now:pensions Reviews 1,472

TrustScore 3 out of 5

2.9

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Review summary

Created with AI, based on recent reviews

Looking at 550 reviews, most reviewers were unhappy with their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered significant issues with payment processing, including delays in receiving funds and problems with bank details. Customers frequently reported difficulties with contacting the company, experiencing long response times and unhelpful interactions. Some people also felt that the overall service was poor, with issues like accounts being locked and a lack of clear communication regarding their pensions. Conversely, a small portion of people were satisfied with the service, noting helpful staff and smooth transactions.

What people talk about most

Payment

Reviewers highlight negative aspects of payment. Many customers report significant delays in receiving their... See more

Customer service

Users describe negative interactions with customer service, often citing difficulties reaching a human,... See more

Service

Consumers find service to be negative, with many expressing extreme dissatisfaction and frustration.... See more

Customer communications

Customers consistently note negative experiences with contact. Many reviewers report difficulties reaching a... See more

Response time

Customers consistently express frustration and dissatisfaction with response times. Many report significant... See more

Reviews shaping this summary

Rated 2 out of 5 stars

I have a small pension with now through employer, I have been trying to withdrawer since early march, had same problem as most, sent documents as address changed, this part went well but to get my mon... See more

Company replied

Rated 2 out of 5 stars

It took from July 2025 to May 2026 to get my pension payout. This was due to email and login issues. It took my financial advisor to help me resolve this issue. My money could have been gaining intere... See more

Company replied

Rated 4 out of 5 stars

Very frustrating at the start as they thought I had 2 pensions. Then not told until my last call that I actually had to submit a form to get my pension, even though I said I would take it while on the... See more

Company replied

Rated 1 out of 5 stars

Well, your system eould not recognise my bank details, you already had my I D prior to the request to take pension discussion. Your email system is awkward. My payment still has not arrived in my bank... See more

Company replied


Company details

  1. Pension Fund
  2. Financial Institution
  3. Fund Management Company
  4. Investment Service
  5. Pension Office
  6. Retirement Scheme Provider

Written by the company

now:pensions is an award-winning UK workplace pension provider. We look after the pension savings of millions of members on behalf of tens of thousands of workplaces from lots of different industries. We have a clear mission – to help everyone save for a more financially secure future. We’re dedicated to helping our members make the most of their pension savings and get a retirement they can enjoy. And, we’re fighting for a fairer pension system that benefits everyone. By highlighting pension inequalities and campaigning for change, we’re helping more pension savers get the kind of retirement they want. We are the UK's third largest auto enrolment pension provider by number of members.

Frequently asked questions (FAQs)

Written by the company

Why do I have a workplace pension?
The government’s auto enrolment laws mean all employers must put eligible employees into a workplace pension and contribute to their pension savings. NOW: Pensions provides workplace pensions for millions of members on behalf of tens of thousands of employers.
Can I stop paying into my pension?
Yes, you can stop paying in at any time. After being auto enrolled for one month, the pension savings you’ve saved will be invested until you retire or transfer to another pension provider. You’ll be able to see your account at nowgateway.com. If you stop paying into your pension, you’ll miss out on your employer’s contributions – at least 3% of your earnings; tax relief; and building up pension savings. Please note charges will still apply.
Can I opt out?
You can opt out within a month of being auto enrolled and get back any money you’ve paid in. If you opt out after a month, your pension savings will be invested until you retire or transfer to another pension provider.
Can I have my money now?
Pension laws mean if you don’t opt out within one month of being auto enrolled, your pension savings will be invested until you retire or transfer your savings to another pension provider. You can start to take your pension savings any time after you reach age 55.
Why can’t I cash in my pension savings?
After you’re auto enrolled in a workplace pension, pension laws give you one month to opt out. After a month, your pension savings will be invested until you retire or transfer your savings to another provider.
How long does it take to transfer out?
Once we’ve received everything we need to carry out your transfer request, payment can take up to 25 working days.
How do I check the progress of my request?
If you’ve made a request and want to check how it’s going, email trustpilot@nowpensions.com or give us a call on 0330 100 3334 and we’ll be able to update you.

Contact info

2.9

Average

TrustScore 3 out of 5

1K reviews

5-star
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Rated 5 out of 5 stars

Hassle free

Hassle free, easy app to use and request what you wanted , quick to resolve any issues

19 May 2026
now:pensions logo

Reply from now:pensions

Hi Mary,

Thank you very much for your positive review.

We’re thrilled to hear that you found the app easy to use and were able to request all that you needed.

Knowing we helped you to resolve any issues is exactly what we aim for.

I’ll share your feedback with the team. They’ll appreciate it.

Thank you for choosing now:pensions and for sharing your experience.

With gratitude,


Judith
now:pensions

Rated 5 out of 5 stars

Mostly easy use of app.

Mostly easy use of app.

