I have the omno credit card and it is good to build your credit but once the 37% apr hits it gets tough.I have another card but could not do a balance transfer on it to clear my omno card.i have froz... See more
Company replied
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Review summary
Created with AI, based on recent reviews
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Reviews shaping this summary
Applied and was accepted very fast with lots of information as to how to manage the credit facility responsibly. Also info on help should you find yourself in difficulty. I think that under respon... See more
Company replied
Very easy access to the card. Surprisingly smooth and quick verification process with the approval decision given in seconds. I always weary of organisations I am not familiar with but so far, everyth... See more
Company replied
So far so good,am awaiting delivery of the card,but the application process was easy to understand and a quick process.Hopefully my card arrives soon and we take it from there
Company replied
Company details
Written by the company
Onmo is one of the UK’s newest credit card account providers. We design our products to help demystify money matters wherever possible, providing customers with more financial control and flexibility in their lives. Our app puts you in control of your spending and payments so you can understand exactly where your money's going, freeze your card, and set reminders - in one place. Find out more: https://onmo.app/
Contact info
Fora 1st Floor, 35-41 Folgate Street, E1 6BX, London, United Kingdom
- 0330 333 6000
- help@onmo.app
- onmo.app
4.3
Excellent
6K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 99% of negative reviews
Typically replies within 24 hours
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Horrible experience
Horrible experience, money was being siphoned off and going goodness knows where, and customer service had no reasonable explanation, they also held a pending payment for a whole Month, despite the transaction being cancelled. I do NOT recommend ONMO. I paid off my credit balance in full, and happy that I’m well rid of that awful company
1 July 2026
Unprompted review
Reply from Onmo
Hi SR,
We appreciate your feedback on the Onmo Credit Card and we're sorry to read that you were not happy with our services. With pending transactions, they would typically clear within 3 – 5 business days. However, there are instances where a pending transaction may take up to 30-days to update its status on your account.
We'll provide your review to our relevant departments so we can work towards improvements with our transaction processes.
Team Onmo
Quick and efficient
Quick , not overtly intrusive , easy and logical.
4 August 2026
Unprompted review
Reply from Onmo
Hi MR,
Thanks for leaving your review and sharing your experience when applying for your Onmo credit card. We’re happy to read it was a quick and easy process to get through and we hope you enjoy your new card.
Team Onmo
It’s a very quick easy simple process…
It’s a very quick easy simple process to apply. The interest rates are very high. In fact the highest I’ve ever seen on a credit card.
5 August 2026
Unprompted review
Reply from Onmo
Hi Hans,
We appreciate your feedback on our application process and the rate you were approved for. We'll be sharing your review with our relevant teams to take your feedback on board. With your monthly repayments, please remember that if you pay your full statement balance each month, then interest will not be applied to your account.
Team Onmo
No Faff
Application was so easy and decision immediate. Unlike other providers there were no unnecessary, intrusive questions to navigate either, excellent all round.
5 August 2026
Unprompted review
Reply from Onmo
Hi Grant,
Thank you for leaving us your review and sharing your application experience. It’s great to read that you found it to be quick and straightforward to get through.
Team Onmo
My delivery arrived today after writing…
My delivery arrived today after writing a review that it was not. I like the product!
5 August 2026
Unprompted review
Reply from Onmo
Hi AD,
Thank you for taking the time to leave us your review and sharing your experience with the Onmo credit card. We're happy to read that you've been satisfied with the product.
Team Onmo
Excellent Service No Hassle Fast…
Excellent Service No Hassle Fast Outcome 👌 Highly Recommend.
5 August 2026
Unprompted review
Reply from Onmo
Hi Frances,
Thank you for sharing your recent experience of applying for your Onmo card. It’s great to read that everything went smoothly.
We appreciate your recommendation and hope you enjoy your new card.
Team Onmo
I ordered this card over a month ago…
I ordered this card over a month ago and still haven’t received it. Emailed them to say and they said nearlt 2 weeks ago they'd cancel the one not received and send a new one and still nothing. Not impressed as a new customer these are basic things.
