Modak Makers Reviews 

1,184
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 76 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally helpful support team and the intuitive, user-friendly mobile application that makes tracking daily allowance and chores very simple. Many users deeply appreciate being able to monitor their children's spending easily and connect with responsive staff members through the incredibly fast and convenient chat feature. Some people were dissatisfied with unexpected processing fees and occasional security challenges involving temporarily blocked accounts, locked cards, and deposit limits. A few reviewers also mentioned experiencing frustrating disputed charges and difficult communications with customer service agents when attempting to resolve account disputes.

What people talk about most

Customer service

Clients share positive opinions on customer service, highlighting quick responses and helpful representatives... See more

User experience

Customers consistently note positive experiences with user experience, highlighting how easy the platform is... See more

Staff

Users describe positive interactions with staff, frequently noting that agents are patient, polite, and very... See more

Payment

Consumers find payment to be ambiguous because while some reviewers appreciate free bank transfers and easy... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Great App! All four kids and this mom is loving the app and the straightforwardness. Its simple and uncomplicated unlike some other financial apps. The support has been great so far with questions. I... See more

Rated 5 out of 5 stars

Amazing customer service, fun ways to earn money, and everything they advertise and more. Great app that encourages learning to save money, how to use a visa, and gives a fun way of doing it.

Rated 5 out of 5 stars

Great concept. I love that I can see where my child spends their money. Fast, easy allowance and chore assignments. Will be happy when they enable the feature to pause and edit the reoccurring allowan... See more

Rated 5 out of 5 stars

Changing the address is a pain to do in my circumstance but getting new cards is relatively painless. It can be done through chat and Natalie was pleasure to chat with. Great card for kids though.


Company details

Written by the company

Modak is a US-based platform leveraging the power of fintech, gamification, and community to empower kids to reach their full potential. We are founded with an audacious vision to enable kids and young adults to reach their full potential, regardless of their background. We pursue this mission by offering a gamified fintech and learning ecosystem - with teen cards, financial literacy, and other services. We build for scale and security using the best technologies and enrich the user experience with a thriving community that supports each other. Modak is trusted by over 30,000 families and growing by the day. We are one of the most well-funded early-stage startups, and we are grateful for the 5+ years of runway we have even in this market. Our investors include GGV Capital ($9.2Billion VC firm), Monashees, Maya Capital, Nazca VC, One VC, and 30+ leading angel investors and entrepreneurs across Silicon Valley and Latin America.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

1K reviews

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4.3

All reviews

(1,184)

75 reviews in the last 12 months

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Rated 1 out of 5 stars

No customer service

No customer service ever. They don't answer phones or chats. Missing transaction history. Debit card declining for no apparent reason when there were visible funds and the pin was correct. So infuriating.

11 June 2025
Unprompted review
Modak Makers logo

Reply from Modak Makers

Hi Aurora,

We’re truly sorry to hear about the issues you've experienced, and we understand how frustrating this situation must be for you. We take your feedback seriously and apologize for any inconvenience caused by the missing transaction history, card declines, and communication difficulties.

Regarding the card issue, we want to let you know that your card was temporarily disabled due to a system migration. We're currently in the final stages of this process.

We completely understand how important it is to have access to your funds, and we're committed to resolving this as quickly as possible. Please reach out to us at hi@modakmakers.com with details of your issue, and our team will follow up on your case immediately to get everything sorted.

Thank you for your patience, and we’re here to help with any further questions or concerns you may have.

Best regards,

-The Modak Team

Rated 5 out of 5 stars

It was really good for buying stuff and…

It was really good for buying stuff and it is also pretty fun to collect your reward points every time you get on so you can exchange those points for money. It is also a mystery to see how many points you get, so far it is really great!

7 June 2025
Unprompted review
Rated 2 out of 5 stars

Good experience with the card up until…

Good experience with the card up until the migration which doesn’t allow you access to anything virtual card is impossible to find on here they said at first everything would be available by June and it is already June 5 now they say mid June and once the migration is done, you don’t receive the card until you order it and that is also a 10 to 15 day waiting process. So that means possibly waiting until July or mid July since they don’t give actual dates till our children are able to access any of the funds on their account. My husband and I will be looking for another card. It will most likely arrive before they’re done with this migration.

