now:pensions Reviews 1,472

TrustScore 3 out of 5

2.9

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Review summary

Created with AI, based on recent reviews

Looking at 550 reviews, most reviewers were unhappy with their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered significant issues with payment processing, including delays in receiving funds and problems with bank details. Customers frequently reported difficulties with contacting the company, experiencing long response times and unhelpful interactions. Some people also felt that the overall service was poor, with issues like accounts being locked and a lack of clear communication regarding their pensions. Conversely, a small portion of people were satisfied with the service, noting helpful staff and smooth transactions.

What people talk about most

Payment

Reviewers highlight negative aspects of payment. Many customers report significant delays in receiving their... See more

Customer service

Users describe negative interactions with customer service, often citing difficulties reaching a human,... See more

Service

Consumers find service to be negative, with many expressing extreme dissatisfaction and frustration.... See more

Customer communications

Customers consistently note negative experiences with contact. Many reviewers report difficulties reaching a... See more

Response time

Customers consistently express frustration and dissatisfaction with response times. Many report significant... See more

Reviews shaping this summary

Rated 2 out of 5 stars

I have a small pension with now through employer, I have been trying to withdrawer since early march, had same problem as most, sent documents as address changed, this part went well but to get my mon... See more

Company replied

Rated 2 out of 5 stars

It took from July 2025 to May 2026 to get my pension payout. This was due to email and login issues. It took my financial advisor to help me resolve this issue. My money could have been gaining intere... See more

Company replied

Rated 4 out of 5 stars

Very frustrating at the start as they thought I had 2 pensions. Then not told until my last call that I actually had to submit a form to get my pension, even though I said I would take it while on the... See more

Company replied

Rated 1 out of 5 stars

Well, your system eould not recognise my bank details, you already had my I D prior to the request to take pension discussion. Your email system is awkward. My payment still has not arrived in my bank... See more

Company replied


Company details

  1. Pension Fund
  2. Financial Institution
  3. Fund Management Company
  4. Investment Service
  5. Pension Office
  6. Retirement Scheme Provider

Written by the company

now:pensions is an award-winning UK workplace pension provider. We look after the pension savings of millions of members on behalf of tens of thousands of workplaces from lots of different industries. We have a clear mission – to help everyone save for a more financially secure future. We’re dedicated to helping our members make the most of their pension savings and get a retirement they can enjoy. And, we’re fighting for a fairer pension system that benefits everyone. By highlighting pension inequalities and campaigning for change, we’re helping more pension savers get the kind of retirement they want. We are the UK's third largest auto enrolment pension provider by number of members.

Frequently asked questions (FAQs)

Written by the company

Why do I have a workplace pension?
The government’s auto enrolment laws mean all employers must put eligible employees into a workplace pension and contribute to their pension savings. NOW: Pensions provides workplace pensions for millions of members on behalf of tens of thousands of employers.
Can I stop paying into my pension?
Yes, you can stop paying in at any time. After being auto enrolled for one month, the pension savings you’ve saved will be invested until you retire or transfer to another pension provider. You’ll be able to see your account at nowgateway.com. If you stop paying into your pension, you’ll miss out on your employer’s contributions – at least 3% of your earnings; tax relief; and building up pension savings. Please note charges will still apply.
Can I opt out?
You can opt out within a month of being auto enrolled and get back any money you’ve paid in. If you opt out after a month, your pension savings will be invested until you retire or transfer to another pension provider.
Can I have my money now?
Pension laws mean if you don’t opt out within one month of being auto enrolled, your pension savings will be invested until you retire or transfer your savings to another pension provider. You can start to take your pension savings any time after you reach age 55.
Why can’t I cash in my pension savings?
After you’re auto enrolled in a workplace pension, pension laws give you one month to opt out. After a month, your pension savings will be invested until you retire or transfer your savings to another provider.
How long does it take to transfer out?
Once we’ve received everything we need to carry out your transfer request, payment can take up to 25 working days.
How do I check the progress of my request?
If you’ve made a request and want to check how it’s going, email trustpilot@nowpensions.com or give us a call on 0330 100 3334 and we’ll be able to update you.

Contact info

2.9

Average

TrustScore 3 out of 5

1K reviews

5-star
4-star
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2-star
1-star

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Rated 5 out of 5 stars

Excellent

Thenks
To now pensions

11 May 2026
now:pensions logo

Reply from now:pensions

Hi Besim,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 1 out of 5 stars

They withhold money and still haven't…

They withhold money and still haven't paid me..

