Lowratecarfinance Reviews 

257
TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 142 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, friendliness, and knowledge, making the finance process clear and easy. Many highlighted the excellent customer service and communication, noting the team was supportive, responsive, and efficient. The service is often described as straightforward and quick, simplifying a process customers expected to be time-consuming. Reviewers frequently appreciate the fast response times and smooth user experience, often securing great deals with ease. People felt well-supported throughout, with the company ensuring a stress-free experience and leading many to highly recommend their services.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, professionalism,... See more

Service

Clients share positive opinions on service, with many reviewers highlighting the excellent, quick, friendly,... See more

Customer service

Customers had positive experiences with customer service, often highlighting helpful, friendly, and patient... See more

User experience

Reviewers highlight positive aspects of user experience, consistently describing the process as smooth,... See more

Response time

Users describe positive interactions with response times, highlighting quick and efficient service. Customers... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Smooth process from start to finish, really helpful staff, particularly Jordan & will who I dealt with whilst arranging my finance. Talked me through all the different options & made sure it was right... See more

Rated 5 out of 5 stars

That I can speak to a human, who has the patience to explain if I don't understand something. It's a big thing these days, taking out finance, borrowing money when times are hard so need everythin... See more

Rated 5 out of 5 stars

I dealt with a person called Dan from LRCF and he made everything very easy and straight forward, coming from someone who hasn’t had to apply for finance before and being completely new to it all, he... See more

Company replied

Rated 5 out of 5 stars

Trust me I have always have fear for long paper work and processing time but Lowratecarfinance has totally convinced me with their excellent service. They have proven to be the best . Great customer a... See more

Company replied


Company details

  1. Car Finance and Loan Company

Written by the company

Low Rate Car Finance is a vehicle finance broker specialising in comparing the best finance deals so you don't have to.


Contact info

4.9

Excellent

TrustScore 5 out of 5

257 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.9

All reviews

(257)

141 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Brilliant service

Brilliant service! with in 24 hours the finance was sorted and I was in the van. Would definitely recommend these

8 January 2026
Lowratecarfinance logo

Reply from Lowratecarfinance

Many thanks for your review!

Rated 5 out of 5 stars

Customer service has been amazing …

Customer service has been amazing thank you Sam Burrows. Quick response and good communication, been so helpful. Will definetely recommend to friends and family

12 January 2026
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Many thanks for your review!

Rated 5 out of 5 stars

Helpful and friendly staff with a quick…

Helpful and friendly staff with a quick swift turnaround! Faultless service from humans and not robots!! I couldn’t praise low rate car finance any more 11/10 🏅⭐️⭐️⭐️⭐️⭐️

6 January 2026
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thank you for your kind review.

Rated 5 out of 5 stars

Amazing customer service and support

Sam was absolutely brilliant with the service providing information quickly and allowing stuff to move smoothly. I cannot recommend these guys enough.

29 December 2025
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thank you for your review Kieran!

Rated 5 out of 5 stars

Dan was very helpful

Dan was very helpful ,everything was straightforward from start to finish ,highly recommended

23 December 2025
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thank you :)

Rated 5 out of 5 stars

Dan and Sam were fantastic from start…

Dan and Sam were fantastic from start to finish and an absolute pleasure to deal with. I couldn’t recommend them highly enough. Thank you!

23 December 2025
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thank you for the review Jane!

Rated 5 out of 5 stars

Dan and sam were amazing!

Dan and sam were both so helpful. Explaining every step of the way in detail to make sure I understood the agreement fully before signing anything. They were both friendly and had excellent customer service.

17 December 2025
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thank you Lucy, we will share the feedback with Dan and Sam!

Rated 5 out of 5 stars

This company is great

This company is great, Sam went above and beyond to help will use again 100% recommend.

16 December 2025
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thank you Balraj!

Rated 5 out of 5 stars

Absolutely brilliant from start to…

Absolutely brilliant from start to finish,,paige was VERY helpful and kept me up to date from start to finish..100% service.

20 November 2025
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Many thanks for your reviews and kind comments regarding Paige, we will be sure to pass on the excellent feedback.

Rated 5 out of 5 stars

Trust me I have always have fear for…

Trust me I have always have fear for long paper work and processing time but Lowratecarfinance has totally convinced me with their excellent service. They have proven to be the best . Great customer and support team. I would love to recommend them to anyone anytime . I can give more than 5star 😀. ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️

13 November 2025
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Many thanks for your review.

Rated 5 out of 5 stars

I dealt with a person called Dan from…

I dealt with a person called Dan from LRCF and he made everything very easy and straight forward, coming from someone who hasn’t had to apply for finance before and being completely new to it all, he made me feel very at ease and I understood everything very well. Would y recommend this company

26 August 2025
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Many thanks for your review, and comments regarding Dan, we will be sure to pass the comments on.

Rated 5 out of 5 stars

Great company to deal with nothing was…

Great company to deal with nothing was a problem for them,, sorting paperwork etc etc, dealing with any issues no problem and Lisa & Sam are a credit to the company
5/5
Thank you 👍👍👍👍

1 August 2025
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for your review Steve!

Rated 5 out of 5 stars

sam is AMAZING

sam is AMAZING
i couldn’t have wished to deal with a better person! we started the process late friday and it was completed on saturday :)
the communication was amazing and he helped with all the crazy queries i had.
i hope all customers get to work with sam :)
thank you for getting me on the road in the best and easiest way possible

14 June 2025
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look