Money3 Reviews 

3,143
TrustScore 4.5 out of 5

4.4

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Rated 5 out of 5 stars

Thank you Money3 for giving me the chance when no one else could, the service, the application process everything was done so fast within 4 days. I will definitely recommend money3 to anyone. Thank yo... See more

Company replied

Rated 1 out of 5 stars

Yet another loan company that misses the point and doesn't seem more than a personal details collector. Slow response times. Just do yourself a favour and give this place a miss.

Company replied

Rated 5 out of 5 stars

They were very helpful in helping me fill out the online forms, extremely fast in accepting my application, it was overall very easy to get the exact amount I needed to purchase my new car Thank yo... See more

Rated 5 out of 5 stars

Fast no hassle finance with fair interest rates and friendly staff that were extremely helpful and genuinely a pleasure to do business with. Thankyou money 3.

Company replied

Company details

  1. Car Finance and Loan Company
  2. Alternative Financial Service
  3. Non-Bank Financial Service

Written by the company

Money3 is an Australian consumer finance company providing Vehicle Finance up to $75,000 and Personal Loans up to $30,000, over terms of up to 60 months. We offer car loans, motorbike loans, caravan loans, boat loans, truck loans, and secured and unsecured personal loans. Our products are available to a wide range of customers, including those who may have been declined by banks or mainstream lenders due to their credit history. At Money3, we believe every Australian deserves a fair go. We look beyond your credit score and assess your full financial situation to find a loan that works for you. Our team is committed to clear communication, responsible lending, and great service at every step. We work with customers across Australia and aim to make the lending process as simple and stress-free as possible, whether you are financing a vehicle, consolidating debt, covering an unexpected expense, or planning ahead for something important. If you have been turned away by traditional credit providers, find out what you could be eligible for with Money3. Subject to verification, suitability and affordability.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

3K reviews

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No recent history of asking for reviews

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Replied to 60% of negative reviews

Typically replies within 2 weeks

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4.4

All reviews

(3,143)

57 reviews in the last 12 months

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Rated 5 out of 5 stars

Very efficient and quick

Very efficient and quick, professional at all times. Easy to use paperwork

13 October 2025
Unprompted review
Money3 logo

Reply from Money3

Thanks so much for the great feedback Michael! 😊 We're really glad to hear the process was quick, efficient, and easy for you. It's always our goal to keep things simple and professional—appreciate your kind words! 💚

Rated 5 out of 5 stars

Highly recommended

It's truly wonderful how some companies are willing to offer opportunities when others may not. Providing second chances can make a significant difference in someone's life. I'm glad to hear that you were able to secure a brand new car. This is a testament to the power of persistence and the chance for a fresh start.

8 October 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you so much for your beautiful words Ann-maree 💚 You're absolutely right—second chances can make all the difference, and we're proud to be a part of that journey for so many. We're thrilled to hear it led to a fresh start and a brand new car! Here's to new beginnings and the road ahead. 🚗✨

Rated 5 out of 5 stars

Such awesome and welcoming people in to…

Such awesome and welcoming people in to detail and explain everything properly and to understanding

1 October 2025
Unprompted review
Money3 logo

Reply from Money3

Thanks so much for the lovely review August! 💚 We're so glad to hear our team made you feel welcome and took the time to explain everything clearly. We're always here to help whenever you need us! 😊

Rated 5 out of 5 stars

Amazing service great and easy…

Amazing service great and easy communication

1 October 2025
Unprompted review
Money3 logo

Reply from Money3

Thanks so much for the great review Lotoya! We're glad the service was smooth and the communication easy, always here if you need us again :)

Rated 1 out of 5 stars

Received a email in January stating my…

Received a email in January stating my loan was finalised, 6 months later received emails and phone calls saying my payments were not being paid 💁‍♂️, trying to say it was a fault on their end and shouldn’t have been sent. Makes me look bad now and they are trying to worm their way out of it, very disappointed in their service and not very professional at all, if I need to get another loan in the future from them it damages my chances. Very disappointed in this service. Never received any payment statements over the 5 years which made it hard to keep track of balances owed. Working full time for last 20 years and pay my bill on time unless there is a problem with the direct debit banking system where it bounces back for unknown reasons

19 September 2025
Unprompted review
Money3 logo

Reply from Money3

We're genuinely sorry to hear about your experience, and we understand how frustrating and disappointing this must have been, especially after being led to believe your loan was finalised. We sincerely apologise for any confusion or distress this has caused, and we take full responsibility for any miscommunication on our end.

