Plenti Reviews 2,302

TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 246 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. The service provided is often described as excellent, with consumers noting the efficiency and ease of their overall experience, including quick response times and a smooth user experience. However, some people were not happy with the customer service, mentioning issues with receiving explanations for loan rejections or difficulties speaking directly with decision-makers. A few other people also felt that the technology was clunky and inflexible, and some experienced problems with specific document requests, such as Centrelink statements, for situations where they were not applicable.

What people talk about most

Service

Consumers find service to be positive, highlighting the team's promptness, professionalism, and efficiency.... See more

Staff

Customers consistently note positive experiences with staff. Many reviewers praise the helpfulness and... See more

User experience

Customers had positive experiences with user experience, highlighting the quick, easy, and straightforward... See more

Response time

Clients share positive opinions on response times, with many praising the quick approval process, often... See more

Customer service

Users describe positive interactions with customer service. Many customers praise the helpfulness and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Shana, Ali, Joshua Medina & Moey have been great to work with. Always responsive, super eager and helpful to get deals across the line or workshop. Quick to educate and assist us with policy etc... See more

Rated 5 out of 5 stars

As a broker who writes loans across a dozen different lenders, I spread my business wide to get the best deals for clients. Plenti's just one in the mix—solid rates and quick approvals, nothing ground... See more

Rated 5 out of 5 stars

Plenti's portal and system is so easy to use and the products they offer are great also. the turnaround times are are amazing often being able to get same day approval and settlements. I am lucky e... See more


Company details

  1. Non-Bank Financial Service
  2. Financial Institution
  3. Investment Company

Written by the company

When it comes to your big ideas, there's never been a better time than now to make it happen. That's where we come in. Plenti is building a faster, fairer approach to lending — one that helps you get where you want to be sooner.

Written by the company


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 70% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 3 out of 5 stars

WA Battery Rebate scheme

WA Battery Rebate scheme. Had many hours of frustration simply attempting to upload a PDF file from ATO. Got a few Emails to assist me but didn’t remedy the problem. Very unhappy.This should be a simple procedure, I don’t like receiving an email telling me to see the ATO or my accountant. Have a system in place that works please. I don’t know who should own the problem, Plenti or tha Goverment Rebate Scheme.

26 March 2026
Unprompted review
Rated 5 out of 5 stars

Top Lender

Always great service and very easy process. Website is easy to navigate and you can setup your payment date to suit your circumstances. Ive had several loans and every one has been a great experience. Highly recommend anyone to this lender.

23 March 2026
Unprompted review
Rated 5 out of 5 stars

Excellent Company

We found Plenti to be responsive, very efficient, patient and prompt. The staff were very helpful with any issue we presented to them and the answers were clear and informative.

24 March 2026
Unprompted review
Rated 5 out of 5 stars

User friendly online experience

The user friendly online experience was so simple even an old timer like me had no issues. The feedback was informative and responsive allowing me to complete the application in minutes rather than hours.

26 March 2026
Unprompted review
Rated 1 out of 5 stars

Applied for he 10,000 interest free…

Applied for he 10,000 interest free loan for Solar. Supplied all the info re our income and expenditure. Then there was an insistence on a Centrelink statement, well as self-funded retirees, we don't get Centrelink.
This appeared to be a huge stumbling block for the company. I feel they did not understand the requirements for the loan at all.
My husband's application was rejected without an explanation, apparently Plenti were not required to supply a reason.
I applied and my application was eventually approved, only after experiencing the same issues re Centrelink income statements. My husband and I have more or less the same income and expenditure.

20 March 2026
Unprompted review
Plenti logo

Reply from Plenti

Hi Anna,

Thank you for sharing your experience. I’m very sorry for the confusion and frustration you and your husband faced during the application process. I understand how challenging it must have been to navigate requests for documentation that weren’t applicable to your situation.

We aim to make our loan process as clear and straightforward as possible, and I appreciate you highlighting where we fell short. Your feedback will help us improve how we communicate requirements for our customers and ensure our team better understands these cases in the future.

If you or your husband would like to get in touch with us, please feel free to contact our team at contact@plenti.com.au or call us on 1300 768 710.

Thank you again for your feedback and for giving us the opportunity to improve.

Kind regards,
Bea
Customer Support Team Lead

Rated 5 out of 5 stars

Impressive Experience.

This is the first time we heard of Plenti and we have been very impressed. Over the years we have used a variety of lenders for various reasons but Plenti was the smoothest, best at keeping us informed as to how our application was going and very fast and efficient at implementing all the requirements for us with full and clear information. BUT the gold medal goes to the whole team for guiding us through the internet, tech, computer minefield of applications that were necessary requirements. We are, kind of, IT illiterate and appreciated the kind, patient and clear instructions that were given to us throughout the whole process of Plico and Plenti paperwork (Or, I guess you call it paperless applications.) Thank you all once again for your patient understanding and we hope the rest of our experience goes as smoothly. Kind Regards, Kay and Terry Smith

20 March 2026
Unprompted review
Rated 3 out of 5 stars

Frustrating application form workflow

Towards the end of the online application, users are taken to a page to upload docunents.

We were presented with about 8-10 options to upload like rental statement and pension statement. Some of these do not apply to us and who would use the word pension if you are asking for superannuation. Some of us are not pensioned yet.

Then there was no guide how many documents need to be uploaded and the application will not proceed to complete until all documents were uploaded (uploaded duplicates just to get to the end).

The whole experience is frustrating as we are not living in the 90 when Internet were first invented and online form and workflow was new.

I had to call several times to ensure I had submitted all the right documents even with that the agent need to send an email with the link to upload the document rather than having my own login profile to check my applications.

18 March 2026
Unprompted review
Rated 4 out of 5 stars

Plenti personal loans

I haven't been with Plenti very long so can't give a full review but what I can say is it was quick and easy processing my loan application, they kept my informed along the way with how my application was going.
If your in desperate need of a loan, my current experience would say, Give them a go

24 March 2026
Unprompted review
Rated 5 out of 5 stars

Plenti review

It was easy, and straight forward. No issues with the instructions. Glad this is now in Place.

24 March 2026
Unprompted review
Rated 5 out of 5 stars

After battling with a big 4 bank

After battling with a big 4 bank, dealing with Plenti was refreshing. I could speak to someone easily, they understood my requirements and made it easy to complete the application. Quick turnaround and settlement of funds and reasonable interest rate, lending fee and no ongoing admin fees or penalties for early repayment. Would use again and would recommend to others

17 March 2026
Unprompted review
Rated 4 out of 5 stars

Seamless

It was pretty seamless to be honest. Only thing was that the application didn't list the federal rebates and just listed WA rebate (which is fair) but that created bit of panic and I had to check with my enery provider that its normal to plenti application not specify all rebates. It will be good if the PLENTI application indicates that.

22 March 2026
Unprompted review
Rated 5 out of 5 stars

So easy

I found the application process to be quick and simple and the comms were useful and easy to follow

18 March 2026
Unprompted review

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