11 May 2026
now:pensions logo

Reply from now:pensions

Hello Robert,

I’m sorry to hear you're facing a delay with receiving your payment.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Rated 1 out of 5 stars

Terrible service

Terrible service . Took 3 weeks and still as of today not received my payment even though I told them
It’s urgent as in hospital and waiting to pay for prescriptions

11 May 2026
now:pensions logo

Reply from now:pensions

Hello Ramadan,

I’m sorry to hear you're facing a delay with your payment.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Rated 5 out of 5 stars

It Was so Easy!

I have just retired and the process of withdrawing my pension from Now:pensions has been refreshingly straightforward.

6 May 2026
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Reply from now:pensions

Hi Yvonne,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear that the retirement process was straightforward.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

Efficient.Good guidance,plain and…

Efficient.Good guidance,plain and straightforward.Informative.
Everything went ahead as I had been told.
No complaints whatsoever.

11 May 2026
now:pensions logo

Reply from now:pensions

Hi Trevor,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

They really have a very professional…

They really have a very professional team and I can tell that I’m totally impressed about the matter how they are resolving pension’s people tasks.

8 May 2026
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Reply from now:pensions

Hi Alex,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear that you found our team professional.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

Everything was clear and easy to follow…

Everything was clear and easy to follow brilliant

6 May 2026
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Reply from now:pensions

Hi Lesley,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 4 out of 5 stars

Pension

No problems at all easy to sort out

9 May 2026
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Reply from now:pensions

Hi Shaun,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 2 out of 5 stars

You spaying out all my savings ent email saying you have paid out…

You sent email saying you have paid out my savings which I have not received yet and every time I tried to log in kept saying account number wrong so very unhappy

8 May 2026
now:pensions logo

Reply from now:pensions

Hello Marion,

Sorry to hear about this. We clearly haven’t met your expectations.


Please email trustpilot@nowpensionstrust.com so we can answer your query in full.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

It was very good service & help

It was very good service & help

8 May 2026
now:pensions logo

Reply from now:pensions

Hi Jagrutiben,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

I have not received any money even…

I have not received any money even though the e-mail says it has been paid out

8 May 2026
now:pensions logo

Reply from now:pensions

Hello Seamus,


Sorry to hear about this. We clearly haven’t met your expectations.


Please email trustpilot@nowpensionstrust.com so we can answer your query in full.


Kind regards,

Ellie

now:pensions

Rated 3 out of 5 stars

You say money has been paid but nothing…

Waiting over 10days to receive my money

8 May 2026
now:pensions logo

Reply from now:pensions

Hello Stephen,

Sorry to hear about this. We clearly haven’t met your expectations.

Please email trustpilot@nowpensionstrust.com so we can answer your query in full.


Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

Very helpful and helped me to understand

Very helpful and helped me to understand

8 May 2026
now:pensions logo

Reply from now:pensions

Hi Sally,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

I have not received any money into my…

I have not received any money into my bank account

8 May 2026
now:pensions logo

Reply from now:pensions

Hello Kenny,

Sorry to hear about this. We clearly haven’t met your expectations.

Please email trustpilot@nowpensionstrust.com so we can answer your query in full.


Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

Terrible started my claim end of March…

Terrible started my claim end of March and I still haven’t received my money. It’s now the 8th of May. They said another 5 - 10 working days on Wednesday the 6th when I called again. However when I called on the 30th of April I was told 3-5 working days

Very poor service. I would not recommend

6 May 2026
now:pensions logo

Reply from now:pensions

Hello Donna,

Sorry to hear about this. We clearly haven’t met your expectations.

Please email trustpilot@nowpensionstrust.com so we can answer your query in full.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars
now:pensions logo

Reply from now:pensions

Hi Carol,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

was so easy ,

was so easy ,
I followed the guidelines of the App and
within 2 weeks my money was paid into my account .

7 May 2026
now:pensions logo

Reply from now:pensions

Hi Stephen,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear that the guidelines on our app were useful.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

Quick result

7 May 2026
now:pensions logo

Reply from now:pensions

Hi Barbara,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 2 out of 5 stars

It took from July 2025 to May 2026 to…

It took from July 2025 to May 2026 to get my pension payout. This was due to email and login issues. It took my financial advisor to help me resolve this issue. My money could have been gaining interest in my ISA for the months it took to sort this!!! I was not too pleased.

1 May 2026
now:pensions logo

Reply from now:pensions

Hello Elaine,

Sorry to hear about this. We clearly haven’t met your expectations.

Please email trustpilot@nowpensionstrust.com so we can answer your query in full.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

First class service

First class service

7 May 2026
now:pensions logo

Reply from now:pensions

Hello,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

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