Money3 Reviews 

3,144
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

Thank you Money3 for giving me the chance when no one else could, the service, the application process everything was done so fast within 4 days. I will definitely recommend money3 to anyone. Thank yo... See more

Company replied

Rated 5 out of 5 stars

The thing that stuck out best for me. I tend to struggle with the technical world. I also hate doing application paperwork, whether it's for a real estate, employer for a job or anything else. The onl... See more

Company replied

Rated 5 out of 5 stars

It's truly wonderful how some companies are willing to offer opportunities when others may not. Providing second chances can make a significant difference in someone's life. I'm glad to hear that you... See more

Company replied

Rated 5 out of 5 stars

They were very helpful in helping me fill out the online forms, extremely fast in accepting my application, it was overall very easy to get the exact amount I needed to purchase my new car Thank yo... See more

Company details

  1. Car Finance and Loan Company
  2. Alternative Financial Service
  3. Non-Bank Financial Service

Written by the company

Money3 is an Australian consumer finance company providing Vehicle Finance up to $75,000 and Personal Loans up to $30,000, over terms of up to 60 months. We offer car loans, motorbike loans, caravan loans, boat loans, truck loans, and secured and unsecured personal loans. Our products are available to a wide range of customers, including those who may have been declined by banks or mainstream lenders due to their credit history. At Money3, we believe every Australian deserves a fair go. We look beyond your credit score and assess your full financial situation to find a loan that works for you. Our team is committed to clear communication, responsible lending, and great service at every step. We work with customers across Australia and aim to make the lending process as simple and stress-free as possible, whether you are financing a vehicle, consolidating debt, covering an unexpected expense, or planning ahead for something important. If you have been turned away by traditional credit providers, find out what you could be eligible for with Money3. Subject to verification, suitability and affordability.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 60% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(3,144)

57 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to deal with and fast and speedy…

Easy to deal with and fast and speedy with approving the loan.
Thanks very much for helping me out.😎

26 September 2024
Unprompted review
Money3 logo

Reply from Money3

You're most welcome Adam!

If you ever have any queries about your account, please contact us.

Many thanks,
The Money3 Team

Rated 5 out of 5 stars

Quick and reliable

Quick and reliable helped with all my questions, which helped me get the loan I needed. Money was quick to come into my accountso grateful they approved me for this loan. Our family car will be fixed soon so big thanks to them

24 September 2024
Unprompted review
Money3 logo

Reply from Money3

Hello Athleana,

We're glad we could assist and happy you'll be back on the road very soon.

Many thanks for sharing your experience.

The Money3 Team

Rated 5 out of 5 stars

I couldn't be happier with money3 I…

I couldn't be happier with money3 I have a new car the whole process was quick and easy

18 September 2024
Unprompted review
Money3 logo

Reply from Money3

Hello Tammy,

Congrats on your new wheels! We're glad to have been part of the journey with you.

Many thanks,
The Money3 Team

Rated 5 out of 5 stars

These guys were fantastic!

These guys were fantastic.
They give you a chance , when others fail too.
It was such a pleasure to work with them to secure a car loan.

19 September 2024
Unprompted review
Money3 logo

Reply from Money3

Thanks Donna for your kind words. Everyone deserves a fair go and we're grateful for the trust you put in us.
The Money3 Team

Rated 4 out of 5 stars

Loan Time

Nice people to deal with,
Some issues with unreliable call backs,
Easy quick finalisation & funds processing

3 September 2024
Unprompted review
Money3 logo

Reply from Money3

Hello,

Thank you for your feedback. If you need us, please reach out via phone, email or Live Chat: https://www.money3.com.au/contact-us.

The Money3 Team

Rated 5 out of 5 stars

Great service.easy to navigate.

Great service.easy to deal with.have brought a car thanks money3 helping.would highly recommend this company if you want a fair go.

11 September 2024
Unprompted review
Money3 logo

Reply from Money3

Hi Wayne,

We're so happy for you! We do believe that everyone deserves a fair go, and you're no exception. Enjoy your new wheels!

Many thanks,
The Money3 Team

Rated 5 out of 5 stars

Ease of service

Thank you for considering my request, your commitment and dedication to helping others shines through. God Bless.

3 September 2024
Unprompted review
Money3 logo

Reply from Money3

Hi Vena,

Thank you for sharing your experience with us. We're here to help when you need.

Many thanks,
The Money3 Team

Rated 4 out of 5 stars

Finally a lender who helps when others won't!

