Level Up Funding Reviews 

63
TrustScore 1.5 out of 5

1.3

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Rated 1 out of 5 stars

I only needed money to pay a bill on time so that I can continue building my credit! Within two weeks time Level Up earned $200 off of me & I hurried up and repaid their loan of $600! $200 is an ridic... See more

Rated 1 out of 5 stars

Had need for emergency loan. Called and started process at 9 am and 15 calls and emails later got approved 6 hrs. later. Problem was they said they could not read bank statement when it was downloaded... See more

Rated 1 out of 5 stars

Aug 16th Tried making a payment online,the only two options were the minimum or the full amount. I called customer service to make a payment of half of the payoff amount and so far they haven'... See more

Rated 1 out of 5 stars

My caller ID popped up with my employer name, so I answered and I asked how are you calling with my employers number, she said she called the employer number I gave her and they transferred her to my... See more

Company details

  1. Alternative Financial Service

Information provided by various external sources

At Level Up Funding, OUR MISSION is to fuel small business growth by creating financing opportunities that open access to working capital. Finding capital for your business may seem like an intimidating task, especially when obtaining loans through the bank is difficult with tightened credit and extended application timelines. So when opportunities that require quick funding present themselves, we want to ensure you are aware of all the financing tools available for your small business. From lines of credit and equipment financing to short and multi-year term loans, we will deliver the option that will help take your business to the next level.


Contact info

1.3

Bad

TrustScore 1.5 out of 5

63 reviews

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1.3

All reviews

(63)

1 review in the last 12 months

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Rated 1 out of 5 stars

If I could give LevelUp Funding 0 stars…

If I could give LevelUp Funding 0 stars I would. I will never ever again become their customer. We are in a society where at least half the world is struggling since Covid! I’m one of them. I finally got a good job I was going to pay the two payments I missed this morning including other bills I needed to pay but no guess what I see around 4:30am? LevelUp takes $726 out of my account. Sad part is, LevelUp won’t refund it at all. I don’t care what kind of agreement y’all have y’all didn’t associate anything with me ! You just took my money like it was nothing! You don’t know what people go through. I bet if you were in my shoes you would refund this money back to me and just let me pay for the payments I missed ! Y’all were pressed and don’t care about nothing! So stop acting like you understood my situation because If you did I would’ve gotten better help than what I did this morning!

12 January 2024
Unprompted review
Rated 1 out of 5 stars

All the positive reviews are doctored

All the positive reviews are doctored, I started using this company not quite long and everything was going smoothly until I was about getting a loan then the problem started after making a deal then I was being asked for bogus fees everytime. Mean while “Easy beee” is making everyone happy cause if it integrity and support team being helpful.

21 December 2023
Unprompted review
Rated 1 out of 5 stars

LOAN SHARK 2.0

I applied for a loan I only wanted 700.00 they told me it was going to be a payment of 360.00 a month for 9 months- that is - 3240.00 for 700.00. Loan shark terms. Then I waited a day- they called back I said it was too expensive and they said if I borrowed 750.00 I could get better rates- 356.00 a month- 3204.00- for 700.00. Lies and Robbery.

28 November 2023
Unprompted review
Rated 1 out of 5 stars

Loan Sharks

I took out a loan for $1600 on 9/22/2023 and they took out $826 in payments, however I only had $32 dollars going towards the principle. They told me the payoff was $2300! I asked for a compromise of $1650. That gives them $876 profit for 35 day loan of $1600. However in there system it still shows I owe money! The account manager lied! I asked for the offer in writing and she never e-mailed the conformation just took the money! They need to be reported to the FTC

28 October 2023
Unprompted review
Rated 1 out of 5 stars

Horrible High Interest!! A SCAM

I borrowed $300 to help pay a bill I was desperate and had no one to help me! I paid $75 bi weekly regularly for 2 months thinking I’d pay off soon I knew there was interest but thought my $75 payments went towards the principle come to find out $1 and some change was going toward the principle while the rest was interest I was basically renting or buying time to when I can pay them back for the total Amount borrowed plus accrued daily interest . When I called for a final pay off amount I was told i owe $360 to pay off the loan so the $300 that is already paid was down the toilet! There is no monthly payment your buying time building more interest daily they are crooks! The longer you take to pay them back the entire amount borrowed plus interest will be almost doubled if you wait months they are crooks!!! DO NOT USE LEVEL UP FUNDING THESE PEOPLE WILL RIPP YOU STRAIGHT OFFF AND STEAL YOUR MONEY!

29 September 2023
Unprompted review
Rated 1 out of 5 stars

Deceitful terms.

This funding is the worst and just so deceitful. If you find yourself in a moment of need DO NOT even try to get a LOAN from them. They will give you the LOAN ASAP and the agent will not take the time to explain all the parameters around the loan. It is ridiculous. They try to market themselves as a company that cares etc but they will just even place you in debt. I took out a 1,000 loan, felt good that I was diligently paying for it weekly.. and was under the impression that I am halfway through the loan... ONLY to find out that the INTEREST was DAILY. please do not work with these people. try other ways. Do not get into the same situation as I have.

28 August 2023
Unprompted review
Rated 1 out of 5 stars

Don't get sucked in!!!!