27 July 2026
Unprompted review
Reply from Onmo
Hi Iain,
We appreciate you sharing your experience and we’re sorry that you haven’t received your credit card in the post. We will re-order cards if it has been longer than the advised timeframe for when your card should have arrived.
We recommend giving us a call so we can double check your address details and re-issue a new card if needed. You can reach us on 0330 333 6000, Monday – Friday, 9am – 5pm.
Team Onmo
From applying to getting approved was…
From applying to getting approved was very well done throughout the process.
2 August 2026
Unprompted review
Reply from Onmo
Hi Scott,
Thank you for leaving us your review and sharing your application experience. It’s great to read that you found it to be quick and straightforward to get through.
Team Onmo
Easy application process
Seamless, easy, online application process. Recommended.
23 July 2026
Unprompted review
Reply from Onmo
Hi Martin,
Thank you for leaving us your review and sharing your application experience. It’s great to read that you found it to be quick and straightforward to get through.
Team Onmo
Reply from Onmo
Hi Shannon,
Thanks for sharing your experience when applying for your Onmo credit card. We’re glad it was an easy application to complete, and we hope you enjoy your card.
Team Onmo
Great app
A really simple process, with help along the way. Easy to use systems and speedy outcome.
1 August 2026
Unprompted review
Reply from Onmo
Hi Beverley,
Thank you for taking time out of your day to leave us your review. We appreciate your feedback on the application process, and we’re happy to read it was an overall good experience.
It’s also great to read about the service you received from Customer Support when needing some help. We’ve shared your review with our team.
Team Onmo
Reply from Onmo
Hi Shane,
Thank you for letting us know about the great service you received from us! We appreciate you taking time out of your day, and we’ll be sharing your review with our team.
Team Onmo
Very easy access to the card
Very easy access to the card. Surprisingly smooth and quick verification process with the approval decision given in seconds. I always weary of organisations I am not familiar with but so far, everything with ONMO is gone very well.
31 July 2026
Unprompted review
Reply from Onmo
Hi Julen,
Thanks for taking the time to leave us your review. It’s great to read that applying for your Onmo Credit Card was smooth and timely.
Team Onmo
Very easy appplication thay seen like…
Very easy appplication thay seen like a very good company
31 July 2026
Unprompted review
Reply from Onmo
Hi Andrew,
Thank you for letting us know about the great service you received from us! We appreciate you taking time out of your day and we’ll be sharing your review with our team.
Team Onmo
Reply from Onmo
Hi Sean,
Thanks for taking the time to review Onmo. It’s great to read that applying for your card was straightforward.
Team Onmo
Have had the card for around two years…
Have had the card for around two years now, had one issue in all this time which was resolved swiftly by kind staff.
31 July 2026
Unprompted review
Reply from Onmo
Hi Richard,
Thank you for letting us know about the great service you received from us! We appreciate you taking time out of your day, and we’ll be sharing your review with our team.
Team Onmo
Easy to fill in and very quick on the…credit card
Easy to fill in and very quick on the card coming, the app is easy to use
30 July 2026
Unprompted review
Reply from Onmo
Hi Michelle,
Thank you for leaving us your review and sharing your application experience. It’s great to read that you found it to be quick and straightforward to get through.
Team Onmo
Reply from Onmo
Hi Craig,
Thank you for leaving your review and for sharing your experience with our services. We hope you continue to enjoy using your Onmo card.
Team Onmo
The timing for the transaction is so…
The timing for the transaction is so perfect
27 July 2026
Unprompted review
Reply from Onmo
Hi Raymond,
We’re happy to read that applying for your Onmo card was straightforward and easy. We appreciate you leaving the review.
Team Onmo
nice and easy
28 July 2026
Unprompted review
Reply from Onmo
Hi Waleed,
We’re happy to read that you’ve had a positive experience when getting set up for your Onmo card. Thanks for leaving us your review.
Team Onmo
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