I'm on the age pension & thought my chances of a small loan would be slim. Money3 came through for me to help with my interstate moving costs. Easy to use online application. Helpful & friendly customer service. Thank you Money3 team.

4 September 2024
Unprompted review
Money3 logo

Reply from Money3

Hi Keran,

Thank you for your review. We're pleased we made a difference with your move.

Many thanks,
The Money3 Team

Rated 5 out of 5 stars

Super helpful and friendly staff made…

Super helpful and friendly staff made this a smooth and pleasant experience.

23 August 2024
Unprompted review
Money3 logo

Reply from Money3

Hi Kieren,

Thank you for your review. We're pleased you found the process smooth. Feel free to contact us anytime!

Many thanks,
The Money3 Team

Rated 1 out of 5 stars

Be cautious- demand conditions in black and white

Be cautious using a broker and this company.

I have been in the loan process for over 2 weeks, constantly being told “just one more thing”. They string you out. They will not tell you any of the conditions of the loan, until the one last thing. I have given maybe 10 “one last things” including safety checks on the vehicle and getting the seller to send invoices for payment. STILL I am unable to obtain the conditions of the loan!!

Ensure you ask for the loan conditions sooner and don’t be fooled into thinking you’ll get them after “one last thing”.

I was ready to pull the pin on the entire process after so much smoke and mirrors, I ended up calling Money3 direct and they gave me the figures, the broker said that Money3 wouldn’t provide.

I was happy with the way Money3 handled my concerns, except I still had to pay the broker fee on top of the application fee and a hefty interest rate. That wasn’t ideal considering they had caused so much stress and uncertainty and wasted a lot of time to myself and the seller of the vehicle. When I spoke with Money3 they advised they would look into dealing with me direct and a Manager would call me back, I never got a call from Money3 as promised.

I felt like I was definitely strung along so I was unable to back out of the deal. Leaving me in a VERY vulnerable position.

3 September 2024
Unprompted review
Money3 logo

Reply from Money3

Hello Simone,

Thanks for taking the time to detail the experience you had. We have emailed you and happy to speak with you again.

Many thanks,
The Money3 Team

Rated 5 out of 5 stars

U made everything so easy always in…

U made everything so easy always in touch letting u know what's happening this is my 4th time rhanknh again

3 September 2024
Unprompted review
Money3 logo

Reply from Money3

Hello Belinda,

We really appreciate your loyalty and so pleased you're happy.

Many thanks,
The Money3 Team

Rated 2 out of 5 stars

How can the owing amount change in a…

How can the owing amount change in a day? Went from 3,804.11 on the 27.8.24 now up to 3,919.14 on the 28.8.24. Yet I'm paying $265 still so. Not happy at all!

28 August 2024
Unprompted review
Money3 logo

Reply from Money3

Hi Kel,

Thanks for your feedback. We're sorry to hear that you are dissatisfied. Interest gets charged daily and added monthly, causing the payout balance to change daily. Money3 is always here to help you, within our lending guidelines. Please feel free to give us a call if you would like to discuss further.

Many thanks,
The Money3 Team

Rated 5 out of 5 stars

Money 3 and broker for car loan

My broker contacted Money 3 and they were very helpful and collected all my data needed for the loan and my loan was successful.
I am pleased with the car loan, Money 3 and my broker as well as dealing with car yard.

22 August 2024
Unprompted review
Money3 logo

Reply from Money3

Hello Donna,

Thank for your sharing your feedback about your experience with your broker. This is great to hear and we're pleased you're happy!

Many thanks,
The Money3 Team

Rated 1 out of 5 stars

People who have low credit or bad…

People who have low credit or bad credit, don't trust them, it's a lie, they want you to just apply. I have everything to get a loan. Permanent job, pay slip and good weekly income, but they After I applied, they rejected me. I don't have a bad credit, it's just that my score is low because I applied too much. So don't be deceived and don't ruin your credit by applying again.

27 August 2024
Unprompted review
Money3 logo

Reply from Money3

Hello Meysam,

Thanks for your feedback. We're sorry to hear that you are dissatisfied. Money3 is always here to help you, within our lending guidelines. We assess every application according to our lending policies and guidelines, which are ever-changing and evolving. You're welcome to give us a call to discuss your application - https://www.money3.com.au/contact-us or email us at complaints@money3.com.au.

Many thanks,
The Money3 Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look