I was in a Bind and was connected with Level up funding by way of (we fix money). My loan was for $700. This was 3/2023. I paid $161 every 2 wks. When I realized only $5 to $10 was going to the principal, I had to find a way to pay them off. So I did today and the payoff was $776!!! Yep they got me too but never again!!! This company is quick to loan you money because they are making a killing on astronomical interest rates, APR 500 & 600 %.

3 July 2023
Unprompted review
Rated 1 out of 5 stars

Totally took advantage of a single mom…

Totally took advantage of a single mom in desperate need. I was in A tight spot and borrowed 300. I didn't read the fine print and now they want to charge me over 1,000 to pay it back.
Out of my 89.00 payment, only about one dollar goes to my loan!!!!

18 May 2023
Unprompted review
Rated 1 out of 5 stars

NOT WORTH IT

I was $175 short on my $1600/monthly rent and I was desperate so I used level up funding. They did NOT scam but they definitely took advantage of a YOUNG COLLEGE student. I didn't fully read the terms and was never told over the phone how much it would cost to finance. They debt $30 a WEEK for 9 MONTHS!!!!!!!!!! The $175 turned into me owing $861. I would NEVER use this loan company again. EVER. PEOPLE BEWARE

22 September 2022
Unprompted review
Rated 1 out of 5 stars

FINANCIAL PREDATORS

I made a HUGE MISTAKE by not searching for reviews for this company prior to being lured into this NIGHTMARE. I had my back against the wall, I was desperate at the time and borrowed $900. Unfortunately I have not had the lump sum to pay them off & end this predatory scheme, so IF I pay the way they have it set up the $900 I borrowed is going to cost me roughly $4347. It honestly disgusts me to my core to even talk about this. Please DO NOT EVER use this company NO MATTER WHAT. They are FINANCIAL PREDATORS, in reality I would say financial geniuses for basically ripping people off, just hate that I made myself a victim. :-|

29 December 2022
Unprompted review
Rated 3 out of 5 stars

This is not a fake review so with that…

This is not a fake review so with that being said I borrowed $1,000.00 and according to their 600% APR I would have to pay back $3,600.00. But I foiled their plan because I paid off my loan the following week before they could automatically debit my checking account. Yes, I had to give up my entire paycheck that week but I think it saved me from falling into a payday loan nightmare. Just use caution when dealing with this company and make sure you can pay off the loan in full within a two-week time period

3 March 2023
Unprompted review
Rated 1 out of 5 stars

Financial Predators - DO NOT TRUST THEM, READ THE DOCUMENTS YOU ARE SIGNING

The loan I applied and was approved for was a $1500 loan. The lady I spoke to on the phone told me that I would pay $185 per payment until it was paid off in full by 10/23 (I borrowed in 01/23). No red flags until I saw that my pay-day payments went up to $285, so I find next that my estimated APR was 450%.. and would be paying back a total of $5500 for the total loan. This company didn't scam me (I was the one that ended up not reading enough into the fine print), but they took advantage of someone who was desperate. My advice is: No matter how much of in a pinch you are in, do not go with Level Up based solely on the fact that they are financial predators, as shown by so many other reviews.. Always read the contracts you are signing and agreeing to, in full, and understand them before submitting. This is common sense, but when desperate for some funds it can happen a lot quicker than you think.

10 March 2023
Unprompted review
Rated 1 out of 5 stars

if I could give NO STARs to thes Janky…

if I could give NO STARs to thes Janky Ass Loan Sharks they have the nerve to give mis information then they want not double not triple but quadruple the money they loan back. Example loan 1000 the want back 4000. im so serious DO NOT WASTE YOUR TIME THEY CANNOT HELP YOU.

16 January 2023
Unprompted review
Rated 1 out of 5 stars

LIARS! DO NOT TRUST THEM!

Worst and most deceitful company I have ever dealt with. Was led to believe payments would be monthly when they are actually weekly. I am most likely going to be evicted from my apartment because these awful people have completely broken me. Customer service is not helpful and will also lie to you. I received a $600 loan and will end up paying them over $3,000 when all is said and done. DO NOT USE THIS SERVICE!!!!

18 November 2022
Unprompted review
Rated 1 out of 5 stars

Outrageous interest

When I was told my payments they forgot to tell me it was every payday and would have been4 times the loan amount to pay back.

13 November 2022
Unprompted review
Rated 1 out of 5 stars

Loan shark alert

Loan shark alert! I’m a business owner and I needed to replace a piece of equipment. I googled and found Level Up (more like Level Down.) I have decent credit but the guy on the phone told me I’d pay 20% APR- high but I was in a pinch. Turns out he meant 420% APR, and I have been making monthly $1000 payments for the whole summer always auto debited and on time. I reported them to the BBB. Rot in hell, Level Up.

28 October 2022
Unprompted review
Rated 1 out of 5 stars

Worst place ever

Worst place ever! Vague on what and how your payments are to be made and how much. They trick you. If u borrow $1,000.00, you pay them back $5,000.00. Total scam. So if u need to borrow money DO NOT use this place especially if you live paycheck to paycheck. Then when you call to pay your balance off, they make it so difficult because they don’t want you paying it off.

14 October 2022
Unprompted review

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