I was having issues getting approved for credit elsewhere. Polar credit helped us out. You can borrow as much or as little as you can afford each time from the credit you are approved for. I would r... See more
Company replied
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See what reviewers are saying
Amazing. Borrow what you need they take min payment each month but you can pay extra on top. Interest isn't too high either. Def recommend. Def affordable compared to others
Absolutely amazing company! Staff are always so helpful and they are professional at all times. The service offered is amazing and nothing is too much for them to do. Repayments are set up with no has... See more
Company replied
The application process was okay, the money was available immediately, HOWEVER they LIED to me and said if I repaid my whole balance they would increase my limit, I asked them if they are SURE, they g... See more
Company details
About Polar Credit
Written by the company
New, simple way to access revolving credit. We are a reliable direct lender for your ongoing credit needs.
Representative example: Amount of credit: £1200, interest rate 49.9% pa (variable) and 1.65% transaction fee. Representative 68.7% APR (variable).
Representative example: Amount of credit: £1200, interest rate 49.9% pa (variable) and 1.65% transaction fee. Representative 68.7% APR (variable).
Contact info
3rd Floor, 12 Gough Square, EC4A 3DW, London, United Kingdom
- 0800 612 7188
- info@polarcredit.co.uk
- polarcredit.co.uk
3.9
Great
239 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Hasn’t replied to negative reviews
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Do exactly what they say
Do exactly what they say, no exorbitant itest rates. Extremely good lender.
11 May 2022
Reply from Polar Credit
Hi Simon,
Thank you for your review! We are pleased to hear that you liked our straightforward and transparent service!
Kind regards,
Polar Credit
Very quick and easy to use.nice to know…
Very quick and easy to use.nice to know it’s always there if needed.
11 May 2022
Reply from Polar Credit
Hi Ann,
Thank you for your review! We are pleased to hear that you found our service quick and easy to use!
Kind regards,
Polar Credit
Absolutely amazing company
Absolutely amazing company! Staff are always so helpful and they are professional at all times. The service offered is amazing and nothing is too much for them to do. Repayments are set up with no hassle at all and withdrawals take minutes to transfer
9 May 2022
Reply from Polar Credit
Hi Rachel,
Thank you for taking the time to write a lovely review! We are so happy to hear that you like our service and that our helpful and professional team have been able to assist you!
Kind regards,
Polar Credit
Reply from Polar Credit
Hi Valerie,
Thank you for your review! We are very happy to hear that you liked our service!
Kind regards,
Polar Credit
Lousy lender
Lousy lender, removed credit facility with no notice and left me in more debt
6 April 2022
Reply from Polar Credit
Hi Richard,
We are sad to see your review.
Unfortunately we were unable to extend further credit to you due to the reasons that we communicated to you by email.
Kind regards,
Polar Credit
Love how there say accept bad credit…
Love how there say accept bad credit not true at all why do there say that when that actually don’t so annoying and misleading
1 April 2022
Unprompted review
Reply from Polar Credit
Hi Iain,
We are very sorry to see your 1 star review.
We understand that it can be disappointing when an application is not approved. We really appreciate your interest in our services however as a responsible lender we have to consider every application very carefully and sadly we were not able to approve your latest application.
Kind regards,
Polar Credit
Excellent Company
12 March 2022
Reply from Polar Credit
Hi Caroline,
Thank you for your review! We are so pleased to hear that you like our excellent service!
Kind regards,
Polar Credit
Excellent and easy
10 March 2022
Reply from Polar Credit
Hi Sharon,
Thank you for your review! We are happy to hear that you like our excellent service!
Kind regards,
Polar Credit
Reasonable and friendly
Reasonable and friendly, very easy to use and keep on top of, would recommend and use again
1 March 2022
Reply from Polar Credit
Hi Scott,
Thank you for your lovely review! We are so pleased that you liked our friendly service and that you would recommend us!
Kind regards,
Polar Credit
The perfect dip in credit when a little…
The perfect dip in credit when a little short on cash I’ve had polarcredit for a few months now and honestly have no complaints
18 February 2022
Reply from Polar Credit
Hi Dylan,
Thank you for your lovely review! We are so happy to hear that you are finding our service helpful!
Kind regards,
Polar Credit
Excellent way to borrow credit with no…
Excellent way to borrow credit with no hassle
18 February 2022
Reply from Polar Credit
Hi Gary,
Thank you for your lovely review! We are very happy that you like our service and found it easy to use!
Kind regards,
Polar Credit
Great easy application & access to…
Great easy application & access to money. Thank you
9 February 2022
Reply from Polar Credit
Hi Mote Mote,
Thank you for your review! We are so pleased that you liked our application process and that we were able to help you!
Kind regards,
Polar Credit
great service
14 January 2022
Reply from Polar Credit
Hi Anthony,
Thank you for your review! We are so pleased that you liked our great service!
Kind regards,
Polar Credit
Convenient and good service
8 January 2022
Reply from Polar Credit
Hi Daryen,
Thank you for your review! It's great to hear that you were pleased with our service and that you found it convenient to use!
Kind regards,
Polar Credit
Reply from Polar Credit
Hi Nik,
Thank you for your review! We are so pleased to hear that you liked our product and that we were able to help you when you needed us!
Kind regards,
Polar Credit
Great customer service
Great customer service, easy to use, and always reply quickly with any queries - highly recommend
1 December 2021
Reply from Polar Credit
Hi Katie,
Thank you for taking the time to write a lovely review of your experience! We are very pleased that you were happy with our customer service and that you would highly recommend us!
Kind regards,
Polar Credit
Reply from Polar Credit
Hi Kad,
Thank you for your review! We are happy to hear that you found our service fast and easy to work with.
If there is anything that would take your 4 star review to 5 star service, we'd love to hear from you! You can email any recommendations to info@polarcredit.co.uk
Kind regards,
Polar Credit
Reply from Polar Credit
Hi Michael,
Thank you so much for your kind review! We are very happy to hear that you like our easy to use service and that you would recommend us!
Kind regards,
Polar Credit
Reply from Polar Credit
Hi Richard,
Thank you for your review! We are happy to hear that you like our easy to use service. We always encourage responsible borrowing so thank you for reiterating that the credit line should be paid back as soon as you can afford to do so.
If there is anything that would take your 4 star review to 5 star service, we'd love to hear from you! You can email any recommendations to info@polarcredit.co.uk.
Kind regards,
Polar Credit
Reply from Polar Credit
Hi Izabela,
Thank you so much for your lovely review! We are so pleased that you are very happy with our super service!
Kind regards,
Polar Credit
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