15 May 2026
now:pensions logo

Reply from now:pensions

Hi Paul,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear that the app was easy to use.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Judith
now:pensions

Rated 5 out of 5 stars

simple thankyou

18 May 2026
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Reply from now:pensions

Hi John

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Judith
now:pensions

Rated 5 out of 5 stars

Tom James @ Now Pensions

Had help from Tom James at NowPensions and honestly he couldn’t have been better. Explains things clearly and makes you understand the whole process easily. Really good at his job and his customer service was second to none. Would highly recommend to everyone

18 May 2026
Unprompted review
now:pensions logo

Reply from now:pensions

Hi Jake,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear Tom James helped you with your queries so efficiently.

We’ll pass your kind words on to him. He will be delighted to know he's made a difference.

Kind regards,

Heloise

now:pensions

Rated 4 out of 5 stars

If in doubt, ring the customer service number!

The start and the end of the withdrawal process were great - it was easy to submit the online request to withdraw my pension funds and the funds reached my account fairly rapidly. It was all a bit vague in the middle, though - there didn't seem to be a way to check online that the withdrawal request was progressing OK or to get an indication of when the funds would reach my bank account. Ended up phoning the customer support line where a very helpful lady answered all of my questions and put my mind at ease.

19 May 2026
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Reply from now:pensions

Hi Bill,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

I’m sorry at times it felt confusing, we appreciate your patience and will review this to see where we can improve.

Your feedback means a lot to the team.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

Quick and easy to transfer

Quick and easy to transfer

12 May 2026
now:pensions logo

Reply from now:pensions

Hi Michelle,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear that it was quick and easy for you to transfer your money.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Heloise

now:pensions

Rated 4 out of 5 stars

A good experience overall

A good experience overall. Took longer than expected to recieve my payout. Staff were very professional, knowledgeable and helpful

1 May 2026
now:pensions logo

Reply from now:pensions

Hi Dawn,

Thanks for taking the time to leave a positive review.

We’re pleased to hear that you had a good overall experience and that our staff were professional, knowledgeable, and helpful.

I’m sorry it took longer than expected to receive your payout, we appreciate your patience and will review this to see where we can improve.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,
Heloise
now:pensions

Rated 5 out of 5 stars
now:pensions logo

Reply from now:pensions

Hi Paula,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear you found now:pensions easy and efficient to deal with.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

Very efficient

Very efficient

19 May 2026
now:pensions logo

Reply from now:pensions

Hi,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

Easy and quick Transfer

Easy and quick Transfer, very helpful.

19 May 2026
now:pensions logo

Reply from now:pensions

Hi Lisa,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear it was easy and quick to transfer your money.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Heloise

now:pensions

Rated 3 out of 5 stars

The customer service is great when you…

The customer service is great when you call up.
The only bad thing is the payment process is so slow
This needs to improve

1 May 2026
now:pensions logo

Reply from now:pensions

Hello Colin,

I’m sorry to hear you have experienced delays when withdrawing your money.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

Easy to understand

The app is easy to navigate and understand and ypu can find everything on it that you would possibly want to know and how to do things with your pension

19 May 2026
now:pensions logo

Reply from now:pensions

Hi Lloyd,

Thank you so much for your review. We’re delighted to hear you had a positive experience using our app.

Your feedback means a lot to the team.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

Swift payment of pension

Swift payment of pension

19 May 2026
now:pensions logo

Reply from now:pensions

Hi Heather,

Thanks for taking the time to leave a positive review.

We’re pleased to hear you received your money quickly.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

Fast payment

Fast payment, good communication, met all my expectations.

19 May 2026
now:pensions logo

Reply from now:pensions

Hi,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Heloise

now:pensions

Rated 1 out of 5 stars

Poor poor poor poor poor poor poor poor…

Poor poor poor poor poor poor poor poor poor poor

18 May 2026
now:pensions logo

Reply from now:pensions

Hello Keith,

I’m sorry you feel you have had a poor experience with us.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

Fast payment into my bank account.

Fast payment into my bank account.very easy to navigate the website, no problems whatsoever, thank you

9 May 2026
now:pensions logo

Reply from now:pensions

Hi,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear that you received your money quickly and our website was easy to use.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Heloise

now:pensions

Rated 3 out of 5 stars

17 days to get money

I asked for the money on the 1st May and had to ask again for the money around the 12th May.

1 May 2026
now:pensions logo

Reply from now:pensions

Hello,

I’m sorry you have experinced delays when withdrawing your money.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Heloise

now:pensions

Rated 5 out of 5 stars

Very simple and easy to cash in my…

Very simple and easy to cash in my pension. I’d heard many nightmare stories but for me certainly it was very straightforward. A few boxes to tick and that was it.

18 May 2026
now:pensions logo

Reply from now:pensions

Hi Sue,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Heloise

now:pensions

Rated 2 out of 5 stars

I still haven't received my money.

I still haven't received my money.

18 May 2026
now:pensions logo

Reply from now:pensions

Hello,

I’m sorry you haven't yet received your money.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Heloise

now:pensions

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