29 May 2025
Unprompted review
Modak Makers logo

Reply from Modak Makers

Hi Monica,

We truly appreciate you sharing your experience and are very sorry for the frustration during this migration. You’re absolutely right—it’s taken longer than expected, and we understand how disruptive that’s been, especially for families who rely on Modak day to day.
We want you to know that ODFI transfers (ACH withdrawals) are now live, so funds can be moved to an external bank. Additionally, we’re optimistic that virtual card access will be restored next week, with physical card ordering to follow shortly after. We’ll be expediting shipping to minimize delays wherever possible.

We’re grateful for your patience and would love the opportunity to make things right. If you’re open to a one-on-one conversation, please don’t hesitate to reach out to our Head of Support directly at hi@modakmakers.com.

Thank you again for being part of the Modak community.

-The Modak Team

Rated 5 out of 5 stars

Its AMAZING!!!

Its great! The customer support is amazing so with the app! I recommend this to parents that want their kids to learn about money and banking!

2 June 2025
Unprompted review
Rated 5 out of 5 stars

Modak is AMAZING!

Modak is AMAZING!! The workers there make sure to completely follow up on your questions and answer with amazing responses. Say you ask “how do you transfer mobux to your account?” Their response. “Well you just click and do dadada” (sorry not remembering the full thing at the moment) But they really do make this app the best it can be and I LOVE it❤️

30 May 2025
Unprompted review
Rated 5 out of 5 stars

Best bank account for teens

I love modak. It has no monthly fees, you can collect MBX to get real money, and it’s a checkings account too! This app and bank is really good, and I recommend it to all teenagers looking for a debit card.

30 May 2025
Unprompted review
Rated 5 out of 5 stars

Love it!

Getting this card for my son has been a wonderful experience and has been so helpful for him to be able to pay for things when we are not with him. And it’s awesome that it’s a free! He is also learning a lot about budgeting his money.

23 May 2025
Unprompted review
Rated 1 out of 5 stars

COMPLETELY A DISASTER!!!

This so-called "educational" credit card for kids has been a total disaster. From the moment of signup, it seemed like the company was more interested in profiting off the children rather than teaching them.
Fees are excessive, with frequent "convenience charges," "activation fees," and "monthly service charges." These extra expenses complicate teaching children about budgeting, which appears predatory.
The app is difficult to use and confusing. It is not intuitive for children, and setting spending limits or monitoring purchases is difficult.
Customer service is unresponsive. Attempts to contact them with questions and complaints resulted in canned, unhelpful answers.
Instead of teaching responsible spending habits, this experience has been confusing and expensive. This company exploits parents' hopes for financial literacy, delivering only frustration. Avoid this company.

14 May 2025
Unprompted review
Modak Makers logo

Reply from Modak Makers

Hi Lilla,

Thank you for sharing your feedback. We’re sorry to hear about your disappointing experience and appreciate the opportunity to clarify some important points.

First, we want to assure you that Modak is not a credit card—it’s a debit card designed specifically for teenagers to help them learn financial skills through real money management, rewards, and educational challenges. Our goal is to empower young users with healthy money habits in a safe and supportive environment.

Regarding fees, Modak is committed to transparency. We do not charge monthly service or maintenance fees, and there are no hidden charges. Some premium or expedited services—such as funding via debit or credit card—may incur small fees, which are disclosed upfront, similar to many other fintech services. Our intention is to keep financial education accessible without burdening families with unnecessary costs.

We understand that the app’s usability is crucial, especially for teens. We continuously work on improving the app’s interface to make it intuitive and user-friendly, including features like setting spending limits and monitoring purchases easily through parent and teen dashboards. Your feedback helps us identify areas where we can do better.

Regarding customer service, we regret that your experience did not meet expectations. We strive to provide timely, personalized support and would welcome another opportunity to assist you directly. Please feel free to reach out via chat, phone or email at hi@modakmakers.com so we can address your concerns thoroughly.

At Modak, we genuinely want to support families in fostering financial literacy and confidence in young people. We’re sorry this wasn’t your experience, but we appreciate your insights and remain committed to improving.

Thank you again for your honest review.

-The Modak Team

Rated 5 out of 5 stars

Non-authorized money

I was concerned because some money showed up in my son’s account that I did not send. The support agent got back to me very quickly and let me know it was because of the transfer to a new banking partner. Very kind and put my mind at ease. Great support!

21 May 2025
Unprompted review

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