Very high interest rate
9 March 2026
Unprompted review
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Company details
Written by the company
We are a short-term lender specialising in personal loans between £200-£1500 with loan terms of 3-6 months. Your loan , your way! We are here happy to support you in whatever way we can and ensure you can bridge that temporary gap in your finances.
Contact info
United Kingdom
- www.monixa.co.uk
3.7
Average
9 reviews
Replied to 100% of negative reviews
Typically replies within 2 weeks
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Applied for the loan in a crisis had…
Applied for the loan in a crisis had funds in my account straight away with payment plans . Did what they said quick payment no fuss
28 February 2026
Unprompted review
Awful
I sent in an email saying I need to go on a payment plan, I received an email back that was okay as long as I answered their quetions in the email reply they sent me.
I did this then I got another email back my account is being passed to a debt recovery agency.
I was also told I can set up the plan by email, and I had to do it on the phone but I ended the call as the man had an accent which was difficult to understand
5 March 2026
Unprompted review
Reply from Monixa
Thank you for taking the time to share your experience – we’re really sorry to hear how frustrating this has been for you.
We understand that you were trying to set up a payment plan, so it’s understandable that being informed your account had been passed to a debt collection agency was confusing.
Please be assured that when we sent your account to the DCA, we informed them that you wanted to set up a plan and asked them to contact you so this could be arranged.
Our debt collection agency (DCA) partners are there to help and have access to a wide range of flexible repayment solutions tailored to your individual circumstances. We can see that a payment plan has been successfully set up with the agency, which is a really positive step, and they will continue to support you throughout.
We’re sorry to hear about your experience on the phone as well – clear communication is really important, and we appreciate you flagging this. We will review this interaction and take any appropriate steps where needed.
If you would like to raise a complaint, you can do so by emailing complaints@monixa.co.uk.
Wow!
Wow. The fastest PD loan service I have ever used. People have a negative perception on PD loans maybe rightly so as they are not ideal, but life gets in the way sometimes and you need some cash. I applied for a small loan to help with taxi bills as my dad was in hospital. These folk are amazing. From the moment I applied to the moment finds hit my account was roughly 8 minutes. Great people, would absolutely use them again!
28 February 2026
Unprompted review
Quick decision and response time
Quick decision and response time. Great website for checking all details of loan.
23 January 2026
Unprompted review
Agreed to allow me move my pay date…
Agreed to allow me move my pay date then tried taking money earlier resulted in my credit score being affected
16 January 2026
Unprompted review
Reply from Monixa
Hello John,
We’re sorry to hear that you’ve formed a negative impression of our company. Your feedback is important to us, and we appreciate you taking the time to share your concerns.
Please feel free to provide your registered details so that we can log your review as a formal complaint. Once this has been done, a member of our Complaints Team will be in touch with you to investigate the matter further.
If you would prefer to contact us directly with additional details in the meantime, you can do so using the following options:
Email: complaints@monixa.co.uk
Phone: 0330 027 0685
Live chat: via our website
We look forward to hearing from you and resolving this matter.
Easy to deal with
Easy to deal with, loan repayments were manageable and were very helpful when I needed to speak to someone in person.
14 January 2026
Unprompted review
Professional service with no hidden…
Professional service with no hidden fees 5 ⭐️
31 December 2025
Unprompted review
Would stay away from the company
There is no one to speak to they’ve got a customer service number and you ring it and no one picks up and then get cut off after 30 minutes and then they’ve got a online portal that’s a waste of time and you just get an automated computer bot replying back to you with none of the useful information you need and then you get put through to a person for then for the conversation to close, I told them what day I get paid and they took payments out on a different day so therefore I couldn’t pay it and then I was getting charged more for not paying in time, if your contemplating getting a loan from them I would stay away
10 July 2025
Unprompted review
Reply from Monixa
Hi Brad,
Thank you for taking the time to leave a review, we are sorry to hear that you are unhappy with the service received. Your feedback is vital to improving our products and services.
We have logged your concerns as a complaint and one of our complaints team will be in touch with you to investigate this further.
If you wish to contact us with further details in the meantime please email complaints@monixa.co.uk
Thank you,
Monixa Customer care
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