We also appreciate you pointing out the lack of payment statements and the difficulties you faced in keeping track of your loan. This feedback is valuable and has been passed on to the relevant teams so we can review and improve our processes moving forward.

If you're open to it, we'd love the chance to properly investigate what happened and provide clarity around your account. Please feel free to reach out to our team directly on 1300 014 870 or email customercare@money3.com.au.

Thank you again for bringing this to our attention, and we do hope to have the opportunity to restore your confidence in us.

Rated 5 out of 5 stars

A Fair & Reasonable Finance Company.

The thing that stuck out best for me. I tend to struggle with the technical world. I also hate doing application paperwork, whether it's for a real estate, employer for a job or anything else. The online application for my loan was relatively easy to use. There was helpful staff on stand by with any questions or difficulties I had. The process of my loan was quickly done, which was great, because the unknown of approval or not can be stressful. We Love Our New Car.

5 September 2025
Unprompted review
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Reply from Money3

Thanks so much for your wonderful review Brendan! 💚 We know how stressful and overwhelming applications can feel, so we're really glad our online process was easy to navigate and that our team could support you along the way. It's amazing to hear you're loving your new car—that’s what it’s all about! 🚗

Rated 5 out of 5 stars

Money3 are amazing 👏 Excellent customer…

Money3 are amazing 👏 Excellent customer service They helped me at my lowest my car blew up and I lost big time and Money3 was referred to me by a lovely car dealer and he told me they were amazing....lol amazing alright...they deserve 100 🌟 🤩 ⭐️ Thank you Money3 😊 🙏 ❤️

15 September 2025
Unprompted review
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Reply from Money3

Wow—thank you so much for the amazing review TheBasshill! 🤩 We're truly grateful you gave us the chance to help, especially during such a tough time. Big thanks to the dealer for the referral too! We're so glad we could get you back on the road 💚 You're always welcome at Money3!

Rated 1 out of 5 stars

Money3 fake advertising for ppl who pay on time

Money3 when your a awesome person and customer and you pay on time and never late
They should not treat you like shit and should be little me or anyone like me it’s shameful when you pick up the phone and it rings to go through to Money3 it says Money3 will help you even if you’ve got a default so long as you’ve got an income of $480 per week going into your account defaults or not we can help you that is a false advertisement and a Blanton lie I was treated like this I am a great person with money 3 and they treated me so bad don’t trust money3 ok

1 September 2025
Unprompted review
Rated 1 out of 5 stars

Not an answer no communication I still…

Not an answer no communication I still don’t know if I was declined or approved these people told me nothing all I got was your being assessed that was 7 days ago, bit of a joke really your customer service is zero

1 September 2025
Unprompted review
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Reply from Money3

Hi Kara, we're really sorry to hear about your experience, it’s definitely not the level of service we aim to provide. We understand how frustrating it must be to feel left in the dark, and we’d like to make this right. Please reach out to our customer service team on 1300 014 870 so we can look into your application and give you the clarity you deserve.

Rated 5 out of 5 stars

Quite satisfied with

Quite satisfied with the process and and the timely manner in which everything was finalised, I would definitely recommend money3 to anyone who is looking for finances

22 August 2025
Unprompted review
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Reply from Money3

Thanks so much for the great review Stephen! 💚 We're really pleased to hear the process was smooth and timely for you. Your recommendation means a lot to us—always here if you or anyone you know needs a hand!

Rated 5 out of 5 stars

It was fantastic to be able to do it…

It was fantastic to be able to do it all over the phone. The person that helped me with the personal details was fantastic.

