated 1 out of 5 stars

Failed to treat my terminal mum with respect or dignity

Despicable experience with prudential pensions. Stemmed back before my mum’s diagnosis where they spent years saying they could not find her pension because it was ‘too old.’ Since a terminal diagnosis, which they were told about, she has been given false information and absurd requirements to access her pension. One of these was a HAND WRITTEN letter that they wanted her to write from her hospital bed on a palliative care ward. They have failed to change any of their processes or communication since we informed them of the health condition and from our perspective are deliberately running down the clock. This has included insisting everything is delivered by post. We are utterly disgusted by our experience with them and intend to escalate this to make our story known.

16 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Sam, we are truly sorry to hear about the difficult experience your family has encountered regarding your mother's pension.

This does not reflect the level of service we look to provide to our valued customers and we would like the opportunity to help. To allow us to follow up on the experience your mother has had, please email us at social@prudential.co.uk with further details, including any references provided in our correspondence.

We look forward to hearing from you and helping to resolve matters. Many thanks

Rated 1 out of 5 stars

BEWARE - DON'T BE TEMPED

I have been trying to do my first pension drawdown for months this year. It's just IMPOSSIBLE. Customers service is poor, replies are vague, you cannot get anything in writing from them, not even if you send them an internal platform message. They delay you and fob you off with a far too many excuses.

**THEY MAKE IT IMPOSSIBLE FOR YOU TO ACCESS YOUR PENSION**

16 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Alec, we're sorry to hear about the delays and problems you've faced in receiving your first drawdown from your plan.

We're keen to help and would be grateful if you could email our team at social@prudential.co.uk with your plan number and preferred contact details. This will allow us to follow up on your experience with our customer service team and ensure your requirements are addressed. Many thanks

Rated 1 out of 5 stars

Utterly disgraceful outfit

Utterly disgraceful outfit. Trying to get my own money,(very small amount in pension terms) like pulling teeth. Truly awful people who make it as difficult and lengthy a process as possible. Absolutely no regard for older people or people with mental health issues who are not 'tech savvy'. I wanted some money to pay for new spectacles . Ive lost all interest, they can shove it.

12 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Ian,

We're sorry to hear about your experience and understand how disappointing this has been. We want accessing your pension savings to be as straightforward as possible, and we're concerned to hear that you feel let down by the service you've received.

We'd like the opportunity to look into this for you and see how we can help. To allow us to do so, please email us at social@prudential.co.uk with your policy/plan number.

Thank you for taking the time to share your feedback.

Rated 5 out of 5 stars

Very profitable investment and when it…

Very profitable investment and when it came to withdrawing some funds it was completely without fuss or delay

24 June 2026
Pru UK logo

Reply from Pru UK

Hi, we're delighted to hear that you had a smooth and efficient experience when withdrawing some of your funds. Thank you for taking the time to share your feedback.

Rated 1 out of 5 stars

Poor administration

My grandaughter topped up her investment by cheque, but Santander blocked the transaction for a security concern as it was for a large amount. Even though the money has not left my Santander account, Pru have still credited my account. Depite secure messages and phone calls to them, they have not replied. It is very generous of them to credit my account when they have not received the money!!!!

19 June 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Mr Williams, we're sorry for the poor experience you've encountered and the lack of a response to your messages and phone calls. We'd like to help and would be grateful if you could email our team at social@prudential.co.uk with details of the investment involved, together with your preferred contact details. Many thanks

Rated 1 out of 5 stars

Smoke and mirrors at BN15 8GB… But no office.

We exposed the true fact that BN15 8GB has no Prudential office at this ONS postcode. Its a small residential close near Shoreham airport ...no offices at all

What we highlighted is that mail isnt delivered by Royal Mail to BN15 8GB ..but is delivered to a branch office of Paragon Customer Communications on Lancing Business Park for which the postcode is BN15 8FB.

F and G lie adjacent on the keyboard. So why not explain what actually happens to mail addressed to BN15 8GB ..its important as Pru solicitors Allen and Overy used the same postcode 2019 when notifying policyholders of court application to transfer significant "certain business".

