National Bankcard Inc. Reviews 

10,017
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 1,080 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, patient, and knowledgeable throughout the entire account setup process. People deeply appreciate the fast turnaround times, clear communication, and polite representatives that make switching services completely stress-free. Consumers consistently highlight how easy it is to navigate websites and complete forms. Some reviewers were not happy with customer service, noting poor communication, rude behavior, and inconsistent information provided by representatives. A few consumers also mentioned unexpected account closures, issues with fund access, and frustrating onboarding delays that severely interrupted their ongoing business operations and caused significant challenges.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their professionalism, patience, and... See more

Customer service

Reviewers highlight positive aspects of customer service, describing interactions as fast, easy, and... See more

Service

Reviewers mention positive feedback about service, highlighting wonderful experiences and staff helpfulness.... See more

User experience

People report wonderful satisfaction with the user experience, highlighting the exceptional and easy setup... See more

Response time

Users describe positive interactions with response_time, highlighting quick turnaround times and prompt... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Marie explained everything or made sure I understood with my brief back questions. She was able to adjust our account to reflect what our intent of use was. She answered all my questions and I feel... See more

Rated 5 out of 5 stars

Recently set up remote credit card processing. Not only was everything completed and working in less than three hours, the support I received from National Bankcard was phenomenal. I don't usually wax... See more

Rated 5 out of 5 stars

I’ll tell you what at first I was mad and didn’t get the best experience but Angela came in and got things going !!! She got me fixed right up thank you very much Angela !!! Your customer service skil... See more

Rated 5 out of 5 stars

I am a new customer and Jodie Kitain and Kelly Costantino made it simple for me to switch from Square to National Bankcard. Kelly set up my account with me over the phone and walked me thru the proc... See more


Company details

  1. Business Services

Information provided by various external sources

National Bankcard is a leading provider in credit and debit card-based payment processing solutions to customers across the country. We pride ourselves on having the lowest processing rates backed by our award-winning customer service. No matter what type of business, our focus is to be your processor-of-choice.

Written by the company


Contact info

4.8

Excellent

TrustScore 5 out of 5

10K reviews

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4.8

All reviews

(10,017)

1,039 reviews in the last 12 months

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Rated 5 out of 5 stars

We have been with you for a year…

We have been with you for a year now-eveything is so easy and your group are super friendly. I will refer you to everyone I know. Vthabks and keep up the great work. Your customer service beats most

24 June 2026
Rated 5 out of 5 stars

The sign up process is cumbersome

The sign up process is cumbersome. It could be streamlined a bit more. Too many steps and emails and/or texts to look for and follow links to. The agents were nice and did direct me, but still...
The staff was awesome regardless of the procedures.

30 June 2026
Rated 4 out of 5 stars

Good company

Good company, good rates. Only small issue is they are a little slower on the settlements but outside of that, would recommend for sure

3 November 2025
Rated 1 out of 5 stars

My experience with National Bankcard

My experience with National Bankcard, Inc. has been frustrating due to poor communication, inconsistent information, and withheld merchant funds. These good reviews must be fake. Check the Better Business profile and see the real ones. All negative. My account was approved through underwriting, but shortly after activation it was placed under review and funds from legitimate completed transactions were withheld without clear explanation.

I was repeatedly transferred between departments and given conflicting reasons for the hold. I was told the issue involved transaction decline ratios, but declines are common in online commerce and often come from customer-side issues. No evidence of fraud or misconduct was provided.

Despite submitting invoices and documentation, funds continued to be held with no clear transaction-level explanation. I also requested that all processing be stopped and the account closed, yet I still observed fees or settlement activity afterward.

From my experience, this company relies heavily on aggressive sales tactics, including Facebook advertising and commission-driven sales representatives who will say anything to get you onboarded.

Once your account is active, you are exposed to sudden freezes and withheld funds while transaction fees continue to be collected.

This has had a serious financial impact on my business. I remain out more than $4,000 in completed sales. Advice to others: be extremely cautious before signing up.

Make sure you fully understand the risk of fund holds and account freezes after activation.

Desired outcome: release of all undisputed funds, full accounting of holds and fees, and confirmation all processing and debits have stopped.

28 May 2026
Unprompted review
Rated 5 out of 5 stars

Good Work

Greg was excellent. He walked me thru everything. I just started working with Jody, but she is doing well for me. Thank you

25 June 2026

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