25 August 2025
Unprompted review
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Reply from Money3

Thanks for the great feedback Janie! 😊 We're so glad the phone process made things easy for you, and we'll be sure to pass your kind words on to the team. We're always here to help!

Rated 5 out of 5 stars

Super efficient and easy to deal with

Super efficient and easy to deal with! Thank you

8 August 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you so much for your kind words Jesse! 🌟 We’re delighted to hear that you found the process super efficient and easy — that’s exactly the experience we strive to deliver. We really appreciate your feedback and support! 🚗

All the best,
The Money3 Team

Rated 5 out of 5 stars

Very easy to deal with & made the…

Very easy to deal with & made the experience a very pleasant one

5 August 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you so much for the 5-star feedback Kristy! 🌟 We’re so glad to hear that you found us easy to deal with and that the whole experience was pleasant for you. That’s exactly the kind of service we strive to deliver every time.

All the best,
The Money3 Team 🚗

Rated 5 out of 5 stars

The loan was settled very quickly

The loan was settled very quickly and smoothly

8 August 2025
Unprompted review
Money3 logo

Reply from Money3

Thanks so much for the 5 stars Chris! 🌟 We’re so glad to hear your loan was settled quickly and smoothly — that’s exactly the experience we strive to deliver.

All the best,
The Money3 Team 🚗

Rated 1 out of 5 stars

Well for a start I wait 5 days get a…

Well for a start I wait 5 days get a answer so slow plus it got declined I paid my other loan back I had car loan to paid it back now I can't get 1 bad service would not deal with money 3 waist of time please people think twice before going to money3...I would not give out any stars.....!!!!!

1 August 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for sharing your feedback David. We’re sorry to hear about your experience and the frustration with the time it took to receive an outcome. We understand how disappointing it can be when an application doesn’t go the way you’d hoped, especially after having successfully repaid a previous loan.

We’d like the chance to review your application in more detail and see if we can clarify what happened. Please contact our Customer Care team on 1300 014 870 or email us at customercare@money3.com.au
so we can investigate this for you.

Kind regards,
The Money3 Team

Rated 5 out of 5 stars

Many thanks for an awesome experience

Many thanks for an awesome experience

28 July 2025
Unprompted review
Money3 logo

Reply from Money3

Thanks so much for the kind words Lance! 😊 We’re so glad you had an awesome experience with us — that’s exactly what we aim for every time. Your feedback truly means a lot!

All the best,
The Money3 Team 👍

Rated 5 out of 5 stars

Car finance

Quick and easy application, the team answered any questions in detail, quick turnaround for cleared funds, thanks heaps guys

2 July 2025
Unprompted review
Money3 logo

Reply from Money3

Thanks so much for the awesome review Timmothy! 😊 We're thrilled to hear the application process was quick and easy for you, and that our team could answer all your questions clearly. Enjoy the peace of mind that comes with fast access to funds — we’re glad we could help!

All the best,
The Money3 Team 👍

Rated 5 out of 5 stars

Great experience

Simple easy and quick process, lovely people to talk to. Was in urgent need for car repairs and they went above and beyond to help me.

3 July 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you so much for your amazing 5-star review Sam! 😊 We're so glad to hear the process was simple, quick, and that our team made a positive impact when you needed help the most. Going above and beyond for our customers is exactly what we strive for.

We truly appreciate your kind words and are always here if you ever need us again.

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Money3 was quick and efficient and…

Money3 was quick and efficient and great to work with, thank you!

26 June 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you so much for your 5-star review Megan! 😊 We're so glad to hear you found the process quick, efficient, and enjoyable. It was a pleasure working with you too!

Thanks again for choosing Money3 — we're here if you ever need us again.

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Quick service

Smoothest and quickest service I had ever received

30 May 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you so much for your fantastic 5-star review Roma! 😊 We're thrilled to hear that you had the smoothest and quickest service ever — that’s exactly what we aim to deliver!

We truly appreciate your feedback and are here if you ever need us again.

Best regards,
The Money3 Team

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