The same postcode used for PO Box 3122 BN15 8GB ..but the address for PO Boxes at Royal Mail sorting centre is a different postcode again.

Instead of gobbledegook messages about "our mailing partners" policyholders have a right to know.

The FCA registered address for PRU complaints appears to be a named person at Fenchurch Avenue .. ( not Paragon Communications at Lancing Business Park. BN15 8FB ).

Why all the smoke and mirrors ? Not very transparent ..

We have mail from same period for BOX 3122 from 2 different firms .. 2022 ... different postcodes for same PO Box 3122 ..

The mail "social@prudential....." appears totally disingenuous.. who sent that ?? Own up .. when other mail comes via M&G FA Ltd platform.

There us of course a huge glitzy office at Fenchurch Avenue.

Best to be transparent re mail delivery and processing .. AND ..who precisely is "social@prudential.... going to reach ?

FCA register text reads

Firm Name: The Prudential Assurance Company Limited

Firm Reference Number: 139793

Address: 10 Fenchurch Avenue London, EC3M 5AG, UNITED KINGDOM

Telephone: +440800000000

Email: info.. at ...

Website: ..mandg etc

Explain why ..and how initial postcode error occurred . And current mail routing via third parties
Original error (an easy mistype ??) understood to have been made under Prudential plc on or before 2014 ..when address adapted from Stirling address Scotland .

Please explain. Please .. No more pseudo reaching out from unknown email addresses .

7 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi, thanks for taking the time to leave another review.

We appreciate that you've raised questions about our mailing arrangements and also about who is behind the social@prudential.co.uk mailbox. This mailbox is monitored by our customer engagement team and is the quickest way for us to review and respond to concerns raised through channels such as Trustpilot.

We previously invited you to contact us directly so that we could look into the points you've raised in more detail, but we haven't yet received any correspondence from you.

If you would still like to discuss your concerns with us, please email social@prudential.co.uk and we'll be happy to help.

Rated 4 out of 5 stars

Well I took my policy out when I was 19…

Well I took my policy out when I was 19 now I'm 65 a lot of things have changed like pudential do not pay out now so it costs you money that you have saved with them to get another firm to pay you which I don't think's right besides that very good

7 June 2026
Rated 3 out of 5 stars

Surveyed completed

The online service was ineffective to deal with my enquiries.

6 June 2026
Pru UK logo

Reply from Pru UK

Hi Marie, we're sorry our online service didn't meet your expectations, and that your enquiries were not resolved.

If there's anything we can help with, please let us know by emailing our team at social@prudential.co.uk with further details, including your policy/plan number. Many thanks

Rated 1 out of 5 stars

Losing the will to live dealing with this company.

I have been trying to claim my mothers small life insurance policy following her death almost three months ago without success, I have provided all required documents, in some cases having to do that twice. After phone calls I am left confused as to what is still required. I am a seventy year old living on a pension and had to pay for her funeral with a card. I am at a loss as to how to proceed next. I am currently waiting for the phone to be answered, thirty minutes so far.

6 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Daniel, we're sorry for your loss.

If you've been unable to speak with us today, please email our team at social@prudential.co.uk with details of the policy involved, and we'll arrange for our customer service team to get in touch. Many thanks

Rated 1 out of 5 stars

No actual real responses issues

No actual real responses other "responses take up to 8 days". No acknowledgement of documents submitted. Very generic messaging. Real concerns it's a fully automated system. Only consistantly response is "process takes 4-6 weeks(first stated 14 weeks ago). Querying anything receives no response relevant to the issue.

1 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Jamie, we'd like to follow up on your recent experience, and help where we can to address your requirements. To allow us to do so, please email our team at social@prudential.co.uk with your plan/policy number and your preferred contact details. Many thanks

Rated 1 out of 5 stars

Use a more reliable company!

Still no response from this unreliable and untrustworthy organisation!

Three days since I informed them they they had shared the incorrect pension details to my new lender and there has been ZERO contact from them! Not even an update as to what they are doing!

Once this mess is completed, my larger pension will also be moved away!

My suggestion to new customers would be to look elsewhere such as Legal and General.

2 July 2026
Unprompted review

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