MetLife Pet Insurance Reviews 

11,251
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 9,678 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease and speed of the claim submission and reimbursement process, often noting how straightforward and efficient it is. Many appreciate the outstanding customer service, highlighting the helpfulness, compassion, and knowledge of representatives who make interactions pleasant. The overall user experience is frequently described as seamless, with people finding the process easy to understand and the online portal simple to navigate, providing peace of mind during challenging times for their pets. However, some customers also noted issues with the claims process, experiencing delays, requests for additional information, or even denials that required further intervention. A few other people also felt that customer service could be inconsistent, mentioning difficulties in reaching representatives or receiving ineffective assistance.

What people talk about most

Claim

Reviewers highlight positive aspects of claim processing, with many customers finding the submission process... See more

User experience

Customers had positive experiences with user experience, consistently praising the ease of navigation and the... See more

Service

People report positive experiences with service, often highlighting the ease and speed of processes like... See more

Response time

Users describe positive interactions with response times, with many customers reporting that claims are... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the helpfulness and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

MetPet was always there when I needed them. Right up til my Great Pyrenees passed away last week. Compassionate, competent, excellent customer service and they understand the medical issues that do... See more

Company replied

Rated 5 out of 5 stars

Once you understand the process and the documents required, the process is very fast and effective. Their AI agents are well trained and the solicitations and condolences are appreciated. We s... See more

Company replied

Rated 5 out of 5 stars

It's nice to have the peace of mind with pet insurance. I have the Preventative health in addition to the illness insurance. How wonderful to actually get money back from going to the vet! The reimbur... See more

Company replied

Rated 5 out of 5 stars

I submitted a claim for processing and received an email saying the claim was received and was being processed. Within two days, I received another email saying how much money we would be received vi... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

MetLife was founded over 150 years ago to help families navigate life’s twists and turns with financial protection. But then in 2020 we realized something: who rounds out a family better than our pets? And thus- MetLife Pet Insurance was born. Backed by a group of pet lovers determined to treat your pets as if they were our own, MetLife Pet Insurance strives to help you make sure your furry family members are protected. Our comprehensive pet insurance policies for dogs and cats help you cover the cost of injuries, illnesses, pet meds, holistic care, emergencies and more- allowing pet owners to help give their pets the best care possible. We also offer a unique family plan,1 which allows pet parents to cover up to three pets on one policy, and even offer a 0-day waiting period on accidents and optional Preventive Care benefits.2 That means no matter what your pets are getting into, they can be protected by midnight on the very same day you enroll in a policy. This commitment to helping provide pet parents with the best pet insurance possible, may be part of why MetLife Pet Insurance has won the “Pet Insurance of the Year” award 4 years in a row. 3 But that’s not all. Here at MetLife Pet, our passion for animals extends beyond the home. That’s why in addition to offering cost-effective pet insurance for dogs and cats, we also work with hundreds of animal shelters across the country to help our furry friends find their forever homes. Because at MetLife Pet, our pets are more than just animals. They’re family. 1 Coverage options may be limited for certain ages. 2 Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans. 3 “2022, 2023, 2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). ©2025 MetLife Services and Solutions, LLC. All Rights Reserved. L4805429[exp0927][All States and][No Territories]


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

11K reviews

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4.7

All reviews

(11,251)

9,226 reviews in the last 12 months

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Rated 4 out of 5 stars

easy enrollment

3 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, John! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy and quick

Easy and quick

3 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Marlena! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Fast and easy claims service

Fast and easy claims service. No hoops to jump through for claims payments.

30 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Heather! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

MetLife pet insurance has been amazing…

MetLife pet insurance has been amazing for our family. I have 3 policies with a total of 7 pets! The app is so easy to use and submitting a claim is super simple. My oldest corgi had to have TPLO surgery, which cost almost $4,000, and MetLife helped so much in this instance!

22 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jayne! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy to navigate

The information given on the website was easy to process.

3 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Vikki! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Was very simple to add multiple pets to…

Was very simple to add multiple pets to the same policy.

3 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Kryssy! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Found a reasonably priced pet insurance…

Found a reasonably priced pet insurance company that meets my needs as a 100% P&T veteran that covers my service dog.

2 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Fredrick! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy peasy to receive online pet…

Easy peasy to receive online pet insurance through MetLife for your fur babies. Best choice I made to keep my two babies happy and healthy for life.

2 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Sabrina! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Fast repayment of expenses!

Fast repayment of expenses!

23 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Diane! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Fast turnaround time

Fast turnaround time

23 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Rox! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 1 out of 5 stars

This used to be a legitimate pet insurance company

This used to be a legitimate pet insurance company. In the last few years they have shown ZERO interest in covering our pets, and 100% interest in finding ANY reason to deny claims. They are a waste of money.
We have experienced this SEVERAL times recently, but the latest is beyond belief!
We had a ROUTINE dental cleaning performed on our our dog Sunshine, which is "preventative maintenance" and SHOULD be covered.
MetLife found a three year old note by our old vet, which we dropped because they cared little about our pets care, but were attempting to justify anything to rack up a bill. The vet claimed that Sunshine showed periodontal disease; which Met Life jumped on to claim a pre-existing condition (which they will about ANYTHING now).
I appealed this idiotic denial and my present vet wrote a very accurate, quite compelling case that HE FOUND NO PERIODONTAL DISEASE, and he ONLY performed a ROUTINE tooth cleaning, which is PREVENTATIVE MAINTENANCE.
MetLife denied the appeal!!!! These guys care ZERO about fair and honest business, and will apparently deny ANY claim that they can find ANYTHING, whether substantiated, or speculative (yes we have had "speculative" issues before) to deny claims. I would love a PROVABLE set of data on what percentage of appeals are denied; but I would guess the number is close to 100%, and the justification is pretty close to zero.
A once reputable company is now just a scam, and their coverage a myth. These people are the anti-Christ and will deny ANY claim they can find ANY reason to, no matter who dubious; then these a__holes will send you an email denying your claim telling you how much they care about your pet, and how they are doing?!?!?
I would really like to talk to someone in this company that matters as all you get on the phone is some poor soul destined to take your animosity while their superiors cash your premium check...

31 July 2026
Unprompted review
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, David. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

Seamless and swift onboarding.

Seamless and swift onboarding.

2 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Randy! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy application to complete in a less than five minutes and the price was very reasonable.

I spoke with a representative who was very helpful and emailed a link to complete the application which was fast and easy.

2 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Alexandra! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 1 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Mark. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

MetLife Pet Insurance that I have in…

MetLife Pet Insurance that I have in the pas 3 years is excellent response to my claim
I am heappy for my dog. Also refund & payment is quick turn around

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Suzanna! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Very efficient and informational…

Very efficient and informational layout. It was easy to read, follow, and interpret!

2 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Cynthia! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Quick and reliable service

The app is user friendly, easy to submit a claim, and payment reimbursement was fast!

23 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Very easy to send info

Very easy to send info , Response is Prompt and well worth having Dog Insurance

27 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Got paid back fast

Vet bills were easy to upload and our claim processed quickly.

1 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Michelle! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Glenda! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

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